Abstract
This study aims to determine the effect of Financial Literacy and Lifestyle on Consumptive Behavior in adolescents in Nganjuk Regency. In this study using quantitative methods with data collection techniques obtained from distributing questionnaires with google form and processed using SPSS 22. The sample used amounted to 100 teenage respondents in Nganjuk Regency using the Solvin formula. The sample collection technique used Purposive Random Sampling. This research instrument test is a validity and reliability test. The data analysis technique used is multiple linear regression analysis which is an analysis that tests the effect of two or more independent variables to determine their effect on one dependent variable. Hypothesis testing includes t test, F test, and coefficient of determination (R2). The results of this study indicate that financial literacy has no significant effect on consumptive behavior in adolescents in Nganjuk Regency, lifestyle has a significant effect on consumptive behavior in adolescents in Nganjuk Regency, and simultaneously financial literacy and lifestyle have a significant effect on consumptive behavior in adolescents in Nganjuk Regency.
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