Market Interest Research Articles

Oil price movements predictions in Kingdom of Saudi Arabia using financial and macro-economic variables

By combining financial and macroeconomic factors with machine learning techniques, this research paper proposes a novel method for forecasting oil price movements in the Kingdom of Saudi Arabia (KSA). Traditional methods generally struggle to capture the complex dynamics and nonlinear linkages in the oil market, which makes accurate oil price forecasting vital for decision-making in numerous sectors. In this paper, we offer a machine learning framework that leverages financial elements like stock market indices, currency rates, and interest rates, as well as macroeconomic data like GDP growth, inflation rates, and energy consumption, as predictors of oil price movements. These factors were chosen because of their significance and importance to the ways in which the oil market in KSA functions. We use several different machine learning techniques to construct the prediction models, some of which are regression-based (such as linear regression or support vector regression) while others are ensemble models (such as random forests or gradient boosting). The models are tested and refined using historical data spanning a sizable period of time and covering a wide range of market circumstances and pricing movements. Evaluation of the prediction models is carried out using conventional metrics like mean-squared error, mean absolute error, and R-squared [Formula: see text], and their robustness is evaluated using sensitivity analysis and cross-validation methods. Incorporating financial and macroeconomic variables vastly enhances the accuracy of oil price predictions compared to models based purely on historical price data, as shown by the preliminary findings, which underline the superiority of our approach. The machine learning models exhibit nonlinear pattern capture and responsiveness to market fluctuations. Insights into the relative significance of various variables and their effect on oil price movements in KSA are also provided by the sensitivity analysis. By demonstrating the usefulness of machine learning methods for oil price forecasting, particularly in the context of Saudi Arabia, this research adds to the body of knowledge already available. Our findings have important policy and market implications for oil price forecasting, benefiting policymakers, energy market participants, and investors. To improve the models’ ability to forecast the future, researchers may want to consider including more variables in their analyses, such as geopolitical developments and technology advances.

Interest rate risk of Chinese commercial banks based on the GARCH-EVT model

Interest rate market risk faced by China’s commercial banks is increasing after the announcement that the interest rate marketisation is completed. This paper examines the Value-at-Risk, and statistical properties in the daily price return of Shanghai banks’ overnight offered rate. The study applies two-stage approaches, combining GARCH-type models with extreme value theory. Firstly, the Markov regime switching model is used to test the regime states of the series. Secondly, the performance of different VaR models are examined. Results show that the extreme value approach estimates better at the 99% confidence level. The EGARCH-GED model is the most suitable of the employed GARCH-type models. The back-testing results support the idea that the approach used in this study is appropriate for improving commercial banks’ daily risk management. This paper applies the GARCH-EVT method for interest rate measurement after China’s interest rate marketisation and added regime analysis of interest rate. Suggested policy implications will help formulate policies that guide the activities of commercial banks in China.

The Impact of Interest Rate Marketization on Chinas Life Insurance Products

The interest rate is a crucial macroeconomic variable, and the marketization of interest rates is one of the fundamental reforms in the economic and financial domains. China continues to promote market-oriented interest rate reform in accordance with the Central Committee of the Communist Party of China and the State Council's strategic deployment, which not only conforms to China's national conditions but also essentially fulfills international norms. While deregulating interest rates in an orderly manner, it places a premium on building and enhancing a market-based interest rate system in which rates are determined by market supply and demand. The People's Bank of China employs monetary policy instruments to influence market interest rates and maximizes the regulatory function of interest rates for macroeconomic activities. This article seeks to assess the issues China's life insurance industry faces from three perspectives: power, product structure, and depth and density. The study then analyzes the impact of marketization of interest rates on China's life insurance business and suggests countermeasures for China's life insurance companies.

Explore the Impact of International Monetary Policy Uncertainty on Global Financial Markets

This article delves into the influence of Feds rate hikes on global financial markets. Being the central bank of the United States, the Federal Reserve wields significant impact in global finance and macroeconomics. The policy of increasing interest rates has sparked extensive debate and apprehension as it profoundly affects the worldwide financial landscape. After thorough examination of relevant literature and research findings, we ascertain that monetary policys impact on global financial markets can be primarily understood through several key aspects: 1) The impact of interest rate hikes on the stock market is predominantly negative, which may lead to capital outflows, dampened consumer sentiment and higher borrowing costs. 2) Interest rate hikes have an impact on changes in interest rates in the bond market, which may lead to increased debt expenses and inversions. 3) The interest rate hike influences the exchange rate changes in the foreign exchange market, attracting funds into the United States, resulting in other countries facing the risk of capital outflow and currency depreciation. This article explores the global impact of the Federal Reserves interest rate hikes on financial markets and provides valuable insights for policymakers and investors. Given the potential negative consequences of rising interest rates on stock and bond markets, investors may find it prudent to adjust their portfolios accordingly. Simultaneously, it is crucial to closely monitor global economic dynamics and monetary policies while maintaining flexibility in responding to market fluctuations. By doing so, informed investment strategies can be crafted based on these observations.

The Optimal Supply of Central Bank Reserves under Uncertainty

This paper provides an analytically tractable theoretical framework to study the optimal supply of central bank reserves when the demand for reserves is uncertain and nonlinear. We fully characterize the optimal supply of central bank reserves and associated market equilibrium. We find that the optimal supply of reserves under uncertainty is greater than that absent uncertainty. With a sufficient degree of uncertainty, it is optimal to supply a level of reserves that is abundant (on the flat portion of the demand curve) absent shocks. The optimal mean spread between the market interest rate and administered rates under uncertainty may be higher or lower than that absent uncertainty. Our model is consistent with the observation that the variability of interest rate spreads is a function of the level of reserves.

Analyze the Efficiency of Banking Risk Management in Banks Operating in The Local Environment Through the Application of Basel Standards in Financial Risk Management

This article discusses the challenges facing the banking system in light of the development of the banking industry and the increase in banking competition at the local and global levels. The article notes that banking risks are no longer limited to credit risks, but also include market risks, liquidity, interest rates, operational risks and others. Based on this development, it has become necessary for banking regulators and institutions to apply unified standards for managing these risks in order to protect the financial stability of banks and the financial system. The article highlights the role of the Basel Committee on Banking Supervision in setting these standards and motivating banks to implement them to ensure the safety of banking systems. The article also notes the importance of bank risk management to enhance the sustainability of banks and avoid the negative effects of risks. The research aims to review the concepts of banking risks and their importance, identify strategies to deal with them, and the extent to which banks comply with the requirements of the Basel Committee. The research shows hypotheses such as the importance of properly managing banking risks for the success of banks and achieving their goals, and the difficulty of applying Basel requirements in the banking environment. The study is chronologically limited to the period from 2014 to 2018, and spatially limited to analyzing the reports of the Rafidain bank in Iraq during that period.

Experimental investigation on wind-induced vibration of photovoltaic modules supported by suspension cables

Under the background of the global energy crisis and excessive carbon emissions, solar power stations have increased rapidly in number and size in recent years. To satisfy the construction needs on complex or special sites (e.g. intertidal zone, mountainous area, fishponds, etc.), a suspension cable supported photovoltaic (PV) module was developed recently and quickly aroused market interest; however, such cable-supported flexible PV systems are susceptible to wind loading and associated aerodynamic effects thereon remain unclear. Therefore, both aeroelastic and rigid model wind tunnel tests were conducted to investigate the wind-induced vibration (WIV) characteristics of a typical cable-supported PV module. The effects of module tilt angle, cable pre-tension, and wind speed on the vertical displacement response and the aerodynamic damping were evaluated. Based on wind pressure tests and finite element simulation, the three-dimensional WIV behavior of PV modules could be investigated. The non-dimensional gust loading factor representing the load dynamic amplification was presented based on multi-target equivalent static wind loads. Results show that wind-induced vertical vibration of the PV modules increased with tilt angle but reduced with increasing cable pretension. The fluctuating displacement shows a quasi-linear increase with the square of the wind speed. Negative aerodynamic damping was found for a tilt angle of 10° under high wind speeds. Compared to vertical vibration, horizontal and torsional responses were insignificant for the tested PV modules. The estimated gust loading factor for the PV module with tilt angle of 10° was between 1.1 and 2.5.

Assessment of the volatile and non-volatile profile of Savatiano PGI wines as affected by various terroirs in Attica, Greece

Establishing the concept of terroir in wines, combined with the exploitation of native grape varieties, is considered a viable alternative to produce quality wines for increasing interest in the wine market. The aim of this study is the characterization of Protected Geographical Indication (PGI) Savatiano white wines from different regions of Attica (Greece), through the chemical and sensory description of the aroma of wines and the determination of their phenolic profiles. The wines produced with the same vinification protocol were evaluated using the descriptive sensory analysis method while they underwent profiling of volatile and phenolic compounds by gas chromatography-mass spectrometry (GC-MS) and liquid chromatography-tandem mass spectrometry (LC-MS/MS) respectively. The presence of regional differences within the wines was also explored, elaborated with variables that contribute to their differentiation, such as soil type, monthly average temperature, and rainfall. Volatile and sensory profiles of the wines separated the regions and confirmed that sub-regional differences attributed mainly to soil characteristics affect wine aroma. The wines from the east part of Attica were higher in esters, terpenes and higher alcohols with high scores in fruity and blossoms attributes while wines from the north part of Attica presented higher intensity of mineral, nutty and herbaceous attributes. The separations based solely on the phenolic compounds concentration were less clear but a relationship was found between the content of phenolic acids and flavonoids and the studied regions. To our knowledge this is the first characterization of Savatiano PGI wines of Attica generating a fingerprint including chemical composition and sensory aroma characteristics to differentiate wines, combining this pattern with particular sub-regions.

Pengaruh Literasi Keuangan Literasi Pajak dan Literasi Digital Terhadap Minat Investasi Mahasiswa Universitas Mercu Buana Yogyakarta di Pasar Modal

This research was conducted with the aim of determining whether financial literacy, tax literacy and digital literacy owned by students of Universitas Mercu Buana Yogyakarta have a significant effect on investment interest in the capital market. The variables used in this study are financial literacy, tax literacy and digital literacy as independent variables and investment interest as dependent variables. The research method used is quantitative research method. The data source used is primary data by distributing questionnaires. The population in the study is all students of Universitas Mercu Buana Yogyakarta who invest in the Capital Market which is not yet known in number. The number of samples in this study was 108 respondents obtained using the formula Hair et al. The data analysis technique used in this study is multiple linear regression analysis. The results showed that financial literacy and digital literacy positively affect the investment interest of Universitas Mercu Buana Yogyakarta students in the Capital Market. Meanwhile, tax literacy does not have a significant effect on the investment interest of Universitas Mercu Buana Yogyakarta students in the Capital Market.

Fisher's Separation Theorem and its Limitations

When businesses make investment decisions, they often evaluate the Net Present Value (NPV) of investment projects. For investors, a project is deemed worthwhile if its NPV is greater than zero. This phenomenon can be attributed to the Fisher Separation Theorem, which asserts that in perfectly efficient capital markets without transaction costs, a single interest rate prevails. In this context, investors' production choices adhere strictly to objective market regulations aimed at maximizing attainable wealth, entirely detached from individual subjective preferences. This, in turn, enables both borrowers and lenders to base their consumption and investment decisions on the prevailing market interest rate, thereby encouraging a clear distinction between investment and financing choices. Therefore, a company's investment decisions can be discussed separately from its financing decisions. So, the enterprise's investment decision and financing decision can be discussed separately. When enterprises invest, enterprises do not have to consider the subjective consumption preferences of different investors, because investors' consumption preferences can be satisfied accordingly through perfect capital market operation. Because of Fisher's Separation Theorem, which requires the market to be transaction cost-free, it also has some limitations.

INTEREST RATE PASS-THROUGH IN UKRAINE: EVIDENCE FROM THE BANK OWNERSHIP

A full-scale war started by russian federation on February 24th, 2022 disrupted the classic monetary policy Ukraine has been conducting for years. Nevertheless, it remains critical to preserve price stability. In June 2022, NBU significantly increased its key policy rate aiming to decrease inflationary pressure through higher market interest rates. Hence, the Central bank still relies on the interest rate transmission mechanism despite the war. This research is focused on the transmission of the key policy rate changes to the commercial bank interest rates depending on the banking sector structure. We believe that this research is useful not only for the west academia but policymakers since it helps to assess monetary policy efficiency. We tested the transmission of changes in key policy rates on new loans’ and deposits’ interest rates of different maturities and groups of banks based on banks’ ownership that in the case of Ukraine closely connected to the bank's efficiency. We applied autoregressive distributed lag models with error correction forms. Our research confirms that interest rate pass-through from the key policy rate to the bank interest rates differs for banking groups. Less effective banks have more powerful transmission to their new deposits interest rates and weaker to new loans interest rates, therefore, exposed to interest risk. Moreover, according to our results, interest rate pass-through is weaker with higher maturity among both deposits and loans.

Creating Digital Creativepreneur for SMEs in Rural Indonesia

SMEs in Balida Village, Majalengka, strives to survive and grow in the pandemic era, while digitalization era provides opportunities to be more creative and reach a broader market efficiently. Main problem is lack of digital literacy and skill among them. Those weaknesses and opportunities drive to a solution program of a digital creative entrepreneur development that aims to enhance digital literacy and accelerate digital transformation in SMEs sector. The program applied activities in current analysis, design solution, training, assistance, and evaluation. The main activities are training and assistance for implementing of digital marketing through a marketplace platform to 32 SMEs with various business fields, such as food and culinary, convection and fashion, groceries, art, health and beauty, and services. The evaluation showed that training and technical assistance had increased digital literacy and interest in digital marketing of SMEs. They plan to expand the market and sell products using the marketplace platform. At the end of this 7-month program, 5 digital creative entrepreneurs were born with the need for advanced development programs.
 Keywords: digital literacy, digital creative entrepreneur, digital marketing, marketplace

Mengungkap Peran Minat Beli: Mediasi antara Citra Merek dan Viral Marketing dalam Mendorong Keputusan Pembelian

This research discusses the decline in purchasing decisions at Deliwafa Store Malang Branch in the last few months, as an indication of changes in consumer purchasing behavior which can have an impact on overall business performance. The focus of the research is the influence of brand image and viral marketing on purchasing interest, as well as the implications for purchasing decisions. The research method used is quantitative with explanatory research type, using smart partial least squares (PLS) for data analysis. The research results show that brand image does not have a positive and significant influence on purchasing decisions, while viral marketing and purchase interest have a positive and significant influence on purchasing decisions. This highlights the important role of viral marketing and purchase intention in influencing consumer purchasing decisions, and suggests that brand image may not be the only determining factor in the purchasing process.

The Influence of Investment Knowledge and Minimum Investment Capital on Investment Interest in The Capital Market

This research focuses on the issue of whether investment knowledge and minimum investment capital have a significant influence on investment interest in Pontianak City. The main objective is to analyze the impact of investment knowledge and minimum investment capital variables on investment interest in the capital market in Pontianak City. This study uses a quantitative approach with a population of all investors in Pontianak City, totalling 38,014 investors. The research sample consisted of 100 investors who were selected deliberately (Purposive Sampling). The analysis method in this research uses multiple linear regression analysis, classical assumption testing and hypothesis testing. The results of multiple linear regression analysis show that the regression equation is Y = 31.980 + 0.398X1 – 0.033X2. The correlation coefficient shows an R-value of 0.245, which shows the weak relationship between investment knowledge and minimum investment capital on investment interest. The coefficient of determination shows an R2 value of 0.060, which means that 6.0% of investment interest can be explained by investment knowledge and minimum investment capital. In comparison, other variables not examined in this research influence the remaining 94.0% of investment interest. The results of the simultaneous Test (F test) show that investment knowledge and minimum investment capital simultaneously influence investment interest. The Partial Test (t-test) results on investment knowledge show that investment knowledge has a partially significant effect on investment interest. For minimum investment capital, it can be concluded that minimum investment capital does not have a significant effect on investment interest.

Blok Zinciri, Kripto Para Muhasebesi ve Piyasa Dinamikleri: Kripto Para Değerlemeleri ve Piyasa Faiz Oranları Arasındaki Korelasyon

In this study, the five most well-known cryptocurrencies in the blockchain-based decentralized financing structure were compared with the centralized market interest rates, and it was examined whether there is a significant relationship between the changes in market interest rates and the prices of cryptocurrencies. Key findings indicate a significant relationship between most cryptocurrencies, such as Dash, Litecoin, Ethereum, and Bitcoin, with market interest rates. However, XRP emerges as an exception. In addition to the comparative analysis between cryptocurrencies and market interest rates, this study delves into the underlying mechanisms that govern these relationships. It explores the role of blockchain technology in shaping the decentralized financing structure and highlights the intricacies of various cryptographic algorithms. The research also emphasizes the need for specialized accounting practices that cater to the unique challenges posed by cryptocurrencies. This study bridges the understanding between conventional economic mechanisms and the innovative world of cryptocurrencies, offering inferences that are important for investors, financial analysts, and accountants in the digital age.

Risk Management Case Analysis of ICBC's "Crude Oil Treasure" Incident

Driven by the marketization of interest rates and technological innovation, commercial banks in China continue to innovate various financial services businesses and devote more attention to attracting customers to purchase various investment and wealth management products in order to expand sources of bank performance and gain more benefits. In 2018, paper crude oil-linked wealth management products emerged. Paper crude oil products are linked to the prices of international crude oil futures contracts. The products feature controllable risks and relatively high returns, which are very popular among large numbers of customers. However, despite the continuous expansion of China's financial derivatives trading volume, the categories of derivative products and regulation still have many limitations. The development of innovative paper crude oil-linked products is not perfect and has many potential risks, which are highly susceptible to market fluctuations. Taking China Bank's "Crude Oil Treasure" product as the research focus, this paper analyzes the massive loss incident that occurred in late April 2020 through case study analysis and qualitative analysis methods. It is divided into four parts. The introduction part explains the research background, significance, content, methods and innovations and inadequacies of this paper. The first part sorts out the background and process of the "Crude Oil Treasure" case at China Bank and elaborates on the operating principles of this product. The second part analyzes the "Crude Oil Treasure" case in detail. It first focuses on the problems in the product's trading liquidity, domestic and international time differences and product promotion. Then it focuses on the internal and external causes of the case, discussing external factors such as international crude oil market turmoil and futures trading characteristics, and internal factors such as product design, risk control and lack of experience. It also evaluates the hedging strategy, contract design and compliance of the "Crude Oil Treasure" product. The third part mainly analyzes the impacts of the "Crude Oil Treasure" rollover incident and China Bank's subsequent response measures. The fourth part puts forward certain countermeasures and suggestions from the perspectives of bank management, investors and regulatory agencies to prevent such incidents from recurring based on the case analysis.

Трансмісійний механізм монетарної політики в контексті забезпечення макроекономічної стабільності

Introduction. In 2020, the COVID-19 pandemic quickly spread to almost all countries, causing a downturn in the economy and worsening monetary stability. In terms of the scale of its effects, this stress even exceeded the impact of the global financial crisis. It was quite logical to revise the parameters of monetary policy, including lowering (or keeping low) key policy rates, accepting long-term refinancing operations, and reducing the required reserve ratio. All of these measures were intended to stimulate the economy, and the recent practice deserves an examination of how effective the transmission of monetary policy has been. Problem Statement. The implementation of monetary policy in the context of the pandemic is giving rise to new academic discussions about transmission channels, as well as the combination of the general and the particular in the context of countries. The purpose is to examine the transmission mechanism of monetary transmission to achieve the inflation target and ensure sustainable economic growth of the national economy. Methods. General scientific and specific methods of scientific cognition were used. In particular, the study used system analysis to describe models of the monetary policy transmission mechanism; abstract and logical analysis to summarize and build logical links between individual links in the monetary policy transmission mechanism; and statistical and economic analysis to analyze the impact of monetary transmission on inflation under the inflation targeting regime. Methods. System analysis was used to describe models of the transmission mechanism of monetary policy; abstract-logical – for summarizing and building logical connections between separate links of the transmission mechanism of monetary policy; statistical and economic - to analyze the impact of monetary transmission on inflation within the framework of the inflation targeting (IT) regime. Results. Transmission channels are defined as the chain of transmission of the impact from the key policy rate (discount rate) to the next link in the monetary transmission chain. Because of its properties (systematicity, consistency, and microfoundedness), neo-Keynesian logic is well suited to the main macroeconomic models that belong to the class of structural models (including both classical DSGE and semi-structural models). The model used by the National Bank of Ukraine to describe the transmission and build a medium-term forecast of the domestic economy also belongs to the class of structural models. A structural model in the neo-Keynesian logic combines the three most powerful transmission channels - interest rate, exchange rate, and expectations channels. An impulse in the key policy rate is instantly reflected in the 10-day interbank lending rate, and this rate is therefore the NBU's operational target for monetary policy. From the interbank lending rate, the impact of monetary policy is transmitted further to rates in other segments of the money market. Changes in interest rates affect the consumption and investment decisions of economic agents. From market interest rates and financial asset yields, the monetary policy impulse spreads further to lending activity and balance sheet indicators of companies and banks. Changes in the key policy rate affect prices and the value of assets on companies' balance sheets. From the credit sector, the impulse is smoothly transferred to economic activity and inflation. Aggregate demand, expectations, the exchange rate, and producer costs respond to monetary policy. Monetary policy affects expectations and, consequently, inflation by creating an “anchor” for its expected level in the medium term. Conclusions. Achieving the inflation target through the use of the IT regime is an important condition for achieving macroeconomic stability. The NBU's transition to IT was justified, as evidenced by the proven hypothesis of a sharp decline in inflation and price volatility in the medium term. Prices stabilized through the expectations channel. A timely response to the challenges of the pandemic should be accompanied by an easing of monetary policy aimed at reducing the cost of financial resources and restoring long-term lending to the economy. The experience gained enabled the banking system to withstand the next shock - a full-scale Russian aggression against Ukraine, using proven approaches. Studies have shown that the inflation target of 5% ± 1 p.p., which is optimal from the NBU's point of view, does not affect economic growth. The use of the key policy rate instrument demonstrates a delayed reaction of market participants with a lag of 9-18 months. The regulator focuses on the inflation target and, once it is achieved, on measures to support inflation within the planned target. Resolving the dilemma between the planned inflation rates and maintaining economic growth requires regulatory changes to the laws governing the central bank.

Strategi Pemasaran Online Untuk Meningkatkan Minat Beli Konsumen Produk Makanan Dan Minuman UMKM Di Kota Bogor

Online marketing has sparked consumers' interest to make purchases to satisfy their various needs, including food and beverages. Several factors are believed to strongly influence consumers’ buying interest in online marketing, including: price, advertising and product quality and payment security. This study aims to provide suggestions and recommendations for online marketing strategies to MSMEs in the food and beverage sector to further increase consumer buying interest. The research is conducted by identifying consumer behavior and analyzing the influence of 4P marketing variables, i.e., price, sales promotion and product quality and payment security for consumers purchasing MSME food and beverage products online. Data collection was done through questionnaire and interviews with 106 food and beverage consumers and 40 MSMEs located in Bogor city, using purposive sampling. The analytical method used in this research is descriptive qualitative and quantitative analysis. The results of multiple linear regression analysis can be summarized as follows: First, product, price, promotion and payment security variables have a significant influence on the variable of consumer buying interest in food and beverages. Second, variables that influence online purchase interest include: promotions, products, and payment security, while prices do not really influence consumers’ purchase interest in online marketing. The results of Strength, Weakness, Opportunity & Threat (SWOT) of the most appropriate strategy that can be applied is S-O (Strength-Opportunity). The results of the Quantitative Strategic Planning Matrix (QSPM) analysis achieved the highest Total Attractive Score (TAS) score by innovating products based on consumer needs on the basis of consumer desires and also in accordance with people's purchasing power.

PENGARUH STRATEGI PEMASARAN, KEPEMIMPINAN, RISIKO SUKU BUNGA TERHADAP KINERJA KEUANGAN KOPERASI SIMPAN PINJAM

The purpose of this study is to examine the effect of marketing strategy, leadership and interest rate risk on the financial performance of Credit Union. The sample of this study is 44 Credit Union members of the Credit Union Central of Jakarta. The author conducted a questionnaire survey to collect data and test the hypotheses developed in this study. the author sent the questionnaires to the boards and managers of Credit Union. Regression analysis of multiple linear was applied to analyze the data. The results show that leadership has a positive and significant effect on the financial performance of Credit Union. Marketing strategy and interest rate risk have no effect on the financial performance of Credit Union.The results of this study can be used as consideration for the Credit Union to improve skills leadership of the boards and managers.The study has three limitation. First the authors collect data from Credit Union to minimize the effect of data heterogeneity. To improve the generalizability of the study, future study might consider using data from other types of cooperatives. Second, this study uses primary data so it has risks respondent subjectivity, future study might use different ways of measuring interest rate risk using more objective empirical proxies such as income gap

PENGARUH PENGETAHUAN INVESTASI, MODAL MINIMAL, DAN MOTIVASI INVESTASI TERHADAP MINAT MAHASISWA BERINVESTASI DI PASAR MODAL SYARIAH

This research was conducted with the aimed of knowing the effect of investment knowledge, minimum capital, and investment motivation on the interest of Islamic Financial Management students class of 2019-2021 at UIN Sayyid Ali Rahmatullah Tulungagung to invest in the Islamic capital market. The research approach with probability sampling. The result of the data were obtained by distributing a questionnarire with a slovin calculation of 90 respondets. Data analysis technique using multiple regression analysis. With the result of the test on the effect of investmen knowledge has a positive and significant effect on investment interest. Minimum capital has a positive and significant effect on investment interest. And investment motivation has a positive and significant effect on investment interest in the Islamic capital market.