Biomass aerogels are expected to be a popular material in construction field due to their sustainability, eco-friendliness and excellent thermal insulation properties. In this paper, high modulus biomass aerogels based on the principle of double cross-linking of physics and chemistry were synthesized by freeze-drying technique using gelatin, sodium carboxymethyl cellulose, glutaraldehyde, phytic acid and diatomite as raw materials. The presence of a double cross-linked network structure endowed the prepared aerogels with a low thermal conductivity (0.021–0.029 W·m−1·k−1). The density of only 0.0865 g·cm−3 biomass aerogel exhibited an extrastrong compression modulus of 31.5 MPa, which was superior to common biomass aerogels. Biomass intumescent flame retardant system composed of sodium carboxymethyl cellulose (carbon source), gelatin (gas source) and phytic acid (acid source) was used in combination with diatomite to enhance flame retardancy (limit oxygen index value up to 36.5 %, UL-94 V-0 rating and total smoke production reduced from 0.31 m2 to 0.18 m2) and thermal stability (the residue up to 48.91 %). Remarkably, the modified aerogel showed incredible hydrophobicity (hydrophobic angle of 137°). In summary, the results indicated this study proposed a novel green idea for the preparation of construction thermal insulation materials with a combination of high modulus, flame retardancy and hydrophobicity.