Recent work on the X-ray spectra of Seyfert galaxies has shown the presence of a reflection component due to the hard X-ray continuum scattering from and causing fluorescence by cold matter. The exact location of the matter in relation to the hard X-ray source is unclear, but the strength of the reflection spectrum is usually consistent with the hard X-rays being emitted above a flat accretion disc. In this paper we calculate reflection spectra for cases where the hard X-rays photoionize the surface layers of the disc to the extent that the main X-ray absorbers are significantly ionized. The temperature, ionization state and spectrum are computed in a fully self-consistent manner for the inner, radiation pressure dominated part of an accretion disc