Post-modification based on highly water stable Zr-MOF introduces a novel dimension of functional regulation, offering a fresh perspective for the advancement of pragmatic photocatalysts in the water treatment field. In this study, an entirely novel Zr-MOF (NU-1400-py), featuring a topological network identical to that of NU-1400, has been assembled. The main difference is the replacement of TPTC's central benzene ring with a pyrimidine ring. Utilizing the inherent porosity and semiconducting properties, this Zr-MOF possesses the capability to physically trap Cr2O72- ions (136.43 mg/g), achieving photochemical purification of Cr(VI) and K-, X-, M-type reactive dyes from water. Moreover, another novel heterojunction material EY@Zr-MOF, has been fabricated via in-situ intercalation of luminescent Eosin Y (EY) species within Zr-MOF. Due to the sensitization of embedded EY molecules, EY@Zr-MOF exhibits significantly optimized interface resistance, transient photocurrent intensity and carrier migration efficiency compared to pristine Zr-MOF. Notably, the photochemical purification efficiencies of EY@Zr-MOF towards Cr2O72- (99.66 %, 30 min), RB13 (90.18 %, 120 min), RR2 (92.40 %, 300 min) and RR11 (84.80 %, 90 min) have been dramatically elevated, offering the considerably accelerated reaction kinetics of 1.24, 4.82, 2.48 and 6.23 times, respectively, compared to pristine Zr-MOF, the photochemical purification efficiencies of Zr-MOF towards Cr2O72- (97.88 %, 30 min), RB13 (85.55 %, 450 min), RR2 (71.38 %, 450 min) and RR11 (53.16 %, 240 min). Additionally, its photocatalytic REDOX mechanisms in eliminating target contaminants were proposed tentatively. This contribution offers a viable pathway for designing multi-functional materials aimed at solving some intractable environmental issues caused by Cr(VI) and reactive dyes.