Islamic Research Articles

Analyzing the Distribution Pattern of Theft Crimes and the Motives for Committing Them in the United Arab Emirates - Abu Dhabi

The study mainly aimed to identify the distribution pattern of robbery crimes in the Emirate of Abu Dhabi in the United Arab Emirates during the period (2012-2019), and to identify the social, economic and personal motives for committing theft crimes from the point of view of the perpetrators of the inmates of reform centers in the Emirate of Abu Dhabi. To achieve its objectives, the study used the descriptive survey methodology to determine the patterns of the crime of theft and its trends in the Emirate of Abu Dhabi for the period (2012-2019). The study sample consisted of (288) inmates who were inmates in the correction and rehabilitation centers in the Emirate of Abu Dhabi from the perpetrators of theft crimes, in order to identify the motives. Socio-economic and personal to reform the crime of theft. The results of the study revealed a general trend of decreasing the number of robbery crimes in the Emirate of Abu Dhabi during the period (2012-2019). The results related to the detection of patterns of theft crimes in the Emirate of Abu Dhabi based on the percentage index and means according to the variables: gender, marital status the educational level, religion, employment status, and the type of crime for the prevalence of the male pattern, the married class, the level of secondary education and the Islamic religion, and the pattern of the crime of house theft in Abu Emirate. The results showed that the general level of social, economic and personal factors driving the perpetration of theft crimes among the inmates of the reform and rehabilitation centers in The Emirate of Abu Dhabi was medium, and the results showed that the economic motives leading to committing theft crimes have achieved the first rank at a high level, and the social factors driving theft crimes came in the second rank, with a medium level, and in the third and last order the area of ​​personal factors and a medium level.

Pendampingan dalam Meningkatkan Kualitas Pendidikan Al-Qur’an dengan Metode An-Nahdliyah di TPQ Roudlotul Athfal Banjarwati Paciran Lamongan

Al-Qur’an is the main source of Islam religion and the third pillars of iman that must be belived by the moslems.Therefore, studying Al-Qur’an is a must for all moslems. In the process of learning Al-Qur’an, there will be many obstacles and many methods.One of the methods of learning Al-Qur’an is by using An-Nahdliyah method.it is kind of partysipatory Action Research in TPQ Roudhlotul Athfal, Banjarwati villige Paciran District,Lamongan Regency. The method of PAR approach is research method which invites the individuals and communities to be active participant by joining the activities, constructions or the same fasilities with their own knowladges. There are 4 steps done: 1. Observation, 2. Planning, 3. Implementation, and 4. Evaluation. This study shows that many student significantly get many improvements. It is known that the students are more active to join the class and able to differenciate the similar hijaiyah latters. The students also more accurarately know the long or short way of reading Al-Qur’an.

PEMBINAAN MENTAL SPIRITUAL AL-ISLAM KEMUHAMMADIYAHAN BAGI MAHASISWA SEMESTER 2 PENDIDIKAN BAHASA ARAB FAKULTAS AGAMA ISLAM.

The aim of the Community Partnership Program (PKM) is to provide understanding and knowledge about Al-Islam and Kemuhammadiyahan to semester 2 students in the Arabic Language Education Study Program, Faculty of Islamic Religion, University of Muhammadiyah. The methods used are lectures (coaching), training, Focus Group Discussion (FGD) and mentoring to participants. A grant of one million rupiah in the form of coaching and providing reference books on Al-Islam and Muhammadiyah. The goal is that the coaching can be used as a provision for da'wah. Indicators of success in the short term can be seen from the activeness of the management of Islamic economic associations in FGD activities and asking questions about the technical implementation of Sharia-based financial services to the service team. Indicators of long-term success will be measurable in the next few years in line with the activities of the development and existence of Muhammadiyah

Examining Cultural Comfort and Knowledge in Undergraduate Nursing Students After the Implementation of an Online Educational Animation on Providing Care for Muslim Patients.

With rapidly growing members of the Islamic faith, health care providers should expect to care for Muslim patients regardless of their chosen specialty. The quality of care provided hinges on their knowledge and understanding of Islam. This study aimed to analyze the influence of an educational animation on undergraduate nursing students' cultural comfort and knowledge concerning the health care needs of Muslims. An educational animation was created addressing the unique health care needs of Muslim patients. Surveys (pre, post, 6 weeks) (n = 658) assessed cultural comfort and knowledge on covered topics. Student knowledge (pre: 12.4 ± 0.1; post: 14.4 ± 0.2; p < .01) and cultural comfort (pre: 4.0 ± 0.03; post: 4.1 ± 0.03; p < .05) increased after viewing the online educational animation. The increase in knowledge was sustained at 6 weeks. Students recommended additional topics for the future. This study highlights how an innovative educational animation can enhance students' understanding of providing care for Muslim patients, positively impacting patient outcomes.

Bekerja Bersama Dengan Naposo Nauli Bulung Dalam Menanam Kembali Budaya Islami Di Desa Simangambat Dolok, Kecamatan Batang Onang, Kabupaten Padang Lawas Utara

Community service has the meaning of advancing or bringing back things that have been lost from the place or location of community service itself. This becomes the basis for the strength to think about what things will be used as plans or even goals for carrying out community service. The power that has been used as material to advance the place or location of community service will of course have an impact on the culture that exists at the location or place of community service, this will become a special memory for those who have embedded and brought back things that have been lost from the location or location. place of community service. As we have understood, the basis of community service is the strength of the service group. In this case, this community service is aimed at bringing back the Islamic culture that has disappeared from Simangambat Dolok village, North Padang Lawas. Where recitation for children no longer existed and was reappeared later, Islamic culture which had never existed at all and had been made to exist, was: the celebration of the Hijriah New Year which was commemorated with a torchlight parade around the village of Simangambat Dolok, North Padang Lawas. Materials and Methods. The method used for this service is to bring up the things mentioned above which also contain the values ​​of the method which is a guide in implementing community service in Simangambat Dolok village, namely: the PAR method (Participation, Action, and Research) which in the sense of In short, it takes time to collect data or even field facts needed to carry out community service. Where the data and facts found are minimal or lacking Islamic culture in the field of literacy and culture in Simangambat Dolok village. The results of this community service are quite satisfying and significant, because literacy in the religious field, in this case the Islamic religion, has increased and many children at elementary school level have become hijaiyah literate. Of course, with the celebrations commemorating the Hijriah New Year, Islamic culture has increased quite a lot and even thickened and stuck in the minds of the people of Simangambat Dolok village, North Padang Lawas. Conclusion. Islamic culture and religious literacy (reciting the Koran) specifically for children who are also part of Islamic culture, are very necessary in increasing knowledge in Simangambat Dolok village, North Padang Lawas for the future of the children in the village. This is complete for the village of Simangambat Dolok in understanding and facing the future itself. Islamic culture is quite necessary because the basis of life is religion which is equipped with knowledge about the religion itself, which in this case is Islam.

Peningkatan Literasi Membaca Al-Quran Siswa Pemula Melalui Program Tilawah di Pondok Pesantren Perguruan Darulfunun El-Abbasiyah

As a center for learning about the Islamic religion, Pondok Pesantren is the best place to read and study the Quran, which is the main source and reference for Muslim behaviour. However, not all beginners who study religious knowledge at Pondok Pesantren have the ability and fluency to read the Quran. The location of this research is at the Pondok Pesantren Perguruan Darulfunun El-Abbasiyah, Limapuluh Kota Regency. This research is a report on the implementation of increasing Quran reading literacy with a recitation program for early students at the Tsanawiyah or Aliyah formal education level. Research on the implementation of this recitation program uses the DOE method, also using observation, interview and continuous evaluation techniques. Implementation is evaluated repeatedly against the targets achieved by students in each semester. The results of the implementation of this program show that the implementation of the recitation program is considered effective in increasing students' Quran reading literacy. This is because the application of the recitation program is very appropriate as an effort to speed up the fluency of reading the al-Quran for students who experience delays in reading the Al-Quran. This report is useful for the institution in particular and the development of Al-Quran reading skills for the entire community in general.

Trends and factors associated with teenage pregnancy in Ethiopia: multivariate decomposition analysis

Teenage is a time of transition from childhood to adulthood. This stage is a time of change and needs particular care and ongoing support. Adolescent pregnancy remains a common health care problem in low- and middle-income countries, and it is associated with higher maternal and neonatal complications. Thus, this study aimed to determine the trends and factors associated with them that either positively or negatively contributed to the change in teenage pregnancy in Ethiopia. Ethiopian Demographic and Health Survey data from 2005 to 2016 were used for this study. A total weighted sample of 10,655 (3265 in 2005, 4009 in 2011, and 3381 in 2016) teenagers was included. Trends and the proportion of teenage pregnancies for each factor over time were explored. Then, a logit-based multivariate decomposition analysis for a non-linear response model was fitted to identify the factors that contributed to the change in teenage pregnancy. Statistical significance was declared at p-value < 0.05 and the analysis was carried out on weighted data. Teenage pregnancy declined significantly from 16.6% (95% CI: 15.4, 17.9) to 12.5% (95% CI: 11.4, 13.6) in the study period, with an annual reduction rate of 2.5%. About 49.8% of the decrease in teenage pregnancy was attributed to the change in the effect of the characteristics. The compositional change in primary educational status (41.8%), secondary or above educational status (24.55%), being from households with a rich wealth index (1.41%) were factors positively contributed to the decline in teenage pregnancy, whereas being from a Muslim religion (−12.5%) was the factor that negatively contributed to the reduction in teenage pregnancy. This study has shown that teenage pregnancy declined significantly; however, it is still unacceptably high. The changes in compositional factors of teenagers were responsible for the observed reduction in the prevalence of teen pregnancy rates in Ethiopia. Educational status, religion, and wealth index were found to be significant factors that contributed to the reduction in teenage pregnancy. Therefore, intervention programs targeting adolescents should address the socio-economic inequalities of these influential factors to reduce teenage pregnancy and related complications.

Strategi Komunikasi BKM Al-Jihad Imam Nawawi dalam Mengembangkan Dakwah pada Masyarakat di Griya Martubung II Kelurahan Tangkahan Medan Labuhan

This research aims to determine the communication strategy of the Al-Jihad Imam Nawawi Mosque in developing da'wah among the community in Griya Martubung II, Tangkahan sub-district, Medan Labuhan. Bkm al-jihad imam nawawi activity program in developing da'wah among the community in Griya Martubung II, Tangkahan sub-district, Medan Labuhan. As well as obstacles to Bkm Al-Jihad Imam Nawawi in developing da'wah among the community in The data collection technique used in this research is by conducting in-depth interviews (deep interviews) and documentation. The results of the research found by researchers are as follows, (1) The strategy of Bkm al-Jihad Imam Nawawi in developing da'wah among the community in Griya Martubung II, Tangkahan Medan Labuhan sub-district is a persuasive strategy. A persuasive strategy is a way to persuade and invite Mad'u to study Islamic teachings. (2) Bkm al-jihad imam nawawi's activity program in developing da'wah among the community in Griya Martubung II, Tangkahan sub-district, Medan Labuhan is by carrying out Islamic activities such as recitation, counseling and friendship. (3) The obstacles for Bkm al-Jihad Imam Nawawi in developing da'wah to the community in Griya Martubung II, Tangkahan Medan Labuhan sub-district are the lack of funds which resulted in the construction of the mosque being delayed compared to previous plans, and the lack of public awareness in studying the Islamic religion.

Upaya Meningkatkan Gairah Keagamaan Melalui Pendampingan Kegiatan Perayaan Tahun Baru Islam

Real Work Lectures (KKN) are a learning process for undergraduate students Mandailing Natal State Islamic College. Developing through community service activities in various areas of community life. The implementation of this community service program aims to develop empathy and concern for various real problems faced by society and the development of society. Sustainable development is needed to smarten the lives of the nation's people and achieve people's welfare. (Janosik, 2005). As technology develops, it must be accompanied by the development of human resources in the fields of education and economics.Islam is a religion brought by the Prophet Muhammad SAW to Arabia in the 7th century in the Arab region. Islam is based on the belief in the oneness of ALLAH, (tauhid) and considers the Al Qu'an to be a holy book that was revealed directly from ALLAH SWT to the Prophet Muhammad SAW. The Muslim ummah, followers of the Islamic religion, spread worship such as prayer or worship, fasting during the month of Ramadan, zakat, hajj, and jihad. The Islamic religion teaches values such as justice, compassion, simplicity and brotherhood. Muslims are expected to live according to religious teachings and follow the moral principles set out in Islam. Islam also has a significant influence on culture, art, architecture, literature and legal systems in various countries where the majority are Muslim. It is important to remember that Islam has various traditions and sects such as Sunni, Shiite, Sufi and others, which provide variations in practices and interpretations of the religion. The Islamic religion also has a rich and complex history, and has followers all over the world.

Epstein Barr Virus nuclear antigen and sociodemographical characteristics of HIV-infected individuals in two tertiary health facilities in Rivers State, Nigeria

Epstein-Barr virus (EBV) is one of the opportunistic pathogens that affects HIV infected individuals. Although high prevalence of EBV has been well documented in Africa and some parts of Nigeria, such data are sparse from Rivers State, Nigeria. Thus, this study aimed at determining the Epstein Barr virus nuclear antigens and the sociodemographical characteristics of HIV-infected individuals in two tertiary hospitals in Rivers State, Nigeria. Plasma from 182 HIV-infected individuals attending the Retroviral Clinics of UPTH and RSUTH in Rivers State, Nigeria were tested for antibodies specific for EBNA by IgM ELISA assays. Overall prevalence of IgM antibodies against Epstein Barr Nucleic Acid (EBNA) was 20.9%. The study showed sex-related statistical variances in the seropositivity of anti-IgM (females 23.5% vs. males 16.4%, p&lt;0.05). Higher seropositivity occurred in age range 0-20 years (25.0%) than other age range, divorced and widowed (50.0%) than the married (25.7%) and singles (10.1%), among tertiary education (24.7%) than secondary (20.5%) and primary education (8.3%), Islamic religion (56.3%) than Christian religion (17.5%), and social/healthcare workers (37.5%) than other occupational groups. Summarily, higher seropositivity of anti-IgM antibodies against EBV was observed in HIV-infected individuals in UPTH than their counterparts in RSUTH. Nevertheless, 20.9% of the HIV-infected individuals in this study that were categorized with current/ongoing primary infection, owed to VCA-IgM detection, were positive for EBNA IgM antibodies. In conclusion, this study clearly confirmed that EBV seropositivity considerably increased with age, sex, marital status, educational level, religion, and occupation. Thus, this study verified earlier studies that presented high EBV seroprevalence, touching &gt;50.0%the populace in Nigeria. Future larger and multi-center clinical research are suggested to address some unanswered seroepidemiological questions.

Nusantara Islamic Education at Islamic Boarding Schools

Islam Nusantara as an Islamic concept unique to the archipelago has become an interesting topic of discussion among academics and observers of Islamic education because, at the beginning of its emergence, there were pros and cons. After all, it was felt that Islam Nusantara was a new religion, even though Islam Nusantara was not the result of cultural creation but was the teaching of Islam by Ahlussunnah Wal Jamaah as a whole. essential even though linguistically there are various debates. The purpose of writing this article is to present Islam Nusantara in the style of Islamic boarding schools, where Islamic boarding schools in this context are also educational institutions that give birth to the concept of Islam Nusantara so that from the results of academic discussions at Islamic boarding schools, Islam Nusantara can be well accepted by society in general. as an inevitability in the life of a nation with Islamic culture and religion. This research uses qualitative research with a literature study approach. Meanwhile, the results of this research obtained several recommendations regarding Nusantara Islam in Islamic boarding schools, namely, 1) It is considered important for Islamic boarding schools to preserve Indonesian Islamic education, 2) The model of Nusantara Islamic education in Islamic boarding schools, and 3) The role of government is needed in the formulation and implementation of Nusantara Islamic education in formal education.

KAJIAN FILOLOGI DAN KEARIFAN BUDAYA LOKAL DALAM TEKS MANUSKRIP KEISLAMAN LAYANG IMAN SUJANA KOLEKSI ANUT EKOWIYONO

This research describes the Islamic manuscript text Layang Iman Sujana with philological studies and local cultural wisdom. Layang Iman Sujana is a collection of Islamic manuscript texts collected by Anut Ekowiyono which contains the journey of the figure Iman Sujana from the country of Ngesam to spread the religion of Islam. This research aims to determine the study of philology and the study of local cultural wisdom in the Islamic manuscript text Layang Iman Sujana. This research is research using philological methods and is linked to local knowledge theory with the Tri Hita Karana cosmological concept. The results of the research show that Layang Iman Sujana generally tells the story of the character Iman Sujana who spread Islam on the orders of his father, Abdur Asfar. The local cultural wisdom contained in Layang Iman Sujana consists of two categories, namely harmonizing the relationship between people and God and harmonizing the relationship between people and each other. Harmonization of people with God in the form of sahadat, sharia, dhikr, surrender, torekot, prayer, quran, eling, piwales, titah, sukur, nugraha, and compassion. Meanwhile, the harmonization of humans with fellow humans takes the form of urmat, panuwun, ngabekti, tumindak becik, uluk salam, ngajeni, bale homestead, manners, nyenengke others, confident, combing anger, empan plank, and compassion.

Place branding: Religion in shaping the three-dimensional essence of a city brand through stakeholder engagement.

This study explores the role of religion in engaging stakeholders in branding a place on social media and unmasks what implications this has for (re)constructing the three-dimensional meanings of a place brand. Using the content analysis method to examine the case of Saudi Arabia, it probes how the key stakeholder groups of the government and the residents structure and interact with the narratives of the cities-Jeddah and Riyadh-on Twitter, Facebook, and Instagram. The results show the Islamic religion serves as a powerful tool for motivating the residents to engage in the government-led city branding initiatives at the individual level. However, the strategy of dwelling on religion to mobilize resident engagement at the individual level towards the social level with the aim of growing resources in support of social development should be reassessed within a dynamic social system. Theoretically, the proposed framework of religion city branding expands the scope of stakeholder engagement in place branding research through the integration with the driver of religion, especially unveiling how religious factors shape the personality traits of a place brand. It contributes to the practical sense that religious elements might be deployed by the key stakeholder groups of the government and residents in city branding initiatives, which potentially contributes to their relationship and the engagement of residents in co-creating a place brand with the government. This Saudi-focused study, therefore, possesses significance for place branding practices in Middle Eastern countries and beyond.

Aktivitas Dakwah Melalui Metode Cawisan di Majelis Inaayatul Qubro Desa Teluk Kecapi Kecamatan Pemulutan Kabupaten Ogan Ilir

Da'wah is an important aspect of the Islamic religion which aims to spread religious teachings to the wider community. One of the da'wah methods that has been used at the Inaayatul Qubro Council is the Cawisan method. Cawisan is a place to prepare to listen to religious recitations or lectures delivered by Ulama or Ustadz (teachers) providing explanations of religious issues while the congregation listens and continues with questions and answers. This research aims to find out how da'wah activities use the cawisan method in the Inaayatul Qubro assembly, Teluk Kecapi Village, Pemulutan District, Ogan Ilir Regency and the Supporting and Inhibiting Factors. The research uses descriptive qualitative methods with data collection techniques of observation, interviews and documentation. In this research, behaviorist communication theory is used. The results of this research show that after attending the cawisan the congregation began to understand the benefits of studying Islamic teachings not only understanding them but being able to practice positive activities in daily life to achieve happiness in this world and the hereafter and show changes towards the better in accordance with Habib's teachings. as well as changes in behavior and thought patterns, this is proven by the increasing number of Cawisan members, and they are willing to attend every meeting. Cawisan method, namely Islamic teaching delivered in the mosque. The congregation in the mosque forms a circle facing the habib who is delivering material in the mosque. Habib and his congregation sat on the floor on the mosque shelf with their legs crossed. The material presented has been arranged systematically and continuously from one material to the next. The implementation of Cawisan is an activity that is held periodically, namely once a month, with learning using books. This event is usually held in the evening, especially after Isha prayer time, at the Al Wustho Mosque which is located in Teluk Kecapi Village, Pemulutan District, Ogan Ilir Regency. This activity went through several series of activities, namely: Opening, Reading of Maulid Ad-Dhiyaul Lami, Mahalul Qiyam, Closing Prayer, Reading of Maulid, Lecture on the Muqoddimah Al-Hadhromiyah Book, Question and Answer Session, Prayer, Eating Together, Closing.

Understanding the Concept of al-Ijarah in Sharia Economics

This research aims to understand the concept of al-Ijarah from a Sharia economic perspective based on the Hadith of the Prophet and the quality of hadith that discuss al-Ijarah by first executing the hadith Naqd al-Sanad, Naqd al-Matan, and I-Tibal about martyrdom and Muttabian, as well as providing detailed syār (explanation). A complete review of representative hadiths with the aim of providing a legal basis in the context of al-Ijarah activities. This study explores a large number of hadiths and summarizes them into topics of discussion using the Taqriji al-Hadith bi-al-Faz and Taqriji al-Hadith bi-al-Mawdui methods. Next, one of the hadiths which represents various hadiths related to al-Ijarah will be discussed comprehensively and in detail. Ijarah is a concept in Islam that refers to renting or renting. In carrying out the ijarah there are conditions and harmony. Ijarah is also divided into two forms, namely, ijarah for benefits and ijarah for work. In Islam, the practice of ijarah (renting) is supported by various arguments from Islamic legal sources. Some of these arguments, among others, come from the Al-Qur'an, hadith, and the consensus of ulama (ijma').

The Landscape of the Interplay between Religion and Science: The Experience of Islamic Discourse

This study explores current viewpoints on how science and Islam can coexist in the Islamic context, delving into the dynamic conversation at the intersection. It discusses key figures and occasions influencing the interaction between religion and science in Islam, following the dynamic interplay from the modern to post-modern periods. One of the findings is that scholars who initially brought these discussions to the forefront in the modern age, such as Sir Syed Ahmed Khan, Jamal al-Din al-Afghani, and Muhammad Abduh, coincided with the rise of nation-states and the dissolution of the caliphate in 1924. The paper also delves into the ideas of Tantawi Jawhari’s “scientific miracle” and Naquib al-Attas’s “Islamization of science and knowledge.” It also sheds light on the ongoing discourse that aims to synthesise these domains and promote interdisciplinary convergence, particularly in the areas of religion and science.

MANAJEMEN PEMBINAAN PEMAHAMAN AGAMA ISLAM DI LEMBAGA NON KEPENDIDIKAN

To provide an understanding of the Islamic religion to someone, religious development management is needed as all activities carried out by a person in order to provide assistance to other people who experience spiritual difficulties in their living environment with the aim that the person is able to overcome it themselves because awareness or self-surrender arises. the power of God Almighty. This article looks at the management of Islamic religious development from various backgrounds in a person's environment in non-educational institutions, using qualitative descriptive research methods based on observations in the military, police, correctional institutions and public market schools. The results and conclusions from the discussion of this article are that Islamic religious formation is carried out well in various institutions by using existing facilities and infrastructure to support religious formation activities and by using certain media and methods, for example through vocational lectures or oral recitation, istigasah, yasinan, tahlilan, and commemoration of Islamic holidays

Engaging in a Secularized Public Sphere – a Possible Qur’anic Perspective?

Abstract For Habermas, social cohesion in liberal democratic societies is created and ensured by public discourse, which creates and regulates democratic virtues through non-hierarchical communication in which all citizens participate equally. According to the understanding of post-secularism, this public discourse must be secular. This requires religious citizens to translate religious arguments into secular ones in public discourse. However, it remains an open question to what extent religious citizens in plural societies can or want to participate in such a communication process based on their religious self-understanding. In this article, an attempt will be made to investigate this question, at least within the Islamic faith tradition. A Qur’anic narrative will be examined for possible indications of how the Qur’an conceives communication with those of different worldviews. The analyzed narrative reveals perspectives of understanding from which remarkable contributions to social cohesion can be derived.

The Role Of Women's Labor Force Participation In Decreasing Aceh Province Poverty Rate

The poverty rate can decrease if there is a dual role of working women, the development of the times has proven to have implications for shifting the role of women in reducing poverty. Acehnese women, who used to be a social construction built on the basis of people's understanding of cultural values ​​and interpretations in the Islamic religion, have shifted to a new era where Acehnese women can take part in the household production process. This paper wants to analyze how big the role of women is working towards poverty reduction in Aceh Province. The results of the study show that the variable number of industries directly (X4) has a negative and not significant effect on wage estimates for Aceh Province

HOW SHARIA FINANCIAL LITERACY MODERATED RELIGIOUS AND MUSLIM FINANCIAL BEHAVIOUR

This study aims to understand the effect of religion, Sharia financial literacy (SFL), on Muslim financial behaviour (MFB) and Sharia financial literacy as a moderating variable between religion and MFB. This research uses the descriptive quantitative method. The sample in this study was 190 respondents using purposive sampling of Muslims who live in South Kalimantan—data analysis by structural model assessment with the Partial Least Square (PLS) analysis method. The results indicated religion and Sharia financial literacy influence financial behaviour, so SFL also moderates religion on financial behaviour. These results imply that a better Muslim religion will increase a person's ability to manage and use the economy as effectively as possible, strengthened by financial knowledge. Financial understanding will naturally exhibit better financial conduct.