Islamic Life Research Articles

Macroeconomic and demographic impacts on Islamic life insurance demand in Indonesia

Purpose – This study examines the influence of macroeconomics and population demographics on demand for Islamic life insurance in Indonesia.Methodology – This study uses time-series data analysis using the autoregressive distributed lag (ARDL)method. The study period is from January 2015 to December 2022.Findings – According to the ARDL model, inflation and education levels have a positive effect on the demand for Islamic life insurance in the long run, while the Muslim population has a negative effect. In the short term, gross domestic product (GDP) per capita has a positive effect, while inflation and the Muslim population have a negative effect on the demand for Islamic life insurance in Indonesia.Implications – This study provides valuable insights for the Islamic life insurance industry and policymakers. The industry should develop inclusive and affordable products tailored to diverse financial capacities and preferences, including those of the younger generations. Policymakers should promote public awareness and collaboration with financial institutions in order to expand access. These findings can guide strategies to enhance market penetration and financial inclusion.Originality – This study fills the research gap by analyzing the relationship between Islamic life insurance demand, macroeconomics, and population demographics, where Muslim population has never been discussed by previous studies.

Protection of Human Life in Light of the Holy Quran and Sunnah: Exploring Sanctity and Prohibition

Islam values human life highly. According to the teachings of the Holy Quran and the traditions of the Holy Prophet (peace be upon him), human life is held in great reverence. Investigating a wide range of facets that encompass human existence, this research adopts Islamic laws as a basis to explore the entirety of human life, from start to end. The focus of this research is on the inherent sanctity and inalienable right to life in Islam, and the univocal prohibition of murder and aggression against human life in Islamic teachings because Islam regards the act of killing someone as the most heinous crime one can commit against a person. This paper investigates the notions behind Qisas (retaliation) and its current implementation in selected Muslim states. It explores the intricacies surrounding Diyat, including the financial compensation paid for causing harm or death, as well as the concept of taqiyah (family Solidarity). Furthermore, the research paper explores the justifications provided by certain scholars who do not support the implementation of the death penalty for murder within the confines of Islam. The researcher has used the doctrinal methodology to conduct the research. Within the text's closing statement, the suggestion is put forth to employ the Islamic Penal System in Muslim societies today to ensure the safety of individuals' lives.

Islamic life and death in Australia, after 1890: The archaeology of cameleer burials

Among the best-preserved, prominent, and most diagnostic archaeological artefacts of the camel transport industry from the period after ∼1890 in Australia are the graves of Muslim cameleers that can be found across the continent, from a single grave at the most isolated site to cemeteries in capital cities. They tell a story—directly from the cameleers—that usually cannot be read from other evidence. These graves vary from the simplest tumuli in remote areas that conform with the strictest Islamic ideals to complex graves with a superstructure, headstone and a detailed epitaph. English may be used in epitaphs with or without Arabic or Dari, and less commonly we see Arabic or Dari with no English. This makes it clear that Muslim epitaphs were not solely addressing other Muslims. In many cases, the name, date and origin of the interred individual remains unknown, and this prevents more detailed interpretation. In other cases, graves with greater complexity may include passages from the Quran, and there are even some epitaphs that give great personal details of Muslim life in Australia. Such detail includes divisions between tribes and Islamic sects. Major deviations from correct Islamic grave orientation in two cemeteries cannot be convincingly explained, but these suggest another case of diversity in the tribal and sect affiliation of these individuals. Burials of these Muslims restored in the late twentieth century are no longer solely religious monuments but are also socially motivated in a more diverse and integrated Australia. There are several indicators by which the graves of Muslims can be identified, but they may also overlap with Christian graves in other elements of style. These indicators tie burial practices to Islam in Asia. Finally, orientation relative to the qiblah is not invariably diagnostic.

Determinants of Profitability of the Islamic Life Insurance Industry in Indonesia

Determinants of Profitability of the Islamic Life Insurance Industry in Indonesia

Peran Organisasi Fatayat NU dalam Penyebaran Islam di Indonesia

This article discusses the Fatayat Nahdlatul Ulama organization in Indonesia. The Fatayat organization is one of the Nahdlatul Ulama (NU) women's organizations that moves as a form of attention to women. Fatayat NU has an important role in spreading Islam in Indonesia by forming women, teaching religious knowledge, religious moderation, and member development. In addition, this article also discusses the contribution of Fatayat NU in forming broad insights, conducting educational, social and religious activities or programs. Fatayat NU has succeeded in spreading peaceful and tolerant Islam in Indonesian society through various da'wah and social activities. Through an approach based on Islamic values, Fatayat NU can combine Islamic teachings with the socio-cultural needs of the Indonesian people. With a non-coercive approach, Fatayat NU is able to create harmonious relationships and strengthen the foundation of Islamic life in Indonesia through various activities.

Purpose-Driven Life in Islam and Emotional Stability

Purpose-Driven Life in Islam and Emotional Stability

Efficiency Analysis of Islamic Life Insurance and Islamic General Insurance with Data Envelopment Analysis (DEA) Approach 2017-2022

The Islamic insurance industry in Indonesia has yet to reach stability. There are still numerous issues to be addressed on both the demand and supply sides. An efficiency study is required to establish the extent to which Islamic insurance companies may optimize their resource use and have a significant impact on Islamic finance in Indonesia. The goal of this study is to evaluate the effectiveness of Islamic Life Insurance and Islamic General Insurance in Indonesia from 2017 to 2022. The purposive sampling strategy was used to acquire the data for this investigation. The approach used is Data Envelopment Analysis (DEA) with VRS assumptions. According to the study's findings, Islamic Life Insurance and Islamic General Insurance achieved the maximum level of efficiency (100 percent) between 2017 and 2022. However, PT Asuransi Islam Keluarga Indonesia as Islamic Life Insurance and PT Asuransi Jasindo Syariah as Islamic General Insurance have yet to achieve efficiency. This is because the company's tabarru funds, total assets, operating expenses, and claim expenses still need to be more efficient.

Strategi Komunikasi Pemasaran Pesantren Syekh Muhammad Baqi Babussalam Basilam Baru dalam Meningkatkan Minat Santri Barudibatang Angkola, Tapanuli Selatan

This research is entitled "Marketing strategy for the Syekh Muhammad Baqi Babussalam Basilam Baru Islamic Boarding School in attracting the interest of new students in Angkola South Tapanuli. The following is a paraphrase of the text provided. This research was conducted on Jl. Mandailing Km.11.5 Basilam Baru Village, Batang Angkola District, South Tapanuli using a qualitative approach. The subjects of this research include the Board of Teachers/Islamic Boarding School Management, Publication Division, and Social Media Marketing. The information gathering techniques used are perception and meetings. In this exploration, the researchers utilized source triangulation by checking and confirming with the Islamic Live-in School Sheikh Muhammad Baqi Babussalam Basilam Baru regarding the promotion of correspondence methodology information carried out by the Islamic Life Experience School. The research results show that the publication techniques carried out by the Live-in Islamic School of Syekh Muhammad Baqi Babussalam Basilam Baru include print media and virtual entertainment, with print media as handouts. In the individual sales technique, the supervisory team does not form a committed marketing group or provide the power to track new clients; Secret deals are concluded during competition events. Techniques for increasing transactions carried out by Islamic Life Experience Schools include rebate programs for homeless people who are not bothered by food costs, free teaching programs, and organizing events. For Advertising activities for the All Inclusive Islamic School of Sheikh Muhammad Baqi Babussalam Basilam Baru.

ANALYSIS OF THE LEGAL PROVISION OF ISLAM AND THE MECHANISM OF LIFE INSURANCE

Islamic life insurance is a rapidly growing economic product in the Islamic economic environment. Although there are regulations and fatwas that regulate the mechanism and law of Islamic life insurance, scholars still have differing opinions about its permissibility. This paper aims to analyze Islamic fiqh about the law and mechanism of Islamic life insurance. The research method used is qualitative research with an empirical juridical approach. The analysis results show two main views among scholars regarding the permissibility of Islamic life insurance. Opinions allowing sharia life insurance refer to the principles of sharia and see it as a means of protection that can benefit the community. On the other hand, some opinions reject Islamic life insurance because it is considered to violate the fundamental principles of Islam, such as belief in God's destiny and avoidance of the elements of usury, gharar, and maisir. In the Indonesian context, the National Sharia Council (DSN) of MUI has issued fatwas and regulations related to the mechanism and law of Islamic life insurance. This fatwa is a solution to the two views of fiqh scholars and follows the principles of maqasid sharia.

Education Policy in Rapid Education and Its Implementation in Educational Institutions

For a really long time, Islamic life experience schools have been oppressed, both as far as acknowledgment and the situation with certificates that are not perceived by the state. understudies experience segregation in the working environment for a really long time. Moreover, pesantren are thought of as unfit to rival other regular instructive establishments at the institutional level, making it challenging to get the greatest government support. It is hoped that by conducting research using the library research method, a qualitative research approach, and naturalistic research methods, it will be possible to demonstrate that the existence of Law 18 of 2019 concerning Islamic Boarding Schools is an acknowledgment of the existence of Islamic boarding schools and their significant contribution to Indonesian education and teaching. Under Law 18 of 2019, the FKPM (Mu'Jadi Islamic Boarding School Communication Forum), which is a gathering forum for Asatidz, Kyai, and heads of Islamic boarding schools, was born out of the Islamic boarding school law. Modern Islamic Boarding Schools as well as Salaf Islamic Boarding Schools are among the members. Regulation 18 of 2019 also kills victimization graduate class of Islamic life experience schools in all lines of government and society. Keywords: Education, Police, Implementation

Penerapan Punishment Sebagai Upaya Pembentukan Prilaku Disiplin Sholat Berjamaah Santri Putri Pondok Pesantren Hidayatul Mubtadiin Jati Agung Lampung Selatan

This exploration expects to portray the use of discipline as a work to shape petitioning God discipline conduct among the understudy gathering at the Hidayatul Mubtadiin Islamic Life experience School in Jati Agung, South Lampung. This exploration is a subjective distinct examination, specifically the data gathered is as modified structures, individualized associations, pictures, not numbers. Wellsprings of data come from basis data sources, auxiliary data. The data assortment strategies utilized in this exploration are perception, meetings and documentation. In this examination, the legitimacy of the data utilized is triangulation. Exercises in data examination are: data decrease, data show, and making determinations/confirmation. In light of the exploration results, the accompanying ends can be drawn: The utilization of discipline as a work to frame trained supplication conduct in the gathering of female understudies at the Hidayatul Mubtadiin Islamic Life experience School incorporates directing effort to new understudies with respect to the principles and disciplines. , the utilization of discipline utilizes a progressive framework, and the execution of discipline will be followed up. by Jam'iyah area coordinators and security area coordinators. The discipline applied in training female understudies in regards to congregational petitions to heaven is as actual discipline, to be specific being drenched with squander water, and standing up while perusing the Tafsir after sunrise and non-actual discipline, in particular as a censure. The use of this discipline has a positive effect in training female understudies in congregational supplications. The supporting variables are things that empower the cycle to continue as per plans and goals, including the immovability of the Jam'iyah the executives and security area heads, the administration being reliable in distributing disciplines, and furthermore upheld by the shortfall of petitions and feminine report sheets. What's more, the repressing variables are understudies who will be rebuffed for being debilitated, resistance among understudies and chairmen, absence of assessment and absence of consistency in administration.

When religion meets mathematics: From mathematical anxiety to mathematical well-being for minority group student

The mission of positive psychology is to mitigate negative emotions while bolstering positive ones, thereby influencing student engagement in classroom learning activities, including mathematics. This study elucidates the Realistic Mathematics Education (RME) approach within the framework of Islamic teachings—specifically, inheritance law and charity—in the context of fractions and number operations. Its objective is to alleviate mathematics anxiety, a prevalent negative emotion, and enhance well-being during mathematical learning. Drawing upon flow theory from positive psychology, the research endeavors to optimize mathematical well-being by crafting appropriately challenging questions. Employing a descriptive qualitative methodology, the study focuses on an Indonesian mother and her ten-year-old son, residing in Uithoorn, Amsterdam, Netherlands, belonging to minority groups in ethnicity and identity, with religion being a significant aspect of their lives. Data collection involves observation, interviews, tests, and documentation, with analysis employing data reduction, presentation, triangulation, and verification techniques. The study utilizes socio-religious problems as a context, one of the characteristics of RME, such as inheritance division, to design mathematical challenges. The findings demonstrate a marked transition from math anxiety to math well-being, manifested through heightened enthusiasm and cheerfulness in learning mathematics, particularly by the mother. Noteworthy transformations include increased engagement, generous gestures towards the teacher, and frequent smiling, contrasting with previous instances of math anxiety during learning sessions. Furthermore, the results indicate that RME facilitates comprehension of mathematical concepts and fosters understanding of the intersection between mathematics and Islamic life among minority groups, as detailed in this article.

The Effect of Intellectual Capital on the Financial Performance of Islamic and Conventional Life Insurance Companies in GCC and ASEAN

The objective of this study is to examine the association of intellectual capital with the financial performance of Islamic and conventional life insurance companies in the regions of the GCC and ASEAN. The study conducts an analysis to assess the association between intellectual capital, assessed explicitly by the value-added intellectual coefficient (VAIC) using Ordinary Least-Square Regression, and the financial performance of life insurance in the GCC and ASEAN through the panel analysis encompassing 4 GCC countries and 2 ASEAN, which encompasses of 26 conventional and 24 Islamic life insurance covering 2017-2021 period. The findings indicate a distinction between conventional and Islamic life insurance companies. The impact of intellectual capital in the context of conventional life insurance on financial performance is only affected by Capital Employed Efficiency. Conversely, financial performance is significantly affected by the intellectual capital elements of Islamic life insurance, except structural capital. Despite varying outcomes, conventional and Islamic life insurance correlation demonstrates a noteworthy impact of intellectual capital, except for structural capital, on financial performance.

THE CHANGES ON THE TRADITIONAL BELIEFS OF THE BRUNEI MALAY COMMUNITY IN THE NORTH BORNEO (1881-1963)

Religion and traditional beliefs are important aspects of Brunei's Malay community's life. The influence of Islam on this community's traditional beliefs can be seen in almost every aspect of life, from birth to death. The expansion of Islam in North Borneo has altered not only the community's perception of superstitions but also their understanding of the application of true Islamic values in their everyday lives. The arrival of preachers in North Borneo changed the definition of the Bruneian Malay community's understanding and practice at the time. This paper will be discussed from two perspectives: the first is about the forms of practice and traditional beliefs of the Bruneian Malay community, and the second is about the influence of Islam on their traditional beliefs in North Borneo, especially on the west coast. This research will demonstrate that the influence of Islam brought by preachers has successfully changed the perspective and understanding of the Bruneian Malay community towards the guidelines and practices of true Islamic life. It is hoped that this study will be able to meet the objective of showing that, apart from political, economic, and social factors, aspects of religion and traditional beliefs also played a significant role in shaping the mentality and life pattern of the Bruneian Malay community after Sabah achieved independence.

PENDIDIKAN ISLAM DALAM PEMIKIRAN SYEIKH AHMAD SURKATI

Islamic education is one aspect of Islam as a whole. Therefore, the aim of Islamic education cannot be separated from the aim of human life in Islam, namely the aim of producing individual servants of Allah who are always devoted to Allah and are able to achieve a happy life in this world and in the afterlife. Even though Sheikh Ahmad Surkati is an important figure in the renewal of Islamic thought in Indonesia, especially in the field of education, his name is still rarely mentioned in the historical discourse on the struggle for Islamic thought in Indonesia. The aim of this research is to understand in depth the concept of Islamic education initiated by Sheikh Ahmad Surqati. His ideas had a great influence on Islamic education in Indonesia. The research method used in this research is the character study method. Sheikh Ahmad Surkati is a reformer in the world of Islamic education. This is proven by the generalization of educational intuition carried out by Sheikh Ahmad Surkati which has never existed before in Indonesia. Sheikh Ahmad Surqati was also a pioneer in the formation of an institutional system in the world of education. This is progress in the world of education. Sheikh Ahmad Surkati's contribution to the development and improvement of the developing education system in Indonesia is enormous.

The Influence of Islamic Financial Planning in Buying Life Insurance

In Indonesia there is still a big opportunity to develop the sharia industry in Indonesia, especially sharia life insurance. This is based on the penetration rate of life insurance in Indonesia in 2018 only reaching 1.3%, which shows a decrease from the previous year which was 1.4%. Therefore a strategy is needed to increase the penetration of sharia insurance through research on the factors that influence a person's interest in participating in sharia life insurance. This study aims to examine the effect of financial literacy, Islamic life insurance knowledge, Islamic financial planning, and financial behavior on interest in participating in Islamic life insurance. This research is a quantitative research. Primary data was obtained through a survey that obtained 140 respondents aged over 17 years and domiciled in the city of Bogor. The analysis uses the Partial Least Square Structural Equation Modeling (PLS-SEM) method with SmartPLS software. The results of this study indicate that the variable knowledge of sharia life insurance and sharia financial planning has a significant effect on interest in participating in sharia life insurance. On the other hand, the variables of financial literacy and financial behavior do not significantly influence interest in participating in sharia life insurance.

The Influence of Investment Returns and Tabarru Fund Contributions on The Asset Growth of Registered Sharia Life Insurance Companies in Ojk in The Period 2019-2022

This study investigates the impact of investment returns and tabarru fund contributions on the growth of Islamic life insurance assets from 2019 to 2022, as registered with the Financial Services Authority (OJK). Conducted between May 31 and June 30, 2023, it adopts a descriptive quantitative approach. Data sourced from financial statements of Islamic life insurance firms registered with the OJK during the specified period. Using a saturated sample of monthly financial reports, totaling 48, data collection involved observation and documentation. Analysis employed multiple linear regression via IBM SPSS 20.Results indicate that investment returns positively and significantly influence Islamic life insurance asset growth. However, tabarru fund contributions, while positive, show insignificance. Simultaneously, both factors collectively exhibit a positive and significant impact. It's concluded that investment returns wield a more substantial influence on asset growth compared to tabarru fund contributions. Thus, Islamic life insurance companies should prioritize producing robust financial reports and optimizing tabarru fund management for sustained operation.Implications suggest that by enhancing investment returns, issuing stable financial reports, and optimizing tabarru fund management, these companies can attract customers, investors, and bolster assets. This underscores the importance of strategic financial management in ensuring the viability and growth of Islamic life insurance firms.

Effect of Micro and Macroeconomic Variables on Performance of Islamic Life Insurance in Southeast Asia

This study aims to determine the effect of gross contribution income, investment income and macroeconomic variables consisting of GDP, inflation and exchange rates on the growth of assets of Islamic life insurance companies in the Southeast Asian region. This research is a quantitative research with associative type. The analysis method used is panel data regression analysis with the help of E-views 12 software. The required data consists of company financial statements published through each company's website and World Bank Group data. The study was conducted on sharia life insurance during the 2017-2021 period with a sample of 33 companies. The results showed that partial contribution had a positive effect on asset growth, while GDP and exchange rates had a negative effect on asset growth, furthermore investment income and inflation did not affect the asset growth of Islamic life insurance companies in Southeast Asia. Simultaneously, all independent variables contributed 47% to the growth of Islamic life insurance company assets in Southeast Asia. The rest (53%) were influenced by other variables not addressed in the study.

Refleksi Orientasi Pendidikan Islam Berbasis Kecerdasan Profetik

The orientation of Islamic education generally refers to two directions of interest, namely serving Allah SWT and understanding humans as caliphs on earth with various kinds of duties and responsibilities. The focus of this research is prophetic intelligence in growing the potential of Islamic life through the orientation of Islamic education at the Puncak Darussalam Islamic Boarding School and maintaining a good balance of relationships between individual intelligence (Intelligence Quotient), emotional intelligence (Emotional Quotient) and spiritual intelligence (Spiritual Quotient) which is prophetic. The figure of the Prophet Muhammad SAW as uswah hasanah or the best role model for mankind. This research uses a descriptive qualitative approach with a single case study type. The important findings of this research are: (a) the growth of the potential for students' Islamic life and an environment based on prophetic intelligence (b) the maintenance of a good, balanced relationship between humans and their God as caliph on earth. These findings indicate the importance of Islamic boarding schools responding positively in managing students and their environment in accordance with the orientation of Islamic education and the Islamic boarding school's vision and mission

Pandangan Islam dan Buddha tentang Nafsu

This research aims to find out the similarities and differences in Islam and Buddhism related to lust, namely: first, in terms of understanding lust, these two religions have the same meaning even though they are different in terms of language but have the same meaning if taken from the Koran and Tripikata, because basically it comes from that same root. Second, they both believe that following one's desires will be very detrimental to oneself, even though it is different in terms of what it is called. Both Islam and Buddhism view lust as very dangerous. Both religions both recognize that lust can be controlled with certain methods. Islam views lust as having two characteristics, namely lust which leads to bad and which brings good. Meanwhile, Buddhism views lust as only evil. Apart from that, lust at the end of life in Islam, lust is purified from bad to clean lust, in contrast to Buddhist teachings where lust is eliminated to achieve happiness.