Currently, there is a limited understanding of the material performance effects and hydration mechanisms of solidified waste-based binder filling materials containing municipal solid waste incineration fly ash in the actual underground filling environment. This study utilized the Circulating Fluidized Bed (CFB) and Grate Furnace (GF) techniques to produce quadri-component uncalcined binder fill materials from municipal solid waste incineration fly ash (MSWI FA), blast furnace slag (BFS), flue gas desulfurization (FGD) gypsum, and tailings. The solidified test blocks were then cured in-situ in a void space of a certain iron underground mine in Hebei with conditions (temperature: 25-30℃, humidity: 18-19%, mine water influx: annual average of 150m3/h). The research results indicate that the mechanical performance and heavy metal solidification outcomes of these blocks surpassed those samples cured under laboratory conditions (temperature: (20±1)℃, humidity: not less than 90%), demonstrating the feasibility of using MSWI FA for underground binding and backfilling in mines. Building upon preliminary research, a binder mix proportion was established: 20wt.% MSWI FA, 70wt.% BFS, and 10wt.% FGD gypsum. Test blocks were fabricated using lead-zinc tailings sand and iron mine tailings as aggregates. All blocks met the 28-day strength requirements for typical mine backfills ranging from 1 to 6.5MPa, with the strength of the XB-M group reaching 24MPa (when cured underground). The leaching concentrations of heavy metals were all below the limits set for class III groundwater standards, with Pb, Zn, Cr, and As achieving a solidification rate of over 98% at 28 days. Microscopic hydration mechanisms indicate that the primary hydration products in the solidified body were ettringite, Friedel's salt, and C-S-H gel. The high content of reactive Al2O3 in the CFB fly ash enables the [AlO4]5- to substitute [SiO4]4-, leading to the formation of a long-chain, high polymerization C-A-S-H phase. Additionally, the abundant Cl- in GF fly ash readily reacted with [Al(OH)6]3−, forming Friedel's salt. The hydration products in the blocks cured under mine conditions significantly increased in their degree of polymerization. This provides a practical application approach for the future treatment and reuse of MSWI FA. Environmental implicationMSWI FA is classified as hazardous waste (HW18) due to its content of harmful components such as chlorides, dioxins, and soluble heavy metals, which pose potential environmental pollution risks. This study, for the first time, solidified test specimens were sent to an underground mining void in a certain iron mine in Hebei, China, for on-site curing (temperature range: 25-30°C, humidity: 18-19%, annual average mine water inflow rate: 150m3/h). The mechanical properties and the solidification performance of heavy metals in the test specimens were superior to those under laboratory curing conditions (temperature: (20±1)°C, humidity not less than 90%).