Development Of Medium Enterprises Research Articles

Improvizing West Java MSMEs Using Quality Service Gaps Model

This study aims to understand the challenges and opportunities for the development of Micro, Small and Medium Enterprises (MSMEs) in West Java. With a very large number, MSMEs in West Java have great potential to drive economic growth. However, various obstacles such as access to capital, information, and technology are still an obstacle. This research proposes the application of the Service Science framework to map the MSME ecosystem and identify opportunities for service innovation. Thus, it is expected to increase the competitiveness of MSMEs and make a greater contribution to the regional economy. This research reveals that MSMEs in West Java face significant constraints in terms of access to capital, information, and technology. Through in-depth interviews with 8 MSME owners, this research aims to understand in-depth the challenges and opportunities faced by micro, small and medium enterprises. Thematic analysis of the interview data identified a gap between the ideal conditions that MSMEs desire and the actual conditions they experience. Using the Service Quality Gap Model, this study created four action plans to improve MSMEs in West Java. By addressing the identified gaps and encouraging collaboration between MSMEs, government, academia and industry, the Sadulur platform can catalyze the sustainable growth and development of MSMEs in West Java. These gaps, which we refer to as 'customer gaps', are manifested in four main themes: 1) the potential for MSMEs to create innovative products more easily, 2) the need to develop a strong business foundation and build sustainable brand value, 3) the importance of improving business processes and management to increase efficiency, and 4) the need to build good relationships with external parties to expand networks and business opportunities. These findings form the basis for formulating an action plan to improve the quality of services provided to MSMEs.

Innovative Strategies for Micro and Medium Enterprises Development by participation of PTkis in reducing the role of the Emok Bank in Kuningan Regency

This research aims to analyze the activities "Emok Bank" viewed from sharia economic law and to formulate the innovative strategies in developing Micro and Medium Enterprises by involving the participation of Islamic colleges. The method used in this research is descriptive with a qualitative approach. The data analysis which is used in this study is the theory of Miles and Huberman to describe the results of study, while to analyze the relationship between the parties related to the development of UMKM (MSMEs) is by using TAWHIDI STRING RELATION theory and designing the innovative strategies using SWOT analysis. This study was conducted in Susukan village, Cipicung district, Kuningan Regency. It is one of the villages which gets the impacts of the activities of Emok Bank. The research results showed that the practices of borrowing borrowing which are held by Emok Bank have not been in accordance with the Sharia conomic law. The transaction parties have not could ensure yet to be able to manage his/her the property as well as not to BI checking and the loan feasibility. The borrowed money which is given by Bank EMok is not in the control of Emok Bank because of the government's property, the centered bank and even belonging to the investor. In the sharia economic law, the lent goods must be returned by the corresponding amount, while the loan at the Emok Bank is burdened interest even up to 25%.

Efficiency of small business: the case of Nigeria

The concept of entrepreneurial orientation (EO) has been widely discussed through previous studies in entrepreneurship, so it can be considered as one of the main topics in this field, and the most commonly used measure of entrepreneurial behaviour. The main objectives of the study were to determine the effect of entrepreneurial orientation on small and medium sized enterprises and also to examine the effect of innovative performance on EO. The study population refers to selected SMEs that were registered with the Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) in Ogun State, Nigeria. The primary data was generated through the field survey using structured questionnaire as a major research instrument. Taro Yamani scientific formula was adopted to determine the sample size. Correlation statistical analytical, Pearson Product Moment correlation Coefficient method and content validity method was applied. The study used Analysis of variance (ANOVA), correlation efficiency, and regression analysis for this study. The research found that there is a significant effect of entrepreneurial orientation on small and medium sized enterprises performance in Nigeria. Moreover, the results of the study indicated that EO affects innovative performance. The study recommends that small and medium sized enterprises should embrace the entrepreneurial orientation dimensions of autonomy, pro-activeness, risk taking, competitive aggressiveness and innovativeness to increase business performance and SMEs operators should adopt autonomy by encouraging employees to be autonomous and be free to take initiative for the best interest of the organization and use periodic appraisal to monitor them.

Fortifikasi Nak Nan Jelly Bog Segamur

Abstract: Abundant banana stem waste is often wasted and becomes an environmental problem. In fact, research results show that banana stems are rich in benefits, one of which is the potential as an anti-obesity agent. Seeing this potential, the community service team tried to process banana stem waste into nutritious and economically valuable food products. This community service activity focused on assisting PKK Metuk mothers in processing banana stems into innovative food products. With intensive training and assistance, it is hoped that PKK mothers can produce value-added food products from banana stem waste. In addition to providing health benefits to the community, this activity is also expected to improve the community's economy through the development of small and medium enterprises based on local resources. The results of this community service activity show that the processing of banana stem waste into food products can be successful. PKK mothers succeeded in producing food products that are not only beneficial for health, but also have good market potential. This success proves that banana stem waste can be a valuable resource if managed properly. Keywords: Musa paradisiaca, economy, health

A Trend Analysis of Growth and Development of Micro, Small and Medium Enterprises (MSMEs) in India

The Micro, Small and Medium Enterprises (MSMEs) review the policies and programmes and make suitable recommendations regarding the promotion and development of products and services to meet the demands of the domestic as well as global marketing. The ministry of MSMEs sector organizes and implements various schemes focusing on financial assistance, technological assistance as well as upgradation, infrastructure development, skill development and training, enhancing market assistance of MSMEs. An overview of the MSMEs Sector, the organizational structure of the Ministry of MSMEs., role of the office of Development commissioner, setting up of National Board for MSMEs as well as recent developments in MSMEs – are depicted in this article.

PELATIHAN DESAIN LOGO DAN KEMASAN UMKM KERIPIK PISANG DESA TRUNAMANGGALA MELALUI PENJUALAN DIGITAL MARKETING

The development of micro, small and medium enterprises aims to generate income for the lower middle class and is the most important driver in the national economy. In an effort to improve the welfare of micro, small and medium enterprises, the government currently offers various programs to business actors, including business capital, training, and business assistance with stakeholders. The banana chip business, which is one form of small micro business in Trunamanggala Village, Cimalaka District, Sumedang Regency, has problems in the form of the absence of a logo as a product identity, the absence of attractive packaging and the lack of utilization of digital marketing technology in its sales so that an assistance is needed to overcome this. Therefore, this community service method uses a training and socialization approach which aims to provide training in making product logos as well as providing training in marketing products online. The positive impact of this training is to increase market attractiveness and interest to help product images with creative logos, MSME players have products in digital marketing so that they can increase promotion of banana chip MSME players and increase the economy and profits for banana chip MSME players in Trunamanggala Village.

Empowerment of Village Communities Through the Development of MSMES Based on Mosquito Spray Products

This research explores strategies for empowering village communities through the development of Micro, Small and Medium Enterprises (MSMEs) with a focus on anti-mosquito spray products. The aim of this research is to increase the economic capacity and production skills of village communities through sustainable MSME initiatives. The methods used include technical training on making anti-mosquito spray, providing equipment and raw materials, as well as marketing support to expand market reach. It is hoped that the results of this program will increase the income and welfare of village communities, as well as provide solutions to health problems caused by mosquitoes. By empowering village communities through the development of MSMEs, it is hoped that economic independence will be created and a sustainable quality of life will be improved.

Pemberdayaan Masyarakat Melalui Inovasi Produk Lokal Studi Kasus: Pengelolaan Buah Sawo Menjadi Bolu Kukus di Desa Kaligelang

The sapodilla fruit, as a tropical fruit rich in nutrients, holds significant economic potential in Kaligelang Village, Pemalang Regency. Despite producing high-quality fruit, the utilization of sapodilla in this village is still limited to direct sales without further processing. This study aims to enhance the knowledge and skills of the members of the PKK (Family Welfare Program) in processing sapodilla into steamed cake (bolu kukus) as an innovative value-added product. A processing demonstration was conducted on September 20, 2024, with 32 participants involved. The research method utilized pre-test and post-test questionnaires, which were analyzed using N Gain Score to measure the effectiveness of the training. The results showed an average increase of 23.69 points in participants' knowledge scores, with an average N Gain Score of 0.43, categorized as moderate. The findings indicate that this program not only enhances participants' knowledge but also has the potential to strengthen the local economy through the development of sapodilla-based small and medium enterprises (UMKM).

Transformation Of Conventional To Digital Marketing: A Study On Increasing Sales Through Digital Marketing

The development of digital technology continues to grow along with the times. Access to the internet is another development that affects people's lives. Similarly, internet access in economic activities also contributes to the development of small and medium enterprises. Micro, Small and Medium Enterprises (MSMEs) utilize information technology in running their business. This study aims to determine the right marketing strategy at Rene Café, the ultimate goal to be achieved is to significantly increase sales and present a good company brand image to consumers. The research method used by researchers in this study is a qualitative method. This type of research is descriptive qualitative, using the methods of observation, interview, and documentation. The results showed that Rene Café has not fully optimized using all social media, but the success of Rene Café in digital marketing through social media is working with influencers or content creators and consumer reviews. By collecting data and information related to marketing through social media and the influence of an influencer in providing information about products. This shows that reviews and influencers play an important role.

Development of Local-Based MSMEs in Encouraging the Economy of Aisyiyah Candinegoro Branches

During the KKN Real Work Lecture, they carried out an activity program for making MSME products, namely Banana Chips. This activity aims to encourage Aisyiyah branches in Candinegoro to increase potential and the economy. This method uses discussion and explanation of the problems in the research carried out, in order to obtain relevant data for further discussion. This research is intended to obtain a comprehensive picture of the development of Micro, Small and Medium Enterprises. When the production process is carried out, it is quite simple in terms of marketing. This product is packaged using ziplock plastic and a jar as well as the product design. In real work study activities, as students who are carrying out real work study activities, you can provide counseling and assistance to these MSMEs. This activity process can increase knowledge and benefits for the Aisyiyah Candinegoro branch in developing the business.

Service Quality of the Cooperatives and Micro Enterprises Service in the Development and Empowerment of Micro, Small, and Medium Enterprises in Batam City

Service Quality of the Cooperatives and Micro Enterprises Service in the Development and Empowerment of Micro, Small, and Medium Enterprises in Batam City

Analysis of the Development of Micro, Small, and Medium Enterprises (MSMEs) Before and After Receiving Murabaha Financing from PT BPRS Rahmah Hijrah Agung Kota Lhokseumawe

This study aims to analyze the development of Micro, Small, and Medium Enterprises (MSMEs) before and after receiving Murabaha financing from PT BPRS Rahmah Hijrah Agung. MSMEs play a crucial role in Indonesia's economy, significantly contributing to community development and job creation. However, they often face various challenges, particularly in accessing financing. The Murabaha financing offered by BPRS, a sharia financial institution, provides an alternative for MSMEs to obtain business capital without the burden of high interest rates and complicated requirements typically associated with conventional banks. This research examines the differences in sales turnover, order volume, market reach, product quality, business profits, employment opportunities, financial management, and competitive ability of MSMEs before and after receiving financing from BPRS. The data used in this study is sourced from MSMEs that have received Murabaha financing during the period of 2020-2023. The research findings indicate a significant improvement in various aspects studied after MSMEs received Murabaha financing. These results suggest that the sharia financing products from BPRS play a crucial role in supporting the growth of MSMEs in Indonesia, particularly in enhancing their business capacity and competitiveness in the market. This study also highlights the importance of socialization and education regarding sharia financing products to improve MSME actors' understanding of the available financing options.

MAPPING THE NEED FOR A CIRCULAR ECONOMY FOR FUTURE ECONOMIC BENEFITS: POTENTIALS AND PROJECTIONS FOR SMALL AND MEDIUM-SIZED ENTERPRISES IN NORTH MACEDONIA

The circular economy, a concept based on the principles of designing waste and pollution, keeping products and materials in use for a longer time, and regenerating natural systems is still in its infancy in the Western Balkans, especially in many analyses related to the development and future projections of small and medium enterprises. Over the years, there has been a steady increase in per capita waste generation in the region, with the municipal waste recycling rate among economies being very low, while resource intensity as a measure of resource efficiency has remained relatively high. In addition, enterprises in the region are rarely aware of the opportunities of a circular economy, such as reduced environmental impact, more sustainable use, and conservation of natural resources, lower production costs, increased innovation, increased competitiveness, greater resistance to external shocks through reduced dependence on resources or the creation of new markets and jobs. Of particular importance is the identification of key economic sectors that should be directly involved in the process of circular economic transformation. In addition, it is important in the European framework, to map of the good practices that could be transferred to the economy in the Republic of North Macedonia, when it comes to the circular economy. In the framework of this paper, through the application of a methodological framework of content analysis, comparison, synthesis, and generalization, a diagnosis of the current situation regarding a circular economy in North Macedonia will be presented, as well as the identification of priority sectors/areas as the main key for the future perspectives of the circular economy within these society frameworks. It requires the involvement of all key stakeholders, including government institutions, the private sector, civil society, and academia, to apply a comprehensive approach in setting a future roadmap for a circular economy and encouraging a circular transition for the greater benefit of society of the Republic of North Macedonia, with special reference to improving the future of small and medium enterprises.

ACHIEVED RESULTS AND PERSPECTIVES FOR FURTHER DEVELOPMENT OF SMALL AND MEDIUM-SIZED ENTERPRISES: STATISTICAL FINDINGS AND ANALYSIS

Small and medium-sized enterprises are a key part of every national economy and represent a factor of economic and social stability. In particular, entrepreneurial organizations are recognized as drivers of economic development, because they encourage the introduction of new technologies and have a direct impact on the level of investments and aggregate demand in terms of macroeconomic indicators. Also, this type of organizations contributes to solving the problem of unemployment and unequal distribution of wages. The need for strategic support and development of small and medium enterprises at the state level is permanent. In the past, these entities have been hit by the pandemic caused by the Covid-19 virus, inflation and digitization. The subject of the paper is the results review of the small and medium-sized enterprises development in Serbia, as well as the perspective of their further growth. Taking into account the effect of quality standards on business results, the connection of small and medium-sized enterprises with scientific and research institutions, but also the connection between the same organizations on the market, the authors propose certain improvements for their development. The key elements are based on the adequate and correct diagnosis of the mentioned connections. The research sample was purposive, which included companies in each of the 5 regions of the Republic of Serbia (n=112). The importance of quality standards and cooperation with faculties and scientific research institutions was established. It has been proven that the biggest obstacles in the development of the business of small and medium-sized enterprises are administrative procedures, as well as fiscal appropriation, and that the biggest impact on future business prospects is the adopted quality standard, investment in modern equipment, innovation, new knowledge and the introduction of new production lines.

Implementasi CSR (Corporate Social Responsibility) Bank Jatim Surabaya dalam Pengembangan UMKM (Usaha Mikro, Kecil, dan Menengah) di Jawa Timur

This research investigates the implementation of Corporate Social Responsibility (CSR) by Bank Jatim Surabaya in supporting the development of Micro, Small, and Medium Enterprises (MSMEs) in East Java. The research method employed a qualitative approach with data collection techniques such as in-depth interviews and observations. The findings indicate that Bank Jatim has successfully complied with existing regulations and provided significant assistance to MSMEs. However, there are some shortcomings, particularly in the aspects of socialization and administrative procedures. In conclusion, the CSR program of Bank Jatim has a positive impact on the growth and sustainability of MSMEs in East Java.

The Mosque as a Source of Community Prosperity: Lessons from the Jogokariyan Mosque

The research was conducted to analyze the role of programs to increase the independency and prosperity of community held by the Jogokariyan Mosque in Special Region of Yogyakarta. The research methode is qualitative method with the approach of Interactive Model Analysis was used along with the observation during the period of January, 2022 until March 2022. The study showed that Jogokariyan Mosque conducted programs in field of social, economic, health, education and covid-19 pandemic handling. In the social Jogokariyan Mosque’s have program Jogokaryan Ramadhan village, Jogokariyan Mosque’s Rice ATM, and Jogokariyan’s Public Market. In the economics Jogokariyan Mosque’s have program the development of Small Micro and Medium Enterprises (SMME), At the during the covid-19 pandemic Jogokariyan Mosque’s Special Program. Jogokariyan Mosque programs could be used as a lesson learned on how a mosque could improve its role in the community to accelerated the increase of community prosperity.

Small and medium-sized enterprise brand development in an emerging economy: The view of the owner/manager

Small business branding is a relatively under-researched field, and available research largely excludes the African region. As a result, the brand development of small and medium enterprises (SMEs) in emerging markets is a topical issue. The aim of this study was to analyse whether brand development factors such as brand barriers, brand characteristics, perceived advantage, and brand perceptions are perceived by owners/managers as having a positive effect on retail SME brand development. A cross-sectional survey method was used to obtain data from 265 owners/managers of SMEs in South Africa using a self-administered questionnaire. Data were analysed using structural equation modelling, with the results showing that brand barriers, brand characteristics, and brand perceptions have a significant positive effect on brand development, while the effect of perceived advantage was found to be insignificant. It is recommended that SME owners/managers invest more resources in brand development efforts and management develop better attitudes towards branding, as the study revealed that owner/manager perceptions of the brand and the branding process have the biggest impact on brand development. Further, SMEs are encouraged to find innovative ways to engage in brand development, considering that brand barriers do not seem to particularly affect a firm’s ability to engage in brand development. This study contributes towards an understanding of SME brand development in emerging markets, hence SMEs in these markets can benefit from its findings. The practical findings of this study should be of interest to SME owners/managers, as they carry the responsibility for the SME brand development process

Analysis of the Implementation of Sales Accounting Systems with Based Payment Transactions Fintech MSMEs Telukjambe Karawang

The development of digital technology has brought transformation in society. Financial technology or fintech is a risk-taking service that currently helps many people, this technology is used in the economic and financial sectors. Fintech comes in various forms to help people overcome their financial and business problems. Additionally, fintech is becoming increasingly popular due to its fast and simple methods and services. This research aims to analyze the application of fintech in helping the development of micro, small and medium enterprises. The method used is descriptive research with a qualitative approach. Data collection was obtained through interviews and observation. The data obtained is in the form of primary and secondary data. The results of this research state that the implementation of a fintech-based sales accounting system in payment transactions in MSMEs helps buying and selling transactions so that the payment system becomes more efficient and economical but remains effective. All interviewees from all samples have sufficient financial literacy because they have general knowledge about fintech payments, confidence and skills in using fintech payments.

Analysis the Impact of Halal Certification Strategies on the Development of Small and Medium Enterprises (SMESs) in Bandung

The study aims to determine the strategy for halal certification in the development of Culinary SMEs in the Greater Bandung Region from an internal and external perspective. The research method used is a qualitative method with a SWOT matrix approach of IFAS (Internal Strategic Factors Analysis Summary) and EFAS (External Strategic Factors Analysis Summary) and AHP (Analytical Hierarchy Process). The population in this study are competent parties who know the strategy of halal certification in the development of SMEs in the Greater Bandung Region and sampling was carried out using a purposive sampling technique with a total sample of 18 expert respondents who are ready and willing to be respondents. Based on the results of the IFAS and EFAS assessments, the halal certification strategy is in quadrant I, namely, "Grow and Develop". This research also shows the position of the halal certification strategy in the IA quadrant with the choice of the "Rapid Growth" strategy which has an S>O value, thereby supporting the SO strategy. Meanwhile, based on AHP analysis, the biggest problems and priority solutions are in the infrastructure aspect. The theoretical and practical implications of this research confirm that the problems and solutions that are the priority need to be considered by the relevant institutions. In conclusion, the government should play a proactive role in developing Culinary SMEs by raising awareness of halal opportunities and encouraging innovation. Halal certification institutions should optimize the certification process to support the development of Culinary SMEs.

Driving MSME Performance: Exploring the Influence of Entrepreneurial Orientation and Business Independence

The problem of the development of micro, small and medium enterprises (MSMEs) is the most dominant research topic, especially in developing countries that rely on these sectors in their economy. The purpose of this study was to analyze the effect of entrepreneurial orientation on the performance of MSMEs through the mediation of business independence variables. This type of research is field research and literature which aims to answer the formulation of the research problem. The research location is in Makassar City, South Sulawesi. The population in this study is 16.492 MSMEs. The number of samples in this study was determined by the Slovin formula, so the sample size is 100 SMEs. The sampling method is probability sampling with simple random sampling technique, namely proportional random sampling for each business sector. Data analysis techniques use structural equation model analysis. The results showed that the entrepreneurial orientation variable had a significant effect on the performance of MSMEs, both directly and through the business independence variable. Based on the findings of this study, further research is needed regarding the performance of SMEs to explore other variables.