Information Technology Innovation Research Articles

Risk Evaluation of the New Fintech Institutions in China Based on Fuzzy Analytical Hierarchy Process

The ongoing digital transformation is being undertaken by the financial institutions on the upgrade in China. The risks are accumulated synchronously in the middle of establishing differentiated competitive advantages through information technology innovations by the new fintech institutions. In this study, a fuzzy analytical hierarchy process is adopted to figure out the risk evaluation of the new fintech institutions in China, identifying those at risk as early as possible. Firstly, several level 1 indicators of the risk evaluation system of the new fintech institutions and corresponding subordinate level 2 indicators are determined, followed by rating the level 2 indicators of each new fintech institution ready for risk evaluation ranking, which leads to the risk evaluation matrix of each level 1 indicator. Secondly, the new fintech institutions are classified into the theoretically ideal “optimal,” “medium,” and “worst” categories by establishing the membership matrix of each level 1 indicator in the application of linear transformation formula. Thirdly, the degree of proximity is exploited in comparison of the fuzzy sets in pairs to form the fuzzy recognition model of each level 1 indicator in pursuit of the new fintech institutions least risky regarding each level 1 indicator. Finally, the fuzzy recognition models of each level 1 indicator are integrated into the construction of the fuzzy recognition model regarding the whole risk evaluation system to achieve the risk ranking of the new fintech institutions. This study aimed to provide a theoretical ground and an applied method for national regulators to monitor the fintech risks, which are prone to be avoided by the enterprises and individuals.

Telemedicine as one of the directions of innovative technologies in Ukraine

The emergence and development of the latest innovative information technologies have affected all areas of human activity, including medicine. Unsatisfactory health care for people living in remote and rural areas, the need for emergency medical care, the spread of the SARS-CoV-2 coronavirus pandemic in the acute respiratory disease COVID-19, and the impetus for war telemedicine in Ukraine. Telemedicine is becoming an alternative to direct visits to the doctor, saves time and money of the patient, while receiving timely quality medical services. Despite certain pitfalls and obstacles to its development (weak Internet coverage and imperfect technical equipment, ignorance of medical staff in this method of treatment, economic barriers, lack of proper legal support, mental barriers, etc.), the number of people who use this method of providing services, is growing every day. Ukraine, in contrast to Europe and the world, where telemedicine has long been commonplace, today is only taking the first steps to implement this method in health care, which makes this study relevant.The aim of the article is to consider telemedicine as one of the relatively new methods (ways) of providing medical services in Ukraine where distance is a critical factor. We are talking about the use of the latest innovative information and communication technologies for the purpose of providing medical care to the population, namely: diagnosis, treatment, prevention of diseases, including the exchange of experience between doctors "at a distance". The state and level of development of telemedicine in European countries and the world are considered, the positive aspects of its implementation are investigated, which are: the possibility of obtaining a wide range of medical services, spending much less time visiting a doctor; the consultant doctor has the necessary information about the patient, thanks to the digital format of medical records, which significantly speeds up his treatment and eliminates the likelihood of medical error; availability of medical services for the population living in areas where there is a shortage of doctors; the ability to receive emergency medical care, especially in pandemics, martial law and emergencies; providing assistance to medical staff by involving other specialists, creating a council; as well as obtaining a "second" opinion of a specialist to correctly diagnose or treat the patient.The current and future national legislation on the research topic is analyzed. The stages of introduction of telemedicine in health care institutions of Ukraine are determined and considered.

Bringing Sectors Together in Da Nang, Vietnam: Participatory Systems Mapping

The USAID-funded Building Healthy Cities (BHC) work in Da Nang, Vietnam, engaged 108 multi-sector stakeholders to gather qualitative data across two workshops and three citizen town halls from 2019 to 2021. These data were synthesized with the results from BHC’s seven other activities in Da Nang to build systems maps. Contextual findings showed that multi-sector, multi-level participation and collaboration have been the key to moving the city toward their smart and livable city goals. Currently, citizen, nongovernmental organization, and private sector collaboration are low for many government sectors, which results in policy and programs that are mismatched to actual needs and therefore have less powerful impacts. When these policies and programs are implemented, they struggle to demonstrate strong benefits to these stakeholder groups, further decreasing participation. This is central to the systems map that BHC developed, and is expanded upon through additional patterns that fall within four main areas: management quality; vision and leadership; workforce capacity; and community engagement. Stakeholders found four key leverage points within this context that, if included in every action, could help overcome barriers. These leverage opportunities are: (1) investing at all levels; (2) improving function and innovation of information technology; (3) increasing participation and feedback; and (4) creating more responsive policy. As BHC concludes activities in Da Nang, local university students will be trained on systems mapping techniques to embed systems thinking skills into the next generation of workforce, and a set of recommendations will be developed to share with the government to act on these findings.

Can Environmental Information Disclosure Improve Urban Green Economic Efficiency? New Evidence From the Mediating Effects Model

Environmental information disclosure is one of the important ways to realize urban sustainable development. This study explores the transmission mechanism between environmental information disclosure and urban green economic efficiency (UGEE) and solves the “black box” system between them. In this method, first, the urban green economic efficiency is calculated using the data envelopment analysis model with undesirable output. Second, the panel data model and the mediating effects model are employed to test the impact of environmental information disclosure on urban green economic efficiency and the possible mediating variables. The main conclusions of this study are as follows: 1) Environmental information disclosure significantly improves urban green economic efficiency, and reducing industrial pollutant emission and improving technological innovation are the significant transmission mechanisms. (2) There is a U-shaped curve relationship between environmental information disclosure and urban green economic efficiency and environmental information disclosure and technological innovation. On the contrary, there is an inverted U-shaped curve relationship between environmental information disclosure and industrial pollutant emission. 3) Environmental information disclosure has a greater sustainability effect in industrial cities. The conclusion shows that environmental information disclosure can improve the efficiency of urban green economy by improving the ability of urban technological innovation and reducing the emission of industrial pollutants. Environmental information disclosure plays a role of “restraining first and then promoting” to sustainable development. This research provides a reference for how to lessen information asymmetry and reduce negative externalities in the formulation of environmental regulatory policies.

Factors Influencing Behavioural Intention to Adopt the QR-Code Payment

This study aims to identify the factors which affect the consumers’ behavioural intention to adopt the Quick response code (QR-code) mobile payment. This study extends the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) with the personal innovativeness construct. This study reveals that performance expectancy, social influence, habit, price value, and personal innovativeness in information technology are significantly related to behavioural intention to adopt QR-code mobile payment. However, effort expectancy, facilitating conditions, and hedonic motivation are found to be statistically insignificant. This study presents one of the few empirical works investigating the role of consumer innovativeness and thus validates the inclusion of personal innovativeness as constructed in mobile payment adoption research. Findings from this study provide valuable insights for mobile payment application developers and mobile payment marketing teams.

Exploration of Ideology and Politics Education in Analytical Geometry Under Blending Teaching

With the rapid development and continuous innovation of information technology, traditional teaching model is confronted with great challenge and, sometimes, it is difficult to achieve teaching goals via single offline teaching, especially under the influence of the COVID-19. In this paper, taking space rectangular coordinates and space vector in the course of space analytical geometry as the carrier, ideological and political elements in the course of space analytical geometry is mined via multi-channel from various aspects. Fusion point of ideology and politics elements in space analytical geometry is searched and the implementation path is investigated under blending teaching. The aim is to promote the achievement of the ideology and politics education of space analytical geometry. Keywords: Blending teaching, Ideology and politics education, Analytical geometry DOI: 10.7176/JEP/13-21-15 Publication date: June 30 th 2022

Service-Dominant Logic: A Model of Service Satisfaction and Its Antecedents

Along with the advancement of information technology and service innovation, service-dominated logic has become one of the most important concepts for firms to acquire a competitive advantage. According to service-dominated logic, all service innovation should be conceptualized based on the application of competencies (e.g., knowledge and skills), and firms should leverage these competencies to promote values and benefits for each exchange or transaction. This study integrates relevant theories and constructs to develop a comprehensive model of service innovation focusing on a service-dominated logic perspective. Data from 135 Vietnamese business owners or management executives were collected and analyzed, and research hypotheses were assessed by employing partial linear square structural equation modeling (PLS-SEM). The findings indicated the interrelationship between service-dominated orientation, dynamic service innovation capability, service knowledge creation, service innovation, and service satisfaction. The results could be beneficial for academicians to further validate the research model and could also be very useful for professionals to design and implement their service innovation strategies.

Formation of scientific and methodological aspects of evaluation transformation of targets economic development of countries

The main purpose of the study is to develop scientific and methodological aspects of assessing the transformation of the target indicators of the economic development of countries, the argumentation of the impact of information technology on the economic growth of countries using the tools of multidimensional cluster analysis. The object of the study is the models of economic development of countries and the assessment of the impact of ICT on them. The relevance and necessity of studying this issue lies in the development of scientific and methodological aspects for assessing the transformation of the target indicators of the economic development of countries. The main results of the study are characterized by the following: the main types of modern economic models are systematized, which made it possible to highlight their features and specifics of application in different countries of the world, depending on the political and socio-economic directions of development; it is substantiated that the key factor of sustainable development of the country is economic growth; for the first time, the specifics of the transformation of the main indicators of the economic development of countries under the influence of innovative information technologies are argued. The presented results made it possible to form the scientific and methodological aspects of conducting a multidimensional cluster analysis of the transformation of the target indicators of the economic development of countries, which ensured the identification of homogeneous groups of clusters of countries by the level of economic development (global indices of economic development of countries), taking into account the peculiarities of their functioning and development strategies. The practical application of the research results will ensure the effectiveness of the formation of economic policies and strategies for the economic development of countries, taking into account the application of the developed scientific and methodological aspects

PAJAK PENGHASILAN BAGI OVER-THE-TOP DI INDONESIA: SEBUAH PELUANG DAN TANTANGAN

Over-the-Top (OTT) is a form of information technology innovation that is growing very rapidly, including in Indonesia as one of the largest OTT market country. OTT can earn income from users in Indonesia, while the right to tax this income cannot be imposed in Indonesia because OTT generally operates across national borders and does not have a permanent establishment in Indonesia. Therefore, it is necessary to consider income tax arrangements for OTT operating in Indonesia to provide legal certainty. This paper focuses on discussing the positive legal provisions of Income Tax that apply to OTT operating in Indonesia and the implementation of each of these regulations in the current era of economic digitalization. The author uses a normative juridical research method with a qualitative research approach. Based on this research, it is known that the provision of Income Tax for OTT does not yet exist, therefore the Government of Indonesia needs to design a national tax law that is able to accommodate income tax for OTT.

Digital transformation of society as a necessary condition for its innovative development

Keywords: information, information technology, digitalization, innovations, transformation,integration, standardization, strategic directions
 It is substantiated that thedigitalization of the economy in today's conditions significantly affects the livelihoods of both enterprises and the population. It is the use of information technology that isthe basis of the digital economy.The significant impact of the use of information technology on the daily life of thepopulation of the countries of the world, regions, and the effectiveness of business entitiesbased on automation, mechanization, and robotics has been proved. It is establishedthat the digital transformation concerns all spheres of activity of the world'seconomies. It is reflected that digital transformation in the context of globalizationare the main factors in improving the efficiency of the world's economies, creating servicesand products of higher quality and value, etc.Statistics show that the highest level of use of information technology in domesticcompanies that provide financial, educational services; communication services, logistics.At the same time, in some sectors of the economy, the intensity of automation, robotics,and the use of digital technologies is very low.Analysis of different stages and models of the transformation of economic processestakes place in different countries according to forced or gradual models, focus onvarious technologies and programs. The assessment of the main indicators of digitalizationof the countries of the world showed that they can be found: internet coverage;the share of e-commerce in retail trade; the share of society that uses innovative informationtechnologies in all spheres of activity.It is substantiated that by 2025, digital transformation will affect all spheres of lifeof most countries of the world. It is established that the development of the digitaleconomy is inextricably linked with the formation of an innovative and informationsociety. Furthermore, it was demonstrated that the basis of digital transformation isbased on the development of innovative information technologies, which are aimed atincreasing the quality of services and showing the productivity of work. The goals andstrategic directions of digital transformation are highlighted. The advantages anddisadvantages of digitalization of the Ukrainian economy are summarized.

PROBLEMS OF ELECTRONIC EVIDENCE IN THE COMMERCIAL PROCESS: ANALYSIS OF JUDICIAL PRACTICE

This article is devoted to revealing the problem of using electronic evidence in the busi¬ness process. In our opinion, the topic is relevant because, as practice shows, electronic evi¬dence is not always examined by the court due to the technical unpreparedness of the court or the «usual» paperwork in the courts. Also, like any information technology innovation, it can¬not have only positive sides. Any reform has its consequences in shortcomings. Exercise of the right to a fair trial is impossible without creating the conditions for a comprehensive and complete clarification circumstances of the case and providing the parties and other persons involved in case, the ability to provide, provide and investigate the evidence required to establish the circumstances of the case, in the most convenient and effective way. Creating such conditions in modern realities is impossible without use electronic evidence in commercial litigation. Modern society cannot be imagined without computerized information systems. Data sys¬tems have the ability to store, transmit and transmit digital information. Of point of view to the level of development of modern society and the amount of electronic data it uses, the need for normative regulation of the use of these data as reliable has long been ripe evidence in court. It is worth noting that evidence has always been and remains the central legal institution litigation, so in the period of reforming the latter there is a growing need to study the evidence and evidence, including electronic evidence, in order to improve their legal regulation. The article identifies the problems of implementation of this type of evidence, its norma¬tive consolidation and place, among other types of evidence and the relevance of the institute of electronic evidence today.

Healthcare information system

The 21st century has seen innovations in information technology and the healthcare sector is not left behind. Patient healthcare record has witnessed a transformation from a paper-based model to an electronic health-based system, more importantly, cloud-based frameworks have been suggested for storing and managing patient health record. However, security and privacy concerns have been an impediment and the relationship between suggested design and adoption is unclear. In this paper, we propose a framework from a public healthcare perspective that expressly captures patient records and stores these records in a secure database and is accessible for retrieval by authorized medical personnel and researchers. The framework aims to capture patient information with a unique security identifier and provides access within the infrastructure flow to the medical personnel on demand for effective diagnosis.

PECULIARITIES OF INFORMATION AND COMMUNICATION TECHNOLOGIES APPLICATION IN FOREIGN LANGUAGE STUDYING

The article is devoted to the topic of innovative information and communication technologies (ICTs) using at universities. The active applying of ICT is the important mean of communicative oriented method in the process of foreign language studying. The study is focused on understanding of the concepts, implementation, impacts, constraints and solutions in the process of ICT implementation in language teaching. Nowadays most philologists apply the information and communication technologies for improvement of educational process. ICTs diversify interactive teaching methods, means and approaches. The application of ІCТ allows to embrace time of training course rationally, to increase the level of students’ proficiency and class activity. Moreover, the modern information and communication technologies provide students with possibility to stay in the constant language environment, to use self-monitoring and testing tools, to apply innovative forms, to increase the communicative focus of teaching process and students’ motivation in foreign language studying. The experience of ICT implementation in teaching gives the opportunity for effective development of speaking, reading, listening, writing skills and realization of creative potential of both students and teachers. The application of ІCТ in class and extracurricular activities takes real importance and helps teachers a lot to immerse students into foreign language studying. The teachers of Modern Languages Department at the National University of Shipbuilding (NUOS) extend the educational process, involving students into different activities either organizing any kind of students’ performances, conferences, educational brain games, contests or making a great variety of clubs such as English Speaking Club, Movie Club, VIP Forum, etc. The article shows some examples of multimedia technologies using. The involving of multimedia means in class and extracurricular activities is defined. The further implementation and perspectives of ICT application in foreign language studying have been considered.

Comparative Analysis of The Impact of Big Data on Corruption in Selected Developing and Developed Countries

Big data analytics adoption is gaining momentum amongst both policy makers and business leaders. Indeed many sectors in the economy and society have been adopting recent information technology innovations to deal with issues that were previously impossible to tackle. One of these issues is corruption. This paper considers the impact of big data on corruption in developed and developing countries. Specifically, we investigate the effect of internet usage on corruption prevention and early detection, and examine the impact of investment in data-driven technology on corruption prevention and early detection. Finally, we evaluate the impact of mobile data subscription on total corruption. We use secondary data covering 1995 to 2020 for three low FinTech developing countries and three mature FinTech developed countries. Random effect regression models are employed to estimate and test for the impact of big data on corruption in developing and developed countries. We find that internet usage and fixed telephone subscription have a significant negative impact on corruption in developing countries. Investment in technology, mobile phone users subscription and gross domestic product also have a significant negative impact on corruption in developing countries. However, inflation has no significant effect on corruption in developing countries. In contrast, we find no significant impact of big data on corruption within developed countries. Big data adoption, therefore, seems to hinder corruption in developing countries, but not in developed countries.

Evaluating Organizational Level IT Innovation Adoption Factors among Global Firms

This study explores a range of organizational factors that drive success in organizational level information technology (IT) innovation adoption. A comprehensive model of organizational level IT innovation adoption is presented based on a context-mechanism-outcome perspective and by drawing on relevant theories. The proposed model is empirically tested using data from 1988 company executives across a wide range of organizations globally. A research model and the related hypotheses are tested using structural equation modelling. The study found that organizational level IT innovation readiness conceptualized through technology readiness and internal expertise is a key mediator for successful organizational level technology adoption. Other organizational factors such as top management support, organizational structure, and organization culture, were positively related to the overall level of IT innovation readiness and organizational level technology adoption. Considering that there are many organizational factors that influence the adoption of technology, future research should extend the research framework and include additional variables that could support IT innovation adoption outcomes. The study makes a significant contribution to the existing literature by providing empirical evidence related to the organizational factors necessary for a successful IT innovation adoption at an organizational level.

Large scale clinical trials: lessons from the COVID-19 pandemic

BackgroundThe COVID-19 pandemic has presented substantial new challenges to clinical and research teams. Our objective was to analyse the experience of investigators and research delivery staff regarding the research response...

Views about Balance of Multiple Interests in the Regulation of Anti Unfair Competition Law on Enterprise Data Crawling

Rapid innovation and widespread application of information and digital technologies encourage the continual growth and reconstruction of classic business models and market operation behaviors. The Internet economy has induced many new sorts of unfair competition while stimulating entrepreneurship and unleashing technological innovation dividends. Data crawling consumes a significant amount of Internet traffic because it is a cost-effective data collection strategy. It not only encourages data sharing, but it also makes unfair competition regulation more difficult. We should pay attention to assessing difficulties from the standpoint of interest concerns in the regulation of data crawling under the Anti-Unfair Competition Law, and completely measure whether it harms the interests of operators, customers, and social public interests. We can also use the method of interest measurement to coordinate the interest relationship in order to keep the competitive order and balance multiple interests.

Evaluation of Innovation Efficiency on Chinese Commercial Banks under the Internet Finance: A DEA-Malmquist Index-Based Approach

The development of the digital economy and internet finance greatly impacts the technological innovation of Chinese commercial banks. Therefore, most of the Chinese commercial banks have invested a lot of money in the new information technology applications to adapt to the impacts of internet finance. Consequently, whether these investments have achieved the expected effect and efficiency has been concerned by these banks. For these concerns, we have used relative data from 49 Chinese commercial banks from 2010 to 2020 period and used the DEA-BCC model and DEA-Malmquist index to analyze their innovation efficiency from both static and dynamic perspectives. Our study found that from the static perspective, the innovation efficiency greatly varies among the banks in the study, and most banks have room for improvement in pure technical efficiency and scale efficiency. From the dynamic perspective, the innovation efficiency of the banks in the study is generally on the rise. Changes in technical efficiency play a major role in improving their overall efficiency, and technological progress is the second driving force. Therefore, technological investment should be increased, and technological levels should be improved to improve innovation efficiency. Our study also shows that, according to the ownership types, different groups of banks have differently shown their innovation efficiencies. Joint-stock commercial banks have the highest innovation efficiency, while rural commercial banks have the lowest innovation efficiency. Our study suggests that all Chinese commercial banks should overcome their own shortages in information technological innovation capability to elevate their innovation efficiency, under the background of internet finance.

Towards Enhancing the Capability of IoT Applications by Utilizing Cloud Computing Concept

The emergence of smart and innovative applications in diverse domains has inspired our lives by presenting many state-of-the art applications ranging from offline to smart online systems, smart communication system to tracking systems, and many others. The availability of smart internet enabled systems has made the world as a global village where people can collaborate, communicate, and share information in secure and timely manner. Innovation in information technology focuses on investigating characteristics that make it easier for the people to accept and distribute innovative IT-based processes or products. To provide elastic services and resource the Internet service provider developed cloud computing to support maximal number of users. Cloud computing is a subscription paradigm in which users do not buy various resources permanently, but they purchase it with block chain-driven payment schemes (credit cards). A flexible, on-demand, and dynamically scalable computer infrastructure is offered by cloud providers to its clients on charging some amount of subscription. This research article provides an introduction of cloud computing and the integration of IoT concept, its impacts on crowd and organizations, provision of various services, and analyzing and selecting the appropriate features using probability distribution function for enhancing cloud-based IoT capabilities. In ambiguous and complex situations, decision makers use quantitative techniques combined with traditional approaches to select the appropriate one among a group of features. Probability distribution function is used to evaluate the appropriate features that will enhance the capabilities of cloud-based IoT application.

Acceptance on Building Information Modelling (BIM) Training in Selangor Construction Industry: Current Trend and Impediments

Building Information Modelling (BIM) is known as one of the innovations of Information Technology (IT), globally used as a platform to promote collaborative and integrated working environments in the construction project management. The study’s major goals are to determine the existing BIM training trend and to identify impediments to BIM training acceptability in Malaysia’s Selangor construction industry. Out of 90 surveys submitted to G5 to G7 contractors, 60 completed the questionnaire completely, representing a response rate of 67 %. To acquire frequency, percentage, and mean value, the data were analysed using the statistical programme for social science (SPSS) version 26 and Microsoft Excel. These statistics from the current BIM training trend demonstrate that just a small percentage of businesses are using BIM. The majority of the. The majority of businesses lack clear BIM training initiatives. The expensive cost of software and upgrades, deploying processes and technology, and a lack of motivation and support from government and professional bodies are the most significant problems impeding BIM training uptake in the construction sector. This study supports the need for the government to provide more strategic provisions to secure the construction industry’s embrace of BIM training.