AbstractThe chelating ligands of boric acid and amino trimethyl phosphonate prepared a novel flame retardant (BAP) for the cotton fabric. A stable chemical and coordination bond was formed on the surface of the cotton fibers by a simple three‐curing finishing process to make the fabric exhibits excellent durable flame retardancy. Cotton fabrics' tensile strength and whiteness got substantially retained after BAP treatment. 90 g/L BAP‐treated samples (3 curing times, 50 laundry cycles) showed good flame retardancy and durability, holding the largest limit oxygen index, 29.7%, and the shortest damage length, 61 mm. A condensed phase and gas phase synergistic flame retardant mechanism was concluded by thermogravimetric, cone calorimeter tests, and thermogravimetric infrared analysis.