A reliability analysis can become intricate when addressing issues related to nonlinear implicit models of complex structures. To improve the accuracy and efficiency of such reliability analyses, this paper presents a surrogate model based on an adaptive AdaBoost algorithm. This model employs an adaptive method to determine the optimal training sample set, ensuring it is as evenly distributed as possible on both sides of the failure curve and fully contains the information it represents. Subsequently, with the integration and iterative characteristics of the AdaBoost algorithm, a simple binary classifier is iteratively applied to build a high-precision alternative model for complex structural fault diagnosis to cope with multiple failure modes. Then, the Monte Carlo simulation technique is employed to meticulously assess the failure probability. The accuracy and stability of the proposed method’s iterative convergence process are validated through three numerical examples. The findings of the study illuminate that the proposed method is not only remarkably precise but also exceptionally efficient, capable of addressing the challenges related to the reliability evaluation of complex structures under multi-failure mode. The method proposed in this paper enhances the application of mechanical structures and facilitates the utilization of complex mechanical designs.