Growth Of MSMEs Research Articles

The Effect of Financial Support, Creativity, and Regulatory Environment on the Growth of MSMEs

The Effect of Financial Support, Creativity, and Regulatory Environment on the Growth of MSMEs

Analisis Kasus Pembiayaan Murabahah dan Dampaknya terhadap Kinerja UMKM: Studi Kasus pada UMKM Dilola Snack Medan

This research was conducted to evaluate the impact of Murabahah financing on the performance of MSMEs, with a case study of Dilola Snack in Medan. Murabahah financing has become one of the main choices for MSMEs in meeting their working capital needs because of its transparent nature and in accordance with sharia principles. In an economic context that continues to develop, MSMEs often face challenges in accessing financing that is in accordance with Islamic values. Therefore, it is important to understand the extent to which this financing can support the growth and sustainability of small businesses. The method used in this research is observation and in-depth interviews with the owner of Dilola Snack to obtain relevant and comprehensive data. The research results show that Murabahah financing has a significant positive impact on increasing production capacity, operational efficiency and new product development. However, margin payment obligations require careful cash flow management to maintain business sustainability. Overall, Murabahah financing has been proven to support the growth of MSMEs while still complying with sharia principles.

Analysis of sales techniques from the perspective of psychology in MIPYMES (MSMEs)

The study analyzes how MSMEs can improve their business strategies using psychological principles such as scarcity, urgency, personalization, and the anchoring effect. These principles help understand and predict consumer behaviors, allowing sales strategies to be adapted more effectively. Additionally, the document highlights the importance of segmenting the market and building long-term relationships with customers to increase loyalty and satisfaction. In terms of customer satisfaction, the importance of exceeding customer expectations and ensuring fair and equitable treatment is highlighted. Strategies such as creating memorable experiences, implementing loyalty programs, and using customer feedback are key to improving satisfaction. Professional development and training are essential for the growth of MSMEs. Continuous training in soft skills such as emotional intelligence and effective communication improves employee performance and job satisfaction. Social learning theory and the 70-20- 10 model are proposed as effective approaches to competency development. Finally, the integration of psychology in business management contributes to organizational knowledge, promoting innovation and transformational leadership. MSMEs that apply these psychological principles can improve their performance and achieve sustainable success. The study concludes with recommendations to develop internal training programs, build trust with customers, and conduct regular market research to adapt sales strategies.

The Impact of Social Commerce Restriction Legislation on the Growth of MSMEs in Indonesia

The Impact of Social Commerce Restriction Legislation on the Growth of MSMEs in Indonesia

Improving Customer Engagement of Food and Beverage Small and Medium Enterprises (MSMEs) Through E-Commerce and Content Marketing Training

Over the past five years, the rapid growth of MSMEs in Indonesia has also resulted in many MSMEs going bankrupt. However, this rapid growth of MSMEs is also accompanied by many MSMEs going bankrupt due to mismanagement and low competitiveness caused by the lack of adaptability to business digitalization through e-commerce and product promotion strategies through digital media. Similar problems are also experienced by Food and Beverage MSMEs in Ketintang Village, Surabaya. This drives the importance of increasing competitiveness with more effective business management and digital marketing strategies through community service programs in this area. This community service-based research consists of online store design training activities in e-commerce marketplaces and content marketing with outputs in the form of scientific publications in indexed international journals, publications in the mass media, increasing community understanding and skills, and YouTube videos aimed at improving customer engagement in e-commerce marketplaces. Using the experimental method, this study concluded that SMEs showed a positive perception of the importance of e-commerce in increasing market reach and sales and insight into digital marketing in compiling content marketing that can increase customer engagement for food and beverage products.

The Influence of MSMEs on Economic Growth in Jayapura City

The research was conducted in Jayapura City by utilizing quantitative methods. In this study using time series data. Time series data is data that is organized based on the time sequence of events. The time series data includes all MSMEs in 21 sub-districts registered at the Jayapura City Office of Cooperative Trade and Micro Business during 2015-2022. The results showed that the growth of MSMEs in Jayapura City played an important role in the economic growth of Jayapura district / city by increasing the Gross Regional Domestic Product (GRDP). The effect of MSMEs on economic growth, showing the results of the tcount value of the variable number of MSMEs on GRDP of -8.9259 with a probability value of 0.000. Because the probability value is smaller than 0.05, it can be concluded that the growth in the number of MSMEs is significant in influencing the growth of GRDP in Jayapura city. The negative regression coefficient shows that the growth in the number of MSMEs is inversely proportional to the growth of GRDP in Jayapura city. When the number of MSMEs has decreased since 2021, the GRDP of Jayapura city has actually continued to increase.

Analysis of the Implementation of the Online Single Submission System in NIB Services on the Growth of MSMEs Businesses in Padang Siempuan City

The Government Regulation issued by President Joko Widodo on June 21, 2018, which regulates the Online Single Submission (OSS), faces various obstacles in its implementation. These obstacles involve business actors and agencies responsible for permits within the OSS. One of the main obstacles is the lack of understanding regarding the use of the OSS system. Meanwhile, in Padang Sidempuan City, there are 10,641 MSMEs in Padang Sidempuan based on data from December 2022, and from the initial research data, it turns out that many are still unaware of the OSS and do not have an NIB. This research is a qualitative study using a descriptive approach, in the form of field research. The results of this study indicate the absence of the Impact of OSS Implementation and Business Identification Number on the Growth of Sharia Businesses in Padang Sidempuan City. The reasons for this are that Sharia business actors do not know how to use the OSS System and are also unaware of the benefits of having a Business Identification Number.

Implementasi Eco-Innovation dan Sustainable Manufacturing terhadap Pertumbuhan Ekonomi Sirkular UMKM Di Kota Langsa

This study aims to determine the implementation of Eco-Innovation and Sustainable Manufacturing on the Circular Economic Growth of MSMEs in Langsa City. This study uses quantitative research. Data collection by conducting surveys and questionnaires. The number of respondents is 100 people consisting of MSMEs in the food and beverage sector in Langsa City. Questionnaire data was tested using SPSS Version 23. The data analysis technique used linear regression analysis. The implementation of Eco-innovation is relatively small in influencing the circular economy. However, if the individual influence on the circular economy is tested, partially Eco-Innovation has not had an influence on the circular economy. However, if tested by multiple linear regression, Eco-Innovation still has hope in increasing the circular economy of MSMEs by 25%. If tested individually, Sustainable Manufacturing has a significance value of 0.00 <0.05. The conclusion of the hypothesis research is accepted because Sustainable Manufacturing has an effect on the circular economy. Likewise, the results of the multiple linear regression of Sustainable Manufacturing have a regression coefficient of 0.620. A positive coefficient means that every 1% increase in Sustainable Manufacturing will increase the Circular Economy by 62%. The recommendation of the research results requires a deeper study of eco-innovation in the production sector.

Pengaruh Kemampuan Kerja dan Motivasi Kerja Terhadap Daya Saing UMKM di DIY

The growth of MSMEs cannot be separated from the competitiveness of products between MSME actors. Competitiveness is an important factor in the success of MSMEs themselves. Several factors that can affect competitiveness include Work Ability and Work Motivation. Both variables are very important in increasing competitiveness which can then accelerate the growth of MSMEs. This study uses the PLS 3.0 Data Analysis method. The results of the study showed that work ability has a positive effect on Competitiveness, while Work Motivation does not affect the Competitiveness of MSMEs in DIY.

Strategi Pengembangan Pariwisata Berkelanjutan Gurun Pasir Telaga Biru Pulau Bintan Era New Normal

The research was conducted in the Telaga Biru Desert, Bintan Regency, Riau Archipelago. The purpose of this research is to explore the tourism potential of the Telaga Biru Desert ecotourism destination and collaborative management that can be applied as an effort to develop a sustainable tourism area. Gurun Pasir Telaga Biru is part of an industrial area owned by PT Surya Bangun Pertiwi (SBP) with a land reserve of 4,000 hectares. Telaga Biru Desert has an area of 50 hectares which is planned as an industrial area green belt because of its location close to the Bintan airport. This research uses mixed methods, namely analysis from observations and interviews supported by quantitative data using Maple 2017 to understand the economic value and willingness of tourists to pay when visiting the tourist destination of the Telaga Biru Desert Desert. PT Surya Bangun Pertiwi (SBP) can use the Total Economic Value results as a data review to decide whether to keep the area as idle land or develop it as a nature-based tourism destination. The total economic value of the Telaga Biru Desert is IDR 493,950,214,550 per year, which means the economic value is IDR 862,290 per meter2. This figure is relatively high when compared to small businesses in providing a place with adequate facilities. Tourists can explore tourist areas with various interesting spots and try various kinds of rides provided. This destination will be more valuable if it carries out good collaborative management with more adequate infrastructure and can encourage the growth of MSMEs, education and the social community of the local community.

PENGARUH PELATIHAN PEMASARAN DIGITAL DAN PERAN MEDIA SOSIAL TERHADAP PENGEMBANGAN UMKM SIDOARJO

MSMEs have an important role in the local economy, including in Sidoarjo Regency. However, MSMEs often face various marketing problems and challenges. The research aims to examine the influence of digital marketing training and the role of social media on the development of MSMEs in Sidoarjo Regency, with the help of the SmartPLS version 4 application using the SEM-PLS method. This research involved 100 permanent respondents who had taken part in digital marketing training organized by the Sidoarjo Regency Cooperatives and Micro Enterprises Service. Data was collected via a Google Form questionnaire and analyzed using SmartPLS version 4. The research showed that digital marketing training had a positive influence on the role of social media, and then digital marketing training and the role of social media had a positive influence on the development of MSMEs in Sidoarjo Regency. This research indicates that the use of digital marketing training and social media can be an effective strategy in increasing the competitiveness and growth of MSMEs in current technological developments.

Assessing the Moderation Effect of Financial Technology on the Development and Growth of MSMEs

Assessing the Moderation Effect of Financial Technology on the Development and Growth of MSMEs

Effect of entrepreneur characteristics and business characteristics on the growth of MSMEs in South Kalimantan

The purpose of this study is to Knowing the effect of entrepreneur characteristics partially. 2. Knowing the effect of entrepreneur characteristics simultaneously. 3. Knowing the effect of business characteristics partially. 4. Knowing the effect of business characteristics simultaneously. Research respondents were BNI bank debtors as many as 328 samples. Data is processed using multiple regression analysis. The results of this study prove that: 1. Entrepreneur characteristics partially have a significant positive effect on the growth of MSMEs in South Kalimantan are informal education variables, and business experience. The characteristics of entrepreneurs that partially have no effect on the growth of MSMEs in South Kalimantan are the variables of formal education and gender. 2. Entrepreneur characteristics simultaneously have a significant effect on the growth of MSMEs in South Kalimantan. 3. Business characteristics that partially. Business characteristics that partially have a significant positive effect on the growth of MSMEs in South Kalimantan are the variables of business capital, type of business, number of workers, and age of business. 4. Business characteristics can simultaneously have a significant effect on the growth of MSMEs in South Kalimantan. F

Analyzing the Impact: The Role of MSME Growth in Reducing Unemployment Amidst High Levels of Poverty

This study employs a quantitative research method to examine the impact of the number of MSMEs and poverty rates on unemployment rates in Indonesia from 2011 to 2022, utilizing data from the Central Bureau of Statistics (BPS Indonesia) and Bank Indonesia. The analysis reveals a significant relationship between the increase in MSMEs, poverty index fluctuations, and unemployment rate changes during this period. The findings demonstrate a strong correlation between the growth of MSMEs and a reduction in unemployment, whereas the relationship between poverty levels and unemployment rates is weak. This suggests that the expansion of MSMEs is an effective strategy for reducing unemployment and improving economic conditions. The study aims to enhance understanding of the factors influencing unemployment and the challenges policymakers face, providing valuable insights for efforts to combat unemployment. Additionally, the dataset used may benefit other studies addressing unemployment issues in Indonesia and similar regions. The results confirm the crucial role of MSME development in lowering unemployment rates, highlighting its potential as a viable policy approach for economic improvement.

Implementation of QRIS Digital Payments to Encourage The Development of Local MSMEs in Bali

The presence of QRIS can be applied at various business scales, including MSMEs which are an important pillar of the Indonesian economy. The problem in this research is to determine the implementation of using QRIS as a payment method in the growth of MSMEs in Bali? This research aims to see the level of development of local MSMEs in Bali with QRIS as their digital payment. This research is quantitative descriptive. By using this method, the data collected only follows the criteria and objectives of this research for MSMEs that use the QRIS digital payment system. The results of this research analysis show that the growth of MSME data for each district in Bali has increased, as proven from the beginning of 2020 to August 2023. Seeing the increase in the number of QRIS merchants every year in the Bali Province region illustrates the positive impact it has had on the use of QRIS as a digital payment system. By using a digital-based payment system (QRIS), their merchandise turnover has increased rapidly, thereby improving the economic development of local Balinese MSMEs. Many customers are switching from cash payments to transactions using the QRIS digital payment medium, because of its convenience and security. So more and more local Balinese MSMEs are using QRIS, indicating that QRIS is improving the economy of MSMEs in Bali.

Preferences for the Success of MSMEs in Digital Literacy Using the Conjoin Method

Research exploring how increasing digital literacy can strengthen the competitiveness and growth of MSMEs in digital literacy is discussed in the context of Functional skills Beyond, Creativity, Collaboration, Communication, Cultural and social Understanding Critical Thinking and Evaluation E-Safety, Ability to Find and Select Information. Researchers emphasize the problems faced in increasing digital literacy, such as limited access, incompetence, and the spread of misinformation. The research method uses conjoint analysis, with a sample size of 100 respondents. The sampling carried out in this research was using a nonprobability sampling technique, the collection method was carried out using a purposive sampling method. Data analysis was carried out using IBM SPSS 23. The results of the research show that the utility coefficient value of the attribute of being able to discuss and negotiate other people's opinions is the highest attribute among other attributes with a utility value of 0.313. Attribute Using digital technology in various types and formats with a utility value of 0.213. Attributes Able to understand and understand customers. In accordance with the context of socio-cultural understanding with a utility value of 0.175. Attributes Able to explore, be creative, use digital technology with a utility value of 0.038.

Implementasi Peraturan Pemerintah Nomor 55 Tahun 2022 tentang Penyesuaian Pengaturan di Bidang Pajak Penghasilan (Dampak Penghapusan Pajak Final terhadap Keberlanjutan dan Pertumbuhan Usaha Mikro, Kecil, dan Menengah)

This scientific work investigates the consequences of eliminating the final tax rate on MSMEs with a focus on the implications for sustainability and growth of this sector. Through a literature review and policy analysis approach, this research describes the effects of changes in tax policy on the level of investment, innovation and competitiveness of MSMEs. By taking these dynamics into account, this research aims to provide in-depth insight into the potential positive and negative impacts of final tax reductions on MSMEs as well as recommendations for implementing sustainable tax policies and stimulating the growth of the MSME sector. This research was carried out using a literature review method which involved theoretical and empirical analysis from various literature sources related to taxation, economic policy and the growth of MSMEs. The literature review identified recent developments in tax policy that lead to economic inclusion, including specific steps taken by the government to support MSMEs. This scientific work highlights the impact of eliminating the final tax rate from 0.5% to 0% on MSMEs with a turnover of under 500 million. The implications of this work provide a clearer view of the elimination of final taxes as a strategic instrument to support inclusive and fair economic growth, as well as providing guidance for policy makers, academics and practitioners in designing tax policies that are responsive to current economic dynamics.

APPLICATION OF LINEAR PROGRAMMING IN OPTIMIZING PRODUCTION COMBINATIONS TO MAXIMIZE PROFITS: A STUDY ON MEATBALL SHOP IN WEST BANDUNG REGENCY

Optimization of the amount of production to maximize profits is still an obstacle to the growth of MSMEs in Indonesia. This study aims to determine the combination of the production amount of each Bakso Barokah Shop product type and the optimization of the income obtained. A linear program of simplex methods with POM-QM software is then used to obtain accurate research results. Based on the analysis results, the maximum profit per week of Barokah Meatball Shop is IDR 2,700,000, which is six times the production of Mercon meatballs. The calculation results show that the optimal meatball production is to focus on Mercon meatball production rather than other meatballs. The results of this study can be used as a decision-making consideration related to production problems to get optimal profits.

Analysis of Community Perspectives on the Development of Green Open Space to Support the Growth of MSMEs in Pagutan, Mataram City

This research aims to determine the community's perspective on the development of Pagutan Green Open Space (RTH), Mataram City to support the growth of MSMEs. This research is a descriptive type of qualitative research. Determining the sample in this study used a purposive sampling technique. The location of this research is in Pagutan Green Open Space (RTH), Mataram City. Data collection procedures use observation, interviews and documentation. The validity of the data in this research uses triangulation of sources, techniques and time. Data analysis uses Miles and Huberman's interactive data analysis model which is divided into data collection, data reduction, data presentation, and drawing conclusions. The research results show that the majority of people's perspectives show that the development of Pagutan Green Open Space (RTH) has had a positive impact on the surrounding community in terms of employment, income, social and environmental indicators. This shows that the development of the Pagutan Green Open Space (RTH) has been utilized as well as possible by the community. Another impact resulting from the development of the Pagutan Green Open Space (RTH) is that MSMEs have the opportunity to develop and increase their income, which has an impact on their economic conditions.

Analysis of Factors Affecting the Growth of MSMEs in the Leading Sector of Capture Fisheries Commodity Processing in Masohi City and Amahai Districts, Central Maluku Regency

The purpose of the study was to determine the effect of capital, labor, promotion and sales methods on the turnover of MSMEs in the leading sector of capture fisheries commodity processing in Masohi and Amahai Districts, Central Maluku Regency. For this purpose, a sample of 32 MSME actors was taken as respondents. The collected data were analyzed using multiple linear regression. The results showed that capital and labor had a positive and significant effect on MSME sales turnover, while promotion had a positive but not significant effect while the sales method had a negative and insignificant effect. .