In addition to sportswear and outdoor equipment, moisture-absorbent quick-drying fabrics are also widely used in everyday clothing and home textiles. In this study, three types of weft-knitted fabrics were designed using Coolmax fiber and polypropylene fiber. The Coolmax/PP fabric exhibits good stretchability with a strain of 180.5% and achieves a high cumulative individual transfer capability of 691.6%, with a water absorption rate of 50.2%/s. The moisture conductivity gradient presented good moisture and heat conductivity in a simulated human body temperature environment using an infrared camera. Furthermore, mathematical modeling was constructed and visual simulation analysis was conducted to explore moisture-thermal transfer behavior. The simulation results closely align with experimental data, providing insights into designing flexible and wearable quick-drying fabrics for thermal management.