Google Pay has made significant strides globally, transforming how consumers conduct purchases and manage their finances. It boasts over 150 million users across 40 countries, with widespread adoption driven by its user-friendly interface and extensive features. Google Pay’s partnerships with local financial institutions, NGOs, and community leaders have promoted financial inclusion, particularly in underbanked and underserved communities. It has been instrumental in promoting the Unified Payments Interface (UPI), which has revolutionized digital payments in India and is being expanded to other countries. Despite Google Pay’s efforts to expand its services to underbanked populations, it faces significant challenges in promoting financial inclusion especially among nomadic communities. Nomadic marginalized communities are groups of people who lead a nomadic lifestyle, moving from place to place without a permanent home, and often face significant social and economic disadvantages like limited internet connectivity, digital literacy, and the transient nature of their lifestyle. Despite these obstacles, this case explores how Google Pay overcomes the challenges in digital payment systems like mobile wallets and digital currencies have the potential to significantly improve financial inclusion by providing access to banking services for the unbanked and underbanked population. Google Pay deals with nomadic marginalized communities to promote financial inclusion and economic empowerment. By providing tailored financial services, digital literacy programs, and improved internet connectivity, Google Pay helps these communities access essential financial tools, participate in the economy, and build resilience against economic challenges.
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