To tackle the issue of accurately estimating the state of charge (SOC) of lithium-titanate (Li-Ti) batteries in complex vehicle applications, a multi-model extended Kalman filter (MM-EKF) algorithm considering the effects of temperature and current rate is proposed. Based on the operational characteristics of Li-Ti batteries in the context of electric vehicle applications, second-order RC equivalent circuit models (ECMs) are established to account for the temperature and current rate influences. Model parameters are identified using an adaptive recursive least squares method with a forgetting factor based on experimental data. Subsequently, a SOC estimation method based on the MM-EKF algorithm for Li-Ti batteries is proposed and its effectiveness is validated under different ambient temperatures. Experimental results demonstrate that the MM-EKF algorithm, which considers the effects of temperature and current rate, can accurately estimate the SOC of Li-Ti batteries. The maximum estimation error is within 5 % at different ambient temperatures, and the algorithm can quickly eliminate initial SOC errors. Consequently, it fulfills the requirements for SOC estimation of hybrid tracked vehicles in intricate operating conditions.