Multipurpose Cooperative Research Articles

Determinants of Investment Decisions of Multipurpose Cooperatives of Soccsksargen Region, Philippines

Determinants of Investment Decisions of Multipurpose Cooperatives of Soccsksargen Region, Philippines

Determinants of Credit Constraint among Smallholder Farmers’ Co-Operators in Oyo State, Nigeria

Credit constraint (CC) has been identified as one of the factors that diminish the production efficiency of farmers. Although Multipurpose Cooperative Societies (MCS) have been identified as an avenue to reduce (CC) among farmers, (CC) persists. Thus, the effectiveness of (MCS) in credit delivery and the determinant of (CC) of co-operators were examined. A four-stage sampling procedure was used where Oyo State was purposively selected based on high numbers of registered Agricultural Cooperative Societies. One block was selected from each zone of the four Agricultural Development Project zones. Two cells were randomly selected from each block. Multi-purpose cooperative societies from each of the cells were randomly selected. Co-operators were randomly selected proportionate to size and in all, 200 respondents were randomly selected. Co-operators access credit, inputs, tractors, market information and processed their produce by (MCS). Female co-operators were more credit constraint than their male counterparts. Education, default history farming experience, monthly contributions and dependency ratio were the determinants of credit constraint. Default history has the highest impact in determining credit constraint of co-operators, therefore conscious effort is needed by co-operators to avoid it occurrence. Credits should be made available to farmers through cooperative societies to enhance their efficiency

Kajian Penyusunan Laporan Keuangan pada Koperasi Karyawan Mandiri Perum Damri Surabaya

In accordance with Law No. 25 of 1992 Chapter I Article 1 paragraph (1) concerning cooperatives. Cooperatives are business entities whose members are individuals or cooperative legal entities based on cooperative principles as well as people's economic movements based on the principle of family. Cooperatives are formed and managed democratically to meet the needs of members without making profit the main goal because cooperatives are established to improve the economic welfare of their members. The characteristics of cooperatives that distinguish them from other business entities are that cooperative members have a dual identity, namely members as owners and at the same time users of cooperative services. The history of cooperatives initially began in the 20th century. The history of cooperatives began with the results of small businesses that were not spontaneous and carried out by the common people. Low economic capacity encouraged small businesses to escape from suffering. Cooperatives were introduced in Indonesia in 1896 where the establishment of cooperatives was pioneered by R. Aria Wina Atmaja in Purwokerto, Central Java. On July 12, 1947, the cooperative movement in Indonesia held its first cooperative congress in Tasikmalaya. The date of the congress was later determined as Indonesian Cooperative Day. The existence of cooperatives in Indonesia is regulated in the 1945 Constitution article 33 paragraph 1 and Law no. 17 of 2012 concerning cooperatives. In Indonesia there are several types of cooperatives including savings and loan cooperatives, producer cooperatives, multi-purpose cooperatives, consumer cooperatives and many more including employee cooperatives. Employee cooperatives are cooperatives whose members are employees of the company itself without outside communities.

Challenges of multipurpose cooperatives in the marketing of agricultural products in the southwest part of Ethiopia

Agricultural cooperatives, particularly multipurpose cooperatives, are considered a valuable means of improving the livelihoods of small-scale farmers in developing countries. By collaborating with farmers, they can increase their collective bargaining power, negotiate better prices for their crops, and boost their incomes. However, despite their significant contributions, multipurpose cooperatives face challenges that can hinder their ability to play a significant role in agricultural product marketing. This study aimed to analyse the challenges of multipurpose cooperatives in the marketing of agricultural products in the southwest part of Ethiopia. A two-stage sampling technique was used to select a sample size of 196 members from four multipurpose cooperatives. A mixed research design, which combines both qualitative and quantitative data collection methods, was used. Quantitative data was collected through a structured questionnaire from primary sources, while qualitative data was collected through focus groups and key informant interviews. Descriptive statistics such as mean, chi-square, standard deviation, frequency, and percentage were used to analyse the data. The study revealed that the multipurpose cooperatives in the study area faced several internal and external constraints. The key internal challenges were a lack of capital, an unskilled workforce, and low commitment from committee members. On the other hand, the major external bottlenecks included inadequate and inconsistent technical assistance, deficiency in knowledge and skills, and inadequate documentation and information in the marketing of the multipurpose cooperatives. The study suggests that the government and other non-governmental organisations should provide financial and technical support to encourage cooperatives.

IoP (Internet of Pigs): Design and Implementation of an Automatic Swine Feeder, Waterer and Shower System for a Livestock Multi-Purpose Cooperative

Conversion of manual application to automatic operation in pig feeding enables the pig farm industry to advance into new practices. The efficiency and profitability of pig farm practices could be enhanced with improved technology. This study aims to develop, design, evaluate and implement the IoP (Internet of Pigs): An Automatic Swine Feeder, Waterer, and Shower System for a Livestock Multi-Purpose Cooperative and use it to increase livestock productivity. Using an IoT Application, the owner can control the mobile app and monitor the level of feeds on time. This project can be used by the owners to automate pig feeding from afar which can highlight a range of issues such as feeding on time and consumption of feeds. To build the device, the developers used Arduino Nano, Esp8266 as the microcontroller, wiper motor and motor driver to rotate the conveyor, relay to give a needed voltage in the motor, IR sensors to monitor the level of feeds, water pump to dispense water and shower, and RTC(Real-Time Clock) to control the time. Results show that the project is capable to feed, water and shower the pigs in the indicated period as well as the automation and monitoring of the feeding system using a mobile application.

The Implementation of Selected Republic Act 9520 Provisions Among Multi-Purpose Cooperatives in the City of Mati

This research study investigates the implementation of Republic Act 9520 (RA9520) provisions in Multi-Purpose Cooperatives, focusing on their purposes, objectives, and by-laws, while analyzing the demographic profile of cooperative members. Utilizing a descriptive-evaluative research design with a sample size of 385 active members, the study reveals a mature membership base, with a higher representation of females and a strong emphasis on longevity and commitment within cooperatives. The findings also indicated a very high level of implementation of the legislation, with By-Laws received the highest rating. Significant differences were observed in the implementation of cooperative purposes and objectives based on years of cooperative existence and membership. The study concluded that the MPCs in the City of Mati consistently adhere to RA9520, particularly emphasizing compliance with By-laws and objectives. However, variations in responses were noted when considering the demographic profiles of members.

The Balanced Scorecard Approach to measuring Cooperative Performance: Implications for Multipurpose Cooperatives in the Philippines

The Balanced Scorecard (BSC) has been studied a lot as a tool for measuring performance in corporate organizations around the world, but it hasn't been studied much in cooperatives. The goal of this research was to ascertain how multipurpose cooperatives perform using the BSC. A total of eighteen cooperatives were purposively chosen as samples for this research, where members, employees, and managers served as the respondents. The study utilized a descriptive research design whereby the researcher collected and analyzed financial statements for three years, made use of surveys to elicit responses from respondents, and conducted document analysis to further enhance the result. Results showed that the cooperatives’ financial performance obtained a "fair performance" rating using the Cooperative Development Authority's (CDA) performance standards. Members/customers received very satisfactory performance, while internal business processes and learning and growth received excellent results. This investigation revealed that despite financial performance issues, cooperatives met member expectations, provided outstanding business processes, and provided staff learning and development, contradicting Kaplan and Norton's assertion that optimal performance in all three areas leads to financial success. Weak areas were also identified along with the four BSC perspectives that need intervention, and strategies were devised to enhance and improve performance utilizing the BSC framework. It is recommended that cooperatives adopt strategies in terms of improving their performance, particularly in the identified weak areas, and meeting their objectives and goals as set by CDA. Future researchers may consider discovering cooperatives' performance in other social aspects.

A mixed methods study on digital orientation and digital transformation of multi-purpose cooperatives in Davao Region: Similarities and differences in context

A mixed methods study on digital orientation and digital transformation of multi-purpose cooperatives in Davao Region: Similarities and differences in context

Employee Attitude and Job Motivation as Influencers of Employee Commitment Among Selected Multi-Purpose Cooperatives in Davao City

Employee commitment is crucial for the prosperity of the organization. The study aimed to determine the influence of employee attitude and job motivation on employees’ commitment among Multi-Purpose Cooperatives in Davao City. A descriptive-correlational design was utilized in the study with a purposive quota of 200 respondents from among the 10 selected multi-purpose cooperatives in Davao City. Mean, Standard Deviation, Pearson R, and Multiple Regression Analysis were used to analyze the gathered data. Research findings unveiled that the level of employee attitude toward multi-purpose cooperatives in Davao City is often manifested. The cooperative may instigate and cultivate activities and practices to enhance employee engagement and satisfaction. In addition, the level of job motivation is often manifested. The company cooperative may sustain and improve the procedures concerning employee motivation. Moreover, the level of employee commitment of cooperative personnel is often evident. The study suggests implementing flexible working arrangements and utilizing task management tools to improve and elevate the working conditions among employees. Further, employee attitude and job motivation significantly correlate with employee commitment. Also, the combined influence of employee attitude and job motivation can explain 71.6% of the variation in employee commitment.

Application of Universal Cooperative Principles in Agricultural Cooperatives: A Case Study from Nepal

This study examines the use of universal cooperative principles by agricultural cooperatives in Nepal, highlighting their importance and the challenges they face. Data from 45 cooperatives, including savings and credit cooperatives (n=17) and multipurpose cooperatives (n=28), and 135 respondents in Tulsipur Sub-Metropolitan City, Nepal were analyzed quantitatively and qualitatively. The study suggests that principles such as democratic member control, voluntary and open membership, and member economic participation are critical to the effective and sustainable operation of agricultural cooperatives in Nepal. These principles promote members' sense of responsibility and ownership by ensuring transparency, fairness, and democratic decision-making. However, the research also identifies several constraints facing Nepal's agricultural cooperatives, including limited access to finance, inadequate infrastructure, governance issues, lack of technical expertise, and political interference. These challenges could hinder cooperatives' ability to expand into new markets, provide essential services to members, and support the long-term growth of Nepal's agricultural sector. The study concludes that addressing these issues and promoting the adoption of universal cooperative principles are essential to strengthening agricultural cooperatives in Nepal and enabling them to significantly improve the livelihoods of farmers and rural communities.

Total Quality Management and Employee Job Performance among WADECOR Employee Agrarian Reform Beneficiaries Multi-Purpose Cooperative Employees

Total Quality Management and Employee Job Performance among WADECOR Employee Agrarian Reform Beneficiaries Multi-Purpose Cooperative Employees

Total Quality Management and Employee Job Performance among WADECOR Employee Agrarian Reform Beneficiaries Multi-Purpose Cooperative Employees

Total Quality Management and Employee Job Performance among WADECOR Employee Agrarian Reform Beneficiaries Multi-Purpose Cooperative Employees

Organizational Structure and Employees’ Performance: The Case of a Multipurpose Cooperative in Nueva Vizcaya

In the Philippines’ social and economic structure, cooperatives play a significant role, particularly in rural areas, by facilitating market access and resource distribution and fostering communal growth. Despite being recognized by government policies as key contributors to financial inclusion, economic growth, and poverty eradication, the effectiveness of cooperatives concerning their organizational structures is often overlooked. This study aims to determine the correlation between Organizational Structure and Employees’ Performance: The Case of a Multipurpose Cooperative in Nueva Vizcaya. It employs a quantitative approach, combining descriptive and correlational designs. The survey questionnaire used in this study is adopted from three research sources. The results revealed that most of the cooperative’s workforce was comprised of young professional women, with an average age of 29.97. The respondents were predominantly from the Accounting Department, with a notable representation from lower/operational management. Moreover, a substantial portion of the respondents had tenure exceeding six months. The results indicated a positive perception of the subcategories within the organizational structure, significantly influencing employee performance. However, certain aspects of the organizational structure, such as hierarchical structure, formalization, and internal and external boundaries, showed no significant relationship with employee performance. These findings highlight the complex interplay between organizational structure and employee performance in a cooperative setting.

Development of a Portable Cool Box to Increase Milk Distribution Capacity

The SN Multipurpose Cooperative has a business of collecting pure cow's milk from dairy farmers. Milk is processed by cooling it to a certain temperature. Pure milk from cooperatives sent to milk factories can be rejected by milk factories for various reasons so that dairy farmers experience losses. The SN Multi-Business Cooperative carries out business development, namely pure milk is further processed by the cooperative into ready-to-drink processed milk products. Business development in the field of processing pure milk products will provide a greater selling value compared to pure milk sold directly to milk factories. Distribution and delivery of processed milk to consumers is carried out using motorbikes. To carry processed milk, every motorbike rider uses a basket bag made of thick cloth which is placed on the back and contains around 30 liters of milk. Inside this bag, ice cubes are placed to maintain the temperature of the processed milk. Over a long period of time the ice cubes will melt into water and seep into the basket bag and damage the basket bag. With the development of a portable toll box, it is possible to maintain milk temperature for longer as well as anthropometric arm length and upwards. The cool box installed on the motorbike is equipped with foam in the cooling box. The distributed capacity is greater to 64 liters.

Implementation of The Collaborative Funding Model for Sheep Fattening Farming at The Riungmukti Multipurpose Cooperative Kalapanunggal District, Sukabumi Regency, West Java

Sheep farming is an important income for rural communities. The fattening segment has better business prospects than breeding. This conducive business opportunity cannot be accessed bysheep farmerss, due to limited financial capital for purchasing fattening sheep. Community service activities aimed to provide funds to finance fattening by sheep farmers, using a crowdfunding system. Implementation of activities using the territorial mapping method, counseling and assistance to members and administrators of the Riungmukti Multipurpose Cooperative, Kalapanunggal District, Sukabumi, West Java. The program evaluation showed that crowdfunding system by strengthening the Ecobis 2-3-5 profit sharing pattern received appreciation from the majority of sheep farmers and investors. The Ecobis 2-3-5 pattern provides financial feasibility for investors, with a rate of return on investment value added of 11.42 percent/year, greater than interest on bank savings, deposits and interest on people's business credit loans (KUR). Cooperative program operational costs can be covered, as well as increasing employment and business opportunities for farmers. Increasing program performance can be done through investment promotions to attract investors, improving services to farmers, especially the movement to plant forage on empty and/or unproductive land with the addition of legume plants. It is necessary to run monthly communication forums between farmers for business motivation, exchange experiences, and increase the capacity for adopting science and technology.

Evaluation of Cooperative Risks in Eastern Visayas: Basis for the Development of Risk Management Manual

This study evaluated the risk exposure of cooperatives in Eastern Visayas as basis for the development of a comprehensive risk management manual. The research provided a detailed overview of cooperative profiles, encompassing factors such as membership, asset size, loan portfolio, savings/deposits, equity, and years of operation. The examination extended to the assessment of risk levels across institutional, financial, operational, and external dimensions. Employing a descriptive survey methodology, the study utilized a validated self-made survey schedule as the primary data-gathering instrument for risk assessment. Data analysis involved the application of statistical measures such as arithmetic mean, Pearson correlation, risk severity matrix, and standard deviation. The sample comprised thirty (30) credit and multi-purpose cooperatives, representing 75% of medium and large cooperatives in Leyte, Southern Leyte, Biliran, and Samar provinces. Results indicated an overall low risk level for cooperatives in the institutional, financial, operational, and external dimensions. Particularly, the financial aspect exhibited the highest mean score compared to other risk categories. Factors like the number of members, asset size, loan portfolio, and equity demonstrated significant correlations with identified risks, except for members' savings deposits and years of existence. The study highlighted that the top 5 specific risks carried a combination of high and medium probabilities and impacts. Mitigation strategies, including an internal control system and internal audit, emerged as crucial measures to manage these risks. These strategies were subsequently incorporated into the developed risk management manual, which is recommended for implementation by cooperatives as a proactive measure.

IMPLEMENTASI STANDAR AKUNTANSI KEUANGAN TANPA AKUNTABILITAS PUBLIK (SAK ETAP) PADA LAPORAN KEUANGAN KOPERASI SERBA USAHA ”AKEN MITRA SEJATI” CAKRANEGARA

Cooperatives as economic entities make financial reports as a means of accountability to members and cooperative management. Cooperative financial reporting is regulated in the Financial Accounting Standards for Entities Without Public Accountability (SAK ETAP). Considering that the need to prepare and present financial reports guided by SAK ETAP greatly influences the continuity of cooperative businesses, therefore this research aims to analyze the extent of implementation of SAK ETAP in the preparation and presentation of financial reports of KSU "Aken Mitra Sejati" Cakranegara. The research approach is descriptive qualitative which compares the preparation and presentation of financial reports in cooperatives with the provisions contained in SAK ETAP. Data analysis was carried out by describing the data found in the cooperative and then comparing it with SAK ETAP. The research results show that the Aken Mitra Sejati Cakranegara Multi-Purpose Cooperative has not fully implemented the preparation of financial reports in accordance with SAK ETAP

Women Empowerment through Cooperative: A Case Study of Ichangu Mahila Jagriti Multipurpose Cooperative Limited

Women empowerment involves participation of women in political structures and formal decision-making and economic decision-making which is achieved through education, raising awareness, literacy, and training. Co-operatives in general and specifically women-led co-operatives, have played an important role in women empowerment. This study aims to identify the contribution of Ichangu Mahila Jagriti Multipurpose Co-operative Limited (IMJCL) located in Nagarjun municipality Kathmandu on economic, socio-cultural and political aspects of women empowerment who became its member. The study was conducted in Nagarjun municipality Kathmandu among the 124 women inheritors with 10 years of experiences and cooperative activities were randomly selected using lottery method for data collection. Primary data was collected via structured questionnaire, focus group discussion and key informant interviews. For the data analysis paired sample t-test was applied in three different domains of empowerment: economic, socio-cultural and political dimensions. The finding showed there was positive impact on women empowerment with significant difference in socio-cultural, economic and political empowerment of its member. The study shows there were significant changes after involvement in different programmes of IMJCL. Finally, its finding focusses on the crucial role of cooperative in the overall empowerment of women. Extension of cooperative organizations is indispensable for the nation.

Organizational Climate and Customer Relationship Management in a Cooperative

Members are the primary customers and lifeblood of multi-purpose cooperatives. This study aimed to determine the extent of organizational climate and customer relationship management among members of a Multi-Purpose Cooperative in Negros Occidental. This study is anchored in Social Exchange Theory and Relationship Management theory. The researchers conducted a quantitative study between November 2021 and March 2022 with 347 members. The researchers used descriptive, comparative, and correlational methods. The result indicates a great extent in both organizational climate and customer relationship management based on the responses of the members. The study found a high association between organizational climate and customer relationship management. The researchers conclude that the multi-purpose cooperatives emphasized the benefits and well-being of their members which enhances their organizational climate perspective by providing quality and innovative service through customer relationship management.

Capacitating Strategies to Promote Climate Resilient Coconut-based Farming Systems (CR-CBFS) in Vulnerable Coconut Communities of the Philippines

Climate extremes that continuously bring unpredictable weather patterns particularly strong typhoons and rainfall events devastated many coconut-producing areas in the Philippines. These weather patterns affected the livelihood of farmers and the whole supply chain of the coconut industry. Adoption of a clustering system of farmers is a key approach to sustaining the growing needs of the coconut industry. This will ensure the continuous engagement of farmers in coconut farming where good agricultural practices are performed in developing products that meet the domestic and international market standards. However, clustering of climate-resilient integrated farming systems through participation in multi-purpose cooperatives requires scientific guidance, market-driven production and market linkages.This paper integrates learnings from past coconut and coconut-based farming system (CBFS) projects. Further, it highlights the learning-by-doing approach where core trainers are developed to train farmer groups in designing location-specific climate-resilient CBFS using a hybrid curriculum of CR – Farmers Field School (CR – FFS) and Farmer Business School. This improvement in the integrated curriculum can change individual and community perspectives, improve farm practices, reduce the impacts of climate-related hazards and risks, provide sustainable livelihoods and enhance farmers’ participation in agri-enterprises. The CR-CBFS season-long training exercises will integrate climate risks and forecasts in farmers’ decision-making, provide technical and business lenses for improved farm productivity and profitability through the integration of complementary enterprises such as intercropping, livestock, value-adding and processing that consider environmental, socio-cultural and economic factors.