ABSTRACT Coal ash effluent effects including particulates, acidic pH excursions, elemental concentrations and bioconcentration in selected organisms have been studied as changes in water quality and densities of benthic macroinvertebrate and mosquitofish (Gambusia affinis) populations in a swamp drainage system over an eight‐year period. Three changes in the ash basin settling system were made between mid‐ 1973 and January 1982. Initial density of the aquatic biota was altered severely by heavy ash siltation, followed by acidic pH excursions and perhaps overall by elemental concentrations and bioaccumulation. Heavy ash siltation, followed by acidic Ph excursions (mean of 5.5, extreme of 3.5) after the addition of fly ash to the original settling basin system, had the most profound effect on biota. Dipterans (chironomids) and some odonates (Plathemis lydia and Libellula spp.) were resistant to heavy ash siltation, while mosquitofish, which showed no discernible responses to ash siltation, were absent at acidic pH, along with the few previously surviving invertebrate populations.Elemental concentrations of arsenic, cadmium, chromium, copper, selenium, and zinc did not appear to limit aquatic flora and fauna on a short‐term, acute basis. Long, chronic elemental exposures may have been instrumental in retarding the recovery of all forms of aquatic life in the receiving system. Elemental concentrations (except for arsenic and selenium) in the receiving system were generally one to two orders of magnitude higher than the Water Quality Criteria set by the U.S. Environmental Protection Agency (1980) for protection of aquatic life for the minimum and 24‐hour mean values. From collective elemental exposures in the receiving system, bioconcentration factors in macrophytes, invertebrates and fish were generally lower than those reported in the literature for laboratory, single elemental concentrations. By 1978, when the new settling basin systems were operating effectively, invertebrate populations were largely recovered, and mosquitofish populations recovered within one year afterward.