We previously introduced high-accuracy finite-difference time-domain (FDTD) algorithms based on nonstandard finite differences (NSFD) to solve the nonabsorbing wave equation and the nonconducting Maxwell equations. We now extend our methodology to the absorbing wave equation and the conducting Maxwell equations. We first derive an exact NSFD model of the one-dimensional wave equation, and extend it to construct high-accuracy FDTD algorithms to solve the absorbing wave equation, and the conducting Maxwell's Equations in two and three dimensions. For grid spacing h, and wavelength /spl lambda/, the NSFD solution error is /spl epsiv//spl sim/(h//spl lambda/)/sup 6/ compared with (h//spl lambda/)/sup 2/ for ordinary FDTD algorithms using second-order central finite-differences. This high accuracy is achieved not by using higher-order finite differences but by exploiting the analytical properties of the decaying-harmonic solution basis functions. Besides higher accuracy, in the NSFD algorithms the maximum time step can be somewhat longer than for the ordinary second-order FDTD algorithms.