Islamic Business Research Articles

Measuring Satisfaction of Islamic Business Coaching Towards Small Business in the Post-Pandemic Era

Measuring Satisfaction of Islamic Business Coaching Towards Small Business in the Post-Pandemic Era

Islamic business ethics of culinary business actors by Pontianak City

As a business actor, the importance of behavior in pursuing the world of business, business ethics or moral values is a critical point that becomes an important handle. Business ethics in Islam here has an orientation to maintain the rules that have been applied in accordance with Islamic sharia and do not approach the nature of greed and selfish behavior. Not a few business actors who do not pay more attention to ethics in the scope of their business activities, the role of ethics here is very important, especially in business transactions in it. This study aims to determine the use of business ethics principles in business activities and their implementation in the form of production results by culinary business actors souvenirs of Pontianak City. By using five principles of business ethics in the form of tawhid principles, balance principles, free will principles, responsibility principles, virtue principles, and this research involved 30 business actors who are Muslim and used Likert scale analysis methods. Based on the results of Likert scale analysis, it shows that business actors have used the principles of Islamic business ethics and implemented the form of products that are produced well so that they can be accepted by the market.

Pembiayaan Mudharabah Sebagai Alternatif Pendanaan Bagi Pelaku Industri Halal

Flexibility in determining profit sharing ratios and a focus on integrity and transparency in fund management provide distinct advantages in this approach. In addition, Mudharabah financing helps halal industry players avoid riba and speculation, which is consistent with Islamic ethical principles. In the economic impact analysis, it was revealed that Mudharabah financing can promote the growth of the halal industry and make a positive contribution to overall economic growth. This becomes relevant in the context of an industry known for its sanctity and halal. Thus, this journal details the benefits and potential of Mudharabah financing as a sharia-based funding instrument for halal industry players. This financing provides solutions that are fair, sustainable, and in line with the values of Islamic business ethics, which can provide support for the development of the halal industry and inclusive economic growth

Competitiveness Strategy Analysis With SWOT Approach Of Grocery Stores Islamic Business Perspective

The grocery store became one of the UMKMs that channeled everyday needs to the community. This research aims to identify strategies to improve the competitiveness of food enterprises with a SWOT analysis approach, with a case study of Rizqi Halwa Kelontong Shop in Negarayu Village, Tonjong District, Brebes District. This research uses qualitative descriptive methods. Data sources in this research include primary and secondary data. With the collection of primary data from interview and observation, Secondary data from library studies such as journals and relevant articles. The strategy to compete in enterprise is the most crucial thing in development process of enterprise, so it requires the right strategy by implementing the SWOT analyst approach. Besides, as Muslim, also need to pay attention to existence of Islamic business ethics. Islamic business ethics teaches businessmen tobe able to follow orders they are taught and avoid prohibitions in accordance with Islamic rules. SWOT analysis of grocery stores shows strength in product completeness, price flexibility, and good customer service. However, there are weaknesses such as space constraints and SDM, a less strategic location. Opportunities to expand the product sector and enhance cooperation with suppliers need to be exploited, while threats come from large-store competition and price fluctuations. Strategies that match the SWOT matrix should used to maximize strengths, minimize weaknesses, and improve the competitiveness and resilience of retail stores in the market. The owner of this store applies the principles of Islamic business ethics and always keeps practicing shiddiq, trust, fathonah, and tabligh attitudes.

Analisis Penerapan Etika Bisnis Islam Dalam Komunikasi Pemasaran Produk Simpanan Simbakota di BMT Dana Mentari Muhammadiyah Purwokerto

BMT Dana Mentari Muhammadiyah Purwokerto Karanglewas Service Office presents the SIMBAKOTA savings product which aims to meet customers' basic needs on Eid. In marketing SIMBAKOTA products, of course, it is adapted to Islamic business ethics and marketing communications in order to create good service to customers so that it can increase the number of customers and income every year. This research is field research using a qualitative approach method with descriptive analysis. The results of this research have implemented Islamic business ethics in running its business by prioritizing the values of monotheism, balance, free will, responsibility and ihsan. As well as its relationship with marketing communications in accordance with good marketing principles which pay attention to the principles of advertising, personal selling, sales promotion, public relations and publicity

Should Islamic Window be converted into a Full-Fledge Islamic Bank? A case study in Indonesia

Research Originality: This research provides fresh perspectives on the future landscape of Islamic banking, particularly concerning the Islamic window. The paper stands out for its originality as it undertakes an empirical study utilizing a mixed method. This study is also expected to answer the research gap between literature studies, empirical studies, and implemented policies. Additionally, it is driven by the objective of contributing to the existing literature on Islamic finance.Research Objectives: This study dives into whether converting Islamic Business Units (UUS) into full-fledged Islamic Banks (BUS) leads to performance enhancement.Research Methods: There are two types of data analysis methods, namely qualitative and quantitative. The qualitative analysis method comes from a collection of literature reviews and institutional opinions from Islamic banking experts in the world. This study employs a multi-pronged quantitative approach to investigate the performance and consumer perception of Islamic banking services with an emphasis on UUS and BUS.Empirical Result: The results indicate that UUS and BUS structures adhere to Sharia principles and achieve commendable performance. However, analysis of financial reports across many countries, including Indonesia, shows that UUS's financial performance is generally better than BUS. The research further emphasizes that internal factors like capital adequacy, asset quality, and management capabilities, rather than the institutional structure itself, hold greater sway in driving performance improvement. Forced conversion of UUS could even hinder overall progress. Implications: Beyond financial considerations, the study explores consumer behavior through surveys with educated individuals. The results indicate that their choice between BUS and UUS products is guided by practical factors such as financial returns, costs, and service reliability offered by each structure. JEL Classification: G21, G28 How to Cite:Abimanyu, A., & At Tamimi, R. A. (2024). Should Islamic Window be Converted into a Full-Fledge Islamic Bank? A Case Study in Indonesia. Etikonomi, 23(1), 183 – 200. https://doi.org/10.15408/etk.v23i1.35082.

MEDIATING EFFECTS OF ISLAMIC BUSINESS SUCCESS ON PRODUCTIVE ZAKAT AND MUSTAHIQ WELFARE

This research aims to determine the effect of productive zakat programs, entrepreneurial motivation, and competence on the welfare of mustahiq through having successful Islamic businesses as interveners. The research applied quantitative analysis method by distributing questionnaires to collect primary data from 111 mustahiq recipients of assistance from zakat institutions. This research employed a path analysis technique with the help of the SEM-PLS (Partial Least Squares) 4.0 program and was used to analyze the influence among variables. The empirical findings indicate that the productive zakat program significantly and positively affects mustahiq's welfare but not the business’s success. Meanwhile, entrepreneurial motivation and competence also significantly and positively affect business success and mustahiq welfare. Interestingly, the success factor for Islamic businesses can mediate the relationship between productive zakat, motivation, and competency on the welfare of mustahiq. This research contributes to the zakat literature by examining the connection between productive zakat, entrepreneurial drive, competency, and the factors influencing the performance of Islamic enterprises in achieving welfare according to Islamic objectives. Practically, the implications of this research are useful for the government as a policymaker in increasing the contribution of zakat institutions to material and spiritual poverty alleviation.

The Impact of Islamic Business Ethics on the Profits of Muslim Traders in the City of Sambas, Indonesia

The Impact of Islamic Business Ethics on the Profits of Muslim Traders in the City of Sambas, Indonesia

Islamicity Cultural Performance Index (ICPI) in increasing customer trust in KSPP syariah BMT NU East of Java Indonesia

The development of Islamic financial institutions in Indonesia, notably in East Java, has seen significant growth, particularly with the rise of Islamic Commercial Banks (BUS) and Islamic Business Units (UUS) within conventional financial institutions. The study focuses on assessing the performance of East Java BMT NU Sharia KSPP using the Islamic Cultural Performance Index (ICPI) to enhance customer trust. Employing qualitative methods with descriptive analysis, the research evaluates financial performance from 2017 to 2021. It utilizes the Islamic Performance Index (IPI) approach, examining Profit Sharing Ratio, Equitable Distribution Ratio, and Director-Employee Welfare Ratio. Results demonstrate favorable ratios contributing to customer trust, influenced by aspects like benevolence, integrity, and religious values. While the IPI evaluates financial aspects, the Islamic Cultural Performance Index (ICPI) considers religious values' impact on trust. This study enriches understanding of customer trust dynamics, serving as a resource for enhancing quality learning and analytical frameworks in Islamic finance.

Analisis Praktik Jual Beli Beras Di Madura Dalam Perspektif Bisnis Islam

Buying and selling is a social activity, and goods are traded have sizes and measurements. To count the number of objects in muamalah activities require a tool to measure it so that the number of the object is known clearly and with certainty. This type of research uses a qualitative descriptive method. The results of the data obtained by the author are observed and combined with existing theories. The method used is interviews, documentation, and this research also uses observational research related to data collection methods where the research records information as the author witnessed during the study. The analysis in this discussion is descriptive-qualitative analysis. This research is expected for rice traders to know more about the implementation of buying and selling in accordance with Islamic economics, because Islamic economics is an economy that in carrying out activities based on and guided by the Qur'an and As-Sunnah, so as to create healthy trade, and It is hoped that traders must always remember that the consequences of dishonesty will be rewarded by Allah swt. in the hereafter. The results of this study indicate that the mechanism of buying and selling rice in the Arosbaya market has not been carried out correctly according to Islam. Because there are some rice sellers who sell rice dishonestly, and there are still traders who still reduce the rice scales, in order to get a bigger profit. The sale and purchase of rice carried out at the Arosbaya market is still not in accordance with Islamic business ethics. Because there are still principles of Islamic business ethics that are violated, namely the principles of monotheism, responsibility, justice, truth or honesty, freedom and sincerity.

ANALISIS ETIKA BISNIS ISLAM TERHADAP MEKANISME PENETAPAN HARGA LELANG BARANG AGUNAN DI BANK KB BUKOPIN SYARIAH SURABAYA

This research aims to understand Islamic business ethics related to executing the auction price determination method by the KB Bukopin Syariah Bank of Surabaya. This research uses a qualitative descriptive methodology, explicitly focusing on describing and analyzing the process of determining auction prices. This research indicates that the stages in determining the auction price carried out by the KB Bukopin Syariah Bank of Surabaya through the State Property and Auction Services Office are based on Sharia principles. KB Bukopin Syariah Bank adheres to Sharia economic guidelines in determining prices that align with established mechanisms. KB Bukopin Syariah Bank supervises central markets, regional markets, and local markets to mitigate the possibility of price manipulation carried out by irresponsible individuals. Apart from that, KB Bukopin Syariah Bank also carries out evaluations so that customers do not experience losses related to the collateral that will be auctioned.

Analisis Transaksi Jual Beli Kelapa Sawit Ditinjau dari Perspektif Etika Bisnis Islam (Studi CV Rimbo Jaya Desa Perintis Makmur Kecamatan Rimbo Bujang Kabupaten Tebo)

This study aims to analyze how the sale and purchase of oil palm transactions are viewed from the perspective of Islamic business ethics that occur at CV Rimbo Jaya The main problems are put into several sub-problems or research questions, namely: 1. How is the palm oil sale and purchase transaction system at CV Rimbo Jaya. 2. How is the perspective of Islamic business ethics on oil palm buying and selling transactions at CV Rimbo Jaya, Perintis Makmur Village. This study aims to determine the reality of oil palm buying and selling transactions at CV Rimbo Jaya, Perintis Makmur Village. The method used in writing this thesis is descriptive qualitative method, using data collection techniques with Observation, Interview, and Documentation. The results of the research obtained regarding the sale and purchase of oil palm transactions carried out by toke and farmers. However, the problem that occurs is that there is fraud in weighing the oil palm sale and purchase transactions carried out by the toke to the farmers at CV Rimbo Jaya, Perintis Makmur Village. Cheating in weighing can be of special concern in the Koran because activities like this have deprived other people of their property rights.

Analisis Implementasi Etika Jual Beli Kopi Dalam Islam di Desa Koto Rami Kecamatan Lembah Masurai Kabupaten Merangin

The purpose of this research is to find out how Islamic business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency, to find out whether business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency are in accordance with Islam, to find out what are the obstacles in implementing Islamic business ethics in the village. Koto Rami, Lembah Masurai District, Merangin Regency. This research is field in nature. The data collection techniques in this research are: observation, interviews, and documentation carried out by the coffee shop and coffee farmers. Then the existing data was analyzed using qualitative analysis. As for the research results, it was found that Islamic business ethics were carried out by the toke and farmers, toke who cheat by reducing the scale, coffee farmers mix coffee beans that still have a lot of water content with dry coffee beans, do not explain the actual condition of the goods so that it harms other people, there are still many toke who badmouth other toke with the motive of business competition , many farmers slander other farmers so that they don't buy the farmer's harvest. Analysis of the implementation of Islamic business ethics in Koto Rami Village, Lembah Masurai District, Merangin Regency is not in accordance with the principles of business ethics.

ANALYSIS OF PAYMENT SYSTEMS USING SHOPEE PAY-LATER REVIEWED FROM ISLAMIC ECONOMICS

Based on Islamic Economics studies, research was conducted to analyse the Shopee Pay-Later payment system. This research is a content analysis. The research results show that the ShopeePayLater payment details include the due date. Regarding the absence of interest at the start of implementing this shopeepaylater feature, delaying financing to the following month or buying now, pay later financing, it even mentions 0% interest. Shopee Paylater credit practices are permissible (mubah) and haram permissible (mubah) because the contract is implemented, proven by the contract agreement between the seller and the buyer at the time of carrying out the hijab and Kabul as well as the additional price on Shopee Paylater. Credit practice is considered a deferred price and prohibited because the extra price in the Shopee Pay Later credit practice is riba, and usury is prohibited in Islamic business ethics. In contrast, the Shopee Paylater credit practice applies an additional price of 2.95% for paying off bills within two, three, and six months.

Application of Islamic Business Ethics in the Fintech Industry: an Analysis of the Foundation of Sharia Maqashid

Based on the above background, the purpose of this study is to describe business ethics from the perspective of Maqashid Shari'ah, analyze the urgency of its application in the modern business context, identify the principles of Maqashid Shari'ah that can be adopted in business practices, and assess the positive impact of the application of Maqashid Shari'ah-based business ethics on business sustainability and general welfare. This research method will adopt a qualitative approach with descriptive analysis. Data will be obtained from text sources, articles, journals, and other related documents. Maqashid Shari'ah-based business ethics encompasses the integration of moral values and Islamic principles into business practices, becoming increasingly important in modern business. Maqashid Shari'ah provides a comprehensive framework with the primary objective of nurturing religion, life, property, reason, and posterity, guiding business practitioners to conduct business with justice, honesty, and social responsibility. By adhering to the principles of Maqashid Shari'ah, businesses can create a sustainable environment, build a strong reputation, avoid practices that are contrary to Islamic values, and have a positive impact on society, all in line with larger social and moral goals.

PENGARUH PEMAHAMAN E-COMMERCE DAN SISTEM INFORMASI AKUNTANSI TERHADAP MINAT UNTUK BERWIRAUSAHA

This research aims to determine the influence of understanding e-commerce and accounting information systems on interest in entrepreneurship among students of the Sharia Accounting Study Program, Faculty of Economics and Islamic Business at the State Islamic University of North Sumatra. This research uses quantitative methods, data collection techniques by distributing questionnaires and the sample in this research is 100 people in the Sharia Accounting Study Program at the North Sumatra State Islamic University using purposive sampling techniques. Data were analyzed using multiple linear regression methods. The results of the research show that understanding e-commerce and accounting information systems has a positive and significant effect on interest in starting entrepreneurship. This can be seen from the calculated t value for the e-commerce variable of 4.085> t-table 1.985, t-calculated accounting information system variable 7.537> t-table 1.660 and all independent variables namely understanding e-commerce and accounting information systems simultaneously and has a positive effect on the dependent variable, namely interest in entrepreneurship. It is known from the tests that have been carried out that the calculated F value is positive and is 150.607, where this value is greater than the F table value of 3.94 and the sig value of 0.000 is smaller than 0.05.

Good University Governance dan Komunikasi untuk Meningkatkan Excellent Service dan Kepercayaan Mahasiswa

Since its establishment, FEBI UIN SAIZU has always tried to provide the best service. So, this research objective is to determine whether GUG and communication significantly affect excellent service. To find out whether excellent service significantly affects student trust and whether GUG and communication have a significant effect on student trust through excellent service. The respondents of this research were taken based on a purposive sampling technique, with the criteria of students who had taken an introductory auditing course. The sample size in this study was 100 students taken from the Faculty of Economics and Islamic Business UIN SAIZU Purwokerto. Hypothesis testing using linear regression test and intervening regression test, which was previously tested with validity and reliability tests as well as classical assumptions consisting of normality, multicollinearity, and heteroscedasticity tests. The results of this study conclude that GUG and communication have a significant effect on excellent service. Excellent service has a significant effect on student trust. GUG and communication have no significant effect on student trust through excellent service.

Siti Khadijah RA: Implementasi Prinsip Etika Islam Pengusaha Wanita

Siti Khadijah RA's Islamic entrepreneurial spirit is the basis for this article. The aim is to study how modern entrepreneurial women behave. This was the only Islamic educational tradition during the time of the Prophet where women served together. The aim of this research is to create an entrepreneur in the style of Siti Khadijah RA as an example of Muslim women who were successful in business in history as a solution for today's female entrepreneurs and spread this entrepreneurship throughout the world. Siti Khadijah RA, wife of the Prophet Muhammad (pbuh), was one of the most famous female traders due to her success as a respected and wealthy business woman of her time using Islamic Business Ethics. Women do many important things in life. Women are not just teachers, but also a source of family love. In the modern world, the differences in roles between men and women are gradually decreasing. Many women work in important positions. Many women work in important government positions. Moreover, the majority of modern entrepreneurs are women. Women became more important after Islam entered Arabia. Women are given the opportunity to participate in business and demonstrate their abilities in society. As a data source for this research, literature research was used and relevant scientific articles were studied. The results of this research contain a number of basic verses in the Koran regarding entrepreneurship. Muslim entrepreneurs not only pay attention to the definition of entrepreneurship, but also social entrepreneurship.

Pengaruh Etika Bisnis Islam Terhadap Kesetiaan Pelanggan Di Koperasi Jaya Abadi Tubanan Kembang Jepara

This research aims to analyze the influence of Islamic business ethics on customer loyalty at the Jaya Abadi Tubanan Kembang Jepara Cooperative through the variables customer commitment trust and relationship benefits. The population in this study was 844 members of the Jaya Abadi Tubanan Kembang Jepara Cooperative. Sampling used the Incidental Sampling technique with the selected criteria being 90 customers. The results of the research show that in Islamic business ethics the customer loyalty at the Jaya Abadi Tubanan Kembang Jepara Cooperative is (1) Customer commitment has no effect on Customer Loyalty. This could happen because the commitment in the questionnaire is about the Bank's service to customers, which can give rise to different perceptions for each customer. (2) Trust has a significant effect on customer loyalty because customers receive transaction protection and obtain their rights in transactions. (3) Relational Benefits have a significant effect on customer loyalty because customers receive service benefits such as a sense of security and calm. (4) Simultaneously Customer commitment, Trust, Relationship benefits have a significant effect on Customer Loyalty as seen from the ANOVA test results thatiatheiacalculated F value is 13.48 while the F table value is 2.70 and the significanceiavalue is 0.000

Faktor-Faktor Yang Mempengaruhi Motivasi Mahasiswa Menjadi Enterpreneur Syariah

This research aims to determine the influence of independence, environment, creativity and education on students' motivation to become sharia entrepreneurs. Study students at the Faculty of Economics and Islamic Business, Sultan Thaha Saifuddin State Islamic University, Jambi, the subjects of this research are students at the Faculty of Economics and Islamic Business, Sultan Thaha State Islamic University. Saifudin Jambi. Data collection techniques use observation, questionnaires and documentation where the research method used is a quantitative research method that uses primary data and secondary data with a multiple linear regression model. The results of partial testing (t test) of the independence variable and environmental variables do not have a significant effect on students' motivation to become sharia entrepreneurs. while the creativity variable and the education variable have a significant effect on students' motivation to become sharia entrepreneurs. Based on the results of the F test (simultaneous test) it can be concluded that independence, environment, creativity and education simultaneously have a significant effect on students' motivation to become sharia entrepreneurs.