Cement-stabilized coral aggregate (CSCA) can be used as a base material for roads and airports in island engineering. In this study, four-point bending (FPB) tests were conducted on CSCA with different prefabricated crack depths, and distributed fiber optic sensor (DFOS) was used. The testing process of the CSCA beams was simulated using an improved bond-based peridynamic (BBPD) model that combines the bilinear damage principle and fracture parameters random field. The results indicate that DFOS has the potential to monitor strain evolution and detect crack in CSCA. The strain distribution in the spanwise direction of the beam during the plastic phase presents a single peak, which can be described by a Pearson-VII function. The fracture location can be predicted from the positions of the tensile strain peaks. The neutral axis begins to move gradually toward the compressed part of the specimen after the external load greater than 0.6 Pmax. The compression modulus of the CSCA material peaks is 4500 MPa, that is three times larger than its tensile modulus and can satisfy the requirement of semi-rigid base layer construction of island roads. The improved BBPD model is able to effectively simulate the strain-softening behavior of CSCA materials with consideration of the effect of material inhomogeneity on the actual fracture path. The peak load prediction error was less than 7 %. The R2 between the numerically predicted load-displacement curves and the test results were bigger than 0.95. The improved BBPD method can predict the actual fracture location of the specimen with a horizontal position deviation of less than 2 cm. The bending fracture process of CSCA are further explored from both experimental and numerical simulations by this study.