Wireless charging systems (WCSs) are considered very appropriate to recharge underwater surface vehicles (USVs) due to their safe, flexible, and cost-effective characteristics. The small depth of immersion of USVs allows a WCS operated at an mm-level distance using a dock. Resultant tight coupling between the transmitter and receiver is conducive to high power, yet faces a challenge to alleviating misalignment sensitivity. In addition, considering USVs’ endurance, the weight of a WCS should be strictly limited. In this paper, a 6.0 kW underwater WCS is analyzed, designed, and optimized, which achieves a good balance of power capacity, misalignment tolerance, and onboard weight. A multi-receiving-coil structure is employed, which is crucial to large misalignment tolerance. On this basis, two types of coils adapting the hull shape of USV, viz., curved and quasi-curved coils, are devised and compared in case the hydrodynamic performance of USV is degraded. Finally, the weight of receiver is effectively reduced using bar-shaped ferrite without sacrificing the power capacity of WCSs. The results indicate a merely 8.73% drop in coupling coefficient with misalignment ranging from 0 to 100 mm. Moreover, ferrite use is reduced by 40.48 kg compared to a ferrite sheet, which accounts for 50.28% weight of the receiver.