The performance of low-cost smart terminals is limited by the performance of their low-cost Global Navigation Satellite System (GNSS) hardware and chips, as well as by the impact of complex urban environments, which affect the positioning accuracy and stability of GNSS services. To this end, this paper proposes a robust adaptive Kalman filter for different environments that can be applied after data preprocessing. Based on the Kalman filter algorithm, a robust estimation approach is introduced into real-time kinematic (RTK) positioning to make judgments on the abnormal observation values of low-cost smart terminals, which amplifies the variance and covariance of the outlier observation equation, and reduces the impact of outliers on positioning performance. The Institute of Geodesy and Geophysics III (IGG III) function is used for regulation purposes, where prior information is modified and refreshed using the equivalent weight matrix and adaptive factors, thus reducing the impact of system model errors on system state estimation results. In addition, a robust factor is defined to adjust positioning deviation weighting between the pre- and post-test robust estimates. The experimental results show that after robust RTK positioning in the static experiments, the overall improvement in positioning accuracies of the Xiaomi 8, Huawei P40, Huawei mate40, and low-cost M8 receiver reached 29.6%, 31.3%, 32.1%, and 30.7%, respectively. Similarly, after applying the proposed robust method in the dynamic experiments, the overall positioning accuracies of the Xiaomi 8, Huawei P40, Huawei mate40, and the low-cost M8 receiver improved by 28.3%, 32.9%, 35.4%, and 26.2%, respectively. The experimental results reveal that an excellent positioning effect of a smartphone is positively correlated with robust RTK positioning performance. However, it is worth noting that when the positioning accuracy reaches a high level, such as the positioning results achieved using low-cost receivers, the robustness performance shows a relatively decreasing trend. This finding suggests that under the condition of high positioning accuracy, the sensitivity of specific positioning equipment to interference sources may increase, resulting in a decline in the effect of robust RTK positioning.