Overcoming the scarcity of safe and sustainable drinking water, particularly in low-income countries, is one of the key challenges of the 21st century. In these countries, the cost of centralized water treatment facilities is prohibitive. This work examines the application of low-cost ceramic filters as point-of-use (POU) devices for the removal of methylene blue, o-toluidine blue, Staphylococcus aureus, and Staphylococcus typhi from contaminated water. The ceramic filters had typical kaolinite functional groups, making them suitable for the removal of dyes and pathogens. Surface charge measurements indicated strongly anionic filters, while thermal properties confirmed the carbonization of the biowaste additive leaving behind a porous kaolinite structure which subsequently dehydroxylated into meta kaolinite. In addition, morphological data showed heterogeneous filter surfaces. Increased biomass content improved the permeability, water adsorption, flow rate, and apparent porosity of the filter. The ceramic filter removed methylene blue (42.99–59.74%), o-toluidine (79.95–92.71%), Staphylococcus aureus (98–100%), and Staphylococcus typhi (75–100%). Overall, the study demonstrated the effectiveness of POU ceramic filters in removing organic pollutants in contaminated water while serving as disinfectants.