Wearable electrochromic (EC) devices can adjust visible-infrared spectra demonstrate promising potential for applications in display, decoration, personal thermal management, and adaptive thermal camouflage. However, existing flat layer-layer EC devices are hindered by poor air permeability, limited flexibility, and integration difficulties with fabrics, particularly in the realm of intelligent wearables. The creation of highly efficient fiber-shaped infrared (IR) modulation devices with exceptional structural and performance stability represents a significant challenge. We draw inspiration from the arboreous vine-stems structure observed in Chinese wistaria, which effectively minimizes the risk of damage to their vine and stems during harsh weather conditions. We have successfully designed a wearable high efficient multiband spectral regulation fiber (MSRF) with a bioinspired vine-stems structure using carbon fiber and polyaniline (PANI) as the active layer. The planar working electrode (Au) with PANI deposited on its surface was spirally wound around the counter electrode (carbon fiber) and separated by a gel electrolyte (PC/LiClO4), with polyolefin serving as the encapsulation layer. The distribution of electrical potential and lithium ions in the MSRF were analyzed using finite element analysis, demonstrating exceptional electrochromic stability without the length limit of the fiber. Moreover, the MSRF exhibited exceptional IR emissivity (△ε = 0.528) within the 8–14 μm range, fast response time (2.44 s) at low applied potentials (−0.8 V and 0.8 V), robust long-term cycling stability (at least 5000 cycles), and remarkable mechanical stability (at least 5000 bending cycles). The compatibility of the fiber with fabric and potential for patterning using MSRF with high length was also explored, providing new insights into the development of wearable adaptive thermal camouflage and spectral regulation fiber devices.