The light-nuclei yield ratio is one of the candidates to probe the critical fluctuations of hot QCD matter. In this paper, we investigate the \textit{background effects}, namely the non-critical effects coming from the non-trivial thermal background, on the light-nuclei production within the framework of the coalescence model. Specifically, we analyze the impact of the equilibrium phase-space distribution function of nucleons, $f(\mathbf{r},\mathbf{p})$, on the light-nuclei yield ratio $N_tN_p/N_d^2$, where $N_t$, $N_p$, and $N_d$ denote triton, proton, and deuteron yields. By considering the characteristic function of the phase-space distribution, we systematically expand the yield of light nuclei of $A$-constituent nucleons, $N_A$, in terms of the \textit{phase-space cumulants}, $\langle\mathbf{r}^n\mathbf{p}^m\rangle_c$. We find that the cumulants up to the second-order are canceled out in the generalized ratio $N_p^{B-A} N_B^{A-1}/N_A^{B-1}$. This means that the dominant background effects including the fireball size, the kinetic freeze-out temperature, and the coordinate--momentum correlations caused by the radial expansion play an insignificant role in the yield ratio, which supports the yield ratio as a useful tool for the critical-point search. We also show several examples of background phase-space distributions for the qualitative illustration. The higher-order cumulants, which correspond to the non-Gaussian shape of the phase-space profile, play an important role in the variation of the yield ratio particularly for the smaller fireball sizes. Qualitatively, the spatial structure of the background decreases the yield ratio, and the azimuthal anisotropy $v_n$ increases it. The higher order of the azimuthal anisotropy causes a larger effect on the yield ratio. These results call for the comprehensive future studies of the yield ratio using sophisticated dynamical models.