Housing Cost Burden Research Articles

Earned Income Tax Credit Plus: A New Way to House the Working Poor

The housing affordability crisis is one of the defining features of the US today. The demand for housing subsidies outstrips supply by a factor of at least 4 to 1. Moreover, housing affordability varies greatly between and within metropolitan areas. This article proposes a new federal policy—the Earned Income Tax Credit (EITC) Plus—to decrease housing cost burdens for working households by combining aspects of two major federal programs, the EITC, a tax-based subsidy for low-income working households, and the Housing Choice Voucher, a subsidy that pays the difference between 30% of household income and rent. We propose an EITC housing supplement via the tax code for markets where income and current EITC benefits are below 30% of rent levels. It will reduce the housing affordability crisis and reduce the geographic disparities of the Housing Choice Voucher. We simulate the cost at $101 billion nationally (based on 2021 figures). Varying program rules and parameters can significantly reduce costs. Piggybacking on the EITC simplifies the proposal’s implementation and increases its political palatability.

Housing Inclusion Perspective: The Causal Structure of Housing Cost Burden, Fertility Intentions, and Social Housing in Urban China

To address low fertility and enhance urban inclusiveness and sustainability, this study conducted a questionnaire survey in 35 cities in China, systematically collected data on housing inclusiveness and fertility intentions, and used the SEM to analyze the causal relationship between housing costs burden, fertility intentions, and perceived need for social housing. The results show that the housing cost burden has a statistically significant positive (+) effect on the perceived need for social housing and a statistically significant negative (−) effect on fertility intentions, and that fertility intentions have a positive (+) effect on the perceived need for social housing. Notably, the direct effect of the housing cost burden on the perceived need for social housing (0.15) is greater than the total effect of the housing cost burden on the perceived need for social housing mediated by fertility intentions (0.14). This suggests that even when housing costs are high, families who still plan to have children exhibit a greater demand for social housing. Therefore, social housing can positively impact fertility intentions and help reduce housing cost pressures on families. Additionally, actively promoting inclusive housing development will have a significant impact on the sustainable growth of the urban population and economy, making meaningful contributions.

A mediation analysis of the relationship between land use regulation stringency and employment dynamics

ABSTRACT The paper examines the effects of stringent land use regulations, measured using the Wharton Residential Land Use Regulatory Index (WRLURI), on employment growth during the period 2010–2020 in the Retail, Professional, and Information sectors across 878 local jurisdictions in the United States. All the local jurisdictions exist in both (2006 and 2018) waves of the WRLURI surveys and hence constitute unique panel data. We apply a mediation analytical framework to decompose the direct and indirect effects of land use regulation stringency on sectoral employment growth and specialization. Our analysis suggests a fully mediated pattern in the relationship between excessive land use regulations and employment growth, with housing cost burden as the mediator. Specifically, a one standard deviation increase in the WRLURI index is associated with an approximate increase of 0.8 percentage point in the proportion of cost burdened renters. Relatedly, the higher prevalence of cost-burdened renters has moderate adverse effects on employment growth in two sectors. A 1 percentage point increase in the proportion of cost burdened renters is associated with 0.04 and 0.017 percentage point decreases in the Professional and Information sectors, respectively.

Health care disparities and bladder cancer mortality in the United States: A closer look at the social vulnerability index.

150 Background: Bladder cancer is a significant public health concern, with various factors influencing mortality rates. The Social Vulnerability Index (SVI) measures community resilience to external health stresses. This study investigates the association between bladder cancer mortality (BCM) and county-level SVI in the United States (U.S.). Methods: Mortality data from U.S. counties were obtained from the Centers for Disease Control (CDC) and Prevention Wide-Ranging Online Data for Epidemiologic Research (WONDER) database from 2015 to 2019 using the International Classification of Diseases-10th Edition (Code C67). The CDC and Agency for Toxic Substances and Disease Registry (ATSDR) county-level SVI was used as a composite measure of social vulnerability. The SVI includes several U.S. census variables grouped into four themes: Socioeconomic Status (SES), Household Characteristics, Racial and Ethnic Minority Status, and Housing Type and Transportation. Vulnerable SES variables include individuals with incomes below 150% of the federal poverty line, unemployment, those with housing cost burdens, and those without high school diplomas or health insurance. Vulnerable household variables include seniors over 65 years, children under 17 years, disabled civilians, single-parent households, and those with limited English proficiency. SVI Quartiles (Q1 being the least vulnerable and Q4 the most vulnerable) were compared to assess their impact on BCM. Negative binomial regression models were used to estimate Incidence Rate Ratios (IRRs) with 95% Confidence Intervals (CIs) using SAS software. Results: From 2015 to 2019, a total of 82,994 people died from bladder cancer, and the age-adjusted mortality rate per 1,000,000 was 42.4. A higher SVI in intermediate vulnerability quartiles was associated with a higher risk of BCM (Q2 and Q3: IRR = 1.06; 95% CI = 1.01-1.10; p = 0.009) compared to the least vulnerable quartile, Q1. Vulnerable SES had an increased risk of BCM (Q2 and Q3: IRR = 1.07; 95% CI = 1.03-1.12; p < 0.001) compared to Q1. BCM was also increased in individuals with vulnerable household characteristics (Q2 and Q3: IRR = 1.06; 95% CI = 1.02-1.10; p = 0.004) compared to Q1. Q4 was not significant in comparison to Q1 for the groups mentioned above. Interestingly, Racial and Ethnic Minority Status (Hispanic, Latino, African American, etc.) was associated with lower BCM in Q2 and Q3 (IRR = 0.88; 95% CI = 0.84-0.92; p < 0.001) and Q4 (IRR = 0.77; 95% CI = 0.73-0.81; p < 0.001) compared to Q1. No significant mortality differences were observed among vulnerable Housing Types and Transportation. Conclusions: Bladder cancer mortality is linked to vulnerable socioeconomic and household characteristics, while racial and ethnic minority status correlates with decreased risk. Future targeted public health interventions are needed to reduce bladder cancer mortality in vulnerable populations. Bladder cancer mortality and its association with social vulnerability quartiles. Bladder Cancer Mortality Characteristic IRR 95% CI p-value Social Vulnerability Index Q1 — — Q2&Q3 1.06 1.01, 1.10 0.009 Q4 0.98 0.93, 1.03 0.4 Socioeconomic Status Q1 — — Q2&Q3 1.07 1.03, 1.12 <0.001 Q4 1.00 0.95, 1.05 >0.9 Household Characteristics Q1 — — Q2&Q3 1.06 1.02, 1.10 0.004 Q4 1.05 1.00, 1.10 0.052 Racial & Ethnic Minority Status Q1 — — Q2&Q3 0.88 0.84, 0.92 <0.001 Q4 0.77 0.73, 0.81 <0.001 Housing Type & Transportation Q1 — — Q2&Q3 1.03 0.99, 1.08 0.2 Q4 0.98 0.93, 1.03 0.4 IRR = Incidence Rate Ratio, CI = Confidence Interval.

Evolving patterns of COVID-19 mortality in US counties: A longitudinal study of healthcare, socioeconomic, and vaccination associations.

The COVID-19 pandemic emphasized the need for pandemic preparedness strategies to mitigate its impacts, particularly in the United States, which experienced multiple waves with varying policies, population response, and vaccination effects. This study explores the relationships between county-level factors and COVID-19 mortality outcomes in the U.S. from 2020 to 2023, focusing on disparities in healthcare access, vaccination coverage, and socioeconomic characteristics. We conduct multi-variable rolling regression analyses to reveal associations between various factors and COVID-19 mortality outcomes, defined as Case Fatality Rate (CFR) and Overall Mortality to Hospitalization Rate (OMHR), at the U.S. county level. Each analysis examines the association between mortality outcomes and one of the three hierarchical levels of the Social Vulnerability Index (SVI), along with other factors such as access to hospital beds, vaccination coverage, and demographic characteristics. Our results reveal persistent and dynamic correlations between various factors and COVID-19 mortality measures. Access to hospital beds and higher vaccination coverage showed persistent protective effects, while higher Social Vulnerability Index was associated with worse outcomes persistently. Socioeconomic status and vulnerable household characteristics within the SVI consistently associated with elevated mortality. Poverty, lower education, unemployment, housing cost burden, single-parent households, and disability population showed significant associations with Case Fatality Rates during different stages of the pandemic. Vulnerable age groups demonstrated varying associations with mortality measures, with worse outcomes predominantly during the Original strain. Rural-Urban Continuum Code exhibited predominantly positive associations with CFR and OMHR, while it starts with a positive OMHR association during the Original strain. This study reveals longitudinal persistent and dynamic factors associated with two mortality rate measures throughout the pandemic, disproportionately affecting marginalized communities. The findings emphasize the urgency of implementing targeted policies and interventions to address disparities in the fight against future pandemics and the pursuit of improved public health outcomes.

Rent Burden and Demographic Change Among Veterans: A Research Brief

Housing affordability has worsened considerably over recent decades, and despite some progress, veterans remain relatively overrepresented among the unhoused. Nevertheless, veterans have historically been less impacted by housing affordability problems, whether this stems from factors such as greater access to homeownership, differential labor market returns related to veteran status or differences in the composition of the veteran population compared to non-veterans. In this study, we use data from the Panel Study of Income Dynamics (PSID) from 1976 to 2021 to document how housing unaffordability has become a growing problem among veterans who rent. We first demonstrate how the prevalence of housing cost burden among veteran renters has converged with that of the general population over the past four and a half decades. Second, we use a decomposition analysis to identify the factors most relevant to these trends observed over the span of our data, observing that changes in household composition and growing representation of veterans across disability status, race, and gender account for significant components of rising cost burden prevalence. We conclude by reviewing policy solutions tailored to groups who are overrepresented among cost burdened veterans. Overall, we find that “rent eats first” for everyone—veterans and their families included.

Longitudinal Impacts of Housing Cost Burden on Physical and Psychological Aggression of Children From Age 3 to 15.

Housing cost burden is stressful for families, interfering with healthy, positive parenting. The present study uses data from the Future of Families and Child Wellbeing Study to examine the relationship between housing cost burden and aggressive parenting with children age 3 to age 15. Latent growth curve modeling finds that both types of aggressive parenting behaviors decline on average, but that housing cost burden contributes to significant ongoing risk. Results indicate within-time associations between housing cost burden and psychological aggression and associations both within- and across-time between housing cost burden and physical aggression. Housing cost burden poses a significant risk factor for families, and child maltreatment prevention approaches must incorporate strategies for addressing housing cost burden.

Ambient Air Pollution, Housing Context, and Birth Outcomes Among Wisconsin Mothers

ObjectivesTo assess the association between air pollution exposure and housing context during pregnancy and adverse birth outcomes.MethodsWe linked air pollution data from the Environmental Protection Agency and housing data from the American Community Survey with birth records from Wisconsin counties over a 9-year period. We calculated average daily pregnancy exposure to fine particulate matter and ozone and modeled its relationship to preterm birth, low birthweight and NICU admission, adjusting for individual characteristics and housing context.ResultsOzone exposure and housing cost-burden had substantive and statistically significant negative associations with birthweight and gestational age, and positive associations with NICU admission, while a poor-quality housing environment had a significant negative effect on weeks of gestation. Fine particulate matter exposure had a negligible correlation with these outcomes.Conclusions for practiceAn additional tenth of one part-per-million daily average exposure to ozone is associated with a 33 g decrease in birthweight. This decrease in birthweight is about the same size as the association of gestational diabetes (32 g), larger than the association of chronic hypertension (22 g), and about 40% the size of the effect of smoking during pregnancy on birthweight (84 g). Given the magnitudes of the associations with atmospheric ozone and adverse birth outcomes, reducing atmospheric ozone should be a public health priority. Inclusion of controls for housing cost-burden and poor-quality housing reduces the magnitude of the association with mothers who identify as Black, suggesting the importance of these structural factors in understanding adverse birth outcomes by race.

Choice or Constraint? A Locally Tailored Assessment of Housing and Transportation Costs in Central Texas

Transportation costs are a key component of an overall household budget. These costs are determined in part by residential location—housing and transportation costs are inextricably linked. The burden of high housing and transportation costs must be understood in context. High costs on their own are not necessarily a problem if a household freely chooses their location. Although several national-level tools (including the Center for Neighborhood Technology’s H+T Index and the U.S. Department of Housing and Urban Development’s Location Affordability Index) are now available to improve transparency about combined housing and transportation costs, their ability to reflect local conditions and to understand relative burdens is limited. In this paper, we create a combined housing and transportation cost index tailored to the realities of the Austin metropolitan area in Central Texas, with most data sources coming from state and local government or pertinent transportation agencies. We identify households allocating large shares of their budgets to housing and transportation costs and differentiate between those that have the ability to mode switch to reduce costs in principle and those that do not. Black and Hispanic/Latino households were disproportionately burdened by high costs. But across the entire population, overall cost burdens were low. This result means that fostering nonautomobile travel or denser residential living will be challenging using cost arguments alone.

열악한 주거환경에서 청년의 결핍된 삶과 위기 경험: 지하방, 옥탑방, 고시원 거주 청년을 중심으로

This study focused on the experiences of young people living in basements, rooftop rooms, and gosiwons, which represent poor living environments. Based on this, the purpose is to suggest an approach to effectively solve the poor housing problem of young people by taking an in-depth approach to the meaning of home formed by poor residential environments, life in vulnerable housing, and crisis experiences. As a result of in-depth interviews with young people who have lived or are currently living in basement rooms, rooftop rooms, and gosiwons, home was a temporary place for young people, and the poor living environment was the price they had to pay to achieve their dreams, but it was a proof of survival that they survived and lived hard. In particular, the risk of poor housing environments was aggravated in crisis situations such as the COVID-19 pandemic and torrential rain, but the driving force in overcoming this situation was community values and solidarity, not housing support policies. Accordingly, it is necessary to supplement the contents of the housing survey to accurately understand the current situation of young people who are threatened in poor spaces, and to shift from a policy centered on loan support to reducing the burden of housing costs for happy housing and youth-safe housing, and expanding support targets. In addition, we propose expanding the scope of the youth housing support policy and forming a citizen participation monitoring group that can monitor and check the implementation of the youth housing support policy. Lastly, we propose building an online platform where young people can share their poor housing experiences and seek alternatives based on community values.

Examination of Pediatric Burn Incidence and the Impact of Social Determinants of Health in Florida.

Introduction Burn injuries are a major mechanism of trauma worldwide, caused by friction, cold, heat, radiation, chemical, or electric sources. Most often, burn injuries occur due to heat contact from hot liquids, solids, or fire, termed scald burns and flame burns, respectively. These types of injuries are complex and carry major injury and mortality risks, especially in pediatric populations. Burn trauma prevention has been a major focus in the US, with initiatives to increase public health outreach and safety measures. Unfortunately, children in socioeconomically disadvantaged situations may face these types of injuries at disproportionately higher rates, and we aim to highlight these disparities, if any, within our Florida community. Materials and methods This study was designed as a retrospective observational analysis using publicly available data from the Florida Health Community Health Assessment Resource Tool Set (CHARTS). Data was extracted for nonfatal burn injuries resulting in ED visits in the years 2018-2020. This data was limited to those ranging from 0 to 19 years old and converted to rates of burn injuries per 100,000. Sociodemographic details for each county were recorded from County Health Rankings & Roadmaps and compared with burn data in each respective county. Frequencies were generated for categorical data, and statistical analyses for burn rates and sociodemographic details were performed with a generalized linear model using a Poisson distribution and bivariate correlation for a p < 0.05. Results In Florida, the median annual burn rate per 100,000 was 136 (IQR: 96-179), with Jackson county holding the highest rate of 323 and Glades, Hardee, and Lafayette each holding a rate of 0. Of the 18 socioeconomic factors examined, a total of five were found to have no statistically significant effect on nonfatal burn injury ED visits: severe housing problems, percentage of Asians, teen births, percentage of children (<18 years) in poverty, and severe housing cost burden. The two most important factors to be found in nonfatal burn ED visits of pediatric patients were the percentage of those younger than 19 years old without health insurance and the average grade level performance of third-grader reading scores. When adjusting for the small sample size using Firth's bias-adjusted estimates and overdispersion, both reading scores and those without insurance play a significant role in pediatric burn injuries. For each increase in a single point in reading scores, the incidence rate ratio decreases by 97.1% (95% CI). For every percentage increase in children insured, there is a 28.8% decrease in pediatric burn injuries (95% CI). Conclusions This analysis highlights increased pediatric burn rates across multiple social determinants of health (SDOH) in all 67 Florida counties. The findings here demonstrate that there may continue to be a disproportionate distribution of burn rates among lower and higher sociodemographic areas. This study further highlights this trend within the Florida community, and continued research will be necessary to meet the needs of lower sociodemographic areas to improve burn rates in vulnerable populations, such as children, who are at increased risk of injury.

Abstract 801: Severe housing cost burden and premature cancer mortality by state Medicaid expansion status

Abstract Introduction: The fraction of people living in unaffordable housing in the U.S. has grown, and prior studies have documented a relationship between housing cost burden and worsening health. Medicaid expansion has been suggested to improve housing financial stability by reducing health care costs and improving access to preventative care. However, the role of expanded access to Medicaid on the relationship between housing cost burden and cancer mortality remains poorly understood. We investigated the relationship between county-level severe housing cost burden and premature cancer mortality by state Medicaid expansion status for all cancers and leading sites. Methods: This ecological study used county-level data from 2016-2020 American Community Survey linked with county-level mortality data. Severe housing cost burden measured by percentage of households within a county that spend ≥50% of their income on housing categorized into quintiles (1=lowest, 5=highest) and state Medicaid expansion status (expanded and non-expanded). Age-adjusted cancer mortality rates and adjusted-mortality rate ratio (aRR) were estimated by sex. Results: Across quintiles of county-level severe housing cost burden, age-adjusted cancer mortality rates were largely greater in non-Medicaid expanded states than Medicaid expanded states among women and men. Among counties in the lowest quintile of severe housing cost burden, rates for overall cancer mortality in women were 9% (aRR=1.09; 95%CI 1.05-1.14) higher in non-Medicaid expanded states compared with expanded states. Additionally, among the third quintile of severe housing cost burden, colorectal cancer mortality rate was 8% higher (aRR=1.08; 95%CI 1.02-1.14) in non-Medicaid expanded states. Among men in the lowest quintile of severe housing cost burden, overall cancer mortality rates were 5% (aRR=1.05; 95%CI 1.02-1.09) higher in non-Medicaid expanded states than Medicaid expanded states. Further, among men in counties in the highest quintile of severe housing cost burden, colorectal cancer mortality rate was 8% higher (aRR=1.08; 95%CI 1.05-1.12) and lung cancer mortality was 13% higher (aRR=1.13; 95%CI 1.10-1.15) in non-Medicaid expanded states compared with expanded states. Conclusions: Counties with a lower fraction of households experiencing severe housing cost burden had greater premature cancer death rates within non-Medicaid expanded states than Medicaid expanded states. However, among men rates were also elevated in non-Medicaid expanded states in counties with the greatest severe housing cost burden. Citation Format: Wayne R. Lawrence, Neal D. Freedman, Jennifer K. McGee-Avila, Lee Mason, Yingxi Chen, Aldenise P. Ewing, Meredith S. Shiels. Severe housing cost burden and premature cancer mortality by state Medicaid expansion status [abstract]. In: Proceedings of the American Association for Cancer Research Annual Meeting 2024; Part 1 (Regular Abstracts); 2024 Apr 5-10; San Diego, CA. Philadelphia (PA): AACR; Cancer Res 2024;84(6_Suppl):Abstract nr 801.

Spatial Disparity and Residential Assessment of Housing Cost-Burdened Renters

With the expanding rental sector and rising housing expenses, this research aims to compare the socio-demographic, economic, and housing statuses of renters burdened by housing costs in four regions, and also to explore predictors affecting their residential assessment. Using data from the 2020 Korean Housing Survey, this cross-sectional study identified 245 cost-burdened households whose housing expenses accounted for more than 25% of their total gross income and living expenses. The results revealed that the majority of renters were single-person households residing in single-room occupancy units of multifamily housing, primarily comprising unemployed older adults aged 50 and over. While earning less than half of the minimum wage, the renters’ living expenses fell well below the minimum cost of living, and more than 40% of the expenditure was spent on housing costs, resulting in cost-overburdened households. With the correlation between income, deposit, and rent, the burden of housing costs and the quality of the residential environment varied among regions. Indeed, the residential assessment of the renters was significantly influenced by urban amenities, and both income deficits and excessive housing cost burdens required inclusive and prompt housing interventions including housing assistance, provision of affordable public housing, income transfer, and transitions from renting to Chonsei arrangements.

Severe housing cost burden and premature mortality from cancer.

Unaffordable housing has been associated with poor health. We investigated the relationship between severe housing cost burden and premature cancer mortality (death before 65 years of age) overall and by Medicaid expansion status. County-level severe housing cost burden was measured by the percentage of households that spend 50% or more of their income on housing. States were classified on the basis of Medicaid expansion status (expanded, late-expanded, nonexpanded). Mortality-adjusted rate ratios were estimated by cancer type across severe housing cost burden quintiles. Compared with the lowest quintile of severe housing cost burden, counties in the highest quintile had a 5% greater cancer mortality rate (mortality-adjusted rate ratio = 1.05, 95% confidence interval = 1.01 to 1.08). Within each severe housing cost burden quintile, cancer mortality rates were greater in states that did not expand Medicaid, though this association was significant only in the fourth quintile (mortality-adjusted rate ratio = 1.08, 95% confidence interval = 1.03 to 1.13). Our findings demonstrate that counties with greater severe housing cost burden had higher premature cancer death rates, and rates are potentially greater in non-Medicaid-expanded states than Medicaid-expanded states.

Housing cost burden and external causes of mortality: Variations across housing regimes in high-income countries, 2010–2020

ObjectivesWhile comparative studies reported that generous welfare state improves population health, they did not take into account the roles of housing as a cornerstone of welfare state. To reduce knowledge gaps, this study aims to estimate (a) the link between housing affordability stress and mortality rate due to external causes and (b) the moderating effects of housing regime on such association. MethodsUsing country level panel data from the databases of the Organisation for Economic Co-operation and Development (OECD), fixed effects were performed to estimate the effects of housing costs to income ratio on mortality rates due to external causes (accidents, intentional self-harm, and assault). Also, we tested whether housing regimes moderate the association between housing cost burden and mortality rate. ResultsAn increased level of housing cost burden predicted mortality rates due to accidents and intentional self-harm. Such association was pronounced for countries with higher rates of homeownership and limited access to market self-help. In addition, when homeownership rates and debt-to-income ratios are taken into account as time-varying variables, the elevated mortality risks associated with both increased housing cost burden and higher homeownership are mitigated in countries where debt relative to income increases. ConclusionOur findings suggest that different housing systems shape divergent patterns of mortality risks associated with housing affordability stress. Future studies may wish to incorporate housing in macro comparative studies on population health.

The dynamics of housing cost burden among renters in the United States

ABSTRACT Housing cost burden—defined as paying more than 30% of household income for housing—has become a central feature of the American stratification system with dire consequences for the health and well-being of adults and children living in burdened households. To date, existing research has largely focused on the overall prevalence and distribution of housing cost burden—that is, the percentage of households that are cost burdened at a given time and differences in exposure to housing cost burden based on race and income using cross-sectional sources of data. To more fully understand the dynamics of housing cost burden among renter households in the United States including the frequency and duration of spells, we use 50 years of longitudinal data from the Panel Study of Income Dynamics (PSID). The analysis reveals that, in contrast to the episodic nature of poverty, housing cost burden is deep, frequent, and persistent for a growing share of American households.

Experimental Evidence Shows That Housing Vouchers Provided Measurable Benefits, Including Parent Stress Reduction.

This article presents early findings on the causal effects of a housing voucher on family stress, which plays an important role in children's healthy development. Using the Housing and Children's Healthy Development study, which is the only randomized controlled trial of housing vouchers (conducted in the Cleveland, Ohio, and Dallas, Texas, metropolitan areas), we found measurable health and related benefits accruing to families who received vouchers even though half of those who leased housing with vouchers only lived in that dwelling for roughly one year or less. Vouchers also substantially improved cost burdens, sufficiency of space, adequacy of heat, and daytime neighborhood safety. Our analysis shows that the affordability secured by the voucher (reduction of cost burden) played the most important role in reducing parent stress. One policy implication of the affordability findings is the need to keep families' housing cost burden affordable.

The effect of supply- and demand-side subsidies on low-income renters’ housing outcomes: evidence from South Korea

In recent decades, there has been a global policy shift away from supply-side housing assistance towards demand-side cash subsidies. However, there has been insufficient empirical evidence on whether cash transfer has a critical advantage over the direct supply of subsidised housing in alleviating low-income renters’ immediate housing difficulties. This paper examines and compares the effects of supply- and demand-side housing subsidies on multidimensional housing problems among the lowest-income households in South Korea using longitudinal survey data. Our difference-in-differences analyses combined with propensity score matching demonstrate that public rental housing improves the recipients’ housing quality while it exacerbates housing cost burden and overcrowding. Meanwhile, the cash subsidy failed to enhance the recipients’ housing quality or lessen their housing cost burden, but it aggravated overcrowding. The study showed that different types of housing subsidies have different immediate housing outcomes, suggesting that the rationale for the ongoing global policy redirection towards demand-side subsidies needs to be reconsidered in the local context.

Predicting homelessness: Housing risk insights from latent class analysis.

Millions of families with children in the U.S. struggle to afford adequate housing. Housing cost burden places families at risk for homelessness, and prevention efforts are hindered by limited understanding of insecure housing experiences at the margins. The present study investigated variation in housing insecurity experiences in a sample of mothers, as well as which risk profiles were most strongly associated with subsequent homelessness. Latent class analysis identified four distinct subgroups of housing insecurity: "Stable," "Unstable," "Rent-Focused," and "Strategic Bill-Paying." Classes differed on whether they made rent or utility payments on time, experienced utility shutoffs, or were evicted. Mothers who missed rent payments were significantly more likely to experience subsequent homelessness, whereas those who prioritized rent were more likely to have their utilities shut off but remain housed. Policy efforts should emphasize increased wages, rent control, changes to zoning laws and tax codes to prioritize affordable housing, and benefits that help mothers maintain their incomes such as comprehensive healthcare, paid maternity leave, and subsidized childcare.

Transitions into and out of housing cost burden and their asymmetric effects on depressive symptoms: the moderating role of housing tenure

ObjectivesThis study uses an approach that estimates the asymmetric effects of transitioning into and out of housing cost burden on psychological health. Study designWe used data from 14 waves of the Korean Welfare Panel Study. MethodsWe estimated an asymmetric fixed-effects model to examine whether transitioning into and out of housing cost burden is associated with depressive symptoms. Interaction models were used to assess whether these effects differ by housing tenure. ResultsA standard fixed-effects model indicates that housing cost burden is associated with depressive symptoms (b = 0.126). However, the results of the asymmetric fixed-effects model suggest that transitioning out of housing cost burden reduces depressive symptoms (b = −0.171), while transitioning into housing cost burden is not associated with a change in depressive symptoms. These asymmetric effects of housing cost burden on depressive symptoms are more pronounced for renters than for owner-occupiers. ConclusionThe findings suggest that alleviating housing cost burden can improve the psychological well-being of individuals, particularly among renters.