The scarcity of clean water due to heavy metal and microbial contamination is a global issue. In many parts of the world, heavy metals such as Pb, Cd, and U, along with bacteria like Escherichia coli, have been found to exceed permissible limits in groundwater and other water sources that the public depends on for daily drinking water. To address this, we have synthesized a novel composite material consisting of Ag-impregnated hydroxyapatite-coated activated carbon nanoparticles embedded in alginate beads, for the simultaneous removal of heavy metals (U, Pb, and Cd) and Escherichia coli from drinking water. The material's efficiency was evaluated through a series of batch and column experiments. Batch studies indicate 90 % sequestration of U within 5 hours and Pb and Cd within 7 hours, while Escherichia coli (107 cfu/mL) was eradicated instantly. The study confirms that sorption follows pseudo-second-order kinetics via chemisorption and ion-exchange mechanisms. Fixed-bed column studies, using a logistic growth model, showed strong agreement between theoretical and experimental parameters for the Bohart-Adams, Thomas, and Yoon-Nelson models. The beads demonstrated a high affinity for heavy metals, achieving complete removal and disinfection within an empty bed contact time of 1.12 minutes. Reusability studies indicate that even after the third regeneration and reuse cycle, removal efficiency remained about 95 % for U and Pb, and 85 % for Cd. Furthermore, the effects of variations in water quality parameters such as pH, dissolved carbonates, humic acid, and ionic strength (except for Cd) on removal efficiency were minimal. In summary, the study revealed that the Ag-impregnated hydroxyapatite-coated activated carbon nanoparticles embedded in alginate beads are an efficient, sustainable, and cost-effective material for the simultaneous removal of Pb, Cd, U, and Escherichia coli from water with diverse physicochemical properties.