Development Of Micro, Small And Medium Enterprises Research Articles

Improving Wetlands Entrepreneurial Orientation With Problem-Based Learning (PBL) At The Purun Crafts Center in South Kalimantan, Indonesia

Objective: Purun Danau (Lepironia articulata Retz.) is a typical wetland plant that can be used as high-value craft materials. Efforts to increase wetland entrepreneurial competency in Micro, Small and Medium Enterprises (MSMEs) expressed in entrepreneurial orientation (EO) are a crucial step to achieve community welfare and play a role in environmental sustainability. This study aims to measure and analyze the effectiveness of training on EO using the Problem-Based Learning (PBL). Theoretical Framework: EO is characterized by innovativeness, proactive attitude and risk-taking that supports the growth and development of MSMEs. Method: This study uses a quantitative method with quasi-experimental pre-test-post-test. Statistical analysis was carried out using SPSS Statistics version 26. Results and Discussion: Results of the study show there is significant difference in the level of EO before and after the implementation of PBL. There has been an increase in the level of EO from pre-test scores ranging between 1,630 and 2,982 and post-test scores between 2,364 and 3,498. Research Implications: This study has strong implications in building wetland MSME entrepreneurs, creating added value to natural wetland resources, and encouraging the creation of eco-friendly products. Originality/Value: This study has originality which focuses on increasing the entrepreneurial orientation of MSMEs with learning and training interventions using Problem-Based Learning (PBL).

Evaluation of the Effectiveness of Government Policy on MSMEs Through Empirical Data Analysis in Lampung

Micro, Small, and Medium Enterprises (MSMEs) play an important role in the Indonesian economy, including in Lampung Province. Although the government has issued various policies to support the development of MSMEs, the effectiveness of these policies still needs to be evaluated in depth. This research aims to evaluate the effectiveness of government policies in supporting MSMEs in Lampung through empirical data analysis. The research uses an empirical data analysis approach to evaluate the effectiveness of MSME support policies in Lampung. The analytical method in this research uses literature study through collecting and analyzing secondary data in the form of journal articles, government documents, and other scientific articles about entrepreneurship and MSMEs sourced from libraries. It is hoped that the results of this research will provide a comprehensive evaluation of the effectiveness of government policies in supporting MSMEs in Lampung, as well as identifying supporting and inhibiting factors for policy success. This research found that government policy in supporting MSMEs in Lampung had a positive impact in encouraging the growth of the MSME sector in Lampung. However, there are still challenges that still need improvement, namely lack of socialization, and limited access for MSMEs in remote areas. Keywords: empirical analysis, government policy, MSMEs

Triple Helix for Sustainable Development Goals: An Impact Assessment of Shared Service Facility for Micro, Small, and Medium Enterprises Competitiveness in the Philippines

This study investigates the impact and operational challenges of the Shared Service Facility (SSF) for Micro, Small, and Medium Enterprises (MSMEs) in the Philippines, focusing on enhancing MSME competitiveness and sustainability. Through a mixed-methods approach, including surveys, interviews, and data analysis, the study assesses the SSF’s effectiveness in supporting MSMEs and identifies key challenges hindering its operation. The findings reveal significant improvements in MSMEs’ access to resources, innovation capacity, and market competitiveness following SSF assistance. However, logistical, managerial, and resource-related challenges pose significant hurdles to the SSF’s operational efficiency and effectiveness. To address these challenges, a comprehensive Strategic Plan is formulated, outlining key actions to improve logistical efficiency, enhance managerial effectiveness, strengthen financial sustainability, upgrade technological infrastructure, and foster collaboration and partnerships. Implementation of these strategic initiatives is crucial for optimizing the SSF’s operation, enhancing its impact on MSME competitiveness, and ensuring long-term sustainability. Overall, this study contributes valuable insights into the role of the SSF in fostering MSME development and economic growth in the Philippines, highlighting the importance of targeted interventions and collaborative efforts to support inclusive and sustainable development.

Credit Access Towards MSMEs: An Investigation of Banker’s Perspectives

Micro, small and medium enterprises (MSMEs), which are business activity units that run businesses in several fields, are vital for the economies of several countries. Credit access (CA) is regarded as an important matter for MSMEs’ growth in the development and sustainable growth of MSMEs. In the financial sectors, the government’s role via policies like augmenting MSMEs’ credit becomes completely significant. For evaluating CA towards MSMEs in Kerala, this study was developed. Analysing the challenges in accessing credit in MSMEs is the aim. For evaluating the outcomes, a simple random sampling methodology was deployed. In Kerala, the impact of credit knowledge was significant on MSMEs’ CA. As per the outcomes, a greater probability of augmenting loan access is engendered by the factor of challenges in attaining private equity funding and high lending interest rate.

Sinergity of Village Owned Enterprises and MSMEs in Upgrading Daergic Potentials: Study on Sido Makmur Village, Getasan Village, Getasan District, Semarang Regency

Getasan Village has strategic potential and sufficient resources to advance Micro, Small and Medium Enterprises (MSMEs). The village's vision and mission, enshrined in Village Regulation No. 2/2019, focuses on the development of MSMEs. Although most MSMEs in the village still operate on a small and home-based scale, they remain a pillar of the local economy. However, challenges such as limited capital, lack of management knowledge, less supportive infrastructure, as well as limited market access hinder the growth of MSMEs. To address this, Village-Owned Enterprises (BUM Desa) are considered a potential solution. Law No. 6/2014 on Villages provides a legal foundation for the establishment of BUM Desa. With the synergy between BUM Desa and MSMEs, local economic potential can be maximized. The research used participatory observation methods and a qualitative approach. The results show several patterns of effective synergy between BUM Desa and MSMEs, such as capital strengthening, infrastructure development, skills training, and joint promotion. These measures are expected to improve the competitiveness and growth of MSMEs and provide positive impacts for the government and community. The formulation of BUM Desa's strategy in utilizing local economic potential and mobilizing MSMEs is also detailed to provide direction for further development.

The Impact of Fintech and Financial Literacy on MSME Development through Access to Finance

Micro, Small and Medium Enterprises (MSMEs) are the backbone and driving force of economic growth, the development of Technology is a new opportunity in the development of financial technology, but to be able to achieve the full benefits of Fintech, financial literacy to achieve financial access is a critical aspect that cannot be ignored. Researchers reviewed articles related to economics, accounting, management and finance indexed by Scopus and Sinta. Researchers realize that it is very important to analyze and reflect to develop research on Fintech and Financial Literacy on MSME Development. This research uses a literature study or literature review method. Based on the results of the study, it shows that the existence of fintech and financial literacy through financial access can affect the development of MSMEs

Perencanaan Strategi Bisnis Usaha Online: UMKM

The development of micro, small and medium enterprises (MSMEs) requires a joint role in the environment from both regulators and other companies. The Business Competition Supervisory Commission (KPPU) together with the Ministry of Cooperatives and SMEs signed a memorandum of understanding to form a task force to monitor partnerships established between SMEs and large industries. This article explores the programs organized by the Ministry of Cooperatives and Small and Medium Enterprises for the development of MSMEs. Through literature and online research about company programs, researchers can compare them with government policy programs to analyze the accuracy of expert programs. The research results show that the joint Business Competition Supervisory Commission (KPPU) program can fulfill the policies of the Ministry of Cooperatives and SMEs stipulated in the 2020-2024 Strategic Plan.

Training for Preparation of Business Feasibility for Bantar Sari Village, Distric Rancabungur, Bogor

Micro, small and medium enterprises (MSMEs) have an important role in the Indonesian economy. The Indonesian government also considers the existence of MSME actors important. The proof is that UMKM together with Cooperatives have a special forum under the Ministry of Cooperatives and UKM. MSMEs is a business sector that has quite good business potential where as MSMEs develops, the level of employment also increases. The number of MSMEs in 2018 was recorded at 64.2 million units, while in 2019 it grew 5 percent to 67.4 million units. The development of Micro, Small and Medium Enterprises (MSMEs) has proven to be the main driver of the real sector that direct effect on national economic growth. MSMEs from 2016-2019 grew by 4.2% annually with an average contribution of MSMEs to Indonesia's Gross Domestic Product (GDP) of 50% for the last 3 years. Information owned by the Ministry of Cooperatives and Small and Medium Enterprises in March 2021, the number of MSMEs in Indonesia is at 64.2 million, and has a gross domestic GDP contribution of up to 61.07%. MSMEs can absorb up to 97% of the total workforce and can collect up to 60.42% of the total investment in Indonesia. However, the development of MSMEs generally still experiences various problems and is not fully in accordance with expectations. The problem that is still an obstacle in developing MSME businesses is the limited capital they have and the difficulty for MSMEs to access sources of capital. In order to help access funding, guidance and directions are needed in order to obtain banking funds for these small businesses. For this reason, a program of activities for preparing feasible business planning proposals is needed. This community service method uses descriptive methods, namely through surveys and observations. The initial stage was observation of Bantar Sari Village, Distric Rancabungur, Bogor to identify the business ventures that were currently being carried out. Furthermore, the formulation stage is the identification of the internal and external environment and is continued with the feasibility study stage. Delivery of training for the community, most of whom are MSMEs, is conducted at the Bantar Sari Village, Distric Rancabungur, Bogor, where the participants are quite enthusiastic about participating in the training program, this can be seen from the number of question that were entered.

The Impact of Macroeconomics on Advancing MSME Development in Indonesia

Micro, Small and Medium Enterprises (MSMEs) contribute around 60% to Indonesia's Gross Domestic Product (GDP), playing a crucial role in economic development. MSME growth is the main focus, influenced by macroeconomic factors such as the BI Rate, inflation and exchange rate. This study uses secondary data from Bank Indonesia, BPS, and the Ministry of Cooperatives and Small and Medium Enterprises from 1997 to 2022. The quantitative analysis method using Eviews 10 shows that the BI Rate has a positive impact on the number of MSMEs but inflation and exchange rates have not. The conclusion of this study emphasizes the importance of appropriate policies to support the growth of the MSME sector and the economy as a whole.

The Influence of the Use Financial Technology, Owner Financial Literacy, and Risk Tolerance on the Performance of MSMEs in Indonesia

This study investigates the influence of financial technology adoption, owner financial literacy, and risk tolerance on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. Amidst the diverse landscape of Indonesian MSMEs, characterized by challenges in accessing formal financial services, the study examines the role of FinTech in overcoming these barriers and fostering business growth. Additionally, it explores the significance of owner financial literacy in facilitating informed decision-making and the strategic importance of risk tolerance in driving business innovation. Through a quantitative research design and Partial Least Squares Structural Equation Modeling (PLS-SEM) analysis, the study offers insights into the nuanced relationships between these factors and MSME performance. The findings provide actionable insights for policymakers, financial institutions, and MSME owners, aiming to promote sustainable MSME development and economic prosperity in Indonesia.

Strategi Klasterisasi UMKM Berbasis Kearifan Lokal pada Kabupaten dan Kota di Provinsi Jambi

This study aimed to assess how local wisdom integration and clustering strategies impact the performance of Micro, Small, and Medium Enterprises (MSMEs) in Jambi Province, using a mixed-method approach. It was found that both local wisdom and clustering significantly enhance MSME performance by adding value, differentiating products, and improving access to resources, innovation, and operational efficiency. The research underscores the critical role these strategies play in MSME development. Consequently, it suggests that MSME managers, investors, and policymakers should support initiatives promoting the integration of local wisdom and the development of clusters to boost MSME competitiveness and growth in Jambi Province. This approach demonstrates a viable pathway for MSMEs to enhance their performance and sustainability.

An Examination of the Impact of Using Marketplaces to Promote the Growth of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia

Marketplaces have become a critical component in the development of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. The availability of a marketplace platform has a substantial impact on MSMEs' growth. The purpose of this study is to assess the impact of marketplaces on the growth of MSMEs by taking into account the elements that influence their integration into the digital ecosystem. The quantitative methodology was utilized to collect data from MSME traders who used the marketplace to market their items. The marketplace's presence has greatly enhanced sales and had a favorable impact on their business operations. Market access is open from Sabang to Merauke thanks to the information technology network. This data is evaluated statistically to determine the association between market presence and MSME business growth. The findings of this study can help MSMEs gain a better understanding of how to use marketplaces to boost exposure, sales, and overall growth. The practical ramifications of this research are supposed to assist MSME owners in developing marketing strategies for their products and services via marketplace platforms. This research will also contribute to scholarly literature on the development of MSMEs in the digital era.

UPAYA PENINGKATAN PENJUALAN DAN DAYA SAING PADA “ANYA SHOP ”MELALUI STRATEGI SWOT

The development of Micro, Small and Medium Enterprises (MSMEs) in Indonesia has experienced a significant increase because it is one of the activities that can be used as a means of livelihood that can create jobs both directly and indirectly for the community. This MSME is very helpful for individual micro entrepreneurs because it has proven to be able to overcome the economic crisis that has hit Indonesia. Various efforts by the government have been made to increase the development of MSMEs. The purpose of this research is to find out how the marketing strategy carried out by MSME Anya Shop increases sales. The type of research is qualitative with SWOT analysis. Data collection methods are interviews, documentation and observation. The results of this research show that the strategic analysis carried out has been effective and the SWOT strategy has been implemented to increase sales at Anya Shop MSMEs, namely by adding sales products, attractive product forms, adding human resources, using social media and maintaining product quality.

Pengabdian dan Pengembangan Inovasi Pelaku Usaha Mikro Kecil dan Menengah di Daerah Kecamatan Jetis Pingit Kota Yogyakarta

This treatment was carried out in the Jetis Pingit sub-district, Yogyakarta City. Micro, small and medium enterprises (MSMEs) are a reliable part of the economy and their existence is highly regarded. MSMEs make a sufficient contribution to the Indonesian economy, especially in Jetis Pingit District, Yogyakarta City, which can absorb labor and reduce labor in the Pingit area. The existence of MSMEs can play an important role in the Indonesian economy, because they make a significant contribution, especially in the formation of gross domestic product and employment energy absorption. There are many problems faced by MSMEs in the continuity of their business, especially from understanding MSME development strategies. This service aims to identify MSME players in creating their own business development strategies and further develop their businesses more advanced. In this strategy, can MSME players carry out this strategy better in developing MSMEs? The method used in this service is the question and answer method or direct interview. The results of this implementation can be expected for MSME actors to be able to carry out good strategies in developing MSEs. In developing products for MSMEs in Jetis Kampung Pingit that are advanced and beneficial for all, the activities carried out in Kampung Pingit are held smoothly and very well. In product development for MSMEs in Jetis Kampung Pingit.

Interpersonal Skills of Raja Vegan UMKM HR in Building Relationships

Interpersonal skills are important skills in developing human resources (HR), especially in the context of Micro, Small and Medium Enterprises (MSMEs). Raja Vegan, an MSME that operates in the field of animal-free, plant-based vegetarian products, understands that building good relationships with various parties is the key to business success. Therefore, this service activity aims to help the development of MSMEs by forming a special institution consisting of lecturers and communication science students from Bina Darma University who continuously dedicate themselves to MSMEs to develop and manage HR skills in establishing good relationships with customers and other related parties and helping MSMEs to further optimize marketing on social media. Improving interpersonal HR skills can be an effective strategy in increasing the competitiveness and sustainability of MSMEs in an increasingly competitive market. Therefore, developing interpersonal skills needs to be a focus in managing the human resources of Raja Vegan MSMEs to achieve long-term success.

PERAN PEMERINTAH DESA DALAM MENINGKATKAN PERKEMBANGAN UMKM MASYARAKAT DESA GEDE PANGRANGO KECAMATAN KADUDAMPIT KABUPATEN SUKABUMI

This study aims to analyze and describe the role played by the local government in the development of Micro, small and Medium Enterprises (MSMEs) in the area of Gede Pangrango Village, Kadudampit Disrict,Sukabumi Regency. MSMEs have an important role in the local and national economiy, as well as in creating jobs and increasing people’s income. Local governments have a significant role in providing support, regulation and facilitation for MSMEs growth. This research will analyze various policies, programs and initiatives taken by the regional government of Gede Pangrango village to support MSME development.

Fostering Economic Resilience in Pangkalpinang: A Qualitative Investigation into MSME Development Strategies

Micro, small and medium enterprises (MSMEs) have a significant role in the economies of developing countries. After the Covid-19 pandemic, the transformation of MSMEs needs to be strengthened through optimizing the use of digital technology. MSME development is carried out through the pillars of corporatization, capacity building, and financing policies, in order to create productive, innovative, and adaptive MSMEs. The number of cooperatives and MSMEs in Pangkalpinang City in 2022 will reach 23,119 MSMEs and is the largest sector in absorbing labor in Pangkalpinang City. Optimizing the role of MSMEs as the backbone of the economy will continue to be directed at efforts to increase productivity and inclusive regional economic growth, through adaptation to digital changes. This study is a strategic step in developing cooperatives and SMEs to increase regional economic growth to provide answers to current problems. The data used in this study are qualitative data and quantitative data. Data collection techniques are questionnaires, interviews and documentation. This study uses fishbone diagram analysis and SWOT analysis. The results of this study are that MSMEs in Pangkalpinang City are in quadrant I position. This means that MSMEs are advised to carry out an aggressive strategy by using internal strengths to take advantage of external opportunities to achieve increased MSME growth. Weak elements of the marketing strategy for Cooperatives and MSMEs in Pangkalpinang City are caused by weak digital marketing factors, product innovation, and partnerships with market places, startups, and others

Introduction Of MSME (Micro, Small and Medium Enterprises) Products to Increase Selling Competitiveness at The Level 3 Seuhaaah Festival Event At Paris Van Java Mall

MSMEs (micro, small and medium enterprises) are the main drivers of the Indonesian economy which are now excellent in increasing employment The government in various sectors also helps the development of MSMEs, one of which is by providing KUR (People's Business Credit) loan facilities intended for MSMEs. Now MSMEs are very easy to recognize with various technological advances, one of which is social media which provides one way of promotion attractively. Wikaorganizer invites MSMEs to participate in celebrating the Level 3 Sehaaah Festival which will be held in Paris Van Java in collaboration with BJB held a flash sale in order to celebrate the right one on August 17 and gave vouchers for Rp.17,-. The Community Service program aims to provide education and invite MSMEs to introduce their products to increase their selling competitiveness during the Level 3 Seuhaaah Festival at Paris Van Java Mall. MSME owners were given the opportunity to participate in the event and try to compete with other business units in selling their products. During the Seuhaaah Level 3 Festival, MSMEs could attract consumer attention through creative and attractive product exhibitions. In this case, effective promotion and strong branding are key factors. In addition, participating in events like this allows MSMEs to build a wider business network, including with potential buyers and business partners. In this program, MSMEs can experience real benefits in increasing their sales competitiveness through participation in the Level 3 Seuhaaah Festival event. Therefore, increasing support and promotion of similar events can be an effective strategy in supporting the growth of MSMEs and the local economy as a whole.

The Impact and Significance of Implementing the Income Cycle on MSMEs: A Case Study of Bakso Mbah Min Tangsel City

This research explores the impact and significance of implementing the income cycle on micro, small and medium enterprises (MSMEs), especially those represented by the Mbah Min Meatball Trader in Pamulang, South Tangerang. By using relevant theories and frameworks, this research aims to present a better understanding of how the implementation of the revenue cycle affects the financial, sustainability and development aspects of these MSMEs. An in-depth analysis of revenue management strategies, their impact on liquidity, profitability, and the business's ability to face market challenges is the main focus of this research. The expected result of this research is to provide a richer and deeper view of the benefits, challenges and implications of implementing the income cycle for MSMEs in the food industry, especially for the Mbah Min Meatball Trader. It is hoped that the practical implications of this research can contribute to improving financial management strategies and business growth for similar MSMEs and serve as a guide for relevant stakeholders in supporting the development of MSMEs in the region.

Development of UMKM Keripik Pegagan as Commodities Area by KWT Canden Kulonprogo

Abstract. Micro, Small, and Medium Enterprises (MSME) is one of field business which gives a lot of contribution to state finances. Moreover, MSME also plays an important role as a factor that gives wide employment opportunities to reduce unemployment in society. It can be said that MSME does not only creating new job opportunities for the unemployed, but it can also play a role as a means of economic equality that reduces the level of poverty in society, and becomes one of foreign exchange sources. The development of MSME is very needed in various area, specifically in Canden Hamlet, Kulon Progo. The development of MSME is a necessity in order to improve the community’s economy, and to accelerate regional economic growth. The development of MSME aims to: compiling a model for the development of commodities and types of superior businesses that need to and can be developed in order to support regional economic development, to create job and employment, and to increase product competitiveness in Canden Hamlet, Kulon Progo. The method used was "Production and Marketing". The results from the implementation of this production show that women in Women Farmer Group (KWT) had a high enthusiasm to carry out MSME development.