The integration of carbon-fibre reinforced polymers (CFRP) in structural applications offers significant advantages due to their high strength-to-weight ratio. However, these materials exhibit limitations under out-of-plane loads, particularly in bearing applications. This study explores an innovative approach to enhance the performance of CFRP structures in such scenarios by incorporating annular polyamide inserts manufactured via additive manufacturing (AM).To evaluate the mechanical performance of the AM inserts, a novel ring tensile test is designed to emulate the bearing load conditions. This test also enables the analysis of the impact of several design and manufacturing parameters of the AM inserts, including surface geometry, surface treatment, internal structure, and curing process. These are then compared with specimens made of carbon fibre sheet moulding compounds (CF-SMC), commonly used to support bearing loads. The study reveals that AM inserts provide a viable alternative to state-of-the-art CF-SMC, offering a significant enhancement in mechanical properties under specific bearing loading conditions. The test results indicate a 17.7% improvement in the first failure limit and an 8.6% increase in the ultimate strength for AM inserts compared to CF-SMC.Additionally, the study develops a simplified analytical model to predict stress distributions and potential failure mechanisms, validating its efficacy through experimental data with discrepancies of less than 6%. Economic analysis underscores the cost benefits of AM inserts due to reduced labour and higher repeatability. This research demonstrates the potential of AM inserts to improve the stability and strength of CFRP structures, paving the way for their broader application in demanding load-bearing environments.