Nitrogen (N) losses from conventional N fertilizers contribute to environmental degradation and low N use efficiency. Highlighting the need for slow-release fertilizers (SRFs) to mitigate these problems, this study aims to develop slow-release N fertilizers using starch-grafted-poly[(acrylic acid)-co-acrylamide] based nanoclay polymer composites (NCPCs) and investigate their efficacy for slow N delivery in soil. Three types of NCPCs, NCPC(A) (poly [(acrylic acid)-co-acrylamide]), NCPC(W) (wheat starch-grafted-poly[(acrylic acid)-co-acrylamide), and NCPC(M) (maize starch-grafted-poly[(acrylic acid)-co-acrylamide) were prepared and characterized using FTIR spectroscopy and X-ray diffraction techniques. N-release behaviour of the products was assessed under two distinct soils, i.e., Assam (Typic Hapludults, pH 4.2) and Delhi (Typic Haplustepts, pH 7.9) soils. Additionally, the effects of varying soil moisture and temperature levels on N release were studied in the Assam soil. The N-release kinetics of the synthesized fertilizers were assessed using zero-order, first-order, Higuchi, and Korsmeyer−Peppas models. Degradability of the NCPCs was evaluated by measuring evolved CO2–C under various soil conditions as an indicator of microbial degradation. The results indicated that NCPC fertilizers significantly slowed down the release of N compared to urea. According to the R2 values obtained, it was evident that the first-order kinetic model most accurately describes the N release from both urea and NCPC-based N fertilizers in the studied soils. Among the formulations, NCPC(A) exhibited the lowest N release (42.94–53.76%), followed by NCPC(M) (51.05–61.70%), NCPC(W) (54.86–67.75%), and urea (74.33–84.27%) after 21 days of incubation. The rate of N release was lower in the Assam soil compared to the Delhi soil, with higher soil moisture and temperature levels accelerating the release. Starch addition improved the biodegradability of the NCPCs, with NCPC(W) showing the highest cumulative CO2-C evolution (18.18–22.62 mg g−1), followed by NCPC(M) (15.54–20.97 mg g−1) and NCPC(A) (10.89–19.53 mg g−1). In conclusion, NCPC-based slow-release fertilizers demonstrated a more gradual N release compared to conventional urea and the inclusion of starch enhanced their degradability in the soil, which confirms their potential for sustainable agricultural applications. However, soil properties and environmental factors influenced the N release and degradation rates of NCPCs.