Ijarah Contract Research Articles

Utilization of Instagram Social Media as A Means of Introducing the Ijarah Contract

Leasing or can be called ijarah is one of the products offered to the public, in this case ijarah or leasing is included in the scope of muamalah, so in this ijarah that is usually offered to the community is based on an agreement (contract). Ijarah contract is a contract of transfer of rights to use or a goods and services through rental wages, without being followed by a transfer of ownership of the goods themselves. Application of Ijarah agreement in business matters in the form of land lease, building, services, and others. In business matters also often arise problems in the contract of ijarah. The method used in this service is socialization by delivering materials by uploading on Instagram and discussion in the form of a question-and-Answer Session. The purpose of this community service activity is to provide an introduction to the Ijarah agreement to the general public on social media. With the hope that many people can understand the Ijarah contract according to Islamic law.

Implementasi Akad Ijarah Dalam Meningkatkan Pendapatan Mitra Ojek Online Abang Kurir Bangkalan

This research is included in qualitative research using field research methods. The subjects of the study are the owners, employees/drivers, and consumers/business partners of Abang Courier Bangkalan (ABANK). Sampling uses the Snow Ball Sampling technique because it can expand the research subject. The purpose of this study is first, to find out how the implementation of the ijarah contract in online motorcycle taxis Abang Courier Bangkalan (ABANK). While the disadvantages are not including a list of fares on ABANK Passenger services, not including a list of shipping costs on social media when ads are published, it become an anomaly in society about how much food is sold. In this case, there is potential harm to consumers in terms of comfort and satisfaction, but there is no material loss. Because no party is harmed, and both parties are willing and ridho, then the ijarah contract that is carried out is legally valid. Apart from that, some of these shortcomings do not affect sales results, this is proven by the increasing number of partners joining the Abang Courier Bangkalan (ABANK) online motorcycle taxi and the increase in profits from these partners, so that partners are increasingly active in increasing the types of goods sold.

KEDUDUKAN REKAYASA (HILA) FIKIH PADA AKAD MURAKAB

The fatwa on sharia economics issued by the DSN-MUI mostly uses murakab contracts, namely combining one contract with another, such as ijarah mutahia bi tamlik (IMBT), musyarakah mutanaqisyah (MMQ), murabaha lil wakalah, but the majority of ulama prohibits buying and selling from being combined with a musyarakah contract. , qard, musyaqah, mudharabah, sell. Jumhur ulama also does not allow sales and purchase contracts to be combined with ijarah contracts. However, in practice this prohibition is not implemented by the DSN-MUI because the DSN-MUI itself uses the jurisprudence of fiqh contained in each of its ftwa to follow developments in the times and Islamic financial needs. Engineering (hila) of jurisprudence is needed to provide solutions to existing problems. So the question is what the law of hila fiqh is in murakab or multi-contract contracts. The methodology in this research is qualitative library research and uses the content analysis method of fiqh to answer the question of the position of hila fiqh in murakab contracts that occur in the world of Islamic finance. The results of the research found several conclusions that the fatwas issued by DSN-MUI related to murakab contracts have several laws. Firstly, if the actions and objectives are different from the maqasid syari' then legally the hila is haram. second. The person who performs hila knows that what he is doing in dhohir is not in accordance with the Shari'a, but for the purpose it is in accordance with the Shari'a, according to Imam Syatibi, this is considered an expert in heresy, he can enter heretical heresy up to Hasanah heresy. This explanation can serve as a guideline, if a person who performs hila has a goal that is contrary to the objectives of the Shari'a, automatically hila is haram. However, if this is the aim of the sharia then the details need to be categorized as permissible to haram in relation to the principles of hila.

Execution of Ijarah Contracts in Rental Houses According to an Islamic Economic Perspective: Case Study of Rental Houses in Bengkalis City

The implementation of Ijarah Rental Contracts at Hendrawan's Boys/Girls Boarding House in Islamic Economics is the primary focus of this study. The purpose of this study was to ascertain how the rental of boarding houses would be implemented in Sengoro Village, Bengkalis District. Additionally, determine whether the ijarah contract's execution is hindered. The methodology of this study is qualitative. Qualitative research is the term for this kind of study. Field conditions and descriptions serve as the basis for this type of research, which aims to develop concepts, understandings, and theories. A study that aims to accurately describe the nature of an individual, condition, symptom, or particular group as it is is known as descriptive analysis. An interview or interview is the method used to collect data. An interview is a kind of conversation that uses verbal communication to get information and written documentation. The rent agreement for renting Hendrawan's son and daughter's boarding house is carried out verbally as a result of this research. The rental contract system can be transferred as long as the owner of the boarding house has given prior approval, proof of payment is only recorded via WhatsApp, and the tenant is entirely responsible for the provided boarding facilities. The study came to the conclusion that the rental house's ijarah contract was carried out in accordance with Islamic law. However, the boarding house owner's income decreased as a result of the Covid-19 pandemic's obstacles.

INTERPRETIVE STUDY: THE MEANING OF RAHN GOLD ACCOUNTING PRACTICE IN THE PERSPECTIVE OF IMAM BUKHARI AND MUSLIM HADITH

This research aims to determine the accounting treatment of Sharia gold pawn products at Sharia Pegadaian, which is measured by the hadith perspective of Imam Al-Bukhari. Furthermore, those used as references include the story of Armor, rides or vehicles, and the story of the Ansar men. The research method used in this research is a case study approach. The case study focuses on the accounting treatment of gold Rahn transactions from the beginning of the contract to the end of the contract. The research results show that the contracts used in Sharia Pawnshops use Rahn contracts, qardh contracts, and ijarah contracts. However, in practice, several things are not under Imam Al-Bukhari's hadith, namely loans for qardh financing, the determination of administrative costs based on the size of the loan, the classification of ijarah discount rates as a percentage, and the combination of qardh and ijarah contracts. The practices following Imam Al-Bukhari's hadith are the ijarah fee system, full payment, and auction. It is recommended that in qardh financing, the customer (rahin) be given a loan of more than 95% of the value of the gold at that time. The costs incurred by the customer must calculate Sharia pawnshop administration costs. Ijarah discounts should not be measured as a percentage, and they must be measured in nominal terms to avoid speculation. Furthermore, customers must receive justice if they borrow some funds so that they do not use two contracts in one transaction.

Cash On Delivery (COD) dalam E-Commerce Perspektif Maslahah

Izzuddin's maslahah approach is a maslahah that combines moderate thinking and Sufism. So it is important to discuss the cash on delivery (COD) payment method contract in e-commerce from a maslahah perspective and its implementation to understand the contract and implementation of e-commerce couriers. This problem can be solved using qualitative descriptive research methods. Data can be obtained from interviews and several other sources. To describe courier contracts with the cash-on-delivery payment method in e-commerce by JNE and J&T service companies from the perspective of Maslahah Izzuddin Ibnu Abdissalam. To describe the implementation of courier contracts using the cash-on-delivery payment method in e-commerce by JNE and J&T service companies from Mas}lahah Izzuddin Ibnu Abdissalam's perspective. Based on this data, research findings include COD service contracts and courier responsibilities, transaction status, and relationships between parties. COD service contracts include shirkah, ijarah, and grants. Meanwhile, the courier's responsibility as a consequence of the ijarah contract is yad domanah. Transaction status on COD services is luzum, fasah, and mauquf. For the relationship between parties, the buyer and courier are musta'jir and ajir, the seller and courier are muwakkil and wakil and the relationship between seller and buyer is bai' and mushtary. Based on Izzuddin Ibnu Abdi Salam's maslahah approach, an e-commerce courier contract is an act of creating happiness and enjoyment using jalbu al-masalih wa dar`u al-mafasid which falls into the categories of hajiyat, duniawiy and majaziy

The Role and Function of Online Media in Improving Marketing Quality in the Ornamental Plant Business Based on Sharia Marketing Analysis

The use of online media as a marketing medium in the ornamental plant business of Berkah Jaya Horticulture Garden is very influential in the business development process. Also, it has a massive role in expanding product marketing reach. This study aims to determine the role and function of online media in increasing the marketing of ornamental plants in the Berkah Jaya Horticulture Garden regarding Sharia marketing principles. This type of research uses field research, where the researcher goes directly to the field to examine the state of the phenomena that occur at the research site—in this study, using a descriptive qualitative approach. The study results found that the marketing practices carried out by Berkah Jaya Horticulture Gardens included promoting Berkah Jaya Horticulture Gardens using advertising and live streaming features, which were also for friendly media. The stages of ordering between the buyer and the seller are the contract assembly in the form of an online sales account, bai' al-hal contracts, ijarah contracts, and wakalah bi al-ujrah contracts. The packaging process by guaranteeing the quality of ornamental plants before they are sent is one way to prevent consumer losses. Delivery of ornamental plants in collaboration with freight forwarding providers has an ijarah contract. Service by providing a question and answer column in the sales account, responding to complaints that come in very carefully, and granting the right of payment to warranty service.

KEPASTIAN HUKUM TERHADAP PERJANJIAN AKAD QARD WAL IJARAH ATAS DANA TALANGAN HAJI PADA BANK SYARIAH


 
 
 
 Al-qard wal ijarah is a financing product available at Islamic Banks with the aim of making it easier for people to perform the pilgrimage. Hajj bailout funds are basically in order to make it easier for people to perform the pilgrimage. Whereas Law Number 21 of 2008 concerning Sharia Banking, Article 1 paragraph (1) in this Law states that; Sharia Banking is everything that concerns Sharia Banks and Sharia Business Units, including institutions, business activities and procedures and processes in carrying out their business activities. In practice, there are problems when there is a default in the agreement. This research is to examine the arrangements for the implementation of the Qard Wal Ijarah Akad Agreement on Hajj Bailout Funds at Islamic Banks and examine the provisions of the Qard Wal Ijarah Akad Agreement on Hajj Bailout Funds at Islamic Banks in order to achieve legal certainty. This study uses an analytical knife, namely using the theory of legal certainty and the theory of agreements.
 The method used in this study is normative juridical research, namely library law research or secondary data with sources of primary, secondary and tertiary legal materials. The research approach used is the statute approach, conceptual approach, analytical approach, case approach and legal material collection techniques by identifying and inventorying positive legal materials, literature books, journals and other sources of legal materials. For legal material analysis techniques, legal interpretation (interpretation) is systematic interpretation and legal construction methods by analogy, legal refinement construction (rechtsverfijning) and argumentum a contrario. The results of the researcher's analysis conclude that the arrangement in implementing the consequences of the agreement in the Qard Wal Ijarah contract for the financing of hajj bailout funds at Islamic banks raises problems when there is a default in the agreement. Defaults committed by parties causing losses to Islamic Banks. The absence of collateral in the ijarah contract agreement raises concerns about fraud in the Hajj bailout fund financing at Islamic banks. The provisions of the Qard Wal Ijarah Contract Agreement for Hajj Bailout Funds at Islamic Banks in order to achieve legal certainty is that there is a guarantee in financing that has several functions, namely increasing the level of trust of the owner of the funds to the user of the funds. In addition, the guarantee function can be a means of paying debts in the event of default by cashing in or selling the collateral. In this case, collateral in Islamic bank financing is a support or reinforcement for banks to provide financing for third parties. The researcher's suggestion is that for the government it is necessary to make specific regulations in terms of making an Ijarah agreement deed by including a guarantee clause as a deterrent and a solution in the event of a default. For financing distributors, putting more emphasis on implementing the customer's character, capacity (customer's ability in future business prospects), collateral (collateral) so as not to harm.
 
 
 

Islamic banks' commitment to Sharia controls (Murabaha contracts, Ijarah contracts) Status (Banks working in Jordan)

This study focused on Islamic banks' adherence to Sharia controls when executing contracts, and the focus was on the most common debt contracts, which are contracts that all banks (Islamic and conventional banks) compete for. What distinguishes Islamic banks from traditional ones is the commitment to Sharia controls in Islamic banks. The most important results were that the motive for dealing with Islamic banks is religious motive, and that Islamic banks adhere to Sharia controls when drafting contracts, but their employees do not adhere to these controls when executing contracts. Islamic banks focus their investment efforts on debt contracts and on the youth category with fixed incomes, least riskiness, and not to focus on other Islamic contracts (Mudarabah, Musharaka, ...) that are riskier. There is no relationship between the type of contract and the extent of compliance with Sharia controls when executing contracts in Islamic banks.

Bank Syariah Indonesia Gold Pawn Law in Denpasar, Bali

This study aims to analyze the legal contract for Sharia gold pawn financing in an Islamic bank in Denpasar and explain the suitability of theory and practice that occurred in the field after the issuance of the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN MUI) Number 26/DSN-MUI/III/2002 regarding Gold Rahn which was conveyed by the bank in the inauguration of the BSI Gold Pawn Halal Agreement. This study uses a qualitative descriptive-analytical research method in which the primary source is based on direct fieldwork by observing the phenomena that occur and processes in real terms, then analyzing the suitability between theory and practice in depth. This research shows that gold pawning at the Denpasar Indonesian Islamic Bank uses 3 contracts, namely qardh, rahn, and ijarah contracts. The implementation of gold mortgage financing is not fully by Sharia, because it is indicated that the usury in giving ujrah is taken according to the amount received by the customer. In the ijarah ujrah contract, it must be calculated from the estimated value, so that there is a discrepancy between theory and practice that occurs in the field. This documents the context of content analysis which is different from the DSN MUI fatwa No. 26/DSN-MUI/III/2002 concerning Gold Rahn, because, in a qardh contract, there is no addition to profit.

Analisis Pengupahan Terhadap Sistem Upah Kerja Borongan Buruh Bangunan Berdasarkan Fatwa DSN MUI Nomor 09/DSN-MUI/VI/2000 dan Peraturan Pemerintah Nomor 36 Tahun 2021

Wages are an important component of the relationship between companies and their workers. Researchers analyzed wage practices carried out by PT. Raytama Bintang Arbani where the company is one of the companies in the construction sector that uses the services of workers/laborers who work according to what the company expects. The rampant remuneration is arbitrary because it is caused by the ignorance of both parties about the wage system. Researchers use the theories of wages that exist in the Fatwa regarding ijarah, and Government Regulations regarding wages. The purpose of this study is to find out and explain the practice of giving wages to construction workers at PT. Raytama Bintang Arbani. Second, to find out and explain the analysis of Islamic law on the practice of wages for construction workers at PT. Raytama Bintang Arbani. The researcher analyzed using Fatwa No. 09 of 2000 concerning ijarah contracts and also Government Regulation Number 36 of 2021 concerning Wages. The method used in this research is qualitative research, a type of research that describes systematically what is happening in the field. The data collection techniques used in this study are observation, interviews, and documentation. Based on the results of research in the field, it is true that at PT. Raytama Bintang Arbani under this contract labor wage system, the standard wages given to workers are not the same value as the same work because wages are also based on the length of work of workers/laborers at PT. Raytama Bintang Arbani. The amount of wages, which also has a value, has been determined by the company, so workers cannot negotiate, for fear of losing their jobs. The average worker in this company has a low level of education, so they don't understand regulations. Companies should be wiser and understand wage regulations.

Analisis Prosedur Gadai Emas Syariah Dan Penerapannya Pada Pegadaian Syariah UPS Mandailing Natal

Sharia pawning is called rahn in Islamic law where the meaning is a contract with the detention of valuables as collateral for debts carried out by sharia pawnshops. In my opinion, as a writer, this sharia gold mortgage is the best choice when there are pressing financial matters. This is what makes the author interested in the topic of sharia gold pawning to be studied more deeply. This study discusses the description of the pawnshop itself and the conditions and procedures for pawning gold in sharia at the UPS Mandailing Natal pawnshop. The method used in this study is descriptive qualitative problem approach used is direct interviews and observations. The data used is secondary data including primary, secondary and tertiary data. All data was collected through interviews with managers and service users at UPS Mandailing Natal Sharia Pegadaian as well as literature study. All data is processed by examining data and data settings and then analyzed. The procedure uses a rahn contract and an ijarah contract. Factors that make Islamic Gold Pawning a solution for the lower middle class in Mandailing Natal Regency are because there is no usury or interest and it is more cost-effective as well as collateral items are safer.

The metaverse and Islamic financial contracts: The case of Ijarah

The metaverse is a virtual world that exists alongside the actual world. While the actual world refers to the real, physical world, the metaverse is a digital world that is accessed through technology. Evidently, several international brands have integrated their businesses with the virtual metaverse providing business opportunities. However, there are currently several gaps in the sector of Shariah finance that need to be addressed in order to take full advantage of the potential of the metaverse. For instance, rare studies enlighten the concept of Ijarah, a substitute for conventional leasing in the metaverse virtual world. Undoubtedly, the metaverse has the potential to revolutionize the Shariah finance industry by providing new opportunities for financial inclusion and innovation. Therefore, for the readiness of Islamic finance institutions, this study is an attempt to explore the possibility of executing Shariah principles that could be utilized in the metaverse. More specifically, this study is an endeavor to explore and discuss how Shariah-based leasing i.e., Ijarah integrates with the recent metaverse technologies. Additionally, this study also discusses the metaverse evolution and its integration into international business brands, the metaverse virtual assets ownership, the metaverse virtual leasing, non-fungible tokens (NFTs), and virtual real estate in the metaverse. Indeed, this study is a novel addition to the Shariah finance literature, which helps policymakers to generate new strategies that guide the execution of Ijarah contracts in the virtual universe of the metaverse.

The Differences between Murabahah and Musharakah Muatanaqisah Contract Payments Using the Time Value of Money Method (Study Case: PT Sarana Perumahan Mandiri)

Indonesia’s population is expected to grow by 68% by 2050, with the government aiming to improve living conditions and promote economic expansion. The Million Homes Program will determine the nation’s future. Islamic banks offer mortgage financing options, including Musharakah, Murabahah, and Ijarah contracts. These contracts require a thorough risk assessment and understanding of each party’s responsibilities. The study aims to determine the ideal contract for Islamic bank mortgages, allowing developers to advise clients on their use before purchasing subsidized homes. The authors used contracts called Murabahah and Musharakah to calculate financing, but found that the equivalent rates on each contract varied, raising concerns about the amount of finance developers and buyers need to provide. The Time Value of Money technique was employed to calculate the cost difference between the Murabaha and Musharakah contracts. The results suggest that customers may choose Bank Syariah B or Bank Syariah A based on lower equivalent rates and stability. With a margin of 67.79% in the Musharakah contract, Bank Syariah B can be chosen with an equivalent rate of 7.5% for the first 13 years, 10.1% on the 14th year, and then falling back to 10.1% on the 15th year.

Are sharia bank financings in Indonesia procyclical?

Purpose – The study aims to determine whether Islamic banks' debt financing and equity financing are procyclical or counter-cyclical.Methodology – The data used in this study cover eight Islamic commercial banks and span from 2008 to 2020, thereby including 72 observations. The analysis employs the dynamic panel data model estimated using the GMM method (Generalized Method of Moments).Findings –The debt-based financing, under murabahah, salam, istishna, and ijarah contracts, did not display clear procyclical or counter-cyclical behavior. In contrast, equity financing based on mudharabah and musyarakah contracts demonstrated procyclical characteristics concerning economic fluctuation.Implications – Policymakers need to pay more attention to Islamic banks with a greater proportion of equity financing for both micro and macroprudential policy purposes since procyclicality is likely to be associated with higher risks. Similarly, Islamic banks with greater proportion of equity financing need to watch carefully the behavior of their equity financing concerning its effect on risks for the purpose of their risk management and prudential policy. Originality – This research paper fills in the absence of studies that examine which category of Islamic bank financing – debt-based or equity-based financing - is more procyclical.

Legal Consequences of Implementing Ijarah Contracts in Sukuk Issuance

Legal Consequences of Implementing Ijarah Contracts in Sukuk Issuance

Praktik Sewa Perlengkapan Pernikahan di Wedding Organizer "Mutiara Cinta" Surabaya Perspektif Ijarah

This research aims to answer problems regarding the practice of renting wedding equipment at Mutiara Cinta Wedding Organizer Benowo Krajan Surabaya, as well as Ijarah analysis of this practice. This research is classified as field research conducted in Benowo Krajan Village, Surabaya. Research data was collected using interview, observation and documentation techniques. The research results concluded that the rental practice carried out by Mutiara Cinta Wedding Organizer can be done online or offline by determining the type of wedding equipment you want to rent and accompanied by a rental price agreed upon by both parties. In practice, obstacles in the field must be addressed, such as incomplete rental objects, inappropriate or defective decorations size and shape, and delayed payment deadlines. Second, renting wedding equipment at Mutiara Cinta Wedding Organizer has fulfilled the pillars and requirements of the ijarah contract, so the rental practice carried out is legal and follows Islamic law. Even though there are several obstacles in the rental course, both parties have mutually agreed and are willing to change and postpone the payment of wages according to the agreement. Thus, renting wedding equipment at Mutiara Cinta Wedding Organizer Benowo Krajan Surabaya is by and in line with Islamic law.

ANALYSIS OF THE IJARAH CONTRACT IN THE PRACTICE OF RENTING RICE FIELDS: CASE STUDY IN NORTH KLUET DISTRICT, SOUTH ACEH REGENCY

In North Kluet Subdistrict, South Aceh District, the farming community, rice fields become objects of rent for the benefit of cultivation so as to obtain crops for living needs. The purpose of this research is to find out the risk coverage of rice field crop failure and the payment mechanism, the forms of rental risk coverage at the time of crop failure to the parties, and the perspective of the ijarah contract on the risk coverage of rice field rental in North Kluet District, South Aceh Regency. This research uses a normative sociological approach and descriptive qualitative research analysis with data collection techniques through interviews/interviews, observation, and documentation data. The results showed that among the farming community of North Kluet Sub-district, South Aceh District, the risk coverage for the lease of paddy fields is carried out at the time of the lease agreement. At the time of the lease transaction, the owner of the paddy field will explain the condition of the land and the yields that are usually achieved, the payment of the rental of paddy fields is made when the harvest period is completed by the farmer with the same rental price as the previous harvest or raised slightly above the previous rent, with an explanation of the consequences of renting land, such as crop failure and others. For the case of crop failure, the parties agree on the consequences of crop failure either due to lack of water, pests, and force majeure then the solution offered that the losses incurred including all operational costs will be borne by the tenant, but the one who bears a lot of losses here is the land tenant even though the owner of the rice field also shares the loss because the rental price is adjusted to income by putting forward the principle of ‘mutual understanding’ due to lack of yield or crop failure, and payment of land rental prices will differ in amount from the initial lease agreement. The application of the lease of paddy fields among the people of North Kluet District, South Aceh Regency is not in accordance with Islamic law, because the tenant must work on it first and then get the results, and the results obtained are also not benefits.

Gold Pawn Analysis On Islamic Banking Gold Partner Products Maslahah In Bank Jabar Banten Sharia Indramayu Branch Office

The contract used for gold pawning on gold partner products IB maslahah at Bank Jabar Banten Syariah Indramayu Sub-Branch Office uses a multi-contract which is structured in qard contracts, rahn contracts and ijarah contracts. Adhering to the DSN fatwa No.26/DSN-MUI/III/2002 and the Civil Code (KUHPerdata) articles 1150-1160 and to the ijarah contract which functions as an ujrah (fee), where the customer agrees to the DSN fatwa No. 09/DSN-MUI/IV/2000 giving ujrah to banks for bank services in storing and maintaining customer gold . The view of muamalah fiqh in the implementation of gold pawning on gold partner products IB maslahah at Bank Jabar Banten Syariah Indramayu Sub-Branch Office regarding the contract is the gold pawning contract used in Islamic banking, especially at Bank Jabar Banten Syariah has 3 (three) contracts, namely, qard contract (cooperation contract), rahn (pawn) contract and ijarah contract (leasing), the three contracts are used in one transactions or what we call multi-contracts ( hybrit contracts). Multi-contract activities in the Islamic economy itself have opinion Which different with activity multi-contract Alone. In classical muamalah fiqh pawning gold which has an element of merging contracts between buying and selling and leasing is strictly prohibited, due to fear of elements of usury. However, contemporary muamalah fiqh expert Erwandi Tarmizi allows the existence of multiple rahn and qard contracts. in which there is an ijarah contract with conditions, Islamic banks must provide two choices to customers.

LAYANAN APLIKASI GO-JEK: REALITAS MULTI AKAD DALAM TRANSAKSI JUAL BELI ONLINE GO-FOOD PERSPEKTIF EKONOMI ISLAM

The rapid development of information technology can be seen from the massive use of the Internet network, which has also boosted the public's need to always carry out trade transactions using the Internet network. This is a challenge for Muslims to always be careful in transactions because Islam gives freedom to its followers in transactions but still places restrictions according to the Shari'a. Therefore, this study aims to find out the form of transactions in the go-food application and what the Islamic economic perspective is on these go-food transactions. The research method uses a qualitative interpretive approach. Sources of data come from primary data and secondary data and data collected using observation, interviews, and documentation. Respondents in this study were PT. Go-Jek, Go-Jek drivers, merchants, and consumers. This research focuses on the multiple contracts contained in Go-food services and the views of Islamic Economics on the transaction model. The results of this research show that it is true that there are multiple contracts in Go-food transactions because many parties are involved in them, including service leasing transactions between PT. Go-Jek and merchants, partners between PT. Go-Jek and drivers, as well as representative transactions between consumers and PT. Go-Jek and consumers with Go-Jek drivers. Islamic Economics views this transaction model resembles the forms of contracts in Islam, namely ijarah contracts, syirkah, wakalah bil ujrah, and their application does not conflict with Islamic Economics.