The cotton textiles with superhydrophobic and flame-retardant properties used in this study were manufactured by combining nano APP@SiO2 with silicone oil. To generate nano APP@SiO2 particles, the APP is coated with nano SiO2. The nano APP@SiO2 improves the flame retardancy of cotton textiles while altering the surface roughness of cotton fabrics, making them superhydrophobic after being treated with silicone oil. Cotton fabrics’ surface topography, chemical components, crystalline structure, thermal stability, flame-retardant, and superhydrophobic properties were investigated. The modified cotton fabric demonstrated not only exceptional superhydrophobicity with a WCA of 151.28°, but also good flame-retardant property. This multifunctional cotton fabric offers a wide range of commercial applications.