Constructing efficient heterojunction photocatalysts is an effective measure for degrading pesticides and reducing heavy metals. In this study, g-C3N5@Sv-ZnIn2S4 (g-C3N5@Sv-ZIS) composite with large specific surface area has been successfully prepared by a simple low-temperature water bath method. The g-C3N5@Sv-ZIS composite showed complete mineralization of 2,4-dichlorophenol (2,4-DCP) and reduction of Cr(VI) within 60 min. The results of electron spin resonance spectroscopy, photoelectrochemical characterization, and energy band structure calculations indicated the formation of an S-type heterojunction at the interface of g-C3N5 and Sv-ZIS. In situ XPS analysis showed the transfer of photogenerated charges from g-C3N5 to Sv-ZIS. The molecular structure of 2,4-DCP was analyzed using frontier molecular orbital and electrostatic potential calculations. The possible degradation pathways of 2,4-DCP were proposed based on liquid chromatography– mass spectrometry results. Biotoxicity simulations of the intermediates revealed decreased toxicities. Furthermore, The kinetic rate constant of CZSv-200 for degrading 2,4-DCP and Cr(Ⅵ) in deionized water was approximately 2.20, 3.10 and 2.46, 4.03 times higher than that in lake and sewage plant water, respectively. The composites designed in this study provide reliable theoretical support for the removal of composite pollutants.