The electromagnetic scattering from the composite model of a three-dimensional (3D) dielectric object located above a two-dimensional (2D) dielectric rough surface is analyzed in this work. Poggio, Miller, Chang, Harrington, Wu, and Tsai (PMCHWT) integral equations are discretized by the method of moments (MoM) into a matrix which is solved by Biconjugate Gradients Stabilized (BICGSTAB) method. Method of 3DMLUV was used for PEC object located above rough surface. Comparing to the case when object and rough surface are both PEC, the memory requirement and computational complexity for dielectric models are increased due to doubled unknown number. Moreover, compared to dielectric object in free space, the coupling between dielectric object and dielectric rough surface will result in complicated numerical simulation. To solve this problem, the updated rank based 3D Multilevel UV (3DMLUV) method is employed to reduce memory consumption and CPU time overhead. The 3DMLUV has been successfully applied in the scattering of PEC targets; however, when the object or rough surface becomes dielectric, the coupling between dielectric object and dielectric rough surface will lead to slow constriction. Therefore, the Fast Iterative Approach (FIA) is applied to further speed up the constricted speed of the matrix required in 3DMLUV. The efficiency, stability, and accuracy of the proposed method are demonstrated in a variety of scattering problems.