In actual underground rock engineering, to prevent the deformation and damage of the rock mass, rock bolt reinforcement technology is commonly employed to maintain the stability of the surrounding rock. Therefore, studying the anchoring and crack-stopping effect of rock bolts on fractured granite rock mass is essential. It can provide significant reference and support for the design of underground engineering, engineering safety assessment, the theory of rock mechanics, and resource development. In this study, indoor experiments are combined with numerical simulations to explore the impact of fracture dip angles on the mechanical behavior of unanchored and anchored granite samples from both macroscopic and microscopic perspectives. It also investigates the evolution of the anchoring and crack-stopping effect of rock bolts on granite containing fractures with different dip angles. The results show that the load-displacement trends, displacement fields, and debris fields from indoor experiments and numerical simulations are highly similar. Additionally, it was discovered that, in comparison to the unanchored samples, the anchored samples with fractures at various angles all exhibited a higher degree of tensile failure rather than shear failure that propagates diagonally across the samples from the regions around the fracture tips. This finding verifies the effectiveness of the numerical model parameter calibration. At the same time, it was observed that the internal force chain value level in the anchored samples is higher than in the unanchored samples, indicating that the anchored samples possess greater load-bearing capacity. Furthermore, as the angle αs increases, the reinforcing and crack-stopping effects of the rock bolts become increasingly less pronounced.