D URING an eleven-month stay in several small villages of the Wolof, a Negro Mohammedan people now numbering some 600,000, who live in the Gambia and Senegal, I spoke with the oldest men I knew concerning the former use of cloth money. The statements of the old men are corroborated, for the most part, by present-day Wolof practices and by European observers of the eighteenth and nineteenth centuries. Most of these data were collected in the villages of Njau and Ballangar in the Saloum districts of the Gambia. The use of cloth as money, in a way that has close functional parallels with true money, was extensive in the Wolof economy prior to this century, both in ceremonial exchange and in basic economic exchange. That such an institution developed in an area where people lived close to the subsistence level with very little surplus production of food and no markets is something of an enigma. There are historical accounts of the early days of European contact with the Gambia, however, which give us some explanation of this seeming paradox. The Wolof no longer use cloth as money, but they still weave cloth. Wolof women card locally grown cotton and spin the thread. Wolof men, of a class made up of the descendants of slaves, weave the cloth on the typical narrow West African loom in strips about five inches wide and cut, for most purposes, into lengths about seventy inches long. Several of these strips are sewn together by the women to make a piece which is often referred to by the English and French in this region as a pagn or pagne (skirt or loincloth) and by the Wolof as a malan. This is then colored with indigo-formerly grown locally-and sometimes decorated with simple designs by the tie-dye technique. Before the introduction of European cloth, the Wolof depended on this cloth for nearly all their needs. Today the use of native cloth is limited. Women tie their babies on their backs with it and wear it as an underskirt with a dress