Effects of three-dimensional (3D) perturbations due to an unstable n = 1 (n is the toroidal mode number) internal kink (IK) on the energetic particles (EPs) are systematically investigated for the HL-2M tokamak, utilizing the MARS-F/K code [Liu et al., Phys. Plasmas 7, 3681–3690 (2000)] and a recently developed test particle tracing module. A high-beta sawteething HL-2M scenario, simulated by the TRANSP code [Breslau et al., Transp Computer Software (2018)], is chosen for this study. In general, the 3D perturbation associated with an unstable IK is found to affect the EP drift orbit, confinement, and loss in HL-2M. The instability-induced EP loss fraction is found to be typically less than 10%, without counting for the prompt orbit loss associated with the 2D equilibrium field for counter-current particles. The latter reaches about 16% in HL-2M. For co-current EPs, a 100 G 3D magnetic field (inside the plasma) due to the IK does not induce any EP loss assuming a static perturbation. A sawtooth-like time-varying perturbation field, with the peak amplitude reaching 1000 G, can however produce about 30% loss for the co-current EPs in HL-2M. The majority of lost EPs tend to strike the lower divertor region, with a small fraction of particles striking the low-field side mid-plane region of the limiting surface.