Development Of Micro Enterprises Research Articles

Improvizing West Java MSMEs Using Quality Service Gaps Model

This study aims to understand the challenges and opportunities for the development of Micro, Small and Medium Enterprises (MSMEs) in West Java. With a very large number, MSMEs in West Java have great potential to drive economic growth. However, various obstacles such as access to capital, information, and technology are still an obstacle. This research proposes the application of the Service Science framework to map the MSME ecosystem and identify opportunities for service innovation. Thus, it is expected to increase the competitiveness of MSMEs and make a greater contribution to the regional economy. This research reveals that MSMEs in West Java face significant constraints in terms of access to capital, information, and technology. Through in-depth interviews with 8 MSME owners, this research aims to understand in-depth the challenges and opportunities faced by micro, small and medium enterprises. Thematic analysis of the interview data identified a gap between the ideal conditions that MSMEs desire and the actual conditions they experience. Using the Service Quality Gap Model, this study created four action plans to improve MSMEs in West Java. By addressing the identified gaps and encouraging collaboration between MSMEs, government, academia and industry, the Sadulur platform can catalyze the sustainable growth and development of MSMEs in West Java. These gaps, which we refer to as 'customer gaps', are manifested in four main themes: 1) the potential for MSMEs to create innovative products more easily, 2) the need to develop a strong business foundation and build sustainable brand value, 3) the importance of improving business processes and management to increase efficiency, and 4) the need to build good relationships with external parties to expand networks and business opportunities. These findings form the basis for formulating an action plan to improve the quality of services provided to MSMEs.

Financial Technology Analysis on the Development of Micro Business in the Sei Sikambing B Market, Sub-District Medan Sunggal City of Medan

The aim of this study is to identify the influence of financial technology (Fintech) on the development of micro-enterprises in the Sei Sikambin B market, Medan Sunggal District, Medan City. MSMEs, which consist of micro and medium businesses, have a large share in economic activities. The study used a quantitative descriptive method through the use of linear regression analysis techniques.E-Wallet, Income, Financial Satisfaction, and Financial Technology (Fintech). The results of the study indicate that PEOU, Financial Satisfaction, Income, and Fintech have a significant influence on the development of micro-enterprises, while E-Wallet does not show a significant influence. This study underlines the importance of fintech in increasing efficiency and satisfaction in MSME transactions, as well as the need for supervision to optimize the benefits of financial technology for micro-entrepreneurs

Perencanaan Strategi Bisnis Usaha Online: UMKM

The development of micro, small and medium enterprises (MSMEs) requires a joint role in the environment from both regulators and other companies. The Business Competition Supervisory Commission (KPPU) together with the Ministry of Cooperatives and SMEs signed a memorandum of understanding to form a task force to monitor partnerships established between SMEs and large industries. This article explores the programs organized by the Ministry of Cooperatives and Small and Medium Enterprises for the development of MSMEs. Through literature and online research about company programs, researchers can compare them with government policy programs to analyze the accuracy of expert programs. The research results show that the joint Business Competition Supervisory Commission (KPPU) program can fulfill the policies of the Ministry of Cooperatives and SMEs stipulated in the 2020-2024 Strategic Plan.

A Trend Analysis of Growth and Development of Micro, Small and Medium Enterprises (MSMEs) in India

The Micro, Small and Medium Enterprises (MSMEs) review the policies and programmes and make suitable recommendations regarding the promotion and development of products and services to meet the demands of the domestic as well as global marketing. The ministry of MSMEs sector organizes and implements various schemes focusing on financial assistance, technological assistance as well as upgradation, infrastructure development, skill development and training, enhancing market assistance of MSMEs. An overview of the MSMEs Sector, the organizational structure of the Ministry of MSMEs., role of the office of Development commissioner, setting up of National Board for MSMEs as well as recent developments in MSMEs – are depicted in this article.

PELATIHAN DESAIN LOGO DAN KEMASAN UMKM KERIPIK PISANG DESA TRUNAMANGGALA MELALUI PENJUALAN DIGITAL MARKETING

The development of micro, small and medium enterprises aims to generate income for the lower middle class and is the most important driver in the national economy. In an effort to improve the welfare of micro, small and medium enterprises, the government currently offers various programs to business actors, including business capital, training, and business assistance with stakeholders. The banana chip business, which is one form of small micro business in Trunamanggala Village, Cimalaka District, Sumedang Regency, has problems in the form of the absence of a logo as a product identity, the absence of attractive packaging and the lack of utilization of digital marketing technology in its sales so that an assistance is needed to overcome this. Therefore, this community service method uses a training and socialization approach which aims to provide training in making product logos as well as providing training in marketing products online. The positive impact of this training is to increase market attractiveness and interest to help product images with creative logos, MSME players have products in digital marketing so that they can increase promotion of banana chip MSME players and increase the economy and profits for banana chip MSME players in Trunamanggala Village.

Empowerment of Village Communities Through the Development of MSMES Based on Mosquito Spray Products

This research explores strategies for empowering village communities through the development of Micro, Small and Medium Enterprises (MSMEs) with a focus on anti-mosquito spray products. The aim of this research is to increase the economic capacity and production skills of village communities through sustainable MSME initiatives. The methods used include technical training on making anti-mosquito spray, providing equipment and raw materials, as well as marketing support to expand market reach. It is hoped that the results of this program will increase the income and welfare of village communities, as well as provide solutions to health problems caused by mosquitoes. By empowering village communities through the development of MSMEs, it is hoped that economic independence will be created and a sustainable quality of life will be improved.

Development of Local-Based MSMEs in Encouraging the Economy of Aisyiyah Candinegoro Branches

During the KKN Real Work Lecture, they carried out an activity program for making MSME products, namely Banana Chips. This activity aims to encourage Aisyiyah branches in Candinegoro to increase potential and the economy. This method uses discussion and explanation of the problems in the research carried out, in order to obtain relevant data for further discussion. This research is intended to obtain a comprehensive picture of the development of Micro, Small and Medium Enterprises. When the production process is carried out, it is quite simple in terms of marketing. This product is packaged using ziplock plastic and a jar as well as the product design. In real work study activities, as students who are carrying out real work study activities, you can provide counseling and assistance to these MSMEs. This activity process can increase knowledge and benefits for the Aisyiyah Candinegoro branch in developing the business.

Role of Microfinance Institutions in Growth of Micro and Small Enterprises in Kebridehar City, Ethiopia: A Case of Rays Microfinance Institution

This study investigated the influence of microfinance institutions (MFIs) on the development of micro and small enterprises (MSEs) in Kebridehar City Administration. The objective was to assess the role of MFIs in the growth of MSEs, specifically focusing on aspects such as loan provision, financial skills training, role modelling and savings mobilisation. The researchers collected data from 170 MSEs that utilised the services of MFIs, using both secondary and primary sources. Descriptive and inferential statistics were employed to analyse the data, revealing that loans, financial skills training, savings mobilisation and role modelling all had a significant impact on the growth of MSEs in the city. This study enhances our understanding of how these factors contribute to the development of MSEs.

Service Quality of the Cooperatives and Micro Enterprises Service in the Development and Empowerment of Micro, Small, and Medium Enterprises in Batam City

Service Quality of the Cooperatives and Micro Enterprises Service in the Development and Empowerment of Micro, Small, and Medium Enterprises in Batam City

Analysis of the Development of Micro, Small, and Medium Enterprises (MSMEs) Before and After Receiving Murabaha Financing from PT BPRS Rahmah Hijrah Agung Kota Lhokseumawe

This study aims to analyze the development of Micro, Small, and Medium Enterprises (MSMEs) before and after receiving Murabaha financing from PT BPRS Rahmah Hijrah Agung. MSMEs play a crucial role in Indonesia's economy, significantly contributing to community development and job creation. However, they often face various challenges, particularly in accessing financing. The Murabaha financing offered by BPRS, a sharia financial institution, provides an alternative for MSMEs to obtain business capital without the burden of high interest rates and complicated requirements typically associated with conventional banks. This research examines the differences in sales turnover, order volume, market reach, product quality, business profits, employment opportunities, financial management, and competitive ability of MSMEs before and after receiving financing from BPRS. The data used in this study is sourced from MSMEs that have received Murabaha financing during the period of 2020-2023. The research findings indicate a significant improvement in various aspects studied after MSMEs received Murabaha financing. These results suggest that the sharia financing products from BPRS play a crucial role in supporting the growth of MSMEs in Indonesia, particularly in enhancing their business capacity and competitiveness in the market. This study also highlights the importance of socialization and education regarding sharia financing products to improve MSME actors' understanding of the available financing options.

Implementasi CSR (Corporate Social Responsibility) Bank Jatim Surabaya dalam Pengembangan UMKM (Usaha Mikro, Kecil, dan Menengah) di Jawa Timur

This research investigates the implementation of Corporate Social Responsibility (CSR) by Bank Jatim Surabaya in supporting the development of Micro, Small, and Medium Enterprises (MSMEs) in East Java. The research method employed a qualitative approach with data collection techniques such as in-depth interviews and observations. The findings indicate that Bank Jatim has successfully complied with existing regulations and provided significant assistance to MSMEs. However, there are some shortcomings, particularly in the aspects of socialization and administrative procedures. In conclusion, the CSR program of Bank Jatim has a positive impact on the growth and sustainability of MSMEs in East Java.

The Mosque as a Source of Community Prosperity: Lessons from the Jogokariyan Mosque

The research was conducted to analyze the role of programs to increase the independency and prosperity of community held by the Jogokariyan Mosque in Special Region of Yogyakarta. The research methode is qualitative method with the approach of Interactive Model Analysis was used along with the observation during the period of January, 2022 until March 2022. The study showed that Jogokariyan Mosque conducted programs in field of social, economic, health, education and covid-19 pandemic handling. In the social Jogokariyan Mosque’s have program Jogokaryan Ramadhan village, Jogokariyan Mosque’s Rice ATM, and Jogokariyan’s Public Market. In the economics Jogokariyan Mosque’s have program the development of Small Micro and Medium Enterprises (SMME), At the during the covid-19 pandemic Jogokariyan Mosque’s Special Program. Jogokariyan Mosque programs could be used as a lesson learned on how a mosque could improve its role in the community to accelerated the increase of community prosperity.

Analysis of the Implementation of Sales Accounting Systems with Based Payment Transactions Fintech MSMEs Telukjambe Karawang

The development of digital technology has brought transformation in society. Financial technology or fintech is a risk-taking service that currently helps many people, this technology is used in the economic and financial sectors. Fintech comes in various forms to help people overcome their financial and business problems. Additionally, fintech is becoming increasingly popular due to its fast and simple methods and services. This research aims to analyze the application of fintech in helping the development of micro, small and medium enterprises. The method used is descriptive research with a qualitative approach. Data collection was obtained through interviews and observation. The data obtained is in the form of primary and secondary data. The results of this research state that the implementation of a fintech-based sales accounting system in payment transactions in MSMEs helps buying and selling transactions so that the payment system becomes more efficient and economical but remains effective. All interviewees from all samples have sufficient financial literacy because they have general knowledge about fintech payments, confidence and skills in using fintech payments.

Driving MSME Performance: Exploring the Influence of Entrepreneurial Orientation and Business Independence

The problem of the development of micro, small and medium enterprises (MSMEs) is the most dominant research topic, especially in developing countries that rely on these sectors in their economy. The purpose of this study was to analyze the effect of entrepreneurial orientation on the performance of MSMEs through the mediation of business independence variables. This type of research is field research and literature which aims to answer the formulation of the research problem. The research location is in Makassar City, South Sulawesi. The population in this study is 16.492 MSMEs. The number of samples in this study was determined by the Slovin formula, so the sample size is 100 SMEs. The sampling method is probability sampling with simple random sampling technique, namely proportional random sampling for each business sector. Data analysis techniques use structural equation model analysis. The results showed that the entrepreneurial orientation variable had a significant effect on the performance of MSMEs, both directly and through the business independence variable. Based on the findings of this study, further research is needed regarding the performance of SMEs to explore other variables.

The Effect of Multipurpose Murabahah Financing on The Development of Micro, Small and Medium Enterprises

Micro, small and medium enterprises are one of the spearheads of the country's economic development that require special attention to continue to develop them. This research aims to determine the effect of multipurpose murabahah financing on the development of micro, small and medium enterprises in Kota Baru Marelan with a case study at Bank SUMUT Syariah KCP Kota Baru Marelan. This research uses quantitative methods with a sample of 30 respondents. Sampling is done using techniquerandom sampling. The analysis used in this research is simple linear regression analysis, which is used to find out how much influence the independent variable has on the dependent variable. The results of the research on the t test obtained a significance value of 0.000, valueUnstandardized Coefficients as much as 0.675, Standardized Coefficients as much as 0.669, on the coefficient of determination (R2) the R-Square value obtained is 0.448 or 44.8%. So it can be concluded that the multipurpose murabahah financing carried out by Bank SUMUT Syariah KCP has a significant influence on the development of micro, small and medium enterprises in Kota Baru Marelan in a positive direction. The murabahah financing variable influences the development of MSMEs by 44,8%, then the remaining 55,2% is influenced by other variables outside this research.

How Does Inclusive Finance Serve the Innovation and Development of Small and Micro Enterprises with High Quality in The Post-Epidemic Era -- Taking Zhenjiang as An Example

How Does Inclusive Finance Serve the Innovation and Development of Small and Micro Enterprises with High Quality in The Post-Epidemic Era -- Taking Zhenjiang as An Example

Analyzing transformational role of black women entrepreneurs in Brazilian beauty sector

PurposeThis study aims to explore the concept of transformational entrepreneurship (TE), which is relevant in emerging economies such as Brazil with its elevated level of unemployment, taxes and interest rates along with elevated levels of institutional voids, and how firms are including purpose as part of their goals and strategies.Design/methodology/approachThe study is based on a multiple case study of six Afro-entrepreneurs, participants of a consulting project from Sebrae, the Brazilian Micro and Small Business Support Service, a private entity that promotes the competitiveness and sustainable development of micro and small business enterprises (Sebrae, 2022).FindingsThis work studied the transformational power of entrepreneurship and how six beauty salons led by black women have the ability to not only generate income but also contribute to social and cultural aspects.Practical implicationsThis work demonstrates how TE has the potential to improve the lives of a population that has historically been marginalized and faces the lived consequences of socioeconomic discrimination.Originality/valueThis paper provides valuable contributions through a case study of transformational, ethnic and women’s entrepreneurship, not very explored in the literature.

Distribution of aid and outreach as an effort to develop snack food MSME in Galengdowo village, Wonosalam, Jombang

The development of micro, small and medium enterprises (MSMEs) in the snack food sector is an important strategy to improve the local economy and empower rural communities. This research explores the effectiveness of aid distribution and outreach as an effort to develop snack food MSMEs in Galengdowo Village, Wonosalam, Jombang. Using a qualitative approach, a case study was conducted to examine the impact of capital assistance, training, and the introduction of digital technology on increasing production capacity, product quality, and market access for MSMEs. The study results show that the assistance provided has had a significant positive impact, including improvements in business management, online marketing, and development of partnership networks. Socialization regarding marketplaces and digital marketing strategies has also proven effective in increasing product visibility and creating added value for MSMEs. However, challenges such as limited information technology infrastructure remain obstacles that need to be overscome to support the sustainable growth of MSMEs in the future.

Pengembangan dan Pemasaran UMKM Untuk Membangun Perekonomian Di Desa Mlorah Kabupaten Nganjuk

The development of Micro, Small and Medium Enterprises (MSMEs) is an effort carried out by KKN-T MBKM UPNVJT students from group 5 of Mlorah Village. Those who are trying to hold an MSME Bazaar are "KURMAH" which stands for Culinary Ramadhan Mlorah. This activity aims to empower the capabilities and competitiveness of MSMEs. The MSME Bazaar is also an instrument in realizing SDGs indicators. This activity was carried out to provide opportunities for MSME players to make their products better known to the wider community, thereby increasing the number of sales and helping improve the economy of MSME players in Mlorah Village. This activity uses the Participatory Action Research (PAR) method, an approach method that actively involves the community directly to find out where the problem is. From this activity we can observe directly and obtain results for the community such as; (1) insight and understanding regarding MSMEs, (2) improving the community's economy, (3) Creating an entrepreneurial spirit and high competitiveness, (4) Facilitating smooth communication between citizens and between MSME actors.

Peran Brand Management Terhadap Loyalitas Konsumen Untuk Perkembangan Usaha Mikro Kecil Menengah (UMKM) : Suatu Kajian Literatur

The role of brand management on consumer loyalty for the development of micro, small and medium enterprises is that brands build a good image among the public. The process is the goal of developing brand identity. This shows that the product offered is a unique product. In addition, it also talks about what kind of identity a brand wants to display. The identity that is displayed will later be attached as the personality of a brand. If the brand has been well received, MSME business actors automatically get the opportunity to improve the quality of their products. This must be done with flexible, effective, efficient, and sustainable planning. Thus, the products produced are guaranteed quality. With guaranteed product quality, consumer loyalty will also increase. After achieving customer satisfaction, the brand must continue to guarantee the improvement and improvement of product quality. The goal is to maintain customer satisfaction. Small businesses get the opportunity to make closer observations and research. This means that MSME business actors get easier and wider access to information. Finally, MSME players are able to produce quality products in accordance with consumer expectations.