Money Funds Research Articles

Antecedents of Financial Behavior of MSME

Micro, Small, and Medium Enterprises (MSMEs) have an important role in economic growth and development in Indonesia. MSMEs are an integral part of the national business world and have a strategic position, potential, and role in realizing national development goals. The way to achieve the goals above, it is necessary to have MSMEs that can survive in various conditions. Good management is needed in managing these MSMEs, one of which is the financial behavior of MSMEs because financial behavior is an individual's perception of controlling sources of funds (money). This research aims to analyze the role of financial factors that can influence the financial behavior of MSMEs. This research uses a quantitative method with a structural equation model. So, MSMEs need to have good financial behavior to maintain business continuity. The financial factors used in this research are Financial Literacy, Financial Attitude, Locus of Control, and Financial knowledge. The research results show that all the variables used have an impact on the financial behavior of MSMEs in Gresik.

Any better? A follow-up content analysis of adolescent sexual and reproductive health inclusion in Global Financing Facility country planning documents

ABSTRACT Background The Global Financing Facility (GFF) supports national reproductive, maternal, newborn, child, adolescent health, and nutrition needs. Previous analysis examined how adolescent sexual and reproductive health was represented in GFF national planning documents for 11 GFF partner countries. Objectives This paper furthers that analysis for 16 GFF partner countries as part of a Special Series. Methods Content analysis was conducted on publicly available GFF planning documents for Afghanistan, Burkina Faso, Cambodia, CAR, Côte d’Ivoire, Guinea, Haiti, Indonesia, Madagascar, Malawi, Mali, Rwanda, Senegal, Sierra Leone, Tajikistan, Vietnam. Analysis considered adolescent health content (mindset), indicators (measure) and funding (money) relative to adolescent sexual and reproductive health needs, using a tracer indicator. Results Countries with higher rates of adolescent pregnancy had more content relating to adolescent reproductive health, with exceptions in fragile contexts. Investment cases had more adolescent content than project appraisal documents. Content gradually weakened from mindset to measures to money. Related conditions, such as fistula, abortion, and mental health, were insufficiently addressed. Documents from Burkina Faso and Malawi demonstrated it is possible to include adolescent programming even within a context of shifting or selective priorities. Conclusion Tracing prioritisation and translation of commitments into plans provides a foundation for discussing global funding for adolescents. We highlight positive aspects of programming and areas for strengthening and suggest broadening the perspective of adolescent health beyond the reproductive health to encompass issues, such as mental health. This paper forms part of a growing body of accountability literature, supporting advocacy work for adolescent programming and funding.

Tokenized Assets on Public Blockchains: How Transparent is the Blockchain?

With the proliferation of programmable blockchains with smart contract capabilities, new blockchain technology use cases have emerged that involve the tokenization of conventional financial assets and related smart contract-based financial services. While early blockchains like Bitcoin introduced native cryptocurrencies as new asset classes, in recent years, market participants have noted the potential for blockchain and distributed ledger technologies (DLT) to be used to trade tokenized versions of bonds, money funds, and commodities, among other assets (GFMA, 2023, p. 6).

Utilization of Untied Fund and Factors Affecting the Utilization at Sub-Centers of Rural Odisha: A Mixed-Method Study.

The untied funds at sub-centers provided flexibility for local action at block and down below levels. Effective utilization of untied fund can strengthen the healthcare. So, our study aims at assessing the knowledge of health workers, male/female (HWF/M), and effectiveness of utilization of untied funds at the sub-center (SC) level. A mixed method (cross-sectional study and qualitative study) was conducted at Tangi Block, Khordha district, Odisha, in the year 2020. Health workers, male and female in sub-centers, and local stakeholders were interviewed using a structured interview schedule. The tool comprises financial records, a semi-structured questionnaire, and an in-depth interview guide. Universal sampling was adopted. For the cross-sectional study, 24 health workers were male/female, and for the qualitative study, all local stakeholders and 24 health workers female/male were interviewed. The study was conducted as a part of an academic program, and ethics approval was approved by AIIMS Bhubaneswar Institute Ethics Committee. Seven out of 24 sub-centers did not spend any money, with a median unspent amount of 4260 INR (Q1-0, Q3-17300). As many as 36.8% of sub-centers had a delay of 9 months to get the untied fund, which significantly affected the utilization of funds. 37% of HWF/M utilized the fund inappropriately. None of the health workers had complete knowledge regarding the appropriate usage of untied fund. Communication gap, multiple engagements, non-cooperation from officials, delay in technical processing, and irregular Garam Sabha meetings were found to be barriers. Our study found out under-utilization of money in untied fund. Communication gap, non-cooperation form village leaders, poor knowledge, overburdened health workers, improper reporting, and lack of felt need were found to be barriers for prompt utilization.

GAMBARAN MANAJEMEN PENGELOLAAN LIMBAH PADAT MEDIS DI RUMAH SAKIT UMUM DAERAH WAIBAKUL KABUPATEN SUMBA TENGAH

Hospitals are public service delivery organizations that have responsibility for every health service, including preventive, promotive, curative, and rehabilitative services. Hospital activities last 24 hours and involve various activities of many people so that they have the potential to produce large amounts of waste. This research aims to determine the Management of Medical Solid Waste Management at the Waibakul Regional General Hospital, Central Sumba Regency in 2023. This type of research is descriptive research with a survey method. The sample size is 10 people who are directly responsible for the process of managing medical solid waste in hospitals. The variables studied are management people/staff, funds, facilities, and infrastructure as well as medical solid waste management methods. The results of the research show that the existing medical solid waste management people are not sufficient in terms of quality, namely inadequate educational status, lack of knowledge/experience lack of training, and insufficient in terms of quantity, namely insufficient incinerator personnel. The source of funds (money) in managing medical solid waste in hospitals is considered insufficient so the procurement of facilities and infrastructure to support medical solid waste processing, operational costs, and costs for repairing infrastructure are still insufficient so that the management of medical solid waste in hospitals is less than optimal. Existing facilities and infrastructure (machines) cannot yet adapt to all the waste produced by hospitals and do not meet the requirements. The method for managing medical solid waste in hospitals has gone through a waste management process by the standards of the Republic of Indonesia Minister of Health Regulation No. 7 of 2019 concerning Hospital Environmental Health which starts from the process of sorting, containing, transporting, storing, and processing or destroying medical solid waste.

Financing efficiency in natural resource markets mobilizing private and public capital for a green recovery

China, a natural resource market leader, must balance economic growth and sustainability. Private and public money fund green initiatives and resource recovery in this study. This study examines natural resource market financing efficiency and private and government capital mobilization for green recovery in China. Using econometric methods, the 2005–2020 project evaluates financial alternatives for sustainable resource development and environmental restoration. China's natural resource markets' financing efficiency and green recovery are examined using econometrics. It assesses government spending, private sector participation, and regulations. Examine resource extraction efficiency, environmental performance, and economic progress. This research impacts natural resource management and sustainable finance policymakers, investors, and stakeholders. Results may inform policy and investment attempts to green China's natural resource sector. Green finance and its role in environmental recovery and economic growth are better understood with empirical data on financing efficiency and sustainable resource development.

The impact of the reward scheme design on crowdfunding performance

In reward-based crowdfunding, drawing on the consumption value theory, the reward information provided by founders can help backers evaluate the value of products, which may affect their willingness to invest in the crowdfunding project. This paper investigates the impact of the reward scheme design on crowdfunding performance from three aspects of price, quantity, and time. Results show that the number of reward tiers and price discounts are positively related to crowdfunding performance; while the reward execution period has a negative effect. Moreover, the price of reward tiers and number available in limited rewards may have an inverted U-shaped relationship with crowdfunding performance; the percentage of limited rewards has a positive impact on crowdfunding performance. The funding goal moderates the influence of the number of reward tiers, the percentage of limited rewards and the number available in limited rewards on crowdfunding performance. Additionally, we further analyze the impact of the reward scheme on number of backers and funding money. The impact of backers' altruism on crowdfunding performance is examined. Our findings have important implications for founders to prepare and implement crowdfunding projects.

Digitalization, financial inclusion, and small and medium-sized enterprise financing: Evidence from China

This study investigates the impact of a new digitalization policy implemented in seven pilot zones in China on small and medium-sized enterprises (SMEs) and their access to finance. Given the limited evidence on how digitalization promotes financial inclusion, we employ a quasi-natural experiment approach to assess its effects. Our findings demonstrate that digitalization is more effective than traditional approaches in alleviating SMEs' financing constraints and enhancing financial inclusion. Specifically, the utilization of digital financial services, such as payment, money funds, credit, insurance, and investment, plays a crucial role in mitigating information asymmetry and facilitating SMEs' access to finance. These results provide support for the ongoing digital transformation of SMEs and financial institutions, emphasizing the significance of information-bearing through digital channels.

Analisis Pengaruh Promosi Financial Technology (E-Money) Dan Ketersediaan Dana Melalui Gaya Hidup Terhadap Impulsive Buying (Studi Kasus Pada Karyawan Divisi Sparepart

In the era of globalization, shopping activities are not only for buying goods needed or for fulfilling needs, but shopping has become a lifestyle, pleasure & psychological activity. Not only the promotion of e-money, lifestyle, availability of funds (money availability), it also becomes the basis for consumers to make purchases. This study aims to analyze the effect of financial technology promotion (e-money) and the availability of funds through lifestyles on impulsive buying. The population used in this study are employees of PT. Mitra Pinasthika Mulia Surabaya in the spareparts division and the number of samples of this study were 92 people with a purposive sampling method. This research used PLS as analysis. The results showed that e-money promotion had a negative influence on impulsive buying, e-money promotion had a positive effect on lifestyle, the availability of funds had no effect on impulsive buying, the availability of funds had a positive effect on lifestyle and lifestyle had a positive effect on impulsive buying.

The Role Of Financial Factor On The Financial Behaviour Of Small And Medium Enterprises (SMEs)

Small, and Medium Enterprises (SMEs) play an essential role in economic growth and development in Indonesia. SMEs are an integral part of the national business world, which has a strategic position, potential, and role in realizing national development goals. So to achieve the above objectives, it is necessary to have SMEs that can survive in various conditions. Good management is needed to manage these SMEs, one of which is the financial behavior of SMEs because financial behavior is an individual's perception of controlling the source of funds (money). So, good financial behavior needs to be owned by SMEs to maintain the continuity of their business. This study aims to analyze the role of financial factors that can influence the financial behavior of SMEs. The financial factors used in this study are Financial Literacy, Financial Attitude, and Locus of Control. This study used 150 SMEs at religious tourism sites in Gresik City. The results of the study show that all financial factors can be factors that can have an impact on the financial behavior of SMEs

In-depth molecular profiling of an intronic GNAO1 mutant as the basis for personalized high-throughput drug screening

The GNAO1 gene, encoding the major neuronal G protein Gαo, is mutated in a subset of pediatric encephalopathies. Most such mutations consist of missense variants. In this study, we present a precision medicine workflow combining next-generation sequencing (NGS) diagnostics, molecular etiology analysis, and personalized drug discovery. We describe a patient carrying a de novo intronic mutation (NM_020988.3:c.724-8G>A), leading to epilepsy-negative encephalopathy with motor dysfunction from the second decade. Our data show that this mutation creates a novel splice acceptor site that in turn causes an in-frame insertion of two amino acid residues, Pro-Gln, within the regulatory switch III region of Gαo. This insertion misconfigures the switch III loop and creates novel interactions with the catalytic switch II region, resulting in increased GTP uptake, defective GTP hydrolysis, and aberrant interactions with effector proteins. In contrast, intracellular localization, Gβγ interactions, and G protein-coupled receptor (GPCR) coupling of the Gαo[insPQ] mutant protein remain unchanged. This in-depth analysis characterizes the heterozygous c.724-8G>A mutation as partially dominant negative, providing clues to the molecular etiology of this specific pathology. Further, this analysis allows us to establish and validate a high-throughput screening platform aiming at identifying molecules that could correct the aberrant biochemical functions of the mutant Gαo. This work was supported by the Joint Seed Money Funding scheme between the University of Geneva and the Hebrew University of Jerusalem.

The Media of the Descent of Jesus, peace be upon him, by Imam Abd al-Rahman bin Abi Bakr Jalal al-Din al-Suyuti, who died (year 911 AH) - study and investigation -

The author has scribed the descent of Jesus (peace be upon him) in the last days of the world, and that he will govern according the laws of our Prophet Muhammad (peace be upon him), and he preached his nation about the coming of the Prophet Muhammad (peace be upon him), and he will look to the Quran and will understand all provisions relating to Islamic law without the need to review the Sunnah, He will rule in the money funds unlike what exists now, which means that he will rul as it is ruled by the Prophet (peace be upon him). Jesus will come after Al- Mahdi, Al-Mamahdi and fills the earth with justice as it is filled injustice then Jesus will come and support the creation of Al-Mahdi. Then the author mention the meeing between Jesus and the Prophet Muhammad (peace and blessing upon them) and support this subject with many evidences, including the dignity of the ascetic to see the Prophet vigilant. he will reveal to him by Gabriel (peace be upon him), and then the descent of Gabriel to the earth after the death of the Prophet (peace be upon him) which, contrdicts to what some people are saying that Gabriel is not coming off after the death of the Prophet (peace be upon him). The author ended his book that Jesus will pray behind Al-Mahdi .

The Financial Industry Sets Sights on Institutional Investors: A Relational Approach to Property Investment Outsourcing

Over the past few decades, pension funds have emerged as major players in global financial markets as the reserves they manage have grown steadily. In this context, trustees are confronted with acute dilemmas regarding how best to generate investment returns to beneficiaries. This involves crucial decisions regarding the diversification of investment portfolios as well as decisions on whether, when, and to whom to outsource investment functions and tasks. The literature in economic geography has frequently treated outsourcing decisions as taken by the asset owners based on criteria such as costs of coordination, availability of information, governance structure, and internal expertise. Focusing on the outsourcing of property investment by Brazil’s largest pension funds and drawing on a relational approach, this article investigates the actions taken by the real estate investment trust (REIT) industry to attract and retain pension fund money into their investment vehicles. It is claimed that REIT managers have acted on three dimensions to capture pension fund money: (1) by influencing the regulatory framework affecting pension funds, (2) by building networks of trust with pension fund managers and trustees, (3) by adapting internal procedures to the expectations and needs of institutional investors. Putting the spotlight on the evolving, power-laden relationships connecting key actors in finance, we were able to demonstrate how the pooling of money by financial institutions is politically and socially constructed and how it changes the geography of money flows.

Шляхи вдосконалення обліку грошових коштів на торговельному підприємстві

The aim of the article is to study the main issues of accounting for funds at a trade enterprise. The relevance of the study of this topic is proved by the main theses. It is impossible to imagine the functioning of the country’s economic system without the development of entrepreneurship, because business entities perform a number of important functions, namely: providing new jobs, creating goods and services, filling the State budget and increasing GDP. Money accompanies almost every stage of business activity: from the purchase of materials and raw materials to the receipt of funds for the created and sold products. Many scholars have been engaged in the study of the problems of accounting for funds at the enterprise, but now the development of our country’s economy is undergoing sharp changes, which leads to changes in tax legislation and the emergence of new problematic issues in accounting. That is why, in our opinion, the study of the organization of funds accounting plays an important role. According to NAS 1, funds (money) are cash, funds in bank accounts and demand deposits; funds equivalents are short-term highly liquid financial investments that are freely convertible into certain amounts of money and are characterized by an insignificant risk of changes in value. Funds are classified by: form of existence, currency valuation, purpose, place of storage and source of income. According to the form of existence, cash and non-cash payments are distinguished, by currency valuation – national and foreign currency; by purpose – current, special, and targeted; by the place of storage – at the cash desk of the company or on an account in a banking institution; by source of income – own, risen, and borrowed. Understanding the nature of the classification of funds, it is possible to distinguish the following difficulties in the process of organizing the accounting: lack of primary documents, arithmetic errors, facts of misuse of funds issued for accounting, difficulties when working with the registrar of settlement transactions. The authors propose certain solutions, such as: increasing the classification of personnel, introducing an electronic document management system, creating a workflow schedule, using the appropriate software when using the company’s funds register and creating an internal audit service at the enterprise in parallel with the external independent audit. All this, in our opinion, makes it possible to effectively organize the accounting process at the enterprise, rationally distribute the existing responsibilities among employees, increase the solvency and liquidity of the business.

Inventory control and accounting valuation of electronic money and crypto assets in electronic transactions

The monetary basis of the digital economy is electronic money and cryptographic objects that have specific characteristics, consideration of which significantly complicate accounting and control. In order to ensure the identification, inventory and valuation of crypto assets, it is necessary to optimize the methodology and organization of accounting for electronic money transactions in the digital economy. The purpose of the article is to improve the inventory control and accounting assessment methodology from the point of view of the current and future value of electronic and cryptographic money in the context of electronic money transactions. The article substantiates the possibility of a permanent automatic inventory of electronic and cryptographic money funds based on the information synchronization of crypto exchanges (electronic transactions operators) with specialized software for automation of accounting. The procedure for carrying out inventory control of electronic money and cryptocurrencies in terms of types of electronic transactions has been improved. The features of accounting valuation of crypto assets characterized by intangible nature, significant volatility, speculative nature, confidentiality, decentralization, etc. have been determined. The methodology of accounting valuation of crypto assets has been optimized with the determination of their initial and future value in the context of distinguishing types of electronic transactions, as well as the need to revalue accounting objects used as a means of circulation or as investment and financial instruments. The methodology for valuation of newly created crypto assets has been clarified in terms of taking into account the costs of labor and social insurance, electricity and utilities, and depreciation of equipment related to the maintenance of the electronic transaction system. The use of the author's proposals will contribute to reliable and timely accounting of electronic and cryptographic money funds.

Research on Forecasting and Risk Measurement of Internet Money Fund Returns Based on Error-Corrected 1DCNN-LSTM-SAM and VaR: Evidence From China

Research on Forecasting and Risk Measurement of Internet Money Fund Returns Based on Error-Corrected 1DCNN-LSTM-SAM and VaR: Evidence From China

Tax system of Ukraine: genesis and current state

The paper comprehensively examines the development of the national tax system, its constituent elements, and determines its role in the economic activity of the state. Special attention is paid to normative and legal acts that carried out legal regulation in the studied period. The impact of the tax system on stimulating or disincentivizing the development of certain sectors of the economy is considered. Scientific literature, statistical data in the field of taxation, which allow assessing the current state of the domestic tax system, have been studied. During the study of the topic, the special role and importance of the tax system in the economic activity of the state, which is the foundation of the budget and allows the state to effectively implement the necessary socially important functions, was proven. In the formation of public money funds, which are then directed to the relevant spheres of life, tax revenues in comparison with other budget revenues provide a significantly larger share of profit to the corresponding budget, and therefore, in recent years, the leadership trend of tax revenues in the revenues of the budget of Ukraine has been maintained. Legislative regulation of tax revenues is ensured by tax and budget legislation. During the study of the development of the tax system of Ukraine, its constant development and improvement, a significant change in the composition of tax payments from the initial situation to the current state were revealed. The processes of regulatory regulation of the reforms carried out are also considered. A particularly significant contribution to the development of the tax system of Ukraine was made by the Tax Code of Ukraine, which systematized the structure of tax legislation.

Faktor-faktor yang Memengaruhi Keputusan Masyarakat dalam Memilih Wakaf Uang

Wakaf Hasanah is one of the services offering by BNI Syariah (now Bank Syariah Indonesia) to collect cash waqf transactions. offers a service called “Wakaf Hasanah” throuh website and mobile phone’s application that aims to make people easier having cash waqf’s transactions. Total of waqf funds that collected through Wakaf Hasanah as much as 1.2 percent is a cash waqf funds and 98.8 percent is a waqf through money funds. This research study aims to analyze the factors that affect people’s decision in selecting cash waqf in Wakaf Hasanah. This research study used primary data from 70 randomly respondents who had done cash waqf with Wakaf Hasanah or had not done waqf. The result of this study used logistic regression method and descriptive analysis shows that comprehension on cash waqf, information access, simplicity to donate cash waqf, and people’s trust affect people’s decision in selecting cash waqf.

PENYELESAIAN SENGKETA DANA PENSIUN BERDASARKAN UNDANG-UNDANG NOMOR 11 TAHUN 1992

Pension Fund is a legal entity that manages and runs a program that promises pension benefits. The legal basis that regulates Pension Funds in Indonesia is Law Number 11 of 1992 concerning Pension Funds. The method used in this research is normative legal research. Based on Article 58 of Law Number 11 of 1992 concerning Pension Funds, it is regulated that anyone is prohibited from intentionally causing the payment of an amount of Pension Fund money that deviates from Pension Fund regulations or participating in transactions involving Pension Fund assets. One of the legal problems that occur in the Pension Fund is the misuse of the Pension Fund by the Pension Fund manager. The sanction is a maximum imprisonment of 5 (five) years and a maximum fine of Rp. 5,000,000,000.00 (five billion rupiah).

Optimal Investment Portfolios for Internet Money Funds Based on LSTM and La-VaR: Evidence from China

The rapid development of Internet finance has impacted traditional investment patterns, and Internet money funds (IMFs) are involved extensively in finance. This research constructed a long short-term memory (LSTM) neural network model to predict the return rates of IMFs and utilized the value-at-risk (VaR) and liquidity-adjusted VaR (La-VaR) methods to measure the IMFs’ risk. Then, an objective programming model based on prediction and risk assessment was established to design optimal portfolios. The results indicate the following: (1) The LSTM model results show that the forecast curves are consistent with the actual curves, and the root-mean-squared error (RMSE) result is mere 0.009, indicating that the model is suitable for forecasting data with reliable time-periodic characteristics. (2) With unit liquidity cost, the La-VaR results match the actuality better than the VaR as they demonstrate that the fund-based IMFs (FUND) have the most significant risk, the bank-based IMFs (BANK) rank 2nd, and the third-party-based IMFs (THIRD) rank 3rd. (3) The programming model based on LSTM and the La-VaR can meet different investors’ preferences by adjusting the objectives and constraints. It shows that the designed models have more practical significance than the traditional investment strategies.