Abstract Koyna–Warna is a region of low-tectonic deformation and normal surface heat flow (∼40 mW/m2) in the Deccan volcanic province, India, where low-to-moderate magnitude earthquakes have continued to occur in the last 60 yr. These earthquakes are uniquely restricted to an 11×16 km2 area and confined to the upper crust between 3 and 9 km depth. Located at the last phase of the interaction of India with the Reunion mantle plume ∼65 Ma ago responsible for extensive volcanism, the cause of sustained seismicity in Koyna region is debated. Using the shear-wave velocity model derived through the joint inversion of the receiver function and surface-wave data from the seismic zone, we propose that earthquakes in the Koyna region occur due to stress concentration arising because of the high-density magma intrusions in the shallow crust at 3–9 km. The high-density mafic-ultramafic body exerts gravitationally induced stress of about ∼12 to 15 MPa. The continuation of earthquakes in the deeper part is inhibited by the possible fluid-filled mush zone imaged as a low-velocity layer at a 9–17 km depth. The magma intrusion as dike can induce a cycle of normal faulting in the overlying rock mass, as observed in the Warna region. We present the first evidence of an extremely high velocity (>4.7 km/s) layer at 40–50 km below Moho, interpreted as the presence of eclogite–peridotite responsible for producing Deccan magma in large volume.