Era Of Digital Technology Research Articles

Pengaruh Digital Financial Literacy Terhadap Perilaku Keuangan Masyarakat Kota Gresik

Financial literacy can be generally defined as a person's ability to understand, analyze, manage and communicate personal finances. Technological advances can have an impact on people's financial behavior. So financial literacy in this era of sophisticated digital technology and virtualization is very important for society, so digital financial literacy needs to be understood by the public. Digital financial literacy (DFL) is financial literacy in the form of digital financial technology. Demographic factors also influence financial behavior in society. Demographic factors can have an influence because the older you get, the more experience you have, including your financial intelligence, which also increases. This research used a sample of 125 respondents and obtained data from the results of a questionnaire distributed using the Likert scale assessment method. The analysis method uses structuralEquation Modeling Partial Least Square (SEM PLS) analysis. The results of this research conclude that Digital Financial Literacy (DFL) has been proven to have a good and significant effect on the financial behavior of the people of Gresik City. And educational demographics are proven to have a good and significant effect in moderating the influence of DFL on financial behavior.

Machine learning technology for good health and well-being for sustainable human security in South Africa

The failure to achieve sustainable development in South Africa is due to the inability to deliver quality and adequate health services that would lead to the achievement of sustainable human security. As we live in an era of digital technology, Machine Learning (ML) has not yet permeated the healthcare sector in South Africa. Its effects on promoting quality health services for sustainable human security have not attracted much academic attention in South Africa and across the African continent. Hospitals still face numerous challenges that have hindered achieving adequate health services. For this reason, the healthcare sector in South Africa continues to suffer from numerous challenges, including inadequate finances, poor governance, long waiting times, shortages of medical staff, and poor medical record keeping. These challenges have affected health services provision and thus pose threats to the achievement of sustainable security. The paper found that ML technology enables adequate health services that alleviate disease burden and thus lead to sustainable human security. It speeds up medical treatment, enabling medical workers to deliver health services accurately and reducing the financial cost of medical treatments. ML assists in the prevention of pandemic outbreaks and as well as monitoring their potential epidemic outbreaks. It protects and keeps medical records and makes them readily available when patients visit any hospital. The paper used a qualitative research design that used an exploratory approach to collect and analyse data.

Internet-Based Smart Door Design of Things (IOT) with Visitor Access Controller Indoor

In the era of digital technology, the Internet of Things (IoT) has become an innovative solution in various sectors, including in access management and room security. This research aims to design and implement an IoT-based smart door system that is able to control visitor access using NodeMCU ESP8266 and send notifications through the Telegram application. The system uses PIR sensors to detect the presence of visitors and servo motors to operate the door automatically. When the number of visitors reaches the maximum set capacity, the system will automatically close the door and send a warning notification to the Telegram bot and activate the buzzer as a warning sign. Thus, this system not only improves the safety and comfort of visitors, but also helps prevent the spread of diseases by limiting the number of visitors according to a safe capacity. The test results show that this smart door system can function well in controlling visitor access and providing real-time notifications when the room capacity is exceeded. The implementation of this system is expected to be applied in various public places to improve security management and visitor capacity effectively.

Administrative Law in the Era of Digital Technologies: New Opportunities for the Saving of Cultural Heritage and Public Education

The rapid development of digital technologies has transformed various aspects of human life, including the save and promotion of cultural heritage. The present article explores the intersection of administrative law and digital technologies in relation to the protection of cultural heritage and public education. The study aims to analyze the role of administrative law in providing a legal framework for the utilization of digital technologies to safeguard cultural heritage, address the challenges arising from the adoption of new technologies, and promote public education on the importance of saving historical values. The article begins by examining the innovative methods employed in the save of cultural heritage, such as virtual museums, augmented and virtual reality technologies, and artificial intelligence. The role of administrative law in facilitating the integration of these technologies into the save process is emphasized, as it provides the necessary legal support and guidance to ensure their effective and responsible use. Next, the article delves into the primary challenges and problems faced by the cultural heritage sector in adopting digital technologies. These include issues related to data privacy and security, intellectual property rights, and the need for harmonization between national and international legal frameworks. The article highlights the importance of administrative law in addressing these challenges and ensuring a balanced approach that respects the rights of all stakeholders. The study then discusses the interaction between technology and law in the context of heritage protection. It analyzes the existing legal frameworks governing the use of digital technologies in the cultural heritage sector and identifies areas for improvement and potential legal developments. The role of administrative law in facilitating international cooperation and collaboration in the save of cultural heritage is also explored. Finally, the article presents an overview of the prospects for the development of digital cultural heritage management. It outlines the potential benefits of integrating digital technologies into the save process, such as increased accessibility and awareness of cultural heritage, as well as the opportunities for public education and engagement. The article concludes by emphasizing the crucial role of administrative law in ensuring that the digital transformation of the cultural heritage sector is carried out responsibly and sustainably.

Strengthening The Entrepreneurial Mentality Of Students Through Islamic Religious Education And Ethics At SMK Negeri 4 Malang And SMK PGRI 3 Malang

This research aims to strengthen students' entrepreneurial mentality through Islamic Religious Education and Ethics (PAI-BP) at SMK Negeri 4 Malang and SMK PGRI 3 Malang. Strengthening the entrepreneurial mentality is very important considering the competency demands of vocational school graduates who must be able to compete in the era of digital technology and global competition. This study uses a qualitative approach with a multi-site case study design. Data collection is carried out through in-depth interviews, observations, and documentation. The study results show that strengthening the entrepreneurial mentality is carried out by preparing PAI-BP learning tools based on vision, mission, and collaborative projects and developing religious culture and Islamic extracurricular activities. Implementing the entrepreneurship mentality strengthening program includes innovative learning of PAI-BP inside and outside the classroom, spiritual and cultural activities, and collaboration with Islamic extracurricular activities. The conclusion of this study shows that strengthening students' entrepreneurial mentality through PAI-BP positively impacts students' attitudes, skills, and entrepreneurial mentality, including creativity, cooperation, confidence, and independence.

Aspects of effective communication (european experience): digital, informational, and sociolinguistic dimensions

Introduction: The modern era of digital technologies and globalization has brought about significant transformations in communication methods. This article explores how digital, informational, and sociolinguistic dimensions influence the processes of effective communication, focusing particularly on European experiences.Objective: The objective of this study is to analyze the impact of digital transformation, information transparency, linguistic diversity, and cultural adaptation on effective communication in modern European society. The research aims to uncover both the benefits and challenges posed by these factors in the context of communication processes.Methods: This research employed a theoretical approach, synthesizing a wide range of literature and conducting psychological and sociolinguistic analyses. Comparative methods were used to assess different strategies of communication in European contexts, while particular attention was paid to understanding how digitalization and sociolinguistic factors interact.Results: The findings suggest that digitalization enhances accessibility and the speed of communication but introduces challenges, such as the digital divide and data protection issues. Information transparency and accessibility have been identified as crucial in building trust and ensuring the effective exchange of information. Moreover, sociolinguistic factors, especially cultural and language adaptation, have proven essential for effective intercultural communication in Europe.Conclusions: The study concludes that successful communication strategies must incorporate digital, informational, and sociolinguistic aspects, particularly in multilingual and culturally diverse contexts. Awareness and adaptation to cultural norms and linguistic nuances are vital for creating more effective communication practices in both international and local interactions. Practical recommendations include focusing on cultural sensitivity and data transparency to further enhance communication processes

The Integration Of Christian Values In The Implementation Of An Independent Curriculum In Christian Schools In Developing Student Character In The Era Of Digital Technology

The digital era brings significant changes in various aspects of life, including education. Christian schools are faced with the challenge of integrating Christian values in the implementation of the Merdeka Curriculum amid the onslaught of digital technology. This study aims to analyze the integration of Christian values in the implementation of the Merdeka Curriculum in Christian schools in developing student character in the era of digital technology. This research uses qualitative research methods. The data collection technique in this study is a literature study. The data that has been collected is then analyzed in three stages, namely data reduction, data presentation and conclusion drawing. The results showed that Christian values that can be taught to children at school through the Merdeka Curriculum include love, patience, tolerance, empathy and sympathy, honesty, humility, loyalty, and responsibility. The implementation of these values in Christian schools through the Merdeka Curriculum can produce graduates with strong character and ready to face challenges in the era of digital technology. These Christian values help students build a strong and firm faith, so that they are able to face the various temptations and challenges presented by digital technology.

FINANCIAL MARKET’S ROLE IN DETERMINING THE VALUE OF INTERNATIONAL BUSINESS INTANGIBLE ASSETS

As humanity moves into the era of digital technologies and the knowledge economy, the importance of intangible assets in the global economy and international business has been increasingly recognised. Amid the forced virtual communication resulting from the lingering effects of the COVID-19 pandemic, as well as the social conflicts and cyber-attacks associated with Russia's hybrid war in Ukraine, the value of intangible assets such as reputation, investor and customer loyalty, consumer data, branding, intellectual expertise and copyrights has taken on new importance and relevance. The purpose of the research is to improve the conceptual and methodological foundations for determining the nature and value of intangible assets of leading international companies, in particular, their undisclosed components, based on the use of financial market data. Research methodology. The study is based on systems analysis, analysis and synthesis, statistical and graphical methods. These methods were used primarily to identify the structure of the intangible assets of leading international companies, highlighting the interrelationships between the formation of the gap between the external (financial market) and internal (balance sheet) value of companies' shares and the value of their intangible assets. The publication supports the assumption that the identified gap between the market capitalisation and shareholder's equity of an individual company represents the undisclosed part of intangible assets that is not available in the company's official statements. This gap includes such components as reputation, trust and loyalty of customers and investors, brand strength, etc. Given the dynamic development of the international business sphere, the critical importance of flexibility, speed of decision-making, and the need for investors to obtain the most up-to-date information about the company's potential, including the value of its intangible assets, the proposed approach can serve as an effective decision-making tool and an alternative means of determining the real value of a company's intangible assets.

Advancing Fake News Detection with Graph Neural Network and Deep Learning

Abstract In the modern era of digital technology, the rapid distribution of news via social media platforms substantially contributes to the propagation of false information, presenting challenges in upholding the accuracy and reliability of information. This study presents an updated approach that utilizes Graph Neural Networks (GNNs) alongside with advanced deep learning techniques to improve the identification of false information. In contrast to traditional approaches that primarily rely on analyzing text and assessing the credibility of sources, our methodology utilizes the structural information of news propagation networks. This allows for a detailed comprehension of the interconnections and patterns that are indicative of misinformation. By analyzing the intricate, graph-based connections between news items, our approach not only overcomes the constraints of conventional fake news detection methods but also demonstrates significant enhancements in detection accuracy. This paper emphasizes the revolutionary nature of utilizing Graph Neural Networks (GNNs) in the field of fake news detection. It also examines the potential consequences of our research in reducing the propagation of false information. Our model achieved an impressive accuracy rate of 97\%, demonstrating a significant improvement in its ability to identify and classify fake news. The findings highlight the substantial improvement in the ability to detect fake news provided by GNNs in comparison to traditional methods, demonstrating promising growth in the struggle against false information.

Radicalism in the Age of Digital Technology: A Bibliometric Study

This study aims to examine the development and trends of research related to radicalism in the context of digital technology. Research data was obtained using the Publish or Perish reference manager application by taking references from journals indexed by Google Scholar. A total of 907 articles relevant to the keywords "Radicalism" AND "Digital Technology" from 2018 to 2023 were collected. The data was then analysed and visualized using the VOSviewer application. The results provide insight into the development of radicalism research in the era of digital technology. Bibliometric analysis reveals year-to-year research trends, the main contribution of citation counts, and the development of key concepts in the literature. The results of this study can provide a foundation for future research into a better understanding of radicalism in the context of digital technology.

The evolution of accounting and auditing in the era of digital technologies: the role of cloud services and process automation

Introduction: the rapid development of the digital economic space in Ukraine has made digitising the accounting system a paramount issue. Ukraine’s integration trend into the European economic sphere has also contributed to this situation. Objectives: this research aims to analyse the current role of digital transformation tools in optimising the accounting system. Method: the study employed general methods of scientific inquiry, including analysis and synthesis, induction and deduction, abstraction, concretisation, and formalisation. Results: the research established that digital accounting transformation is an obligatory optimisation stage in developing the modern business environment. The analysis considered the feasibility and potential of implementing innovative artificial intelligence capabilities in accounting while ensuring adequate security measures. It was concluded that modern digital tools offer opportunities to streamline the collection and aggregation of accounting information through specialised industry software products. The identified risks associated with implementing artificial intelligence technologies into information systems were discussed. Conclusions: the study demonstrated that intensifying the integration of digital technologies into accounting processes can increase managerial decisions’ accuracy and efficiency.

Value and Productive Labour in the Era of Digital Technologies

This article revisits the so-called digital labour debate to clarify and problematise the many different positions in this debate. Synthesising the most promising arguments from the different positions in the debate, the article outlines a theory of digital media usage as exploited, value-producing labour. In doing so, the article criticises the Autonomist Marxist tradition and argues for the utility of a value-form theoretical approach to the question of free digital labour. In conclusion, the article argues for more analytical attention to the ways in which technological developments in contemporary capitalism can engender new processes of production and thereby also new types of unpaid value-producing labour.

Modern determinants of legal awareness

The article substantiates the presence of correlation dependence of such processes as the growth of digital literacy and legal awareness, and also reveals other factors of legal capacity in the era of digital transformation. It has been proven that understanding this essential interdependence provides answers to a number of questions regarding the priority ways of developing the legal system of Ukraine. Increasing digital and legal awareness is depicted as a logical step towards active participation in the management of public affairs. Online deliberation is depicted as a means of positive influence on the perception of the relevant tools of democracy. In this context, political crowdsourcing is defined as a way of finding effective solutions and a positive impact on civic cohesion. It has been demonstrated that the era of digital technologies provides wider opportunities for the realization of human and citizen rights and freedoms, but at the same time creates new challenges and threats to ensure these rights and freedoms. Legislation regulating relations in the field of digitization is also becoming less transparent. It is noted that virtual space opens up new opportunities for manipulating public opinion, and deliberate functioning in the conditions of new threats of instrumentalization of virtual communication depends on the appropriate configuration of communication platforms. With this in mind, priority issues of scientific discourse and regulatory improvement are highlighted, namely: political crowdsourcing and participatory democracy, online deliberation and principles of cooperation with stakeholders, dissemination and support of fact-checking initiatives to verify the reliability of information, legal status of bloggers, fixers and other media participants as opinion leaders. It is concluded that a certain level of legal literacy, together with digital competence, is a prerequisite for effective participation in modern democratic practices, but this participation can also increase the level of legal awareness of citizens, in particular due to the fact that the Internet plays an important role in shaping the agenda and developing the critical potential of the public.

Digitalization of Law and formation of Digital Law

Digital law is a new form of implementation of legal relations in the field of cyber regulation in various areas: digital rights in digital circulation, cyber security, protection of personal data, regulation of cross-border digital transactions, implementation of social rights based on technological platforms, formation of electronic government, electronic state. Currently, the process of digitalization of law is taking place, that is, the use of new digital technologies to optimize legal relations, as well as procedures for creating a new digital reality, which also requires legal regulation. Digital reality shapes human behavior, norms of social relations, creates digital law and digital legal awareness. In the conditions of the digital economy and virtual space, the need for a new look at legal institutions in the era of information society and digital technologies, consistent adaptation of traditional legal mechanisms to new realities is obvious. Further development of legal regulation of digital rights and digital civil turnover is possible according to the conceptual model of “digitalization” of traditional law. The new paradigm of the development of law consists in the “digitalization” of law, that is, the use of digital technologies to optimize legal regulation, as well as the formation of civil digital turnover. Therefore, digital law is a system of legal norms regarding the use of digital technologies, which regulates legal relations that arise in connection with the use of digital data and the use of digital technologies. Digital law is a complex interdisciplinary institution of law that unites legal norms that regulate legal relations arising in connection with the acquisition, exercise, alienation and protection of digital rights, as well as with the use of digital technologies by subjects of digital law. The mechanism of legal regulation of relations in the digital environment is based on the fact that they have an informational nature, since they arise in connection with the implementation of certain actions with information in digital form (digital data).

Changes In People's Consumption Patterns In The Digital Era: A Study On The Millennial Generation

The millennial generation, born between the early 1980s and early 2000s, grew up in the era of digital technology that affects their consumption patterns. This study uses a qualitative approach with case study design, collecting data through in-depth interviews, case studies, and participatory observations, which are analyzed thematically. The results show that millennials prefer online shopping through e-commerce platforms, influenced by social media and influencers, and prioritizing experience over goods ownership. They are also sensitive to social and environmental values in choosing products. The use of mobile apps for transactions and product reviews is very dominant, although challenges related to data privacy and information reliability are major concerns. This research reveals the need for content-based marketing strategies, product and service customization, and increased transparency and data security to build consumer trust. These findings provide in-depth insights into the consumption dynamics of millennials in the digital era, offering guidance for companies to develop more adaptive and innovative strategies in the face of evolving consumption trends.

The “new space” of homo digitalis: Questioning humans in the digital age

This study aims to address two main theses. First, this study focuses on the question of how technology and digitalization create people who cannot be separated from technology, called homo digitalis. Second, this study seeks to open a discourse of “new space” that is different from the real space created by homo digitalis. By using the method of literature review, this study is expected to lay the foundation for scientific studies on digitalization and the formation of new spaces in the era of digital technology. The results of the study refer to two basic arguments. First, homo digitalis is not just a user of technology. He exists through and in digital machines. That is, he exists in the confinement and governmentality of digital technology. Second, the new space created by homo digitalis is very different from real space. This does not mean that the new space is notreal, but the new space is considered real even though it is telepresent. This study is the basis for redefining space and human existence in the digital world.

Tantangan Dakwah Muhammadiyah di Era Digital

Islamic da'wah in the era of digital technology has undergone a major transformation with the presence of social media platforms such as Twitter, Instagram, and Facebook. Muhammadiyah, as one of the largest Islamic organizations in Indonesia, seeks to optimize digital media to spread Wasathiyah Islamic values more widely and quickly. The main challenge in digital da'wah is to ensure that the information conveyed remains accurate and does not cause misinformation. Haedar Nashir, Chairman of Muhammadiyah, emphasized the importance of combining fiqh on social media with public ethics, as well as involving the younger generation in digital da'wah to ensure that the message of da'wah remains relevant and acceptable to various levels of society. With an innovative and responsive strategy, Muhammadiyah da'wah is expected to be able to answer the challenges of the times while maintaining Islamic principles in facing the era of disruption.

Development of LKPD Based on Higher Order Thinking Skills using Canva in Combination Material

In the present era of digital technology, students are expected to possess metacognitive abilities that are closely associated with Higher Order Thinking Skills (HOTS). The significance of creating Learning and Teaching Materials (LKPD) based on HOTS to enhance the metacognitive capacities of high school students. This study is a qualitative descriptive research aimed at describing the process of generating LKPD based on HOTS using combination materials. The LKPD was created using Canva. The stages employed are the preliminary and prototyping stages. The data was gathered through the conduct of tests and conducting interviews. The participants in this study consisted of students from SMA Negeri 1 Indralaya Utara who possessed high, moderate, and low levels of mathematical proficiency. The HOTS-based LKPD, created using Canva, undergoes expert evaluation for validation in terms of content, construct, and language. The outcomes of the review are used to modify the LKPD until it is officially validated by the expert. Subsequently, the efficacy of the legitimate LKPD was assessed on the research participants. The trial results are given in a qualitative manner to assess the feasibility of using HOTS-based LKPD. This study generates Higher Order Thinking Skills (HOTS)-based Learning and Teaching Materials (LKPD) that are both valid and practical.

A study on the attitude towards digital learning of Malda district graduate students

In the era of pervasive digital technology, the educational landscape is undergoing a profound transformation. This study investigates the attitudes of graduate students in Malda District towards digital learning, focusing on how these attitudes vary with gender and locality. The study aims to estimate the attitudes of Malda District graduate students towards digital learning and to compare these attitudes with reference to gender and locality. The null hypothesis (Ho.1) posits no significant mean difference in attitudes towards digital learning based on gender and locality. To achieve this, a proportionate stratified random sampling technique was employed to select 200 college students and 100 university students, further stratified by gender and locality. Data were collected via questionnaires and analyzed using appropriate statistical techniques. The results indicated a moderate attitude towards digital learning among the students. The data distribution was normal, with low standard deviation values and slight differences between mean and median values. The analysis revealed no significant mean difference in attitudes between male and female students. However, a significant mean difference was found between urban and rural students, indicating that locality plays a crucial role in shaping attitudes towards digital learning. Gender does not significantly influence attitudes towards digital learning, while locality does. Urban students show different attitudes compared to their rural counterparts. Interventions to improve digital learning attitudes should consider locality-specific challenges and perceptions to be more effective. This study contributes to the understanding of the opportunities and challenges in digital learning, informing pedagogical practices and policy-making in the digital age.

SUSTAINABLE DEVELOPMENT DETERMINANTS IN THE CONTEXT OF DIGITAL TRANSFORMATION

Progress towards sustainable development is the priority for countries all over the globe. Understanding the essence of sustainable development is a basis for conducting research and practical actions. The aim of the article is to find out the global determinants of sustainable development in the context of digital transformation. The era of digital technologies creates new approaches to solving available issues and challenges. New normality requires defining global determinants of sustainable development and creating new tools for achieving its goals. The study has provided empirical evidence and proved that ICT is one of the important drivers of sustainable development. The conducted analysis shows that there is a direct impact of ICT development and digitisation on achieving SDG 9 "Industry, Innovations and Infrastructure”. The indirect impact of digitalisation on the SDGs is analysed. It is proved that the implementation of digital technologies in business processes and digitalisation of non-IT sectors of the economy will contribute to the comprehensive implementation of a number of SDGs, such as SDGs 3, 4, 8, 9, 11, 12, and will give impetus to the achievement of other goals, which will generally have a synergistic effect. Benchmarking of practices used by well-developed countries enabled the identification of a number of priority areas related to the digitisation of the economy, namely, the development of digital skills among the population for entrepreneurial activities, state support for the digitalisation of business, especially SMEs, promotion of e-commerce, electronic payments. This study makes multiple contributions namely to academic debate on the influence of digitisation on sustainable development, demonstrates the interrelations between SDGs and highlights evidence on the global determinants of sustainable development. Conducted research outlines 4 groups of factors to enhance achieving SDGs in terms of digital transformation: 1) network coverage; 2) the number of Internet users; 3) affordability of access to the Internet; 4) digital literacy.