Influence Of Financial Literacy Research Articles

The Influence of Financial Literacy and Personality Traits on Retirement Planning Strategies Among Full-time Employees of Indonesia

The Influence of Financial Literacy and Personality Traits on Retirement Planning Strategies Among Full-time Employees of Indonesia

The Influence of Financial Literacy on Investment Decision In The Millennial Generation Post The Covid-19 Pandemic

The Influence of Financial Literacy on Investment Decision In The Millennial Generation Post The Covid-19 Pandemic

The Influence of Financial Literacy, Lifestyle on Financial Management Behavior with Self Control as an Intervening Variable Study on the Student Exchange Program at Mataram University

Indonesia entered an era of revolution that continued to develop with this flight, students are required to adapt to existing development patterns such as social media platforms or e-commerce with financial literacy, lifestyle, and self-control as the basis for managing student finances. This research aims to determine the impact that financial literacy, lifestyle, and self-control have on the financial management of the student exchange program at Mataram University. This research uses quantitative methods with a descriptive quantitative type. The population in this study were the student exchange at Mataram University, using the purposive sampling method with the Slovin technique so that the total sample obtained was 150 students. The research results showed a significant effect but lifestyle had an insignificant impact. After going through the second model, namely intervening, it was found that all the results had a significant effect through self-control as an intermediate variable.

The Influence of Financial Literacy on The Investment Behavior of Indonesian Migrant Workers in Japan

The Influence of Financial Literacy on The Investment Behavior of Indonesian Migrant Workers in Japan

The Influence of Financial Literacy on Entrepreneurial Intention among University Students in Malaysia

The Influence of Financial Literacy on Entrepreneurial Intention among University Students in Malaysia

Influence of Financial Literacy on Financial Well-Being: A Case of Vietnam

Influence of Financial Literacy on Financial Well-Being: A Case of Vietnam

The Influence of Financial Literacy on Investment Decisions Through Locus of Control Based on Gender (Case Study on Young Gen-Z Entrepreneurs)

The Influence of Financial Literacy on Investment Decisions Through Locus of Control Based on Gender (Case Study on Young Gen-Z Entrepreneurs)

The influence of financial literacy and the use of financial technology on business performance through financial inclusion

That are many factors that can influence country's economic growth. Given its important contribution to Gross Domestic Product (GDP) and job creation, it is necessary to further study what factors can affect the existence and the performance of SMEs. This study aims to analyze the effect of financial literacy and the use of financial technology on the performance of SMEs mediated by financial inclusion. The data was collected using purposive sampling technique by distributing questionnaire. The sample of this study consists of 150 culinary SME actors in Malang City that have used QRIS (Quick Response Code Indonesia Standards) application as one of the payment methods. Collected data was analyzed using PLS software. The results showed that there is a significant influence between financial literacy and the use of financial technology on business performance. Financial inclusion can significantly mediate the effect of financial literacy and the use of financial technology on business performance.

The Influence of Financial Literacy, Financial Technology and Financial Self-Efficacy on Financial Inclusion

The Influence of Financial Literacy, Financial Technology and Financial Self-Efficacy on Financial Inclusion

The Influence of Financial Literacy, Lifestyle, and Pay Later Use on Consumptive Behavior

The Influence of Financial Literacy, Lifestyle, and Pay Later Use on Consumptive Behavior

How does financial literacy affect households’ financial fragility? The role of insurance awareness

This paper investigates the impact of household heads' financial literacy on households' financial fragility. We estimate a panel probit model by employing panel data from four waves (2015, 2017, 2019, and 2021) of the China Household Finance Survey (CHFS) with 58,802 observations. We focus on the mediating role of insurance awareness. First, enhanced financial literacy significantly mitigates households’ financial fragility, with insurance participation emerging as a crucial mechanism. Second, our cross-sectional analyses show that the beneficial effects of financial literacy are more pronounced in households not constrained by wealth or cognitive skills, as well as households with lower health risks and those located in the central and western regions of China. Third, we identify that financial literacy, through its distinctive financial knowledge attributes, offers unique contributions to reducing household financial fragility, separate from general cognitive abilities. Last, we highlight peer effects in the influence of financial literacy on financial fragility, predominantly driven by social norms.

THE INFLUENCE OF FINANCIAL LITERACY, QUALITY OF FINANCIAL LEARNING AND FINANCIAL PLANNING ON STUDENTS' PERSONAL FINANCIAL MANAGEMENT

This research is based on a formulation of problems, namely whether there is an influence of financial literacy on student personal financial management, whether there is an influence on the quality of financial learning on student personal financial management, whether there is an influence of financial planning on student personal financial management. The benefit of this research is that it can contribute and support the progress of financial literacy, know the factors that affect financial management, and can add insight in the field of financial management. This type of research is a type of quantitative descriptive research with data collection techniques through interviews, observation, documentation and questionnaire distribution to active students at universities, Faculty of Business and Tourism, Triatma Mulya University, PSDKU Jembarana using Likert scale. The population in this study was 100 students of the Faculty of Business and Tourism, Traitama Mulya University, PSDKU Jembrana. The sampling technique in this study used purposive sampling techniques, with 90 samples. The data analysis technique used is a multiple linear regression analysis technique. The results of this study stated that financial literacy has a positive effect on student financial management, the quality of financial learning has a positive effect on student financial management, and financial planning has a positive effect on student financial management.

The Influence of Financial Literacy and Risk Tolerance on Student Investment Decisions with Demographic Factors as Moderating Variables

The Influence of Financial Literacy and Risk Tolerance on Student Investment Decisions with Demographic Factors as Moderating Variables

MENAKAR MINAT PELAKU USAHA MIKRO KECIL MENENGAH PADA PENGGUNAAN PRODUK TEKNOLOGI FINANSIAL

This research was conducted to find out how much the level of financial literacy of micro, small and medium enterprises and to find out whether or not there was an influence of financial literacy and promotion strategies through social media on the interest in using technology financial products. This research is a quantitative descriptive study using probability random sampling techniques with respondents of micro, small and medium enterprises. Data collection used a questionnaire method with a likert scale model and distributed to 100 respondents. The data used are descriptive, simple, and multiple regression analysis using SPSS 22.0. The results of this study indicate that (1) financial literacy of the micro, small and medium enterprises is included in the category of sufficient literate, quite a category with a percentage of 81.12% (2) There is a positive and significant influence between financial literacy and interest in using financial technology products. (3) There is a positive and significant influence between the promotion strategy variables through social media on the interest in using financial technology products. (4)There is a positive and significant influence on the variable level of financial literacy and promotion strategies through social media on the interest in using financial technology products. This illustrates that micro, small and medium enterprises to use financial technology products falls into the very satisfying category.

The Influence of Financial Literacy And Lifestyle on Consumptive Behavior in Adolescents

This study aims to determine the effect of Financial Literacy and Lifestyle on Consumptive Behavior in adolescents in Nganjuk Regency. In this study using quantitative methods with data collection techniques obtained from distributing questionnaires with google form and processed using SPSS 22. The sample used amounted to 100 teenage respondents in Nganjuk Regency using the Solvin formula. The sample collection technique used Purposive Random Sampling. This research instrument test is a validity and reliability test. The data analysis technique used is multiple linear regression analysis which is an analysis that tests the effect of two or more independent variables to determine their effect on one dependent variable. Hypothesis testing includes t test, F test, and coefficient of determination (R2). The results of this study indicate that financial literacy has no significant effect on consumptive behavior in adolescents in Nganjuk Regency, lifestyle has a significant effect on consumptive behavior in adolescents in Nganjuk Regency, and simultaneously financial literacy and lifestyle have a significant effect on consumptive behavior in adolescents in Nganjuk Regency.

The Influence of Financial Literacy on Student Financial Management Behavior

The Influence of Financial Literacy on Student Financial Management Behavior

The Influence of Financial Literacy, Locus of Control, Government Support and Access to Capital on Financial Behavior in Business Sustainability in MSMEs in Sambas Regency

The Influence of Financial Literacy, Locus of Control, Government Support and Access to Capital on Financial Behavior in Business Sustainability in MSMEs in Sambas Regency

The Influence of Financial Literacy, Income, and Lifestyle on Personal Financial Management with Self Control as a Moderating Variable

The Influence of Financial Literacy, Income, and Lifestyle on Personal Financial Management with Self Control as a Moderating Variable

Pengaruh Literasi Keuangan Terhadap Pengelolaan Keuangan Pribadi Mahasiswa STP Dian Mandala Gunungsitoli Nias Keuskupan Sibolga

This research aims to find out whether financial literacy has an effect positive towards the personal financial management of STP Dian Mandala Students, to find out how much influence financial literacy has in managing students personal finances, and to find out whether financial literacy can overcome students difficulties in having high consumer behavior towards managing students personal finances. The research was conducted at the STP Dian Mandala Gunungsitoli Nias Campus, Sibolga Diocese. The research method used is a quantitative method with data collection through distributing questionnaires, documentation, and interviews, observation. The respondents in this research were 64 students respondents. The results of this research show that the influence of financial literacy has a very significant influence on students personal financial management, amounting to 71.2%. With increased financial literacy, students will increasingly be able to manage their finances wisely, carefully and regularly by applying indicators from each financial literacy variable and personal financial management variable so that students can prepare for their needs and finances in the future.

The Influence of Financial Literacy, Pocket Money and Lifestyle on Student Consumptive Behavior on Online Shopping Platforms

Consumption behavior in the current digitalization era is high because shopping platforms make it easier for everyone to access online shopping through several online shopping platforms. For students, uncontrolled consumptive behavior will burden their finances and cause financial problems to arise in the future. The purpose of this study was to determine (1) the effect of financial literacy on student consumptive behavior on online shopping platforms, (2) the effect of pocket money on student consumptive behavior on online shopping platforms, (3) the effect of lifestyle on student consumptive behavior on online shopping platforms (4 ) the effect of financial literacy, pocket money and lifestyle on student consumptive behavior on online shopping platforms. This study uses descriptive quantitative research with correlational methods using the help of the IBM SPSS Statistics 25 for Windows application program. The population in the study was 136, and in determining the sample using a purposive sampling technique, were 101 respondents in the sample. Data collection for financial literacy used tests for pocket money variables, lifestyle and consumptive behavior using questionnaires. Based on the results of the analysis, it can be concluded that (1) there is an effect of financial literacy on consumptive behavior, (2) there is an effect of pocket money on consumptive behavior, (3) there is an influence of lifestyle on consumptive behavior(4) there is a simultaneous effect of financial literacy, pocket money and lifestyle towards consumptive behavior.