Let $\rm I\!E$ be a complete ultrametric space, let $\rm I\!E$ be a perfect complete ultrametric field and let $A$ be a Banach $\rm I\!E$-algebra which is either a full $\rm I\!E$-subalgebra of the algebra of continuous functions from $\rm I\!E$ to $\rm I\!E$ owning all characteristic functions of clopens of $\rm I\!E$, or a full $\rm I\!E$-subalgebra of the algebra of uniformly continuous functions from $\rm I\!E$ to $\rm I\!E$ owning all characteristic functions of uniformly open subsets of $\rm I\!E$. We prove that all maximal ideals of finite codimension of $A$ are of codimension $1$.