Value For Money Research Articles

기술융합형 웹툰 서비스의 지속적 사용에 영향을 미치는 요인 연구

This study aims to identify the factors influencing the continuous use of technology-converged webtoons by users through the Extended Unified Theory of Acceptance and Use of Technology (UTAUT2). The influence of webtoons as a media form is increasing, and they are evolving into technology-converged webtoons, such as smarttoons optimized for mobile environments and cuttoons designed for sharing on social media. The study investigated the factors influencing the continued use of technology -converged webtoons by categorizing them into technical attributes (effort expectancy, social influence, facilitating conditions, recommendation services) and psychological factors (hedonic motivation, price value, habit). The research findings revealed that, within the technical attributes, effort expectancy positively impacted the sustained use of technology-converged webtoons. Furthermore, within the psychological factors, hedonic motivation, price value, facilitating conditions, and habit were found to have a positive influence on the continuous use of technology-converged webtoons. Through this study, it was determined that users of technology-converged webtoons are more likely to continue using webtoons due to psychological factors rather than technical attributes. Additionally, the study highlighted the importance of the price value factor, noting that users perceive the price of technology -converged webtoons as “reasonable,” offering “good value for money” and providing “utility.” Based on these findings, it is expected that this study will serve as valuable data for the future developmental growth of the webtoon industry.

Exploring customer preferences to drive successful food supplement placement in Croatia

This study examines the preferences and influences on the decisions of Croatiancustomers when purchasing food supplements. A survey of 312 customers of foodsupplements in Croatia found that distribution channels and pharmaciessignificantly influence the purchasing process, attributed to the value added bypharmacists. The most important aspects that customers consider are the type andamount of active and auxiliary ingredients (excipients) of the product. Brand-conscious customers consider the manufacturer and the product’s country of originimportant. The greatest influence is the recommendation of family members orfriends. People prefer to choose a food supplement that offers value for money, butthose without previous experience with the product are more price sensitive andbuy on sales promotions such as discounts and packaging at a promotional price.Based on the results of this study, manufacturers and distributors of foodsupplements can create strategies in which, through co-creation with consumers,they achieve a competitive edge, encourage loyalty, and improve business results.

A critical analysis of public private partnership model in energy from waste projects

The Public Private Partnerships (PPP) and the Private Finance Initiative (PFI) have been significantly adopted over the last three decades as a mechanism for the delivery and financing of projects. Various infrastructure project types in the energy and the transport sectors have adopted this procurement system for their ‘anticipated’ effectiveness in risk distribution and value for money. Yet, their acclaimed benefits, particularly in ensuring value for money in the waste to energy – or energy-from-wastes (EfW) – sector are under significant scrutiny. Governments and investors are increasingly questioning their fiscal efficiency and overall benefit to taxpayers. Despite these concerns, studies investigating whether PFI provides value of money of PFI in EfW are lacking. This study addresses this gap by comparing the PFI models used in the UK and Canada in currently operative EfW projects using mixed risk epistemology approach combining methods that provide both a real and objective evaluation of issues and risks and a subjective (or opinion-based) evaluation. The former is achieved through a quantitative probabilistic model for simulating EfW feasibility at the operation phase. The quantitative probabilistic model is capable to model and capture how operational phase costs and profitability are affected by lifecycle risks (such as quality of service driven by contractual requirements that are usually passed on to the Operation and Maintenance (O&M) contractor) and a range of technical, payment and incentive dynamic variables and their fluctuations. If the impact of these variables is not considered and modelled accurately, the O&M contractor could incur significant losses undermining the viability of the EfW project. The latter employs a psychometric methodology to delve into the primary concerns of professionals involved in EfW projects regarding associated risks. The results show that common O&M risks identified in EfW PPP projects in UK and Canada prevail around unplanned maintenance, infeed waste reduction, market price, unsustainable debts, and policy changes.

Do We Scapegoat The Pandemic? Investigating The Changes in Satisfaction Drivers of Air Passengers With DWLS-SEM

This paper aims to investigate whether there is an alteration in the drivers of air passenger satisfaction before and after COVID-19. We conducted the multigroup structural equation modelling with the diagonally weighted least squares estimation method as the variables are categorical. Lastly, we performed ANOVA to spot if there is a change in the drivers of passenger satisfaction between before and after the pandemic. The results suggest all service attributes have a significant impact on satisfaction in the pre-COVID-19 era. Even if it seems that in-flight entertainment and in-flight WiFi are not as influential as before in the post-pandemic, ANOVA results revealed the difference between the pre-pandemic and the new-normal period was not statistically significant. Accordingly, airlines should not ignore the need to improve service attributes, called premium services, and holistically improve service design. In addition, after value for money, the most important attribute for passengers is ground handling. Hence, speeding up the boarding process would return carriers in the form of more satisfied customers. To the best of our knowledge, this is the first paper employing Multigroup DWLS SEM to focus on changes in determinants of air passenger satisfaction in a holistic approach, focusing on pandemic periods.

EDUKASI PENTINGNYA MENABUNG USIA DINI BAGI SISWA SD NEGERI 1 RUMAHTIGA, AMBON

Community Service is an obligation that must be fulfilled by university personnel, including lecturers and students. In Batch L KKN Period II for the 2023/2024 Academic Year, we carried out community service to students at SD Negeri 1 Rumahtiga - Ambon about the importance of saving at an early age. It is hoped that this education can motivate children to instill understanding and knowledge about the importance of saving at an early age to determine the future. Developing the habit of saving is a character that needs to be developed in early childhood. The concrete nature of child development is very effective in instilling a culture where saving determines the future. Students come to know and understand the benefits of saving for themselves. Apart from that, to develop and strengthen children's awareness of saving, parents need to be role models, and introduce the value of money, and how to set aside pocket money for savings.

Analysis of Emotional Tendency of Tourism Consumers Based on LSTM and Fuzzy Control Algorithm

Learning the emotional tendency of travelers improves their interests and provide optimal traveling recommendations. This, however, requires large volumes of data such as travel plans, visit sites, personal interests, value for money, etc. for a detailed analysis. For ease of such analysis, in this article, an organized combinational control method (OC2M) is proposed. This method relies on conventional long short-term memory (LSTM) and fuzzy control (FC) to support such analysis. The first is responsible for filtering non-repeated data from the previous travel/ tour history reducing the data discreteness. This is organized non-recurrently to prevent outdated/ trivial data from influencing the consumer’s emotional learning. The FC process filters the adaptable data with the future tour/ travel plan for providing optimal recommendations that are liable to the consumer’s emotional tendency. This is identified based on the user's interest, preferences, and emotional connectivity with the place or plan from previous histories. Therefore, the proposed method improves the recommendation and validation tendencies of the consumer’s travel plan accordingly.

Analisis Kinerja Keuangan Pemerintahan Daerah Berdasarkan Value Money Pada Pemerintah Kota Bandung Tahun 2020-2022

This research aims to analyze the financial performance of Bandung Metropolitan City based on the concept of Value for money from 2020 to 2022 by considering economic, efficiency and effectiveness perspectives. The use of this research method is Descriptive Qualitative Analysis Method. The analysis method used includes financial data regarding the city's income, expenditure and investment during this period. This study uses an evaluative approach to assess the efficiency of regional financial management and its impact on the regional economy. The results showed that the financial performance of the Bandung City Government was able to maintain its economic index. In terms of efficiency, the financial performance of Bandung City Government from 2020 to 2022 is less stable. This shows that the Bandung City Government basically needs to minimize the use of resources and again increase efficiency. In terms of effectiveness, it is clear that the Bandung City Government has been able to implement the applicable standards for three years.

Procurement practices and value for money in State Corporations in Kenya.

Public procurement related expenditure is approximately fifty to seventy percent of the national budget of developing countries and accounts for almost a third of the gross domestic product. Cognizant of the significant funds committed in public procurement, the quest for value for money is critical. This study sought to determine the effect of procurement practices on value for money in State Corporations in Kenya. Specifically, the study investigated the effect of procurement planning, supplier sourcing, supplies management and E-procurement on value for money. Data collected from 87 State Corporations in Kenya was used in this study. The results of the study indicated that procurement planning, supplier sourcing, supplies management and e-procurement positively and significantly affect the value for money in state corporations in Kenya. The study concluded that proper procurement practices positively and significantly affect the value for money in state corporations in Kenya. The findings of this study contributes to literature by providing an empirical examination on the impact of procurement practices and value for money from a developing country perspective.

Uang dan “Ayunan” dalam “Etnik Melayu”

This study describes the value of money in the Malay children's swing tradition.This swing remains a Malay tradition to this day. In this study, researchers discovered the problem of the relationship between the value of money and the swinging tradition of the Malay people. The purpose of this study is to describe that parents prioritize their children's education and continue the tradition of rocking their children when they have grown up and the parents have enough finances, which is characteristic of the Ma ethnic group. Lai with the value of money in the lives of Malays, they can ensure the education of children and carry out the swinging process at any time, while maintaining the cultural value of carrying out the traditions tradition among the Malay community, especially in Sukarame village, Kualuh Hulu district, Labuhan Batu North Regent. The method used in this study is a qualitative method using descriptive analysis. The data collection techniques in this study were observation, interviewing, and note-taking. During the procession, the Malay tradition of swinging children is carried out in a series of events. The sequence begins with Barzanji, where a child swings on a rope, along with Marhaban, distributes flour, distributes potpourri flowers to those who have come to attend the event and ends with a prayer.

Optimization of cut-off grades and depletion rates by means of dynamic programming

The determination of cut-off grades is critical for mine appraisal. Because of the time value of money, an optimum schedule of cut-off grades must be used instead of determination of a single cut-off grade for the life of a mine. In order to achieve the maximum net present value, a decreasing order of cut-off grades schedule must be used because of the opportunity cost. In the optimization of cut-off grades by dynamic programming, the depletion rates to be searched are actually limiting the search area. The optimum can be found from among the alternative depletion rates. Selling prices of mining products are volatile and future values cannot be known. This paper describes the use of dynamic programming in cut-off grades optimization and further extension of the method to price volatility in selling prices of mining products. The author introduces the general background of use of dynamic programming in cut-off grades optimization and the case in uncertain market conditions. Software developed in this subject handles to find the optimum sequence of cut-off grades and depletion rates for mineral deposits under market uncertainty. Dynamic programming method can be used as a means of cut-off grades optimization in this context very robustly.

Sosialisasi Pentingnya Sikap Hidup Hemat Dan Menabung Sejak Usia Dini Di Desa Latta

Considering that today's children mostly live with a consumerist attitude, it is necessary to provide education and introduction to the benefits of the value of money and manage finances by cultivating a frugal lifestyle and a love of saving from an early age. Educating them to avoid consumerist lifestyle behavior also aims to manage their own finances and can increase their comfort in the future. The main target of this activity is the community, especially children in Latta Village, Baguala District, Ambon City. This activity was attended by 25 children and 10 mothers in Latta Village. This activity program is implemented using the material presentation method. The main mission of socialization activities is to foster a frugal lifestyle, a hobby of saving from childhood for a more prosperous future, and children being able to differentiate between needs and wants.

Financial Literacy on Banking Sector Credit Usage: Evidence from Sri Lanka

This study uses quantitative analysis to investigate the relationship between financial literacy and credit usage in the banking sector in Sri Lanka. A sample of 210 respondents from various regions, including the rural Welioya and urban Colombo Fort, was selected to provide diverse perspectives on financial behaviours. Financial literacy, the independent variable, was assessed through respondents' knowledge in critical areas: interest compounding, inflation, time value of money, returns, and risk management. These components represent the fundamental financial understanding necessary for informed credit decisions. The dependent variable, banking sector credit usage, included various forms of credit such as personal loans, credit cards, and mortgages. Data were collected through structured interviews and questionnaires, comprehensively capturing respondents' financial knowledge and credit usage behaviours. The data were analyzed using SPSS software, facilitating robust statistical analysis. Descriptive statistics showed satisfactory financial literacy and banking sector credit usage levels, indicating basic financial proficiency and active engagement with banking credit facilities. Further inferential analysis using correlation and regression tests revealed a significant positive correlation between financial literacy and banking sector credit usage. Individuals with higher financial literacy were likelier to utilize banking credit effectively and responsibly. These findings underscore the critical role of financial literacy in enhancing banking sector credit usage. Improved financial literacy leads to better understanding and management of credit, contributing to more stable personal finances and overall economic well-being. For policymakers and educators in Sri Lanka, these insights highlight the importance of financial education initiatives. By investing in programs that boost financial literacy, it is possible to foster more informed and prudent credit usage, ultimately contributing to the stability and growth of the national economy.

A Journey into Restaurant Ownership by Lean Management Practices

"A Journey into Restaurant Ownership, Management, and Customer Satisfaction" delves into the multifaceted world of running a successful restaurant, emphasizing the critical role of customer satisfaction. This project explores the entire lifecycle of restaurant ownership and management, from conceptualization to daily operations, with a keen focus on creating exceptional dining experiences. The project begins by examining the process of conceptualizing and planning a restaurant, including choosing a concept, location, and target market. It then delves into the intricacies of menu development, pricing strategies, and sourcing ingredients to ensure quality and appeal. Operational management is a key focus, covering staff recruitment, training, and scheduling, as well as inventory management and maintaining high standards of cleanliness and safety. Marketing and promotion strategies are also explored, with an emphasis on digital marketing, social media engagement, and customer relationship management. Customer satisfaction is at the core of this project, with an analysis of factors that influence customer perceptions, such as food quality, service efficiency, ambiance, and value for money. Strategies for measuring and improving customer satisfaction are discussed, including feedback mechanisms and service recovery techniques. practical recommendations for aspiring and current restaurant owners and managers. It underscores the importance of customer satisfaction as a driver of success in the competitive restaurant.

Tinjauan Hukum Islam terhadap Uang Panai dalam Perkawinan Adat Bugis

This research aims to find out how the marriage process occurs with the tradition of Uang Panai as one of the obligations carried out by the prospective groom. This research uses secondary research methods, namely taking data based on manuscripts or published data, making it easier to research and the accuracy of the information. If a man wants to get married to a prospective bride, in Bugis tribal custom there are several considerations that must be prepared, including the nominal value of the panai money which varies and makes it controversial for the community. Basically panai money is different from dowry money. In the view of Islamic law, the best dowry is the dowry that makes things easier for the prospective groom. Easy doesn't always mean easy and little. The reality that occurs in the panai money custom actually intersects with Islamic law. Because the reality is that the nominal amount requested in panai money actually creates more suffering for prospective grooms who want to carry out a wedding but are held back by the nominal amount requested by the prospective female's family.

Optimization of soybean distribution costs with the transportation method: a case in SME’s

The distribution of soybean raw materials is not only related to aspects of quality and smooth production of tofu making but can also influence cost efficiency to increase competitiveness. In this situation, the number of soybeans shipped, transportation costs per unit, and the choice of transportation service used are transportation model issues. This research aims to determine the cheapest cost of sending soybean raw materials from four agent locations to three tofu factory locations with a choice of two transportation services that can be adopted. The case studied is a case of unbalanced transportation with supply greater than demand. The method used is the application of a transportation model, with the Northwest Corner method to determine the initial base solution and the Modified Distribution method to optimize distribution costs for soybean raw materials in the context of tofu production supply. Based on data processing, the results showed that the first and second transportation services offered services with a total shipping cost of IDR 691,750 and IDR 605,250. Observation of these differences leads to the conclusion that the second transportation service offers the most optimal value for money. The research results provide additional knowledge for tofu makers in optimizing costs and delivery routes for soybean raw materials, supporting production continuity, and increasing competitiveness in an ever-changing market.

Cost-effectiveness of enoxaparin versus aspirin in the prevention of venous thromboembolism after total hip or knee arthroplasty: an analysis from the CRISTAL cluster-randomized trial.

The aim of this study was to evaluate the healthcare costs and benefits of enoxaparin compared to aspirin in the prevention of symptomatic venous thromboembolism (VTE) after total hip arthroplasty (THA) or total knee arthroplasty (TKA) using data from the CRISTAL trial. This trial-based economic analysis reports value for money as incremental cost per quality-adjusted life-year (QALY) gained in 2022 Australian dollars, compared to a single threshold value of AUD$70,000 per QALY. Event costs were estimated based on occurrence of VTEs and bleeds, and on published guidelines for treatment. Unit costs were taken from Australian sources. QALYs were estimated using CRISTAL six-month follow-up data. Sensitivity analyses are presented that vary the cost of VTE treatment, and extend the analyses to two years. The CRISTAL trial found that enoxaparin was more effective than aspirin in preventing symptomatic VTE within 90 days of THA or TKA (risk difference 1.97% (95% confidence interval (CI) 0.54% to 3.41%; p = 0.007)). The additional cost after a THA or TKA was AUD$83 (95% CI 68 to 97) for enoxaparin, and enoxaparin resulted in an additional 0.002 QALYs (95% CI -0.002 to 0.005). Incremental cost per QALY gained was AUD$50,567 (95% CI 15,513, dominated) for enoxaparin. We can be 60% confident that the incremental cost per QALY does not exceed the willingness-to-pay threshold of AUD$70,000. Increasing the cost of VTE treatment and extension of costs and consequences to two years suggested greater confidence that enoxaparin is good value for money (70% and 63% confidence, respectively). This analysis provides strong evidence that enoxaparin thromboprophylaxis following THA or TKA reduced VTEs, but weak evidence of net economic benefits over aspirin. If the value of avoiding VTEs is high, and there is a strong likelihood of VTE-related health impairments, we can be more confident that enoxaparin is cost-effective compared to aspirin.

AICTSL: Sustainable Capacity Planning by Cash Flow Management

The case study introduces Atal Indore City Transport Services Limited (AICTSL), a public transport management body in Indore, at a crucial juncture pertaining to fleet capacity management. Located in the central state of Madhya Pradesh in India, Indore has been a popular destination for industrial activity. Amid a cash crunch, increasing travel demands, the need for route expansion and myriad socio-economic factors, Rahul Shrouti, the senior operations manager, has to make a strategic decision to increase the number of buses. The dilemma faced by Shrouti is formed by the investments required, time period to recover the investment, operating expenses and the variability of the associated costs. Hence, the case highlights a context of capacity expansion, which calls for efficient change management. Besides, macro factors, concepts such as the time value of money, payback period, internal rate of return and linear regression have been brought about explicitly. The case study will drive multi-faceted classroom discussion through MS Excel-based number crunching. The case study will help the practitioners in making decisions for capacity planning and support change management.

Adóreform és központi árszabályozás a 3. század gazdasági krízisében

The absolute monarchy established by Emperor Diocletian (284–305) naturally meant centralization in financial administration as well. Diocletian's fiscal reforms – which fit into these reorganizations – primarily served to consolidate the empire's economic power in a period of extreme crisis. Among the monarch’s several financial measures – in addition to the creation of a state monopoly on coinage – the tax reform of 301 can be considered the most determinative. In the same year, the emperor's provisions were supplemented by a special institution which clearly has a ‘crisis law character’ within the framework of free-market economy. The price maximization decree of Diocletian (Edictum de pretiis rerum venalium) was created specifically to solve or at least mitigate the economic crisis of the third century. While in previous centuries the value of Roman money was relatively constant, the main sign of the financial crisis of the time was precisely inflation. The aim of the study is to present the two most important elements of this comprehensive reform concept.

The Effect of Transparency, Accountability, and The Concept of Value for Money on Public Sector Financial Management At The Regional Financial And Asset Management Agency (BPKD) Papua Province

The Effect of Transparency, Accountability, and The Concept of Value for Money on Public Sector Financial Management At The Regional Financial And Asset Management Agency (BPKD) Papua Province

Sustainable transportation perspective: how our preferences for zero-emission vehicles change through time?

Abstract The Slovenian automobile market has gained great momentum in the past decade. However, the demand contractions in the supply chain created a huge crisis in the automobile industry in Slovenia. The automotive industry's new competitive dynamics focus on green logistics, sustainability, and purchase decisions. The study aims to comparatively analyze the factors affecting consumers' automobile purchasing decisions from a sustainable transportation perspective. In the survey, we included 1502 participants to identify the most important parameters of consumer behaviour related to purchasing alternative fuel vehicles. In the regression analysis results in the first analysis, non-financial factors sub-dimensions such as the body shape and fuel type, vehicle size, and style/appearance/colour had a positive effect on purchasing decisions of zero-emission cars. The second analysis was performed 5 years after the first analysis. Moreover, the findings provide insights that non-financial factors sub-dimensions such as entertainment system, vehicle size, and vehicle capacity and financial factors sub-dimensions between the insurance group for the vehicle, finance deals, value for money, annual road tax had a positive effect on purchasing decisions of zero-emission vehicles in the second analysis. Results show that the most relevant factor for purchasing zero-emission vehicles is total vehicle price and that the segment of potential alternative fuel vehicle consumers is much higher than it has been anticipated. This study provides an overview of the current understanding of individuals' vehicle purchasing decisions.