Financial Value Research Articles

Pengaruh Literasi Keuangan Syariah, Religiusitas, Inklusi Keuangan Syariah, Layanan Digital M-Banking Terhadap Keputusan Menabung Gen Z. Studi Kasus Nasabah BSI Jabodetabek

Islamic finance is a financial system based on the principles of Islamic sharia, which prohibits usury (interest), speculation, and investment in businesses that are considered haram. This financial system offers various products and services, such as savings, investment and financing, which are in accordance with sharia principles. In Indonesia, sharia financial institutions have developed rapidly and have become a choice for people who want to use financial services in accordance with sharia principles. Generation Z, which is a group born between the mid-1990s to the early 2010s, is known for its high technological skills and strong sharia financial values, resulting in an understanding of sharia finance and the application of these principles in financial decision making, including Saving money is important. This study aims to identify the influence of sharia financial literacy, religiosity, sharia financial inclusion, and digital m-banking services on Generation Z's saving decisions, with a focus on Bank Syariah Indonesia (BSI) customers in the Jabodetabek area. This type of research uses a quantitative approach with a sample of 135 respondents. The data analysis used is SEM-PLS assisted by the smartPLS 3 application. The results of this research show that Sharia Financial Literacy, Sharia Financial Inclusion and Religiosity have a positive and significant influence on Gen Z's Saving Decision, while the Digital Banking Services variable has no significant influence on Saving Decisions. Gen Z. This is due to several factors, including low literacy levels and internet network problems or being far from the city center.

Research on the Investment Value of BYD based on Financial Analysis and Valuation Analysis

With the promotion of China's dual-carbon strategic policy and the development of the new energy automobile industry in recent years, the new energy automobile industry has been widely concerned by the academic community and the industry, especially the fluctuation of BYD's stock price has also been widely discussed. This paper uses financial analysis and valuation analysis to study the investment value of BYD. The research results show that in terms of finance, BYD's profitability and operating capacity have shown a good upward trend, but BYD's liquidity and solvency have shown a downward trend year by year. In terms of valuation, by comparing BYD's EPS and P/E ratio with Tesla, it is found that BYD has more long-term investment value than Tesla. The research in this paper provides guidance for investors to make investment decisions, and contributes support and foundation for the future advancement of BYD and the entirety of the new energy vehicle industry.

A Financial Analysis and Valuation of Diamondback Energy

Because of the importance of its products and huge value, the oil and gas industry itself occupies an important position in the national economic system. However, the development of this industry is unbalanced and insufficient, with large differences in market size, liquidity, solvency, profitability, valuation, and growth potential, and few companies have achieved good performance in all of these dimensions. This study delves into the unbalanced development and varied performance metrics among key petrochemical companies listed in the U.S. stock market, utilizing both fundamental analysis and non-financial analysis method, as well as to conduct a specific study on the competitive situation of Diamondback Energy. This study has elucidated that Diamondback Energy lags behind its peers in terms of liquidity and solvency. However, it is worth noting that despite macroeconomic challenges such as economic downturns and industry-wide downturns, its profitability remains relatively strong within the industry. Additionally, it holds a certain advantage over its peers in terms of financial valuation and growth potential, making it a growth-oriented enterprise. The study suggests that investors should consider market volatility and the company's management risk when entering the oil and gas industry in order to maximize returns.

A Financial Analysis and Valuation of GoDaddy Inc

This paper introduces the famous Internet domain name registration company, GoDaddy Inc., by introducing the basic situation of the company and analyzing the company's strategy, comparing it with the relevant competing companies in the same industry, and analyzing the different liquidity capabilities between different companies. Solvency and profitability to draw relevant conclusions about the stage of the company, to increase the understanding of the company's fundamentals to grasp the general direction, and at the same time compare different investment indicators such as price-earnings ratio and growth ratio, current earnings per share and other indicators. Then compare it with the relevant competing companies in the Internet industry, you can understand the relevant operating conditions of the company, combined with the previous financial analysis and the current analysis of investment indicators can be decided whether the company is worth making an investment conclusion. By delving into the intricacies of GoDaddy's financial performance and market positioning, this analysis equips investors with the knowledge needed to make astute investment decisions in the dynamic Internet domain registration industry.

A Financial Analysis and Valuation of Starbucks

Upon reviewing Starbucks' financial analysis, it can be seen a company poised for enduring growth, underpinned by a strategy that harmonizes customer engagement with market innovation. Starbucks leverages its market strength as a leading global coffeehouse chain despite challenges inherent in the coffee industry. As a result of the company's commitment to expansion, digital innovation, and sustainability, it is demonstrating a foresight aligned with consumer trends and market demands. With a diversified business model and a reputation for quality and ethical practices, Starbucks remains resilient to market competition. Strategic initiatives like the "Triple Shot Reinvention with Two Pumps" demonstrate the company's forward-looking approach. The company prioritizes customer satisfaction and innovation as it navigates the complexities of global expansion. As a result of this approach, as well as its prudent risk management strategy, Starbucks is well positioned to maintain its industry dominance and deliver shareholder value for many years to come.

A Financial Analysis and Valuation of Leading Companies in the U.S. Electric Utility Sector

In the post-pandemic era, as societal life demands gradually recover and stabilize, the American public utilities sector has demonstrated positive growth momentum, garnering significant investor attention. This research focuses on four prominent enterprises within the industry, including Southern Company (SO), American Electric Power (AEP), Duke Energy (DUK), and Exelon Corporation (EXC). These entities not only epitomize the developmental trajectories of the electric power industry but also reflect the escalating influence of renewable energy over traditional fossil fuels and the ramifications of heightened environmental standards on corporate operations. Leveraging the 2023 annual reports as foundational data, this study conducts a thorough analysis and valuation of these firms' financial statement indices and price-to-earnings ratios, aiming to offer comprehensive insights and analyses regarding their financial standings and market prospects. The findings indicate that Southern Company exhibits robust market competitiveness and allure, alongside an optimistic outlook for future development, rendering it a viable candidate for sustained attention from investors seeking long-term value investments.

Study on the Investment Value of Alibaba based on Financial and Valuation Methods

This article analyzes the significant advantage of the e-commerce industry in China through the average beta coefficient, while Alibaba, as a leader in the e-commerce industry, has suffered a severe blow, leading to an analysis of the investment value of Alibaba. Through financial analysis and valuation, it is found that Alibaba is in good financial condition, competitive with peer companies, and has room for growth. According to the analysis, The analysis shows that Alibaba maintains a high profit growth rate of 30% to 40% all the year round, and the TTM EPS and NTM EPS are compared and analyzed, and the data are more than 7, while the PE ratio of Alibaba is obviously low, and its financial status is greatly underestimated. Furthermore, an analysis of other factors affecting the investment value of Alibaba reveals that factors such as financial crises impact the stability of Alibaba's equity and influence investors' misjudgment of value, leading to stock price declines. This provides researchers and business leaders with more insights.

A Financial Analysis and Valuation of Home Depot

This study aims to research and analyze the firm’s valuation of Home Depot by exploring the company’s background and recent events, evaluating company performance, forecasting future development, and discovering the firm’s strategy and risk. The performance evaluation uses liquidity, solvency, and profitability to assess the firm operations and use of resources. The additional valuation adopts current and next year’s forecast financial data to measure the company’s EPS and revenue growth rate, P/E, PEG, and GP/A ratios. The results show that Home Depot has high liquidity, high profitability, and low solvency from its operational performance, as well as a high long-term valuation forecast in the home improvement retail industry. This consequence implies that Home Depot may have efficient business management and sound financial health by effectively meeting short-term obligations and using assets to generate revenue. Meanwhile, the company may also pose several risks, including an unstable economic environment, difficulty meeting long-term obligations, the continued decline in annual gross margins and ROIC, and potential stock overvaluation for investors.

The Crowdless Future? Generative AI and Creative Problem-Solving

The rapid advances in generative artificial intelligence (AI) open up attractive opportunities for creative problem-solving through human-guided AI partnerships. To explore this potential, we initiated a crowdsourcing challenge focused on sustainable, circular economy business ideas generated by the human crowd (HC) and collaborative human-AI efforts using two alternative forms of solution search. The challenge attracted 125 global solvers from various industries, and we used strategic prompt engineering to generate the human-AI solutions. We recruited 300 external human evaluators to judge a randomized selection of 13 out of 234 solutions, totaling 3,900 evaluator-solution pairs. Our results indicate that while human crowd solutions exhibited higher novelty—both on average and for highly novel outcomes—human-AI solutions demonstrated superior strategic viability, financial and environmental value, and overall quality. Notably, human-AI solutions cocreated through differentiated search, where human-guided prompts instructed the large language model to sequentially generate outputs distinct from previous iterations, outperformed solutions generated through independent search. By incorporating “AI in the loop” into human-centered creative problem-solving, our study demonstrates a scalable, cost-effective approach to augment the early innovation phases and lays the groundwork for investigating how integrating human-AI solution search processes can drive more impactful innovations. Funding: This work was supported by Harvard Business School (Division of Research and Faculty Development) and the Laboratory for Innovation Science at Harvard (LISH) at the Digital Data and Design (D3) Institute at Harvard. Supplemental Material: The online appendix is available at https://doi.org/10.1287/orsc.2023.18430 .

Anesthesia-Related Closed Claims in Free-Standing Ambulatory Surgery Centers.

As higher acuity procedures continue to move from hospital-based operating rooms (HORs) to free-standing ambulatory surgery centers (ASCs), concerns for patient safety remain high. We conducted a contemporary, descriptive analysis of anesthesia-related liability closed claims to understand risks to patient safety in the free-standing ASC setting, compared to HORs. Free-standing ASC and HOR closed claims between 2015 and 2022 from The Doctors Company that involved an anesthesia provider responsible for the claim were included. We compared the coded data of 212 free-standing ASC claims with 268 HOR claims in terms of severity of injury, major injuries, allegations, comorbidities, contributing factors, and financial value of the claim. Free-standing ASC claims accounted for almost half of all anesthesia-related cases (44%, 212 of 480). Claims with high severity of injury were less frequent in free-standing ASCs (22%) compared to HORs (34%; P = .004). The most common types of injuries in both free-standing ASCs and HORs were dental injury (17% vs 17%) and nerve damage (14% vs 11%). No difference in frequency was noted for types of injuries between claims from free-standing ASCs versus HORs--except that burns appeared more frequently in free-standing ASC claims than in HORs (6% vs 2%; P = .015). Claims with alleged improper management of anesthesia occurred less frequently among free-standing ASC claims than HOR claims (17% vs 29%; P = .01), as well as positioning-related injury (3% vs 8%; P = .025). No difference was seen in frequency of claims regarding alleged improper performance of anesthesia procedures between free-standing ASCs and HORs (25% vs 19%; P = .072). Technical performance of procedures (ie, intubation and nerve block) was the most common contributing factor among free-standing ASC (74%) and HOR (74%) claims. Free-standing ASC claims also had a higher frequency of communication issues between provider and patient/family versus HOR claims (20% vs 10%; P = .004). Most claims were not associated with major comorbidities; however, cardiovascular disease was less prevalent in free-standing ASC claims versus HOR claims (3% vs 11%; P = .002). The mean ± standard deviation total of expenses and payments was lower among free-standing ASC claims ($167,000 ± $295,000) than HOR claims ($332,000 ± $775,000; P = .002). This analysis of medical malpractice claims may indicate higher-than-expected patient and procedural complexity in free-standing ASCs, presenting patient safety concerns and opportunities for improvement. Ambulatory anesthesia practices should consider improving safety culture and communication with families while ensuring that providers have up-to-date training and resources to safely perform routine anesthesia procedures.

Environmental Protection Tax and Green Investment on Green Innovation: Digitalization, ESG, CSR as Mediation

This study aims to identify variables that influence environmental tax protection, digitalization, ESG, CSR and green investment variables on green innovation. The research conducted is quantitative and the data obtained is secondary data. Data were obtained from companies that publish their financial statements and annual reports. The unit of analysis used in this study is manufacturing companies listed on the Indonesia Stock Exchange. Managerial implications for company management with operational efficiency and long-term sustainability of the company. Companies can develop new products that are more environmentally friendly, more energy efficient production processes, or new technologies to recycle waste. Management can consider strengthening and expanding CSR practices including environmental commitments as an integral part of their business strategy. Stakeholders need to see transparency in communication about green investment and green innovation so that they can improve financial performance and company value.

Bee pollination affects coffee quality, yield, and trade-offs within them

Bees provide valuable pollination services by increasing crop yields. However, pollination services to crop quality – which often determines nutritional and financial value – have been less studied, particularly in tropical commodities such as coffee. Understanding how pollination affects coffee quality is critical because high-quality coffee on the specialty market fetches higher prices, which can potentially benefit farmers more than just focusing on yield alone. This study aimed to test the effects of bee pollination on coffee yield and quality and to evaluate possible trade-offs within them. We conducted bee-exclusion experiments on 30 coffee plants in the Tarrazú region of Costa Rica, controlling for several factors associated with coffee quality. At the end of the growing season, we harvested the berries and compared yield (that is, fruit set and weight) and quality (that is, the cup profiles of certified coffee tasters) among treatments. Our results indicate that bee pollination can lead to trade-offs in coffee production. Bee pollination significantly increased final fruit set by 9 % and the desired aroma scores by 2 %. However, these fruits weighed 7 % less than self-pollinated berries and displayed more body but less balance in their cup profiles. This is one of the first experimental studies to evaluate pollination services for coffee, considering not just yield but also its cup profile. We provide early evidence suggesting bee pollination improves coffee aroma, a critical quality attribute in specialty coffee. Our research emphasizes the importance of protecting or restoring bee habitats in coffee farms, which can not only improve income for coffee producers but also conserve biodiversity. Integrating these ecological insights into initiatives like 'bee-friendly' coffee production presents an innovative approach for stakeholders in the coffee supply chain and can serve as a strategic nexus of agricultural, economic, and ecological interests.

Valuing Nursing Practice: Laying the Future Foundations for Nursing.

Nursing has always been a cost for the institutions within which nurses work. This fact has influenced almost everything that affects how nurses are utilized and valued. As a cost, nurses are closely managed on the margin, always constrained by the resource machinations of organizations and systems with little determination or enumeration of the contributions nurses make to the service and financial value represented by algorithms and metrics that enumerate and demonstrate nurse's impact and contribution to service and financial value. This article further pushes the boundaries of this circumstance, challenging nurse and health leaders to reconceptualize nursing contribution and recalibrate the determination and calculation of nursing value as a sustainable baseline for nursing leadership for the future.

How Does an Integrated Pharmacist Add Value in the Management of Inflammatory Bowel Disease in the Era of Values-Based Healthcare?

The World Health Organization has recommended that the management of chronic diseases such as inflammatory bowel disease (IBD) should be undertaken using an integrated approach delivered by a multidisciplinary team. Although the composition of an IBD multidisciplinary team has been well described, the inclusion of an IBD pharmacist as a core member has been more recent, with variable uptake within IBD services internationally. While pharmacists continue to play the traditional role of safe prescribing and monitoring of immunosuppressive therapies, their role within the IBD team is rapidly expanding; however, the value, in terms of both clinical outcomes as well as financial savings (where available), which they add to IBD services has been less well described. In this narrative review, we perform a comprehensive evaluation of the literature detailing the expanding roles that IBD pharmacists play and describe opportunities that exist for integrated pharmacists to add value to IBD service delivery. Medication and adherence counseling, immunosuppressive monitoring, uptake of biosimilars, therapeutic drug monitoring, health promotion and prevention appear to be key areas where integrated pharmacists can add the most value to IBD patients and services. In particular, integrated IBD pharmacists can improve patient outcomes via rigorous monitoring pre and post initiation of drug therapies; focused medication counseling; advice on improving adherence; implementation of novel approaches to medication usage, and; strategies to help sustain IBD service delivery. These data can be used to further build a case for those seeking to add pharmacists to their team/services. Future studies should focus on evaluating the impact of an integrated IBD pharmacist on quality-of-care delivery together with the clinical and financial value added to IBD services compared to services that lack an integrated IBD pharmacist role.

Investment Value Analysis of Enterprise: Taking ZARA as an Example

This paper mainly expounds some financial problems encountered in the analysis of corporate investment value by taking the Spanish clothing and accessories brand ZARA as an example. As a leading brand in the field of fast fashion, ZARA will inevitably be affected by social and economic factors such as funds, distribution and development background during its development. This paper uses the very common SWOT analysis method to carry out a very detailed analysis of ZARA company, and at the same time uses the relevant financial indicators and market value analysis method to analyze the internal and external value development process of the company. Finally, as the first generation of fast fashion brand, ZARA's development in the market is not very stable. Although this paper has carried out a more detailed analysis, it contains a lot of theoretical elaboration, so it does not rule out the possibility of other influencing factors.

ESG Dimensions and Corporate Value: Insights for Sustainable Investments

This study adopts an integrated approach to analyze the environmental, social, and governance (ESG) dimensions and their relationship with corporate value in terms of two separate hypotheses: financial performance and market value. While previous studies in the literature have researched ESG from an overall aspect, this study stands out by simultaneously considering all three dimensions individually, providing a holistic and detailed view of their combined impact on corporate value to obtain insights for sustainable investments. Another contribution to the literature is the best practices associated with dialogue with stakeholders, as this study significantly contributes to the ongoing debate regarding sustainable investments. It is very important to demonstrate the relationship between ESG dimensions and corporate value based on empirical evidence. Thus, this study fills a gap in the literature and offers a basis for future research on sustainable investments from a multidimensional perspective of ESG. A relevant contribution is a dataset that includes detailed information about ESG dimensions for 100 publicly listed companies on the B3 stock market in Brazil. This comprehensive research allows for a robust generalization of the results and proposes insights that can be applied in a variety of contexts, increasing the relevance and practical applicability of this paper.

An Analysis on the Feasibility of Financial Valuation of Technology Companies Based on Value Investing

An Analysis on the Feasibility of Financial Valuation of Technology Companies Based on Value Investing

The Financial Value of Financial Position in Range the Technical Concept for Civil Right

The Financial Value of Financial Position in Range the Technical Concept for Civil Right

Raman Spectroscopy for the Differentiation of Muscles and Tissues in Meat Using Chicken as a Model System

ABSTRACTThe application of Raman spectroscopy in the meat processing industry as a quality assurance is dependent on its ability to differentiate tissues from the animal. Meat is commercialised as different cuts with variations in quality and financial value. Whilst it is possible to conduct some analysis on meat quality, there are high costs and time involved. The meat processing industry could benefit from rapid methods for characterising meat quality for large quantities. This study demonstrates the ability of combining Raman spectroscopy with chemometrics to discriminate tissues in a chicken carcass. All spectra from the different tissues were analysed by applying chemometrics. The principal component analysis (PCA) and discriminant function analysis (DFA) showed successful classification of different muscles and tissues.

A Financial Analysis and Valuation of Monster Beverage Corp.

In the global beverage market, companies such as The Coca-Cola Co.(KO), PepsiCo, Inc.(PEP), Monster Beverage Corp.(MNST), and Keurig Dr Pepper, Inc.(KDP) are highly competitive with their own unique characteristics. The capital market is a platform for investors to engage in investment activities. Investors investing their funds anticipate returns either through dividends or capital gains. The profitability and liquidity ratio of dividend policy have significant effects. Financial performance has had a pivotal role in fulfilling the objective of maximizing the company's overall worth. The escalating worth of the company serves as a testament to the escalating welfare of shareholders, reflected in the profits garnered by investors, apart from dividends, through capital gains accruing from the ownership of shares. This article will analyze the characteristics, financial performance and strategic risks of these companies to provide investors with comprehensive information. MNST is the best performer in terms of short-term debt repayment capacity and liquidity, with strong solvency, low debt ratios and no long-term debt and interest expense. MNST has performed well in terms of profitability, with high profitability ratios and operating margins, showing strong earning potential. In addition, MNST has also performed well in terms of profitability of shareholders' equity. MNST has the highest market ratio, and the market has a certain optimistic attitude towards it. Overall, MNST is an attractive choice due to its high profitability, strong solvency and good market prospects.