Abstract Rip currents, fast offshore-directed flows, are the leading cause of death and rescues on surf beaches worldwide. The National Oceanic and Atmospheric Administration (NOAA) seeks to minimize this threat by providing rip-current hazard likelihood forecasts based on environmental conditions from the Nearshore Wave Prediction System. Rip currents come in several types, including bathymetric rip currents that form when waves break on sandbars interspersed with channels and transient rip currents that form when there are breaking waves coming from multiple directions. The NOAA model was developed and tested in an area where bathymetric rip currents may be the most prevalent type of rip current. Therefore, model performance in regions where other types of rip currents (e.g., transient rip currents) may be more ubiquitous remains unknown. To investigate the efficacy of the NOAA model guidance in the context of different rip-current types, we compared modeled rip-current probabilities with physical-based parameterizations of bathymetric and transient rip-current speeds. We also compared these probabilities to lifeguard observations of bathymetric and transient rip currents from Salt Creek Beach, California, in summer and fall 2021. We found that the NOAA model skillfully predicts a wide range of hazardous parameterized bathymetric speeds but generally underpredicts hazardous transient rip-current speeds and the hazardous rip currents observed at Salt Creek Beach. Our results demonstrate how wave parameters, including directional spread, may serve as environmental indicators of rip-current hazard. By evaluating factors that influence the skill of modeled rip-current predictions, we strive toward improved rip-current hazard forecasting. Significance Statement The purpose of this study is to evaluate how well the NOAA rip-current hazard model predicts different rip-current types. Accurate forecasting of rip currents is important because rip currents are the leading cause of death and rescues at surf beaches worldwide. By comparing the performance of the NOAA model to parameterized rip-current speed and lifeguard observations of rip-current strength, we highlighted the model’s decreased ability to predict hazardous transient rip currents compared to hazardous bathymetric rip currents. Because bathymetric and transient rip currents are driven by different environmental conditions, an improved hazard model must be sensitive to these different conditions to predict a greater range of hazardous rip currents.