Scleractinian corals form symbioses with diverse photosynthetic dinoflagellates (genus Symbiodinium) that confer varying levels of performance and stress tolerance to their hosts. Variation in thermal stress susceptibility (i.e., bleaching) among conspecific corals is linked to variability in symbiont community composition, yet factors driving heterogeneous symbiont associations within a population are poorly understood. To investigate potential drivers, we characterized Symbiodinium communities in Montipora capitata (N = 707 colonies) across the biophysical regions, reef types, and depth range of Kāne‘ohe Bay (Hawai‘i, USA), where this dominant reef-builder associates with Symbiodinium spp. in clade C (C31) and/or D (S. glynnii), and occurs as brown and orange color morphs. The distribution of these traits was primarily influenced by depth: orange, D-dominated colonies were more prevalent in shallow, high light environments (< 2 m), whereas brown, C-dominated colonies were more prevalent with increasing depth and light attenuation. Though either color morph could be dominated by either symbiont, brown colonies were almost exclusively C-dominated, while orange colonies were more likely to be D-dominated above 4.3 m, and C-dominated below, revealing a significant interaction between color morph and symbiosis ecology. The distribution of orange, D-dominated colonies extended deeper on patch reefs, where light penetrates deeper, compared to the more turbid, fringing reefs, further supporting light as the driver of these patterns. This work reveals that symbiont community variability may arise either from holobiont phenotypic plasticity or differential survival across light gradients, with implications for predicting coral bleaching responses and informing management applications such as selective breeding of robust corals.