From Focus Group Discussion Research Articles

Review of The Financial Health of Bank During Increasing Foreclosed Assets and The Application of Analytic Hierarchy Process (AHP) in Selecting Strategies to Reduce Them

PT Bank Laju International Tbk (the Bank) has struggled with its increased foreclosed assets, particularly those originating from mortgage loans, which could affect its financial health. The research assessed Bank’s financial health using Risk Based Bank Rating (RBBR) framework by analysing key financial ratios and investigating the root causes of rising foreclosed assets through Fishbone and Pareto analysis. Key factors include customer income instability, slow progress in selling foreclosed assets, and lack of insurance protection during economic downturns. To select effective strategies for managing foreclosed assets, the research utilized Analytic Hierarchy Process (AHP), a Multi-Criteria Decision-Making method, to evaluate multiple alternatives based on various criteria, which were derived from Focus Group Discussion (FGD) with Bank’s officers, who directly involved in mortgage loans and foreclosed assets activities, also reference with Bank’s SWOT analysis. The research evaluated three alternatives strategy: Protection Insurance for Customer’s Mortgage Loans. Actively Partnering with property agents to accelerate sale of foreclosed assets as-is. Collaborating with property agents to renovate foreclosed assets. The result showed that despite the increase in foreclosed assets, the Bank remains financially sound, with key financial ratios within acceptable regulatory limits. AHP analysis revealed that alternative 1 stands in first place to be prioritized, followed by alternative 2, however between both alternatives indicates a very small difference in prioritization weight, which means that both strategies are important to be executed and prioritized. Proposal to implement both alternatives in parallel would be a very effective strategy, where alternative 1 conduct as Preventive Strategy in preventing customer’s mortgage loans defaults, while alternative 2 as Corrective Strategy in lowering foreclosed assets volume. Alternative 3 acts as a complement strategy, where renovating foreclosed assets could facilitate quicker sales, however it’ll take longer time for renovation itself.

Do We Listen or Ignore Indigenous Practices? The Machobane Farming System - An Indigenous Farming Practice of Lesotho

Aim: To evaluate the adaptive capacity of the Machobane Farming System, an indigenous practice to improve soil fertility and maize productivity compared to other non-Machobane farming practices. Study design: The study was conducted in four agroecological zones of Lesotho: Mountain, Foothills, low lands and Senqu river valley. Soil samples were collected at random from the non-Machobane farming practicing fields and Machobane farming practicing fields and the soil physicochemical and microbiological analyses were conducted to evaluate the soil quality. Structured and non-structured questionnaires were used to gather information from Focus Group Discussion (FGD) on the type of farming practices used and other demographic data. Results and Discussion: The MfS were found to be less affected and resilient to climate change with multiple benefits such as moisture conservation, slow release of nutrients and cross migration of microorganisms to the intercropping plants in the field unlike other farming practicing fields. An increased number of soil fertility indicator microorganisms such as Bacillus spp and Nitrogen fixing bacteria were seen to have increased the production of food crops (P>0.05) almost all the year round. An intensive relay cropping of one acre would be sufficient to ensure food security for an average family of 5 members. Conclusion: Currently, the Machobane Farming System (MfS) is adopted by many households in Lesotho using biochar and compost.

Respond, Recovery, and Renew Strategies in Strengthening Competitiveness of Cooperatives After COVID-19 Pandemic in West Java

The recent economic slump due to the COVID-19 pandemic causes major problems for cooperatives in West Java in maintaining their business activities. The pandemic significantly impacts the cooperatives and Small and Medium Enterprises (SMEs). Thus, developing strategies for cooperatives to recover, respond, and renew the issue becomes increasingly necessary. The research sought to contribute by developing alternative strategy recommendations for cooperatives in West Java, Indonesia. By doing so, it generated a competitive advantage in the post-pandemic industry. The research data were obtained through two main sources. Primary data came from Focus Group Discussion (FGD) activities involving cooperative stakeholders in West Java, consisting of cooperative managers, academicians, media, and government. Secondary data were taken from previous research. The collected data were analyzed using the Strength, Weakness, Opportunity, and Threat (SWOT analysis) approach to produce strategic recommendations visualized on the SWOT Matrix and categorized into Respond, Recovery, and Renew strategies. The results show five strategy alternatives to exploit opportunities with the cooperatives’ strengths (SO strategy). Seven strategy alternatives were identified to overcome the cooperatives’ weakness with external opportunities (WT). There are six strategy alternatives to anticipate external threats using cooperatives’ strengths (ST). Last, seven strategy alternatives are found to overcome both cooperatives’ weaknesses and external threats.

Analysis of role institutional Hambalang Village in tourism development through community empowerment

The development of a tourist village is influenced by institutional aspects, tourist attractions and infrastructure. One important component in the success of tourism is an institution. The purpose of this study is to analyze the institutional role of Hambalang Village to empower the community in providing homestays, developing UMKM, culinary tourism, religious tourism, and sports tourism. This research method using qualitative methods with a descriptive approach. This research data collection method through observation, interviews, and literature study. The data sources in this study were obtained from Focus Group Discussion (FGD) activities obtained from Hambalang Village institutions which included the Village Government, BUMDes, LPM, and BPD. The results of the analysis show that there is an institutional role in Hambalang Village in the development of UMKM, culinary tourism, religious tourism, and sport tourism. However, it cannot be ruled out that there is no institutional role for Hambalang Village in providing homestays. Efforts to develop tourism through community empowerment in Hambalang Village in the development of UMKM and religious tourism that play a major role are the Village Government and BPD. Meanwhile BUMDes and LPM focus on culinary tourism. While community empowerment for sport tourism is mostly carried out by the Village Government.

The attachment among generation in pertuating the female genital mutilation in Lombok

FGM is maintained by local people in Lombok from generation to other generations. This study aims to explore how FGM practice still exists in Lombok. The qualitative research was used to discover the point of view of the subjects. The data was analyzed by content analysis. The data were gained from Focus Group Discussion (FGD) and in-depth interviews in three generations: Baby Boomer, Gen X, and Gen Y (Millennial). The research results show that the FGM perpetuates continuously because the attachment among generations. The attachment as one of the factors in pertuating the FGM because of the obedience among generations. Moreover, the religious aspect has a pivotal role in performing the FGM. The practice perpetuates the symbolic violence to the women. As result, both factors lead society’s perspective to consider that FGM as a collective responsibility. This study is suggested for policy-maker.

Exploring the Barriers and Motivators to Dietary Adherence among Caregivers of Children with Disorders of Amino Acid Metabolism (AAMDs): A Qualitative Study.

Dietary intervention is generally accepted as the mainstay of treatment for patients with disorders of amino acid metabolism (AAMDs). However, dietary adherence to a low-protein diet is always reported as a common challenge among these patients. This study explored the perception of barriers and motivators to dietary adherence among caregivers of AAMD patients in Malaysia. Twenty caregivers of children with AAMDs receiving ongoing treatment at the genetic clinic participated in an online focus group discussion from November to December 2021. Findings showed a total of five interrelated main themes identified from focus group discussion (FGD) exploring parents’ experiences related to the management of their child’s daily diet. The barriers to dietary adherence were burden of dietary treatment, diet and dietary behavior, parenting challenges, limited knowledge related to dietary treatment, and challenges in healthcare system delivery. Key factors facilitating good dietary adherence include good knowledge of dietary treatment, parental coping strategies, social coping, and dietary behavior. In conclusion, despite the existence of several barriers to the implementation of dietary treatment, caregivers managed to use a wide range of coping strategies to overcome some, if not all, of the challenges. The important next step is to develop, in conjunction with multidisciplinary healthcare professionals, feasible implementation strategies that could address these barriers and at the same time improve the quality of life of caregivers.

The Uniqueness of Islamic Journalism at the Indonesian Islamic Universities in the Digital Age

Islamic journalism has been intensely discussed among Islamic Universities in Indonesia. This study at least can be identified into three models. First, is the study of Islamic journalism as an activity that informs issues, events and phenomena related to Islamic values. Second, is the study of Islamic journalism as an Islamic way and method of journalistic activities. Third, the study of journalism as Islamic principles is the basis for journalistic activities. This study aims to complement the previous studies that gave few concerns to a comprehensive understanding of Islamic journalism, particularly the different concept with journalism studies. This study relies on primary and secondary data using a qualitative descriptive approach. Primary data was taken from Focus Group Discussion (FGD) by inviting 6 heads of the Islamic Journalism Study Program of Islamic Universities, lecturers, practitioners of journalistic and media, alumni, and communication students. At the same time, the secondary data was taken from the academic curriculum of several journalistic programs across the archipelago, namely UIN Walisongo Semarang, UNPAD Bandung, UGM Yogyakarta, UNDIP Semarang, UNAIR Surabaya, UI Jakarta, and other online sources. This study found that each university has uniqueness in formulating its curriculum, especially in integrating the concepts of Journalism and Islam.

Massive perspective: Lived experiences of obese and overweight students in Cainta Senior High School Rizal, Philippines

A growing body of literature is pointing out that obese and overweight adolescents are subjected to serious and prevalent physical, social, medical, and psychological consequences. To provide richer literature about the lived experiences of obese and overweight students, this qualitative study was conducted. This phenomenological study aims to explore the lived experiences of obese and overweight students (OOS) in Cainta Senior High School. A semi-structured questionnaire was used to gather data from eight purposively-chosen respondents. Collaizi’s seven-step method was then utilized to analyze the data collected from focus group discussion (FGD). Data explicitation revealed the development of four themes. It may be helpful to educate individuals involved in stigma reduction interventions such as teachers, friends, and/or family members. Establishing a Fitness Club which will involve OOS to ensure the adequacy of physical activities in school is imperative. For future researchers, a qualitative study must also be done on why losing weight is difficult. Keywords: Lived experiences; obese; overweight; phenomenology.

Competitive Advantage Through Positioning Strategy ith Indirect Effects: Study Of Outlet Business In Rest Area Jakarta-Cikampek Toll Road West Java Indonesia

The objective of this paper is give analysis about current condition of businesses in rest area at toll road in the West Java. The destination of toll road divided by two point, the first, to Bandung city through access to center Java by south Java island route and the second, to Cirebon city through access to center Java by north Java island route. The impact of the open new access is have many opportunities business in the rest area. Every business owner and management try to create the best strategies for sustain by the increase of revenue. Starbuck is one of the sucsess outlets in that. Therefore, this research try to find the impact of importance, communicability and affordability on customer purchase decision. The methodology of this research is exploratory research with the object of research is the customers of Starbuck outlet in rest area KM 19 as the respondents. The datas collecting from focus group discussion (FGD), some interviews to manager, questionare disbursement. The results of research are the influence purchasing decisions at point of r table numbers R of 0.639 is obtained. The communicability is the big influential variable on customer purchase decision.

Climate change adaptability of the agriculture sector in Yogyakarta, Indonesia

Climate change has a negative impact on the agricultural sector in Yogyakarta, Indonesia, especially the farms, which are highly vulnerable to climate-related disasters such as flood and drought, as well as pest attacks that may cause production failure. This study aims to build a model of climate change adaptability for farmers in Yogyakarta. This study is qualitative in nature by using data from Focus Group Discussion (FGD) involving the community members at the district level. Each of the 12 districts in the area sent two representations of farmer assistants. Data reliability and validity was ensured through triangulation; then examined by using content analysis. The adaptability models for climate change are presented in two scenarios; the first is caused by drought/flooding and the second is by pest attack. From the data, it could be concluded that farmers’ mitigations consist of structural and non-structural approach. The construction of dam as part of the water management is the main structural mitigation undertaking. Learning the weather, the climate and other disaster causes were the main non-structural mitigation undertaking. Moreover, learning was not only from classes and practices, but also via technology transfer using free website sources to enrich farmers’ knowledge in handling pest attack.

REDESAIN INKLUSIF DAN PENINGKATAN AKSESIBILITAS LAYANAN UNTUK BERBAGAI PENGGUNA DI PERPUSTAKAAN UNIVERSITAS KRISTEN PETRA


 
 
 Title: Inclusive Design and Service Accessibility Improvement for Various Users in Petra Christian University Library
 In the context of Indonesia, Act No. 8 of 2016 actually recognizes the rights of the disabled. Unfortunately, the UNCRPD implementation seems not quite effective. Many educational facilities are not accessible for the disabled or the People with Disabilities. The learning environment has an indirect impact on student achievement, creating a positive attitude, higher motivation for learning and no doubt better performance. The accessibility aspect of learning places is crucial for educational facilities such as university Library. Petra Christian University (UKP) is located in the heart of Wonocolo District, Surabaya, East Java-Indonesia. With the motto "Learning zone that cares ". Library@Petra wants to be a learning center that caters to academics, and practitioners. Library@Petra is the largest and most complete academic library in East Java. On the other hand, many users find accessibility barriers to Library@Petra-owned facilities built in the 1980 's. Accessibility issues for all users are generated from Focus Group discussion (FGD) discussions, involving people with disabilities, elderly, pregnant women following children in accordance with User – Centered Principle. The Library@Petra redesign was submitted based on the principles of inclusive design submitted by Tanuwidjaja (2015). An Equitable Use but Reasonable Principle will be met through providing a help corner for users with special needs, accessible pathways and space to spin, as well as accessible meeting and toilet areas. Simple and Intuitive Use Principle will be filled with braille/visual and directional guides for the blind and other. The principle of requiring Low Physical Effort applied to accessible toilets and assistance to retrieve books in specific areas that are hard to reach, computers for users with special needs (blind users) are provided for reading, to access e-books and catalogs. Prohibition of Usage Error is recommended with the installation of a fence as high as 150 cm around the elevator aisle and anti-slippery floor. These recommendations were found difficult to be addressed because of the limited university's budget and the use of active Library@Petra throughout the year. Therefore, it is proposed a Special Assistance Corner for special users including disability as a first step. This corner is equipped with a dedicated User Service desk, a waiting couch and three computer stations for visual disabilities to read ebook and catalogue sites. Recommendation of this case is the higher nvolvement of People with Disabilites in inclusive design.
 
 

Social determinant and the health behavior of indigenous Asmat society

This study aims to identify social determinants that influence health of indigenous Asmat society in Papua, Indonesia. The research used a case study qualitative approach. Data source was obtained from Focus Group Discussion (FGD) and in-depth interviews with various key informants to deepen the field findings. Data analysis used was a qualitative technique. This study identifies four main elements of social determinants which affect health behavior of indigenous Asmat society. First, Asmat society has low levels of educational background because lack of accessibility to schools due to the extreme geographical conditions. Second, Asmat culture places women as subordinate groups that create high rates of violence against women. Third, the Catholic Church institution play important role to improve health quality of Asmat society. Culture factors influence the social life of the Asmat community. Especially, the position of women in the Asmat socio-cultural strata.

Business Development Using Business Model Canvas in Lucky Star Digital Printing

Large amount of the demands for branding and spreading the information makes the business of digital printing dominate the market needs. Lucky Star located in Cepu has been operating for 5 years. Unfortunately, they do not have the right business model. To collect the data was obtain from Focus Group Discussion (FGD). Questions asked on FGD were directed to gain knowledge about the owner and employees’ wants, also customers needs. Afterwards, the data were classified according to the categories of BMC. The researcher offered BMC hope that it can lead the business become market leader. Business model Canvas is validated using the javelin board to show that problems and the solutions are correct. The results of this study indicate that customer segments must be determined with STP (Segmenting, Targeting, Positioning) strategy. The additional value proposition is create a promo, bundling products, and add delivery services. the best channel is the word of mouth method. Lucky Star's additional revenue stream comes from supplier because offers products at wholesale prices. Additional key resources is give responsibility to employees for financial reports and promotion sections. In customer relation aspect, give member card for customers and providing after-sales services. Additional for key activities are Quality control, business evaluation, Promotion. In key partnerships aspect, must looking for suppliers of digital printing equipment at wholesale prices. For cost structure, need requires employees who are responsible for online financial management

Barriers to green infrastructure development and planning in two Ethiopian cities: Bahir Dar and Hawassa

Barriers negatively affect green infrastructure (GI) planning and sustainable development of urban areas. The aim of this study is to analyze the major barriers to GI development and planning in Bahir Dar and Hawassa cities in Ethiopia. Qualitative data collected from focus group discussion (FGD) and key informant interview (KII) while quantitative data gathered using structured survey questionnaire. The result shows that, among the listed barriers, in Bahir Dar structural, capacity and technical barriers are the leading barriers, while in Hawassa structural, capacity and contextual or technical barriers came in the forefront that constrain GI planning and sustainable urban development.

Nurses’ Performance Assessment Based On Nursing Clinical Authority: A Qualitative Descriptive Study

Background: One of nursing management functions is organizing nursing staff through assessing their working performances. Managing nursing staff in order to improve their working performance is vital. Thus, it needs to be well-designed to meet the patients’ expectation on health care quality. Nurses’ performance is defined as the action, achievement, or fulfillment of nurses’ responsibilities based on their tasks that have been assigned to them.
 Purpose: The aim of this study was to describe the nurses’ performance assessment and the nurse activities based on nursing clinical authority at the Dr. Wahidin Sudirohusodo hospital Makassar.
 Methods: This research is a qualitative descriptive study. Data were gathered from Focus Group Discussion (FGD), individual interviews, and document analysis.
 Results: The study results showed that generally the assessment of the nurses’ performances at the Dr. Wahidin Sudirohusodo hospital has been conducted since 2015. However, there were still some areas that need to be improved, such as the quantity indicator assessment that is currently not developed based on the nursing clinical authority. In fact, the assessment of nurses' performance for quantity indicators should be adjusted to the nursing clinical authority that has been assigned to them after completing the credentialing process as stated in the Nurse Clinical Assignment Letter.
 Conclusion: The assessment of nurses’ performance should be adhered to the nursing clinical authority and it is better if hospital managers may synchronize the nursing clinical authority with the online nursing logbook provided in the Hospital Information System

Assessment of Rice-based Integrated Farming Model in Banten Province

Integrated farming is an ideal agricultural system with the principle of management and utilization of agriculture biomass and organic waste. The objectives of this study were to build a model of rice-based integrated farming as well as to calculate its economic feasibility. The research was conducted at Sabana Mandiri Farmers' Group, Sukatani Village, Rajeg Sub-district, Tangerang District in Banten Province. The location was determined using agro-ecosystem, agribusiness, participatory and integrated approaches in order to discover potentials and problems with regards to agriculture systems. Whereas, the integrated farming model was developed to improve farmers' technology and socio-economic conditions. Primary data were collected from focus group discussion (FGD) and analysis of cost and profit of improved farming systems. Secondary data were collected through literature studies. Data were calculated and analyzed descriptively. The results showed that Sukatani Village fulfills the requirements of the integrated farming model (rice, cattle, mushroom). Through the application of technology, the profits derived from rice, cattle, and mushrooms were respectively IDR. 11,298,000 (B/C ratio 1.14); IDR. 6,300,000 (B/C ratio 0.17) and IDR. 1,898,500 (B/C ratio 1.02). Implementation of rice-based integrated farming may reduce agriculture waste and increase farmers' income by using rice straw to produce more economic agriculture products such as mushrooms, feed, and organic fertilizer.

Evaluation on National Biotechnology Policy (NBP) 2005: Towards Achieving 20 Global Companies In NBP Phase III

The purpose of this paper is to discuss on the latest progress of the NBP 2005 through selecting significant performance indicators towards the end of policy tenure, which is nurturing 20 global status companies. The research was carried out through qualitative method using verbatim analysis from Focus Group Discussion (FGD) with lead implementing agencies, Bioeconomy Corporation and also supported by desktop research from the statistics provided and literature review. Through this research, general performances in NBP Phase II were examined, as they will influence the strategies execution in the Phase III. Hence, researcher was exploring the global companies in the context of NBP in term of definition, grooming programs, potential and existing companies, characteristics, niches, and other relevant information related. The findings of this research indicated that NBP Phase II showed significant achievements while general information on the global companies been obtained, mostly in 3 main biotechnology sectors the namely agriculture, healthcare and industrial biotechnology due to non- disclosure agreement with the companies. Therefore, this research is very useful, it could possibly benefit policy makers in the future on policy planning, and intervention in science, technology, and innovation related policy. Finally, originality value from this research will unlock possibility for future study to conduct quantitative survey on the respective companies and also other international benchmarking indicators. However, the study was only based on the FGD session, documents analysis, and information given from ministries and agencies officers.

Inhibitors in Building Students’ Islamic Characters of Halal Tourism Destination at State Senior High School in East Lombok Regency

This research was aimed to identify inhibiting factors of students' islamic character building at a senior high school in halal tourism destination area in East Lombok. The researcher used a Mix Method research for investigating the inhibitors. Then the priority of those factors were determined by using Urgency Seriousness Growth (USG) technique. To decide alternative solution of the factors the researcher employed Mc Namara which was used on the results obtained from Focus Group Discussion (FGD). The research population was SMA Negeri 1 Sembalun which is located in an area recognized as World's Best Halal Honeymoon Destination by World Halal Tourism Awards in 2016.The sample of qualitative research was chosen through snowball sampling technique on students of senior high schools in East Lombok. Meanwhile, the quantitative research population was all schools 'teachers and the head masters and the sample was chosen by using purposive sampling technique. The qualitative sample generalized the inhibiting factors and provided alternative solutions of the problems. This research can be source information and suggestion in building students' Islamic character especially in areas with halal tourism potentials. As for teachers it can be a reference and additional knowledge especially in solving the problems in building the characters. Furthermore, it also becomes a consideration to help improving the quality of geography learning especially for the sake of student's Islamic character building.

Public Health Information Behavior at Flood-Prone Area In Bandung Regency: A Case Study in Baleendah Village, Andir Village, Bojongsoang Village and Dayeuh Kolot Village

This study aims to understand the public health information behavior in the vicinity of flood prone area by examining 1) The public health information behavior in identifying diseases that may occur because of a flood. 2) The information behavior in finding health information solution required for dealing with diseases that may occur because of a flood. 3) The public health information behavior in determining health information sources which is used. 4) The public health information behavior in making use of health information for diseases that may occur because of a flood. 5) The public health information behavior in making use of health institution to satisfy its information needs. 6) The public health information behavior in flood prone area. The method used in this research is qualitative method supported by Case Study approach. In this research, we analyze data obtained from Focus Group Discussion (FGD) conducted by 11 informants and in-depth interview with 20 interviewees that are competent with this research research for triangulation. The result of this research reveals that people living in the flood prone area vicinity in Baleendah Village, Andir Village, Dayeuh Kolot Village and Bojongsoang Village, Bandung Regency (1) identify the potential of a flood disease based on their experience and identification during a flood (2) search for health information solution required for overcoming disease potential because of a flood by asking directly to a doctor or health center staff or volunteers during a flood. For psychological problem, usually people consult with religious leader, although Social Agency provice service to overcome this problem. (3) The main information source used is one that is informed by the health center or village midwife. (4) People use health information to help healing process when they get sick during the disaster. Health information obtained when a flood does not happen is only for adding insights. (5) Health Agency through health center and village midwife are actively involved to give health counseling to the public on various occasions. Those five things influence The public health information behavior in the flood prone area.

IDENTIFIKASI KELEMBAGAAN LOKAL DALAM RANGKA IMPLEMENTASI DAERAH PERLINDUNGAN LAUT BERBASIS MASYARAKAT (DPL-BM) DI KOMUNITAS DESA SEKUNYIT KABUPATEN KAUR

This research is aimed to identify the local institutions as a basic for DPL-BM implementation, located in Sekunyit village, Kaur Selatan sub-district, district of Kaur. Qualitatif data obtained from Focus Group Discussion (FGD) and Key persons who are resourceable dan knowlegeble in the term of local institutions. This research was done in February and December 2009. The results are (1) As a general the condition of Socio-Economics of Desa Sekunyit People doing the occupation Fishermen dan Farmers, especially rainfed paddy, (2) Local institusion which is existing Farmer Group, coopperatives, Fishermen group, PKK, and religius group (pengajian), dan (3) DPL-BM institution founded is the modification of local institution. DPL-BM consisfs of DPL institution for men, Nafkah ganda group for women. (4) Rural goverment back up the DPl-BM through publishing the village rule about DPL-BM.Key words: local institution, DPL-BM, household livelihood