With the popularization of electric vehicles and electric boilers, household electricity consumption will increase significantly. Household hybrid photovoltaic (PV) systems and battery energy storage systems (BESSs) can supply increasing household electricity consumption without expanding the existing distribution network. This paper validates the technical feasibility of connecting a large number of household power users that contain BESSs and PVs in a distribution line by a simulation in Matlab. In addition to technical feasibility, this article improves the time-of-use (TOU) form to achieve economic feasibility (covering equipment costs). In the past, the TOU was set from the perspective of the load demand of the grid, but the actual user participation would affect this effect. In this paper, based on a social science survey, a new three-level rate TOU is introduced, which has little impact on residents’ lifestyle, to effectively increase the response frequency effectively. Combined with the improved TOU and the state of PVs, the BESS control mode is set for simulation. To compare the three-tier rate TOU with the normal TOU tariff and select the best household BESS size, a MATLAB simulation is used to simulate the common household BESS capacity. The results indicate that the combination of the three-tier rate TOU with a 4 kWh household BESS can afford the investment of household PVs and BESSs. The high cost issue that previously primarily limited the true use of BESSs is expected to be resolved.